Jeevan Labh (936-25-16)

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Mr. Amit Verma.

Age : 31 years. (24/01/1992) Sum Assured : 650000
Premium paying period : 16 years
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First Year Premium

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Mode Basic Premium GST @ 4.5% Total Premium
Yearly 29780 1340 31120
Half Yearly 15042 677 15719
Quarterly 7597 342 7939
Monthly 2532 114 2646
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Subsequent Year Premiums

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Mode Basic Premium GST @ 2.25% Total Premium
Yearly 29780 670 30450
Half Yearly 15042 338 15380
Quarterly 7597 171 7768
Monthly 2532 57 2589
 Benefit Pattern Illustration
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(650000 to 1628250)

Rs.1628250

Rs.31120

Age 31 Age 47 Age 56

Total Premium Total Tax Saved

Paid Returns (30 % Slab)
487870 1628250 151520
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Maturity Benefit
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Benefits Amount
Sum Assured 650000
Bonus* (30550 X 25) 763750
Final Addition Bonus* (330 per 1000 SA) 214500
Expected Maturity Amount 1628250
(After 25 years)
Total Premium Paid 487870
*Bonus rates and Final Addition Bonus(FAB) rates as per the latest declared rates.
 How the plan works...

Mr. Amit Verma pays an annual premium of Rs.30450 for 16 years.

Maturity amount (SA+Bonus+FAB) is paid after the policy term

of 25 years.

Expected Maturity amount as per the current bonus rates comes to

around Rs. 1628250.

Normal Insurance coverage and accidental insurance coverage is available

during the term of the policy.

Loan and surrender facility is available after two years and at least two
full-year premium payment.

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 Benefit and Coverage Table
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Age Yearly Normal Accident Loan Cash Returns
Premium Coverage Coverage Value
31 31120 680550 1330550 0 0 0
32 30450 711100 1361100 0 0 0
33 30450 741650 1391650 28170 31300 0
34 30450 772200 1422200 40369 44855 0
35 30450 802750 1452750 54228 60254 0
36 30450 833300 1483300 69959 77733 0
37 30450 863850 1513850 87747 97497 0
38 30450 894400 1544400 107815 119795 0
39 30450 924950 1574950 130408 144898 0
40 30450 955500 1605500 155789 173099 0
41 30450 986050 1636050 184300 204778 0
42 30450 1016600 1666600 216324 240360 0
43 30450 1047150 1697150 252082 280092 0
44 30450 1077700 1727700 291994 324438 0
45 30450 1114750 1764750 336593 373993 0
46 30450 1148550 1798550 386231 429146 0
47 0 1182350 1832350 434770 483078 0
48 0 1216150 1866150 489202 543558 0
49 0 1249950 1899950 550709 611899 0
50 0 1287000 1937000 620409 689344 0
51 0 1324050 1974050 699953 777726 0
52 0 1374100 2024100 797106 885674 0
53 0 1450150 2100150 906149 1006833 0
54 0 1532700 2182700 1028974 1143305 0
55 0 1628250 2278250 1167276 1296974 0
56 0 0 0 0 0 1628250
Total Premium 487870 Total Returns 1628250
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Disclaimer
Premium shown in the app is indicative and not exact. Actual premium can vary according to underwriting rules applicable. Maturity
calculations shown for the plan are based on the latest declared bonus and loyalty addition rates and can vary in the future based
on the actual experiences of the corporation. For more details on risk factors, terms and conditions please read the sales brochure
carefully before concluding a sale.
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Plan presentation prepared by:

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 Bhagat Verma
CA
Burrabazar, Burrabazar
E-Mail : bhagat@gmail.com
Mobile : 9330879357