BUSINESS PLAN

ROZGAAR FOR NEEDY PEOPLE

SOCIAL WELFARE AND EMPLOYEMENT

HAMZA ALI MCOF19MO43

M.COM 3 rd reg(2019-2021)

DEPARTMENT OF NOON BUSINESS SCHOOL

UNIVERSITY OF SARGODHA
TABLE OF CONTENTS

1.Exective summary…………………………………………………………………………….
2.vision…………………………………………………………………………………………..
3.mission……………………………………………………………………………………….
4.Introduction…………………………………………………………………………………..
5.Business concept………………………………………………………………………………
6.Purpose of the business……………………………………………………………………….
7.Products and services………………………………………………………………………….
8.Facilities…………………………………………………………………………………………
9.Financial plan…………………………………………………………………………………….
10.Feasibility report………………………………………………………………………………...
11.Targeted people………………………………………………………………………………….
12.conclusion………………………………………………………………………………………..
EXECUTIVE SUMMRY

This business plan refers to a community especially lower level people who r needy and poor
facilitate them by all means to their end level and trained them. this special project designed for
those people who want to do something and feed their families at the level best and educate their
childerns.the basic purpose of this plan is to give employment to the needy people by means of
learning, educate their Childs and residency facility also. The philosophy of the program
embraces diversity and promotes social change in order to achieve a more just society.by
delivering them knowledge and developing skills is the basic purpose of this program. Men and
women have equal rights, obligations, opportunities, and responsibilities in all social sectors. To
do that, it is important to prevent and reduce situations and factors that reduce people’s ability to
cope and cause coping difficulties, aggravate social inequalities, and generate exclusion.

Vision
To help and facilitate the needy families (illiterate) by developing their skills and empower them.

Mission
Mission of this plan is to Supporting an activating, adequate, and sustainable social protection of
people and empower them.it helps the people to Practice without discrimination and with
respect, knowledge, and skills related to clients’ age, class, color, culture, disability, ethnicity,
family structure, gender, marital status, national origin, race, religion, sex, and sexual orientation.
Introduction
This program is specially designed for the people who are needy and poor want to do something
to fulfill their needs education for their Childs and shelter also. It helps the people to enhance
their skills both men and women at certain age to enable them and empower them also. It’s a
small industry where we will give the food, shelter and educate their kids and developing their
skills and learnt them too. Funds will be generating through PMKJ and availing the loan of 5M
by starting this program and working on that as soon as possible. Our country is facing so Many
difficulties of poverty and people who are poor are much poor even they have no residential
home also and it will be the so far better for their lives and secure their future also. is “to
contribute to the development of the nation by achieving gender equality and equity; facilitate
the enforcement of the rights of children; promote the integration and protection of the
vulnerable, excluded and persons with disabilities in the development process working with
integrity, excellence, fairness and respect for diversity”. If every city of our country start on
working that project, then will be the great contribution in the development of the country.it will
be located on rural area and targeted to uneducated people. We are truly delighted that you have
an interest in a "Helping Profession" and even more excited that you are considering Social
Work as a major.

Business concept
A conceptual frame work will give you the real picture of this project. The main purpose of this
project is to helping people and their families by learnt them skills and providing all the possible
facilities also. Its small industry having school for kids and hospitalization and business of
electric boards and stitching of clothes and bed sheets also on the other hands in the same
industry education facility for their Childs will be a given.

Comprehensive approach to human needs and social protection

 Gender equality
 Ensuring human dignity  Poverty alleviation
 The purposefulness, efficiency and  Food, shelter and employment
sustainability  Enhance their skills and abilities
 Prevention of employee’s loss  Social welfare and protection
ability to work
Purpose of the business/industry
Purpose of this industry is the social welfare by doing business and little bit profit too. Helping
the poor and facilitation is the main purpose of the industry.

Products and services

Making the electric boards and stitching of clothes and bed sheets and sells them in bulk form in
the market at wholesale price.

Facilities
Under this project facility that will be delivered to our valued people of the industry is as
following
 Employment
 Education for their children
 Hospitalization
 Housing facilities

Financial planning
Major contribution towards this project is availing loan facility through PMKJ almost 5M under
this program and some donations also. industry is located in rural area of the BHERA city.so
many families who are needy and living miserable life. Major assets of the industry is people.

Targeted people
We have mainly targeted the lower level community of our city for betterment of their lives and
ensure them availability of food, employment and shelter also.

Feasibility report
financial documentation is prepared accordingly to the project and capital is gain through PMKJ
program and funds generate through that and feasibility plan is prepared of almost three years
which is given below including all the details of building, furniture, machinery and office
equipment also.
 ROZGAR
Balance sheet

As for 30th June, 2021

Assets Amount Liabilities Amount

Fixed assets: Fixed liabilities:

Building 700,000 Capital stock 15,00,000

50,000
Office equipment
250,000
Vehicles
100,000
Furniture
a
Current liabilities:
Current assets:

Cash at bank 250,000

Account payable 60,000
Cash in hand 200,000
Provision for Income tax 50,000
Prepaid insurance 100,000
Outstanding salaries 30,000
Prepaid expenses 50,000
Provision for insurance 25,000
Closing inventory 75,000

