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http://moneyexcel.

com

PPF Calculator

Opening Monthly Yearly Intrest Rate


Year Age Balance Contribution Contribution @8.7%
2015 21 - 12500 150,000 7,069
2016 22 157,069 12500 150,000 20,734
2017 23 327,802 12500 150,000 35,588
2018 24 513,390 12500 150,000 51,734
2019 25 715,124 12500 150,000 69,285
2020 26 934,408 12500 150,000 88,362
2021 27 1,172,771 12500 150,000 109,100
2022 28 1,431,870 12500 150,000 131,641
2023 29 1,713,512 12500 150,000 156,144
2024 30 2,019,656 12500 150,000 182,779
2025 31 2,352,435 12500 150,000 211,731
2026 32 2,714,165 12500 150,000 243,201
2027 33 3,107,367 12500 150,000 277,410
2028 34 3,534,776 12500 150,000 314,594
2029 35 3,999,371 12500 150,000 353,926
2030 36 4,490,797 12500 150,000 396,681
2031 37 5,024,978 12500 150,000 443,154
2032 38 5,605,632 12500 150,000 493,671
2033 39 6,236,803 12500 150,000 548,583
2034 40 6,922,886 12500 150,000 608,272
http://moneyexcel.com
Closing
Balance
157,069
327,802
513,390
715,124
934,408
1,172,771
1,431,870
1,713,512
2,019,656
2,352,435
2,714,165
3,107,367
3,534,776
3,999,371
4,490,797
5,024,978
5,605,632
6,236,803
6,922,886
7,668,659
Input Parameters
Rate of Interest 8.70% PPF Calculator
Monthly Investment 12500

Year 1
Month Deposit Balance Interest
Apr 12,500 12,500 91
May 12,500 25,000 181
Jun 12,500 37,500 272
Jul 12,500 50,000 363
Aug 12,500 62,500 453
Sep 12,500 75,000 544
Oct 12,500 87,500 634
Nov 12,500 100,000 725
Dec 12,500 112,500 816
Jan 12,500 125,000 906
Feb 12,500 137,500 997
Mar 12,500 150,000 1,088
Year End Balance 157,069 7,069

Year 2
Month Deposit Balance Interest
Apr 12,500 169,569 1,229
May 12,500 182,069 1,320
Jun 12,500 194,569 1,411
Jul 12,500 207,069 1,501
Aug 12,500 219,569 1,592
Sep 12,500 232,069 1,682
Oct 12,500 244,569 1,773
Nov 12,500 257,069 1,864
Dec 12,500 269,569 1,954
Jan 12,500 282,069 2,045
Feb 12,500 294,569 2,136
Mar 12,500 307,069 2,226
Year End Balance 327,802 20,734

Year 3
Month Deposit Balance Interest
Apr 12,500 340,302 2,467
May 12,500 352,802 2,558
Jun 12,500 365,302 2,648
Jul 12,500 377,802 2,739
Aug 12,500 390,302 2,830
Sep 12,500 402,802 2,920
Oct 12,500 415,302 3,011
Nov 12,500 427,802 3,102
Dec 12,500 440,302 3,192
Jan 12,500 452,802 3,283
Feb 12,500 465,302 3,373
Mar 12,500 477,802 3,464
Year End Balance 513,390 35,588

Year 4
Month Deposit Balance Interest
Apr 12,500 525,890 3,813
May 12,500 538,390 3,903
Jun 12,500 550,890 3,994
Jul 12,500 563,390 4,085
Aug 12,500 575,890 4,175
Sep 12,500 588,390 4,266
Oct 12,500 600,890 4,356
Nov 12,500 613,390 4,447
Dec 12,500 625,890 4,538
Jan 12,500 638,390 4,628
Feb 12,500 650,890 4,719
Mar 12,500 663,390 4,810
Year End Balance 715,124 51,734

