There are many ways to manage money wisely.

I
follow ‘The 3S Principle’.

The first ‘S’ is savings. Savings is when you

decide to put some of your money aside for
future needs.

Yes, exactly. The second ‘S’ is spending wisely.

This is where you have to make a choice
between what you want and what you need.

Good choice, Vijay. The third ‘S’ is sharing the

money you have with other people. You can
either donate it or buy presents for your loved
ones.

Irfan
‘The 3S Principle’? What is that, Miss Sharmila?
May Lee
Is it like keeping the money in a money box or
bank account?

Vijay
I want to buy a box of jigsaw puzzle but at the
same time, I really need a pair of school shoes. I
guess this is where I have to make a choice.
Emm… my choice will be shoes because the pair
of shoes I have now is torn.

May Lee
I can use the pocket money saved to buy a
bouquet of flowers for my mother on her
birthday. Is this called sharing, Miss Sharmila?