Jeevan Labh

( Plan No: 936)

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Plan presentation customised for...

Mr. Mr
Age: 30

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Sum Assured : 1250000 AD and DB Rider Cover : 1250000 #1

Term : 25 years.

Premium payment : 16 years.

LIC's Jeevan Labh as the name suggests, is a low premium high maturity benefit
limited payment plan. This plan is the perfect choice for all who want to create a
corpus fund in the future to meet various needs. This 25 year plan can provide you a
maturity benefit of Rs.3281250 on payment of just Rs.931103 in16 years.

The plan offers insurance coverage of Rs.12,50,000 and accident death and
disability benefit of Rs. 12,50,000. In case of a permanent disability due to accident,
disability benefit of Rs. 10417 shall be paid per month, till the end of the term or ten
years(whichever is earlier).

The plan also offers a tax benefit of Rs.18,074 per annum on the premium paid. The
maturity/survival benefit shall be taxfree u/s 10(10D) of income tax act.
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#1 Accidental Death and Disability Benefit rider

 How the plan works...

Mr. Mr pays an annual premium of Rs.58114 for 16 years.

Maturity amount (SA+Bonus+FAB) is paid after the policy term

of 25 years.

Expected Maturity amount as per the current bonus rates comes to

around Rs. 3281250.

Normal Insurance coverage and accidental insurance coverage is available

during the term of the policy.

Loan and surrender facility is available after two years and at least two
full-year premium payment.

Income tax rebate available on premium u/s 80C and the

maturity/survival benefit shall be tax free under section 10(10D)
 Benefit Pattern Illustration

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(1250000 to 3281250)

Rs.3281250

Rs.59393

Age 30 Age 46 Age 55

Total Premium Total Tax Saved

Paid Returns
931103 3281250 289184
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Maturity Benefit
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Benefits Amount
Sum Assured 12,50,000
Bonus* (58750 X 25) 14,68,750
Final Addition Bonus* (450 per 1000 SA) 5,62,500
Expected Maturity Amount 32,81,250
after 25 years.
Total Premium Paid 9,31,103
*Bonus rates and Final Addition Bonus(FAB) rates as per the latest declared rates.
 Benefit and Coverage Table

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Age Yearly Normal Accident Loan Total
Premium Coverage Coverage Returns
30 59393 1308750 2558750 0 0
31 58114 1367500 2617500 0 0
32 58114 1426250 2676250 54173 0
33 58114 1485000 2735000 77634 0
34 58114 1543750 2793750 104285 0
35 58114 1602500 2852500 134538 0
36 58114 1661250 2911250 168745 0
37 58114 1720000 2970000 207337 0
38 58114 1778750 3028750 250785 0
39 58114 1837500 3087500 299594 0
40 58114 1896250 3146250 354424 0
41 58114 1955000 3205000 416007 0
42 58114 2013750 3263750 484774 0
43 58114 2072500 3322500 561528 0
44 58114 2156250 3406250 647296 0
45 58114 2221250 3471250 742753 0
46 0 2286250 3536250 836096 0
47 0 2351250 3601250 940774 0
48 0 2428750 3678750 1059056 0
49 0 2512500 3762500 1193095 0
50 0 2608750 3858750 1346064 0
51 0 2730000 3980000 1532898 0
52 0 2913750 4163750 1742595 0
53 0 3097500 4347500 1978797 0
54 0 3281250 4531250 2244762 0
55 0 0 0 0 3281250
Total Premium 931103 Total Returns 3281250
 Premium Chart

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First Year Premium Subsequent Year Premiums
Mode Basic GST @ Total Mode Basic GST @ Total
Premium 4.5% Premium Premium 2.25% Premium
Yearly 56835 2558 59393 Yearly 56835 1279 58114
Half 28709 1292 30001 Half 28709 646 29355
Yearly Yearly
Quarterly 14500 653 15152 Quarterly 14500 326 14826
Monthly 4833 217 5050 Monthly 4833 109 4942
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Plan presentation prepared by:

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Monika
Advisor
Vasant Vihar, New Delhi 110057, Branch 127
E-Mail : kanojiyamonika320@gmail.com
Mobile : 9315594923

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The premium shown on the app may vary depending on the applicable underwriting rules. Maturity calculations shown in the app
are based on current bonus rates and may vary based on the Corporations actual experiences. Read the brochure carefully for
more details on terms and conditions.