ATM Transaction

ISO Data Element Transaction

Card Type Transaction Type
DE-43.10 DE-43.11 DE-61.1 DE-61.2 Debit Credit
ITCL JBL JBL ITCL Customer A/C Cash in ATM GL - - -
ON- US
Example 5000.00 5000.00 - - -
TBL or IFIC
ITCL JBL ITCL Customer A/C Q-Cash Payable GL Q-Cash ATM VAT -
(Other
Q-Cash Remote On-Us Fees Payable
than JBL)
Example 5011.50 5000.00 10.00 1.50 -

Originating Card
NPSB FEES Bangledsh Bank
NPSB NPSB JBL ITCL Customer A/C Holder's Branch NPSB Payable GL ITCL GL
NPSB Remote On-Us Paybale GL Payable GL
Expenditure GL
Debit Card
Example 5015.00 7.50 5000.00 15.00 2.50 5.00
VISA ATM Fees
VISA VISA JBL ITCL Customer A/C VISA Payable GL VAT -
VISA Remote On-Us Payable
Example 5034.5 5000 30 4.5 -
TBL or IFIC
Q-Cash Off US ITCL JBL (Other than ITCL Q-Cash Settlement GL Cash in ATM GL
JBL)
NPSB Off US ITCL JBL NPSB NPSB NPSB Settlement GL Cash in ATM GL
VISA Off US ITCL JBL VISA VISA VISA Settlement GL Cash in ATM GL
UnionPay Off US ITCL JBL UPI UPI UnionPay Settlement GL Cash in ATM GL
ITCL JBL JBL ITCL Credit Card Loan GL Cash in ATM GL - - -
Credit Card ON- US
Example 5000.00 5000.00 - - -
 Fund Transfer through ATM
Transaction
Transfaction Type Source Destination
Debit Credit
JBL CASA Credit Card Loan GL JBL CASA Account ITCL Income
Example 5020.00 5000.00 5.00
JBL Credit Card
No touch point in CBS
Example
Q-Cash Bank Account Credit Card Loan GL Q-Cash Bank-Payable GL ITCL Income
Example 5020.00 5000.00 5.00
Credit Card
Q-Cash Bank Card Credit Card Loan GL Q-Cash Bank-Payable GL ITCL Income
Example 5020.00 5000.00 5.00
NPSB Credit Card Loan GL NPSB-Payable GL ITCL Income
Example 5020.00 5000.00 5.00
bKash Credit Card Loan GL bKash-Payable GL ITCL Income
Example 5020.00 5000.00 5.00
Fund Transfer through ATM
JBL CASA Customer Account JBL CASA Account-Destination ITCL Income
Example 5020.00 5000.00 5.00
JBL Credit Card Customer Account Credit Card Fund Transfer- GL ITCL Income
Example 5020.00 5000.00 5.00
Q-Cash Bank Account Customer Account Q-Cash Bank-Payable GL ITCL Income
Example 5020.00 5000.00 5.00
JBL CASA
Q-Cash Bank Card Customer Account Q-Cash Bank-Payable GL ITCL Income
Example 5020.00 5000.00 5.00
NPSB Customer Account NPSB-Payable GL ITCL Income
Example 5020.00 5000.00 5.00
bKash Customer Account bKash-Payable GL ITCL Income
Example 5020.00 5000.00 5.00
JBL Income
15.00

JBL Income
15.00
JBL Income
15.00
JBL Income
15.00
JBL Income
15.00
JBL Income
15.00
JBL Income
15.00
JBL Income
15.00
JBL Income
15.00
JBL Income
15.00
JBL Income
15.00
 POS & E-Commerce Transaction
Transaction
Transaction Category Transaction Type
Debit Credit
Q-Cash POS Customer A/C Q-Cash Payable GL (POS)
Example 5000.00 5000.00
NPSB POS Customer A/C NPSB Payable GL (POS)
POS
Example 5000.00 5000.00
VISA POS Customer A/C VISA Payable GL (POS)
Example 5000.00 5000.00
Q-Cash E-Comm Customer A/C Q-Cash Payable GL (E-Comm)
Example 5000.00 5000.00
NPSB E-Comm Customer A/C NPSB Payable GL (E-Comm)
E-Commerce
Example 5000.00 5000.00
VISA E-Comm Customer A/C VISA Payable GL (E-Comm)
Example 5000.00 5000.00