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TH REGRETS THE RISE OF BIG TECH COMPANIES EXPANDING

INTO FINANCIAL SERVICES (GOJEK = GOPAY, ALIBABA =


ALIPAY)

 Background = what is big tech companies, its function, why


they expanding into financial service (ex : fulfilling people
needs and society changes so company sees it as possibility
(people demand)
 Impact to people and government by company
 People and government = currency, tax, economy.
 There’s no problem with gopay, they actually helping
society esp in financial service (opposition) i.e. : using
gopay to pay in café, instead of using credit, help lower
society people. Bring also explanation of financial system
 Marketing strategy is quite difficulty right now (too expensive
for low economical people). They can collaborate with gopay.
 Company = profit-based (the nature of startup company),
probability of monopoly. If there’s problem with gopay the
country financial problem will have a problem (no refund,
possibility of lost money) too. = Rebutt (Demonizing gopay)
 Tax is not company responsibility but people and
government, government have responsibility to manage and
learn the concept of economical currency.

BOP :
What is the problem ?
Why big tech companies expand ? what is the impact ?
advantages ? disadvantages ?

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