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Guidance for Stock Market Investing Exclusively for TrulyRichClub Members
Note: To understand the Stocks Update, first read Bo’s e-book, My Maid Invests in the Stock Market.
Click here www.TrulyRichClub.com to download now.
Volume 10, No. 9
GROW YOUR SIDE HUSTLE
“Bo, I really can’t invest twenty percent of my
income each month. It’s impossible.”
This comment came from an attendee in my
seminar, “How to Make Millions in the Stock Market.”
As you know by now, I teach people to invest twenty
percent of their monthly income in the stock market.
This is how you become very rich.
If people tell me they can’t, there are only two
solutions: decrease expense and increase income.
Simplify
You can’t save if you won’t simplify. I won’t be
where I am now financially if I didn’t drive a second-
hand car or ate in simple restaurants or took the
cheapest vacations. In the early years, my “romantic”
weekly dates with my wife were in Tapa King. My queen
didn’t mind. Sometimes, we’d eat dinner at home, then
go to a five-star hotel lobby and order one glass of Coke.
We’d stay there for two hours, sipping it very slowly. The
first ten years of my investment journey were all about
simplifying. I’ve been investing for twenty-two years
now. Today, I can bring her to fancy restaurants.
But there’s one thing I encourage everyone to
do….
Side Hustle
Keep your day job but grow a side income. Live on
your day job’s salary, but invest in the stock market one
hundred percent of your earnings from the side hustle.
(Correction: Give ten percent to God and invest ninety
percent.) I know that’s radical, but believe me, this is
what will make you truly rich.
Find something to sell. Or get a part-time job. Offer
your services via the Internet: writing, editing, graphics
design, whatever. Identify what you’re passionate about
and earn through it.
Stocks Update
May 2018
I know of someone who sells second-hand rubber
shoes because he knows this world. He’s an expert.
He can tell you the brand, year, model, color. I cannot,
for the life of me, wrap my mind around the idea that
someone out there wants to buy another person’s old
rubber shoes, with the other person’s sweat and smell
inside the shoes. But there are. And his business is
flourishing. And do you know how he sells them? Via
Facebook.
Many moons ago (almost two decades), I wanted
to learn how to sell belly-to-belly. For one year, I joined
a network marketing company. It was an awesome
experience. In that year, I remember earning one million
pesos. What did I do with the money? I gave some to
the ministry and invested the rest. Can you imagine how
much that money is today? Pretty cool.
And since you’re a TrulyRichClub member, be an
“active affiliate.” We have members who earn extra
monthly—from as low as P3,000 to as high as P50,000
and up—for just inviting people to the TrulyRichClub.
They earn a monthly commission for as long as the
person they referred stays a member.
Friend, grow your side hustle.
Happy investing!
May your dreams come true,
Bo Sanchez
P.S. By the way, when you invite your friends to the
Club, always use your affiliate link so that we can track
that it was you who invited them to the Club. For
more information on how to earn extra each month,
watch our free webinars on affiliate marketing. Go to
www.trulyrichclub.com now.
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Quick Updates:
DNL, MPI, and SECB
By Mike Viñas

I want to share with you some quick updates on the recent additions to our SAM stock list: DNL, MPI, and SECB.
This will introduce or reintroduce to you what these companies are all about and their current performance.

DNL
D&L Industries, Inc. (DNL) is a holding company for a number of manufacturing companies from different
industries. Its four main business segments include food ingredients under Oleo Fats, Inc., oleochemicals, and other
specialty chemicals under Chemrez Technologies, specialty plastics under First in Colours (FIC) and D&L Polymer &
Colours Inc., and aerosols under Aero-Pak Industries. Some of their key products are specialty
fats and oils, refined vegetable oils, oleochemicals, engineered polymers, and home and
personal aerosol products, among others.
The company’s net income in the first quarter of 2018 increased by 12.3 percent compared to the same period
in 2017, to P744 million. Profit growth was caused by the 120-basis points improvement in its gross profit margin to
17.9 percent. This came as a result of lower commodity prices and the larger share of high margin specialty products
to total revenues. Revenues for the first quarter of 2017 grew by only 2.1 percent compared to same period in 2017,
to P6.4 billion. This slower growth was caused by the lower coconut and palm oil prices. Furthermore, revenues
from higher margin specialty products grew by twelve percent to P4.1 billion, offsetting the twelve percent decline
in revenues from its commodity business to P2.3 billion.

MPI
Metro Pacific Investments Corporation (MPI) is the Philippine investment arm of Hong Kong-based First
Pacific Company Ltd. The company is focused on the infrastructure industry in the Philippines. MPI holds interest in
companies engaged in water distribution, toll roads, power distribution, and hospitals.
Meralco (MER), its stake in power distribution, increased its net income by 6.9 percent to P4.92 billion during the
first quarter of this year. MER’s core operating performance, measured by its net distribution
revenues, increased by 8.1 percent to P14.1 billion. In terms of sales volume during the said
quarter, it went up by 8.9 percent to 10,145 GWh. On the other hand, distribution tariff
declined by 1.4 percent to P1.39 per kwh.
Water distribution subsidiary Maynilad posted a ten percent increase in core earnings during the first quarter
of 2018 to P1.68 billion. Sales volume grew to 126.5 MCM. This is five percent higher compared to the same period
last year. Moreover, effective tariff went up by 4.5 percent to P41.5 per cu.m. Because of this, Maynilad’s revenues
increased by ten percent to P5.24 billion.
Metro Pacific Tollways Corporation (MPTC), MPI’s toll road subsidiary, posted a sixteen percent increase in core
income to P1.1 billion. This is during the first quarter of 2018. Revenues went up by sixteen percent to P3.6 billion,
as average daily traffic of NLEX and Cavitex increased by nine percent and eight percent respectively. Operating
expenses for toll roads rose to P1.58 billion. This is a two-percent increase from the same period in 2017.