Year 5
Month Deposit Balance Interest
Apr 12,500 727,624 5,275
May 12,500 740,124 5,366
Jun 12,500 752,624 5,457
Jul 12,500 765,124 5,547
Aug 12,500 777,624 5,638
Sep 12,500 790,124 5,728
Oct 12,500 802,624 5,819
Nov 12,500 815,124 5,910
Dec 12,500 827,624 6,000
Jan 12,500 840,124 6,091
Feb 12,500 852,624 6,182
Mar 12,500 865,124 6,272
Year End Balance 934,408 69,285

Year 6
Month Deposit Balance Interest
Apr 12,500 946,908 6,865
May 12,500 959,408 6,956
Jun 12,500 971,908 7,046
Jul 12,500 984,408 7,137
Aug 12,500 996,908 7,228
Sep 12,500 1,009,408 7,318
Oct 12,500 1,021,908 7,409
Nov 12,500 1,034,408 7,499
Dec 12,500 1,046,908 7,590
Jan 12,500 1,059,408 7,681
Feb 12,500 1,071,908 7,771
Mar 12,500 1,084,408 7,862
Year End Balance 1,172,771 88,362

Year 7
Month Deposit Balance Interest
Apr 12,500 1,185,271 8,593
May 12,500 1,197,771 8,684
Jun 12,500 1,210,271 8,774
Jul 12,500 1,222,771 8,865
Aug 12,500 1,235,271 8,956
Sep 12,500 1,247,771 9,046
Oct 12,500 1,260,271 9,137
Nov 12,500 1,272,771 9,228
Dec 12,500 1,285,271 9,318
Jan 12,500 1,297,771 9,409
Feb 12,500 1,310,271 9,499
Mar 12,500 1,322,771 9,590
Year End Balance 1,431,870 109,100

Year 8
Month Deposit Balance Interest
Apr 12,500 1,444,370 10,472
May 12,500 1,456,870 10,562
Jun 12,500 1,469,370 10,653
Jul 12,500 1,481,870 10,744
Aug 12,500 1,494,370 10,834
Sep 12,500 1,506,870 10,925
Oct 12,500 1,519,370 11,015
Nov 12,500 1,531,870 11,106
Dec 12,500 1,544,370 11,197
Jan 12,500 1,556,870 11,287
Feb 12,500 1,569,370 11,378
Mar 12,500 1,581,870 11,469
Year End Balance 1,713,512 131,641

Year 9
Month Deposit Balance Interest
Apr 12,500 1,726,012 12,514
May 12,500 1,738,512 12,604
Jun 12,500 1,751,012 12,695
Jul 12,500 1,763,512 12,785
Aug 12,500 1,776,012 12,876
Sep 12,500 1,788,512 12,967
Oct 12,500 1,801,012 13,057
Nov 12,500 1,813,512 13,148
Dec 12,500 1,826,012 13,239
Jan 12,500 1,838,512 13,329
Feb 12,500 1,851,012 13,420
Mar 12,500 1,863,512 13,510
Year End Balance 2,019,656 156,144

Year 10
Month Deposit Balance Interest
Apr 12,500 2,032,156 14,733
May 12,500 2,044,656 14,824
Jun 12,500 2,057,156 14,914
Jul 12,500 2,069,656 15,005
Aug 12,500 2,082,156 15,096
Sep 12,500 2,094,656 15,186
Oct 12,500 2,107,156 15,277
Nov 12,500 2,119,656 15,368
Dec 12,500 2,132,156 15,458
Jan 12,500 2,144,656 15,549
Feb 12,500 2,157,156 15,639
Mar 12,500 2,169,656 15,730
Year End Balance 2,352,435 182,779

Year 11
Month Deposit Balance Interest
Apr 12,500 2,364,935 17,146
May 12,500 2,377,435 17,236
Jun 12,500 2,389,935 17,327
Jul 12,500 2,402,435 17,418
Aug 12,500 2,414,935 17,508
Sep 12,500 2,427,435 17,599
Oct 12,500 2,439,935 17,690
Nov 12,500 2,452,435 17,780
Dec 12,500 2,464,935 17,871
Jan 12,500 2,477,435 17,961
Feb 12,500 2,489,935 18,052
Mar 12,500 2,502,435 18,143
Year End Balance 2,714,165 211,731