1,775,000 1,775,000

Balance sheet

As for 30th June, 2022

 Assets Amount Liabilities Amount

Fixed assets: Fixed liabilities:

Building 2,000,000 Capital stock. 5000000

Less: depreciation (10%). (200000) 1,800,000

Machinery 700000 Current liabilities:

Less depreciation (10%) (70000) 630000 Account payable 75,000

Office equipment. 50,000 Provision for tax 65,000

Less: depreciation (2%). (2500) 47500 Outstanding salaries 75,000

Vehicles: 250,000 Provision for insurance 25,000

Less: depreciation (3%). (7500)
242500
Furniture: 100,000
Less: Depreciation (5%) (5000)

Current assets:

Cash at bank 250,000

Cash in hand 200,000
Prepaid insurance 50,000
Prepaid expenses 25,000
Closing inventory 50,000

5,189,025 5,189,025

Balance sheet
 As for 30th June, 2023

Assets Amount Liabilities Amount

Fixed assets: Fixed liabilities:

Building 2,000,000 Capital stock. 5,00,000,0

Less: depreciation (10%). (200000) 1,800,000

Office equipment. 47,500

Less: depreciation (2%). (950) 46,550

Vehicles: 242,500

Less: depreciation (3%). (7275) 235,225 Current liabilities:

Furniture: 95,000 Account payable 50,025

Less: depreciation (5%) (4750) 90,250 Provision for tax 74,000

Machinery 2000000
Less depreciation(10%) (200000) 1,800,000 Outstanding salaries 40,000
Current assets: Provision for insurance 25,000
Sundary assets 617,000
Cash at bank 250,000
Cash in hand 200,000
Prepaid insurance 25,000
Prepaid expenses 50,000
Closing inventory 75,000

5,189,025
5,189,025
 Balance sheet

As for 30th June, 2024

Assets Amount Liabilities Amount

Fixed assets: Fixed liabilities:

Building 2,000,000 Capital stock. 5,000,000

Less: depreciation (10%). (2,000,00) 1,800,000

Machinery 1,000,000

Less deprecation (10%) 9,000,00

(1,00000)

Office equipment. 46,550 Current liabilities:

Less: depreciation (2%). (931) 45,619 Provision for insurance 25,000

Vehicles. 235,225 Account payable 150,000

Less: depreciation (3%). (7057) 228,168 Income tax payable 90,000

Furniture: 90,250 85,737 Outstanding salaries 60,000

Less: depreciation (5%) (4513)
Current assets:
350,000

250,000
Cash at bank
25,000
Cash in hand
70,176
Prepaid insurance
110,000
Prepaid expense

Closing inventory

51,675,00 51,675,000
0

Balance sheet

As for 30th June, 2025

 Assets Amount Liabilities Amount

Fixed assets: Fixed liabilities:

Building 2,500,000 Capital stock. 4,000,000

Less: depreciation (10%). (2,500,00) 2,250,000

Office equipment. 45,619

Less: depreciation (2%). (912) 44,707

Vehicles. 228,168

Less: depreciation (3%). (6845) 221,323 Current liabilities:

Furniture: 85,737 81,480 Provision for insurance 25,000

Less: depreciation (5%) (4257)
Machinery 1,000,000 Account payable 200,000

Less depreciation (10%) (100000) 9,000,00 Income tax payable 100,000

Current assets: Outstanding salaries 75,000

Cash at bank 330,000

Cash in hand 3400,000

Prepaid expense 68,220

Prepaid insurance 25,000

Closing inventory 180,000

4,100,000 4,100,000

Income statement

For the year ended on 30th June, 2021

Sales revenue (54,000*150). 8,100,000

Less: cost of goods sold (54,000*100). (5,400,00)

 Gross profit. 2700000

Less: selling expenses. (1,00,000)

Less: Administrative expenses. (8, 0000)

Net profit. 2,520,000

Income statement

For the year ended 30th June, 2022

Sales revenue (54000*170). 9180000

Less: cost of goods sold (54000*110). (5940000)

Gross profit. 3240,000

Less: selling expenses. (60,000)

Less: Administrative expenses. (40,000)

Net profit. 3140000

Income statement

For the year ended 30th June, 2023

Sales revenue (56000*170). 9,520,000

Less: cost of goods sold (56000*140). (7,840,000)

Gross profit. 1,680,000

Less: selling expenses. (70,000)

Less: Administrative expenses. (80,000)

No loss\no profit 1530000

 Income statement

For the year ended 30th June, 2024

Sales revenue (55000*190). 10450000

Less: cost of goods sold (55000*120). (6600000)

Gross profit. 3850000

Less: selling expenses. (800,00)

Less: Administrative expenses. (400,00)

Net operating income. 3730000

Income statement

For the year ended 30th June, 2025

Sales revenue (58000*220). 12760,000

Less: cost of goods sold (58000*150). (8,700,000)

Gross profit. 4060000

Less: selling expenses. (70,000)

Less: Administrative expenses. (50,000)

Net operating income. 3940000

Conclusion
we will conclude by saying that once we will start to help someone it will give you the
satisfaction and happiness in this world and hereafter and this project especialy designed for
needy and poor people and will bring the change in the lives of the lower level people moreover
a great contribution to our economy of our country and leads toward self-empowerment and
happiness.