A

Research Project
On
“Studying the Impact of Operating Efficiency, Non-performing Assets and
Bank Size on Financial Performance: A comparative Study of 3 Public
Sector Banks (State Bank of India, Punjab National Bank and Bank of
Baroda) for three Years (2014-2016)”

Submitted to:

Kurukshetra University, Kurukshetra

In the partial fulfillment of the Degree of Master of Business Administration
(Session 2015-17)

Under the Guidance of: Submitted by:

Ms. Aditi Agarwal Gurvinder Kaur
Asst. Prof, YIET MBA 4th Semester
Univ. Roll No………….

YAMUNA INSTITUTE OF ENGINEERING AND TECHNOLOGY, VILL GADHOLI,

AFFILIATED TO KURUKSHETRA UNIVERSITY, KURUKSHETRA
 DECLARATION

I, Gurvinder Kaur, Roll no #15540, MBA (Semester- IV) of the Yamuna

Institute of Engineering and technology, Yamuna Nagar hereby declare that the Research
Project entitled “Studying the Impact of Operating Efficiency, Non-performing Assets
and Bank Size on Financial Performance: A comparative Study of 3 Public Sector
Banks (State Bank of India, Punjab National Bank and Bank of Baroda) for three Years
(2014-2016)” is an original work and data provided in the study is authentic to the best of my
knowledge.

This report has not been submitted to any this institute for the award of any this degree.

(Gurvinder Kaur)
 ACKNOWLEDGEMENT

The researcher would like to take this opportunity to express his gratitude to all those
great minds and hearts that have touched this project in the path of its success.

First and foremost, I would like to express my profound gratitude and sincere
acknowledgment to Dr. Sarvjeet Kaur (Executive Director) for their valuable guidance
who have been a source of perpetual inspiration to me, gently guiding and paving my way
towards a bright career, throughout my project.

The researcher would also like to express his gratitude to Ms. Aditi Agarwal ,
Assistant Professor Department of Management, Yamuna Institute Of Engineering
And Technology, Vill Gadholi, Yamuna Nagar for his kind co-operation & valuable
guidance throughout the training.

Ms. Aditi Agarwal Dr. Sarvjeet Kaur

(Asst. Professor) (Executive Director)

Y.I.E.T
 CONTENTS

Title Page No.

Chapter No.
Declaration

Acknowledgement

Introduction
1. 1-25
1.1. Industry profile

1.2 Company profile

1.3 About the Topic
Literature review
2. 26-31
Objectives of the Study
3. 32
4. Research Methodology
33-38
5. Data Analysis and Interpretation
39-46
Result & Finding 47
6.
Suggestion 48
7.
Limitations 49
8.
Conclusion 50
9.
Bibliography 51-53

Annexure 54-56