Year 12
Month Deposit Balance Interest
Apr 12,500 2,726,665 19,768
May 12,500 2,739,165 19,859
Jun 12,500 2,751,665 19,950
Jul 12,500 2,764,165 20,040
Aug 12,500 2,776,665 20,131
Sep 12,500 2,789,165 20,221
Oct 12,500 2,801,665 20,312
Nov 12,500 2,814,165 20,403
Dec 12,500 2,826,665 20,493
Jan 12,500 2,839,165 20,584
Feb 12,500 2,851,665 20,675
Mar 12,500 2,864,165 20,765
Year End Balance 3,107,367 243,201

Year 13
Month Deposit Balance Interest
Apr 12,500 3,119,867 22,619
May 12,500 3,132,367 22,710
Jun 12,500 3,144,867 22,800
Jul 12,500 3,157,367 22,891
Aug 12,500 3,169,867 22,982
Sep 12,500 3,182,367 23,072
Oct 12,500 3,194,867 23,163
Nov 12,500 3,207,367 23,253
Dec 12,500 3,219,867 23,344
Jan 12,500 3,232,367 23,435
Feb 12,500 3,244,867 23,525
Mar 12,500 3,257,367 23,616
Year End Balance 3,534,776 277,410

Year 14
Month Deposit Balance Interest
Apr 12,500 3,547,276 25,718
May 12,500 3,559,776 25,808
Jun 12,500 3,572,276 25,899
Jul 12,500 3,584,776 25,990
Aug 12,500 3,597,276 26,080
Sep 12,500 3,609,776 26,171
Oct 12,500 3,622,276 26,262
Nov 12,500 3,634,776 26,352
Dec 12,500 3,647,276 26,443
Jan 12,500 3,659,776 26,533
Feb 12,500 3,672,276 26,624
Mar 12,500 3,684,776 26,715
Year End Balance 3,999,371 314,594

Year 15
Month Deposit Balance Interest
Apr 12,500 3,999,371 28,995
May 12,500 4,011,871 29,086
Jun 12,500 4,024,371 29,177
Jul 12,500 4,036,871 29,267
Aug 12,500 4,049,371 29,358
Sep 12,500 4,061,871 29,449
Oct 12,500 4,074,371 29,539
Nov 12,500 4,086,871 29,630
Dec 12,500 4,099,371 29,720
Jan 12,500 4,111,871 29,811
Feb 12,500 4,124,371 29,902
Mar 12,500 4,136,871 29,992
Year End Balance 4,490,797 353,926

Year 16
Month Deposit Balance Interest
Apr 12,500 4,490,797 32,558
May 12,500 4,503,297 32,649
Jun 12,500 4,515,797 32,740
Jul 12,500 4,528,297 32,830
Aug 12,500 4,540,797 32,921
Sep 12,500 4,553,297 33,011
Oct 12,500 4,565,797 33,102
Nov 12,500 4,578,297 33,193
Dec 12,500 4,590,797 33,283
Jan 12,500 4,603,297 33,374
Feb 12,500 4,615,797 33,465
Mar 12,500 4,628,297 33,555
Year End Balance 5,024,978 396,681

Year 17
Month Deposit Balance Interest
Apr 12,500 5,024,978 36,431
May 12,500 5,037,478 36,522
Jun 12,500 5,049,978 36,612
Jul 12,500 5,062,478 36,703
Aug 12,500 5,074,978 36,794
Sep 12,500 5,087,478 36,884
Oct 12,500 5,099,978 36,975
Nov 12,500 5,112,478 37,065
Dec 12,500 5,124,978 37,156
Jan 12,500 5,137,478 37,247
Feb 12,500 5,149,978 37,337
Mar 12,500 5,162,478 37,428
Year End Balance 5,605,632 443,154

Year 18
Month Deposit Balance Interest
Apr 12,500 5,605,632 40,641
May 12,500 5,618,132 40,731
Jun 12,500 5,630,632 40,822
Jul 12,500 5,643,132 40,913
Aug 12,500 5,655,632 41,003
Sep 12,500 5,668,132 41,094
Oct 12,500 5,680,632 41,185
Nov 12,500 5,693,132 41,275
Dec 12,500 5,705,632 41,366
Jan 12,500 5,718,132 41,456
Feb 12,500 5,730,632 41,547
Mar 12,500 5,743,132 41,638
Year End Balance 6,236,803 493,671

