Welcome to the Presentation

of
Controlling Mechanism of
Asset of BRAC Bank Ltd.

Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04

 Prepared & Presented By
Group No: 04

Name ID No.
Nasif Imtiaz (Group Leader) 1051826
Tasnime Fattah 1051807
Towhid Ahmed 1051811
Md. Shahadat Hossain 1051827
Mohammad Newaz Sharif 1051825
K.M. Serajul Islam 1051834
Tapon Kumer Saha 1051844
MBM-Evening Program (5th Batch)
DSBM, Bangladesh Institute of Bank Management

Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04

 Background

➢Established at 2001
➢Provided banking service to the UNBANKED SME
➢3P Policy: People, Planet, Profit

Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04

 Background

➢186 Branches & 457 SME unit offices

➢Total Loans & Advances: BDT 202.6 Billion
➢Profit: BDT 5250 Million

Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04

 ASSET
• (Core Banking) Refers to the way in which the whole banking and

Centralized Bank financial transactions in the banking network, a Central

Intelligence Unit (Core) is maintained and documented. The core
banking system is based on strategic approaches to improve
operations, reduce costs and prepare for growth, banks are being
exploited.
• Resources owned and controlled by an entity

ASSET

ASSET • Asset Management consists of an array of bank services, such

as custody, investment management, trust and estate
CONTROL administration, retirement plan administration and participant
record keeping, and corporate trust administration

Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04

 ASSET
• Cash
• Balance with Other banks

Financial • Loans & Advances

• Investment
• Money at Call
• Fixed Asset
• Good will

Non- • HR
• IT
Financial
Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04
 LOANS & ADVANCES

Proposal Analysis Approval Disbursement Monitoring &

• Customer to • CRM • EC/Board/CRM • CAD to Branch Recovery
Branch • Sanction Advice • Branch to • SAM
• Branch to to Branch Customers • Business Unit
HO/RBD/SME

Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04

 CASH MANAGEMENT
Cash Forecasting

Working capital Management

Cash Management

Investment Management

Treasury Risk Management

Credit Rating Agency Relation

Bank Relation

Fund Raising

Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04

 FIXED ASSET

• Branch to GSD
Justify • Procurement
Payment
• GSD to IT • IT Team to Store • GSD
• COST
• BUDGET
• Purchase Order
Requisition Delivery

Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04

The rate of depreciation on various classes of property, plant and equipment are as follows:

Asset Category Rates (%)

Building & other constructions 2 Category of Assets Estimated useful life (Years)

Furniture & fixtures 12.5

Office decoration 15 Buildings 20

Computers & accessories 25

Furniture & fittings 5-10
Air coolers & ceiling fans 20
Motor Vehicles 5
Telephones, fax & mobiles 20

Electrical & office equipment 20 Leasehold Improvement 6-7

Cookeries & cutleries 10

IT Equipments 4
Vehicles 20

Office Equipments 5-10

Software & system 33

Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04

 IT

Tangible
Asset Intangible
Asset

Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04

 IT

ICT System Division

ICT Operation Division
ICT Audit Dvision
Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04
 HUMAN RESOURCE

• Recruitment
• Employee Selection
• Career & Succession Planning
• Job analysis & Job Evaluation
• Performance Appraisal an Performance management System
• Compensation & employee benefits
• Handling employee grievance, disciplinary actions

Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04

 HUMAN RESOURCE
Recruitments
Selec
Internal External tion Interviews
• Transfers • Walk-in
• Promotions • Advertisement
• Re-employment of ex-employees • Employment Exchange Test
• Employment Agencies
• Educational Institutions
• Employee Referrals
Assessment Centre
• Labor Contractors

Application Blanks

Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04

 HUMAN RESOURCE

COMPENSATION BENEFITS

Wages Pay for time not worked-sick leave, vacation,

holidays, etc

Salaries Insurance benefits-life and health insurance

Incentives PF

Service benefits-recreational benefits

Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04

 Findings

• Due to centralized decision-making procedure, the process mechanism is

time consuming.
• Due to having specialized officials, the analysis & decision-making process is
more concrete.
• Due to centralization, ensuring the overall compliance with rules, regulations
and guidelines is more convenient and effective.
• Having been centralized, reporting and monitoring of assets is transparent
and unbiased.

Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04

 Conclusion

Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04

 Thank
YOU!!!
Controlling Asset Mechanism of BRAC Bank Limited presented by Group - 04