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  • Amortizacion

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    jua
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    This document contains three loan payment schedules with different amortization methods for a loan of S/ 8,500 over 5 months at an annual interest rate of 60%. The first schedule uses a standard amortization method and shows decreasing balances, interest, and level monthly payments of S/ 2,039.52. The second schedule uses a French amortization method and shows decreasing balances, varying interest amounts, and level monthly payments of S/ 1,909.03. The third schedule uses a deferred interest method and shows increasing balances for the first two months as interest is accrued but not paid, then larger payment amounts in the last three months as both interest and principal are paid down until the

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    amortizacion

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    amortizacion

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    This document contains three loan payment schedules with different amortization methods for a loan of S/ 8,500 over 5 months at an annual interest rate of 60%. The first schedule uses a standard amortization method and shows decreasing balances, interest, and level monthly payments of S/ 2,039.52. The second schedule uses a French amortization method and shows decreasing balances, varying interest amounts, and level monthly payments of S/ 1,909.03. The third schedule uses a deferred interest method and shows increasing balances for the first two months as interest is accrued but not paid, then larger payment amounts in the last three months as both interest and principal are paid down until the

    Copyright:

    © All Rights Reserved
    Download as XLSX, PDF, TXT or read online from Scribd
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    10 views6 pages

    Amortizacion

    Uploaded by

    jua
    This document contains three loan payment schedules with different amortization methods for a loan of S/ 8,500 over 5 months at an annual interest rate of 60%. The first schedule uses a standard amortization method and shows decreasing balances, interest, and level monthly payments of S/ 2,039.52. The second schedule uses a French amortization method and shows decreasing balances, varying interest amounts, and level monthly payments of S/ 1,909.03. The third schedule uses a deferred interest method and shows increasing balances for the first two months as interest is accrued but not paid, then larger payment amounts in the last three months as both interest and principal are paid down until the

    Copyright:

    © All Rights Reserved
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    of 6

    M ALEMAN

    MES SALDO INTERES AMORTIZACION CUOTA


    0 S/ 8,500.00
    1 S/ 6,800.00 S/ 339.52 S/ 1,700.00 S/ 2,039.52
    2 S/ 5,100.00 S/ 271.62 S/ 1,700.00 S/ 1,971.62
    3 S/ 3,400.00 S/ 203.71 S/ 1,700.00 S/ 1,903.71
    4 S/ 1,700.00 S/ 135.81 S/ 1,700.00 S/ 1,835.81
    5 S/ - S/ 67.90 S/ 1,700.00 S/ 1,767.90

    S/ 1,018.57 S/ 8,500.00 S/ 9,518.57


    P = S/ 8,500.00
    n = 5
    TEA = 60%
    i(mensual) = 0.03994410769

    M ALEMAN = S/ 1,700.00

    I1 = S/ 339.52

    C1 = S/ 2,039.52
    M FRANCES
    60%
    MES SALDO AMORTIZACION INTERES CUOTA
    0 S/ 8,500.00
    1 S/ 6,930.49 S/ 1,569.51 S/ 339.52 S/ 1,909.03
    2 S/ 5,298.30 S/ 1,632.20 S/ 276.83 S/ 1,909.03
    3 S/ 3,600.90 S/ 1,697.39 S/ 211.64 S/ 1,909.03
    4 S/ 1,835.71 S/ 1,765.20 S/ 143.83 S/ 1,909.03
    5 S/ - S/ 1,835.71 S/ 73.33 S/ 1,909.03
    P = S/ 8,500.00
    n = 5
    TEA = 60%
    i(mensual) = 0.03994410769

    M FRANCES = S/ 1,909.03 CUOTA

    I1 = S/ 339.52

    A = S/ 1,569.51
    RENTA DIFERIDA
    60%
    MES SALDO INTERES AMORTIZACION CUOTA
    0 S/ 8,500.00
    1 S/ 8,839.52 S/ 339.52 S/ - S/ -
    2 S/ 9,192.61 S/ 353.09 S/ - S/ -
    3 S/ 6,247.61 S/ 367.19 S/ 2,945.00 S/ 3,312.19
    4 S/ 3,184.97 S/ 249.56 S/ 3,062.64 S/ 3,312.19
    5 S/ 0.00 S/ 127.22 S/ 3,184.97 S/ 3,312.19
    S/ 743.97
    P = S/ 8,500.00
    n = 5
    TEA = 60%
    i(mensual) = 0.03994410769

    M FRANCES = S/ 3,312.19 CUOTA

    I1 = S/ 339.52

    A = S/ 2,972.67

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