Jeevan Labh - 936

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Mr. sushant.
Age : 28 years. Sum Assured : 450000
Premium paying period : 15 years

First Year Premium

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Mode Basic Premium GST @ 4.5% Total Premium
Yearly 24729 1113 25842
Half Yearly 12488 562 13050
Quarterly 6306 284 6590
Monthly 2102 95 2197
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Subsequent Year Premiums

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Mode Basic Premium GST @ 2.25% Total Premium
Yearly 24729 556 25285
Half Yearly 12488 281 12769
Quarterly 6306 142 6448
Monthly 2102 47 2149
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 Benefit Pattern Illustration
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(450000 to 888300)

Rs.888300

Rs.25842

Age 28 Age 43 Age 49

Total Premium Total Tax Saved

Paid Returns (30 % Slab)
379832 888300 117960
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Maturity Benefit
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Benefits Amount
Sum Assured 450000
Bonus* (19800 X 21) 415800
Final Addition Bonus* (50 per 1000 SA) 22500
Expected Maturity Amount 888300
(After 21 years)
Total Premium Paid 379832
*Bonus rates and Final Addition Bonus(FAB) rates as per the latest declared rates.
 How the plan works...

Mr. sushant pays an annual premium of Rs.25285 for 15 years.

Maturity amount (SA+Bonus+FAB) is paid after the policy term

of 21 years.

Expected Maturity amount as per the current bonus rates comes to

around Rs. 888300.

Normal Insurance coverage and accidental insurance coverage is available

during the term of the policy.

Loan and surrender facility is available after two years and at least two
full-year premium payment.

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 Benefit and Coverage Table
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Age Yearly Normal Accident Loan Surrender Returns
Premium Coverage Coverage Value
28 25842 469800 919800 0 0 0
29 25285 489600 939600 0 0 0
30 25285 509400 959400 27005 30006 0
31 25285 529200 979200 38753 43059 0
32 25285 549000 999000 52133 57926 0
33 25285 568800 1018800 67323 74804 0
34 25285 588600 1038600 84545 93939 0
35 25285 608400 1058400 103985 115539 0
36 25285 628200 1078200 125965 139962 0
37 25285 648000 1098000 150686 167429 0
38 25285 667800 1117800 178530 198367 0
39 25285 687600 1137600 209720 233023 0
40 25285 707400 1157400 240945 267717 0
41 25285 727200 1177200 276051 306724 0
42 25285 751500 1201500 315694 350772 0
43 0 773550 1223550 360785 400873 0
44 0 795600 1245600 412226 458029 0
45 0 817650 1267650 474811 527568 0
46 0 839700 1289700 545394 605994 0
47 0 864000 1314000 625007 694453 0
48 0 888300 1338300 714855 794284 0
49 0 0 0 0 0 888300
Total Premium 379832 Total Returns 888300
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- CLICK HERE TO READ MORE ABOUT THE PLAN -
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Disclaimer
Premium shown in the app is indicative and not exact. Actual premium can vary according to underwriting rules applicable. Maturity
calculations shown in the app are based on the current bonus rates and can vary based on the actual experiances of the
corporation. For more details on risk factors, terms and conditions please read the sales brochure carefully before concluding a
sale.
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Plan presentation prepared by:

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BIRENDRA MOHAPATRA
lic adviser
birendra.nit@gmail.com, balaramprasad
E-Mail : birendra.nit@gmail.com
Mobile : 9861248294
Presentation Created Using: SMART - ALL IN ONE CALCULATOR