Year 19
Month Deposit Balance Interest
Apr 12,500 6,236,803 45,217
May 12,500 6,249,303 45,307
Jun 12,500 6,261,803 45,398
Jul 12,500 6,274,303 45,489
Aug 12,500 6,286,803 45,579
Sep 12,500 6,299,303 45,670
Oct 12,500 6,311,803 45,761
Nov 12,500 6,324,303 45,851
Dec 12,500 6,336,803 45,942
Jan 12,500 6,349,303 46,032
Feb 12,500 6,361,803 46,123
Mar 12,500 6,374,303 46,214
Year End Balance 6,922,886 548,583

Year 20
Month Deposit Balance Interest
Apr 12,500 6,922,886 50,191
May 12,500 6,935,386 50,282
Jun 12,500 6,947,886 50,372
Jul 12,500 6,960,386 50,463
Aug 12,500 6,972,886 50,553
Sep 12,500 6,985,386 50,644
Oct 12,500 6,997,886 50,735
Nov 12,500 7,010,386 50,825
Dec 12,500 7,022,886 50,916
Jan 12,500 7,035,386 51,007
Feb 12,500 7,047,886 51,097
Mar 12,500 7,060,386 51,188
Year End Balance 7,668,659 608,272
Output Parameters
Maturity Value 7,668,659
Input Parameters
Rate of Interest 8.70% PPF Calculator
Yearly Investment 150000

Year 1
Month Deposit Balance
Apr 150,000 150,000
May 150,000
Jun 150,000
Jul 150,000
Aug 150,000
Sep 150,000
Oct 150,000
Nov 150,000
Dec 150,000
Jan 150,000
Feb 150,000
Mar 150,000
Year End Balance 163,050

Year 2
Month Deposit Balance
Apr 150,000 313,050
May 313,050
Jun 313,050
Jul 313,050
Aug 313,050
Sep 313,050
Oct 313,050
Nov 313,050
Dec 313,050
Jan 313,050
Feb 313,050
Mar 313,050
Year End Balance 340,285

Year 3
Month Deposit Balance
Apr 150,000 490,285
May 490,285
Jun 490,285
Jul 490,285
Aug 490,285
Sep 490,285
Oct 490,285
Nov 490,285
Dec 490,285
Jan 490,285
Feb 490,285
Mar 490,285
Year End Balance 532,940

Year 4
Month Deposit Balance
Apr 150,000 682,940
May 682,940
Jun 682,940
Jul 682,940
Aug 682,940
Sep 682,940
Oct 682,940
Nov 682,940
Dec 682,940
Jan 682,940
Feb 682,940
Mar 682,940
Year End Balance 742,356

Year 5
Month Deposit Balance
Apr 150,000 892,356
May 892,356
Jun 892,356
Jul 892,356
Aug 892,356
Sep 892,356
Oct 892,356
Nov 892,356
Dec 892,356
Jan 892,356
Feb 892,356
Mar 892,356
Year End Balance 969,991

Year 6
Month Deposit Balance
Apr 150,000 1,119,991
May 1,119,991
Jun 1,119,991
Jul 1,119,991
Aug 1,119,991
Sep 1,119,991
Oct 1,119,991
Nov 1,119,991
Dec 1,119,991
Jan 1,119,991
Feb 1,119,991
Mar 1,119,991
Year End Balance 1,217,430

Year 7
Month Deposit Balance
Apr 150,000 1,367,430
May 1,367,430
Jun 1,367,430
Jul 1,367,430
Aug 1,367,430
Sep 1,367,430
Oct 1,367,430
Nov 1,367,430
Dec 1,367,430
Jan 1,367,430
Feb 1,367,430
Mar 1,367,430
Year End Balance 1,486,397