SECB
Security Bank is one of the country’s leading universal banks serving retail, commercial, corporate, and
institutional clients. Its major businesses include retail, commercial, corporate banking, and financial markets.
They offer services such as financing, leasing, foreign exchange, stock brokerage, investment banking, and asset

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management through its subsidiaries. As of March 2017, SECB has a total of 292 branches and 622 ATMs. It had total
resources of P729 million and deposits of P379 million. Meanwhile, its total loans was at P305 million. SECB is the
sixth largest bank in the country in terms of total assets and seventh largest in deposits and loans.
The bank’s first quarter 2018 net income went down to P2.4 billion. This is a seventeen percent decline compared
to the same period last year. This was primarily due to the fifty percent drop in
trading gains to P415 million and one hundred percent increase in tax expense to
P628 million. However, it’s good to note that the sharp decrease in trading gains was
magnified by the one-off gains it had in 2017. Its earnings did not meet analysts’ expectations because of the lower-
than-expected net interest income and higher-than-expected tax expenses. COL Research and TrulyRichClub believe
that for SECB to go up, it rests on its successful execution of its aggressive growth strategy following its partnership
with Bank of Tokyo-Mitsubishi UFJ, Ltd.
Through these quick updates, I hope you were able to familiarize yourself with our new recommendations to
our SAM stock list. I’ll be going deeper into each one of them in their respective Company Update issue. So stay tuned
to the market on when you can buy these companies below their Buy-Below Prices.

Here are our SAM and Mutual Fund Tables as of May 11, 2018 closing:

Stock Current Price Buy-Below Price Target Price Recommendation

AP  38.95 39.92  49.90  Continue buying 

CEB  92.00
CHIB  34.85
GTCAP  1038.00
MBT  86.00
MEG  4.32
RLC  18.90
AC  970.00
ALI  41.00
BDO  133.00
DNL  10.88
MPI  5.41
SECB  200.60
SM  918.00
SMPH  35.65
CHP  3.18
MER  328.00
UBP  89.00
100.24  125.30  Continue Buying 
36.52  42.00  Continue Buying 
1188.00  1485.00  Continue buying 
89.60  112.00  Continue Buying 
4.92  6.15  Continue Buying 
19.88  26.85  Continue buying 
872.00  1090.00  Stop Buying 
38.60  52.12  Stop Buying 
119.13  137.00  Stop Buying 
10.40  11.60  Stop buying 
4.70  8.20  Stop buying 
181.60  227.00  Stop buying 
774.78  891.00  Stop Buying 
30.32  37.90  Stop Buying 
7.44  9.30  Hold 
302.60  348.00  Sell at P315 or better 
87.82  101.00  Sell at P88 or better 

NAVPS WHEN
CURRENT NAVPS 
FUND CODE FUND BOUGHT  ESTIMATED RETURN
(as of 2018-05-11)
( 2016-01-12 )
XPEEQ Philequity Fund 31.0639 36.9481 18.9422%

XPEIF Philequity Index Fund 4.2155 5.0303 19.3287%

XSLEQ Sunlife Prosperity Equity Fund 3.4805 4.0926 17.5866%

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2017 Top Winners of the TrulyRichClub’s Stocks

Note: The percentage returns cannot be compared between the two tables below. The All-Time Winners table does
not take into consideration a cost-averaging method. The percentage return is only from a buy-and-hold strategy. The
2017 table, however, integrates a cost-averaging method throughout the months it was under the Buy-Below.

ESTIMATED
STOCK TIME PRICE ESTIMATED
STOCKS TIME
SYMBOL RECOMMENDED RANGE RETURN
HELD
October 2013 to March
SM Prime Holdings SMPH 29 Months P16.90 to P21.70 27.95%
2016
September 2015 to June P1,270.00 to
GT Capital Holdings GTCAP 2016 9 Months 22.79%
P1,530.00

January 2016 to April

D&L Industries DNL 3 Months P8.10 to 9.15 12.96%
2016

Top Past Winners of TrulyRichClub’s Stocks

ESTIMATED
STOCK TIME PRICE ESTIMATED
STOCKS TIME
SYMBOL RECOMMENDED RANGE RETURN
HELD
June 2011 to February 2012
 Ayala Land ALI 9 Months P15.09 to P21.65 35%
(3rd week)
Bank of The February 2012 to November
BPI 10 Months P68.45 to P91.00 34.29%
Philippine Islands 2012 (4th week)
February 2012 to December
SM Prime Holdings SMPH 10 Months P12.48 to P17.00 27.75%
2012 (1st week)
January 2013 to April 2013
Meralco MER 3 Months P268.00 to P377.00 28.05%

First Phlippine
FPH June 2011 to June 2013 25 Months P63.18 to P95.20 32.92%%
Holdings
JG Summit
JGS February 12 to October 2013 18 Months P25.75 to P43.50 39.96%
Holdings
D&L Industries DNL February 2013 to April 2014 14 Months P6.45 to P10.00 44%
Banco De Oro BDO April 2013 to August 2014 16 Months P89.60 to P93.00 24%%
SM Prime Holdings SMPH October 2013 to March 2016 29 Months P16.90 to P21.70 27.95%

P1,270.00 to
GT Capital Holdings GTCAP September 2015 to June 2016 9 Months 22.79%
P1,530.00

(Disclaimer: Past performance doesn’t guarantee that you’ll have the exact same results in the future. After all, your
earnings depend on the market’s performance.)

Mike Viñas is an investment trainer of COL Financial Group, Inc. He is a Certified Securities Representative.

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