Year 8
Month Deposit Balance
Apr 150,000 1,636,397
May 1,636,397
Jun 1,636,397
Jul 1,636,397
Aug 1,636,397
Sep 1,636,397
Oct 1,636,397
Nov 1,636,397
Dec 1,636,397
Jan 1,636,397
Feb 1,636,397
Mar 1,636,397
Year End Balance 1,778,763

Year 9
Month Deposit Balance
Apr 150,000 1,928,763
May 1,928,763
Jun 1,928,763
Jul 1,928,763
Aug 1,928,763
Sep 1,928,763
Oct 1,928,763
Nov 1,928,763
Dec 1,928,763
Jan 1,928,763
Feb 1,928,763
Mar 1,928,763
Year End Balance 2,096,565

Year 10
Month Deposit Balance
Apr 150,000 2,246,565
May 2,246,565
Jun 2,246,565
Jul 2,246,565
Aug 2,246,565
Sep 2,246,565
Oct 2,246,565
Nov 2,246,565
Dec 2,246,565
Jan 2,246,565
Feb 2,246,565
Mar 2,246,565
Year End Balance 2,442,017

Year 11
Month Deposit Balance
Apr 150,000 2,592,017
May 2,592,017
Jun 2,592,017
Jul 2,592,017
Aug 2,592,017
Sep 2,592,017
Oct 2,592,017
Nov 2,592,017
Dec 2,592,017
Jan 2,592,017
Feb 2,592,017
Mar 2,592,017
Year End Balance 2,817,522

Year 12
Month Deposit Balance
Apr 150,000 2,967,522
May 2,967,522
Jun 2,967,522
Jul 2,967,522
Aug 2,967,522
Sep 2,967,522
Oct 2,967,522
Nov 2,967,522
Dec 2,967,522
Jan 2,967,522
Feb 2,967,522
Mar 2,967,522
Year End Balance 3,225,697

Year 13
Month Deposit Balance
Apr 150,000 3,375,697
May 3,375,697
Jun 3,375,697
Jul 3,375,697
Aug 3,375,697
Sep 3,375,697
Oct 3,375,697
Nov 3,375,697
Dec 3,375,697
Jan 3,375,697
Feb 3,375,697
Mar 3,375,697
Year End Balance 3,669,382

Year 14
Month Deposit Balance
Apr 150,000 3,819,382
May 3,819,382
Jun 3,819,382
Jul 3,819,382
Aug 3,819,382
Sep 3,819,382
Oct 3,819,382
Nov 3,819,382
Dec 3,819,382
Jan 3,819,382
Feb 3,819,382
Mar 3,819,382
Year End Balance 4,151,668

Year 15
Month Deposit Balance
Apr 150,000 4,301,668
May 0 4,301,668
Jun 0 4,301,668
Jul 0 4,301,668
Aug 0 4,301,668
Sep 0 4,301,668
Oct 0 4,301,668
Nov 0 4,301,668
Dec 0 4,301,668
Jan 0 4,301,668
Feb 0 4,301,668
Mar 0 4,301,668
Year End Balance 4,675,914

Year 16
Month Deposit Balance
Apr 150,000 4,825,914
May 0 4,825,914
Jun 0 4,825,914
Jul 0 4,825,914
Aug 0 4,825,914
Sep 0 4,825,914
Oct 0 4,825,914
Nov 0 4,825,914
Dec 0 4,825,914
Jan 0 4,825,914
Feb 0 4,825,914
Mar 0 4,825,914
Year End Balance 5,245,768

Year 17
Month Deposit Balance
Apr 150,000 5,395,768
May 0 5,395,768
Jun 0 5,395,768
Jul 0 5,395,768
Aug 0 5,395,768
Sep 0 5,395,768
Oct 0 5,395,768
Nov 0 5,395,768
Dec 0 5,395,768
Jan 0 5,395,768
Feb 0 5,395,768
Mar 0 5,395,768
Year End Balance 5,865,200

Year 18
Month Deposit Balance
Apr 150,000 6,015,200
May 0 6,015,200
Jun 0 6,015,200
Jul 0 6,015,200
Aug 0 6,015,200
Sep 0 6,015,200
Oct 0 6,015,200
Nov 0 6,015,200
Dec 0 6,015,200
Jan 0 6,015,200
Feb 0 6,015,200
Mar 0 6,015,200
Year End Balance 6,538,522

Year 19
Month Deposit Balance
Apr 150,000 6,688,522
May 0 6,688,522
Jun 0 6,688,522
Jul 0 6,688,522
Aug 0 6,688,522
Sep 0 6,688,522
Oct 0 6,688,522
Nov 0 6,688,522
Dec 0 6,688,522
Jan 0 6,688,522
Feb 0 6,688,522
Mar 0 6,688,522
Year End Balance 7,270,424

Year 20
Month Deposit Balance
Apr 150,000 7,420,424
May 0 7,420,424
Jun 0 7,420,424
Jul 0 7,420,424
Aug 0 7,420,424
Sep 0 7,420,424
Oct 0 7,420,424
Nov 0 7,420,424
Dec 0 7,420,424
Jan 0 7,420,424
Feb 0 7,420,424
Mar 0 7,420,424
Year End Balance 8,066,000
Output Parameters
ulator Maturity Value 8,066,000

1
Interest
1,088
1,088
1,088
1,088
1,088
1,088
1,088
1,088
1,088
1,088
1,088
1,088
13,050

2
Interest
2,270
2,270
2,270
2,270
2,270
2,270
2,270
2,270
2,270
2,270
2,270
2,270
27,235

3
Interest
3,555
3,555
3,555
3,555
3,555
3,555
3,555
3,555
3,555
3,555
3,555
3,555
42,655

4
Interest
4,951
4,951
4,951
4,951
4,951
4,951
4,951
4,951
4,951
4,951
4,951
4,951
59,416

5
Interest
6,470
6,470
6,470
6,470
6,470
6,470
6,470
6,470
6,470
6,470
6,470
6,470
77,635

6
Interest
8,120
8,120
8,120
8,120
8,120
8,120
8,120
8,120
8,120
8,120
8,120
8,120
97,439

7
Interest
9,914
9,914
9,914
9,914
9,914
9,914
9,914
9,914
9,914
9,914
9,914
9,914
118,966

8
Interest
11,864
11,864
11,864
11,864
11,864
11,864
11,864
11,864
11,864
11,864
11,864
11,864
142,367

9
Interest
13,984
13,984
13,984
13,984
13,984
13,984
13,984
13,984
13,984
13,984
13,984
13,984
167,802

10
Interest
16,288
16,288
16,288
16,288
16,288
16,288
16,288
16,288
16,288
16,288
16,288
16,288
195,451

11
Interest
18,792
18,792
18,792
18,792
18,792
18,792
18,792
18,792
18,792
18,792
18,792
18,792
225,505

12
Interest
21,515
21,515
21,515
21,515
21,515
21,515
21,515
21,515
21,515
21,515
21,515
21,515
258,174

13
Interest
24,474
24,474
24,474
24,474
24,474
24,474
24,474
24,474
24,474
24,474
24,474
24,474
293,686

14
Interest
27,691
27,691
27,691
27,691
27,691
27,691
27,691
27,691
27,691
27,691
27,691
27,691
332,286

15
Interest
31,187
31,187
31,187
31,187
31,187
31,187
31,187
31,187
31,187
31,187
31,187
31,187
374,245

16
Interest
34,988
34,988
34,988
34,988
34,988
34,988
34,988
34,988
34,988
34,988
34,988
34,988
419,854

17
Interest
39,119
39,119
39,119
39,119
39,119
39,119
39,119
39,119
39,119
39,119
39,119
39,119
469,432

18
Interest
43,610
43,610
43,610
43,610
43,610
43,610
43,610
43,610
43,610
43,610
43,610
43,610
523,322

19
Interest
48,492
48,492
48,492
48,492
48,492
48,492
48,492
48,492
48,492
48,492
48,492
48,492
581,901

20
Interest
53,798
53,798
53,798
53,798
53,798
53,798
53,798
53,798
53,798
53,798
53,798
53,798
645,577

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