Advisor Details

Advisor Details
Name Amidhara Consultancy Firm Name Haresh Prajapati
Address "Amidhara Consultancy"
Contact Details 1, Ridhi Sidhi Apartment, Gujjar Faliyu,
Contact No 9727744455 Mahidharpura, Surat.
Email address

Page 1
 Client Details

Client Details for Financial Plan

Date : 03/08/21
Personal Details
Financial Planning For :
Age :
Client Address : Contact No :
Email ID :

Your Financial Goals / Objectives

Child Future Planning

Child – 1 Child – 2 Child – 3
Child Details : Child Name
Present Age

Child Higher Education Goal : Age at Higher Education 18 18

Child Marriage Goal :
Present Higher Education Cost Present Cost (Rs.) Present Cost (Rs.) Present Cost (Rs.)
Admission Cost + Other One Time Cost 0
Annual Tuition Fees + Other Expenses 0
Course Duration 0
Present Total Higher Education Cost 0 0 0 ( Pl Don't Edit )
Existing Investment For Education Goal 0
Total Existing Investment Value ( If Any ) 0 0 0
Expected Rate of Return (%) 12.00% 12.00% 0.00%
Present Marriage Cost Present Cost (Rs.) Present Cost (Rs.) Present Cost (Rs.)
Age at Marriage 0
Present Marriage Cost 0
Existing Investment For Marriage Goal 0
Total Existing Investment Value ( If Any ) 0 0 0
Expected Rate of Return (%) 12.00% 12.00% 0.00%

Retirement / Pension Planning : Retirement Age

Monthly Expenses / Monthly Income Needed
Existing Investment For Retirement 0
Total Existing Investment Value ( If Any ) 0
Expected Rate of Return (%) 6.00%

Other Major Financial Goals : ( Like Purchase Home-Down Payment,Automobile,Foreign Tour,Business Capital Etc )
Expected
Existing Rate of
Name of Goals Years To Maturity Present Cost Investment Return(%)
0 12.00%
0.00%

Page 2
 Client Details

Insurance Coverage : House Hold Expenses ( Per Month )

Protection for Years ( From Now )
Total Outstanding Liabilities / Loans
Existing Life Insurance Coverage

Assumptions for Financial Plan

Estimated Rate of Return (%) -
New Investment ( Alternative -1 ) 12.00%
Estimated Rate of Return (%) -
New Investment ( Alternative -2 ) 8.00%
Inflation Rate – Current 6.00%
Inflation Rate – Post Retirement 6.00% 0.49%
Risk Free Rate of Return 7.00% 0.9346%
Return on Retirement Kitty 7.00% 0.57%
Life Expectancy 85

Page 3
 Letter

Client's Name: 0 Your NJ Fundz Partner : Amidhara Consultancy

Firm Name : Haresh Prajapati
Address: 0 Address : "Amidhara Consultancy"
0 1, Ridhi Sidhi Apartment, Gujjar Faliyu,
#REF! Mahidharpura, Surat.
Contact No : 0 Contact No : 9727744455
E-mail ID : 0 E-mail ID : 0

Dated: 03/08/21

Subject: Your personalized Financial Plan

Dear

This is in reference to our talks in regards to your Financial Planning.

I am sure that you must be now convinced that proper financial planning followed by disciplined way
of investments can alone help you realise your precious goals and dreams in life. In my effort to help
you to do so, I have prepared a detailed Financial Plan for you from the details disclosed by you.

In the said Financial Plan I have considered all your financial goals and your existing investments as
disclosed by you.

I have attached the detailed Financial plan herewith for your consideration.

Dear Sir, I thank you for giving me an opportunity to share my thoughts with you. The Financial
Plan that I propose should help you in achieving your goals and keep you in touch with your goals and
dreams in life. In case you need any help, explanation, please feel free to contact me.

Sir, for the successful implementation of the Financial Plan it has to be reviewed on a very regular basis
We offer our investors exclusive services like online access/over phone, the latest valuation reports of

all his mutual fund investments, the current asset allocations and Profit and Loss Reports which helps

us and the investors in reviewing their financial plan on an ongoing basis. For free sample of such reports
please feel free to contact me.

Lastly, I wish you and your family a very secure and prosperous life ahead.

Thankyou,

Yours' sincerely

Amidhara Consultancy
Haresh Prajapati

Page 4
 Life Insurance

Life Insurance Requirement

Insurance Requirement For : 0

Why Save For Life Insurance ?

- Protect your important family Goals in future
- Protect the household expenses for your future,even in your absence
- Ensure that your family is financially sound and your liabilities do not burden them
- Ensure a Peaceful,Safe and Secured Future for all your loved ones
Goals Or Responsibilities in Years To
Life Maturity Present Cost Future Cost Current Needed
Child Higher Education Goal
0 18 0 0 0
0 18 0 0 0
0 0 0 0 0
Total – Child Education Goal 0
Child Marriage Goal
0 0 0 0 0
0 0 0 0 0
0 0 0 0 0
Total – Child Marriage Goal 0
Other Financial Goals
0 0 0 0 0
0 0 0 0 0
0 0 0 0 0
0 0 0 0 0
0 0 0 0 0
Total – Other Financial Goals 0
Current Investment Value Needed for
Goals Protection 0
Outstanding loans/Liabilities 0
House Hold Expense (P.A) 0
Total Required Life Insurance Coverage 0
Existing Life Insurance Coverage
0
Balance Required Life Insurance
Coverage 0
Note : Inflation Rate – Current : 6% Risk Free Rate of Return : 7%

Page 5
 Life Insurance

Cash Flow of House Hold Expenses

Yearly
Cashflow at Withdrawal With Growth of Balance
Year Begining of Year Inflation Balance Amount Amount
1 0 0 0 0
2 0 0 0 0
3 0 0 0 0
4 0 0 0 0
5 0 0 0 0
6 0 0 0 0
7 0 0 0 0
8 0 0 0 0
9 0 0 0 0
10 0 0 0 0
11 0 0 0 0
12 0 0 0 0
13 0 0 0 0
14 0 0 0 0
15 0 0 0 0
16 0 0 0 0
17 0 0 0 0
18 0 0 0 0
19 0 0 0 0
20 0 0 0 0
21 0 0 0 0
22 0 0 0 0
23 0 0 0 0
24 0 0 0 0
25 0 0 0 0
26 0 0 0 0
27 0 0 0 0
28 0 0 0 0
29 0 0 0 0
30 0 0 0 0
31 0 0 0 0
32 0 0 0 0
33 0 0 0 0
34 0 0 0 0
35 0 0 0 0

Page 6
 Plan

Financial Plan
Financial Plan For : 0
Age : 0

Future Cost of Financial Goals

Earmark of Existing Investment
Your
Age at
Time of Expected Additional
SR Years To Goal Present Existing Rate of Amount
No Your Goals Maturity Maturity Cost Future Cost Investment Return (%) Future Value Required
Child Higher Education Goal
1 0 18 18 0 0 0 12.00% 0 0
2 0 18 18 0 0 0 12.00% 0 0
3 0 0 0 0 0 0 0.00% 0 0
Child Education - Total 0 0 0 0 0
Child Marriage Goal
4 0 0 0 0 0 0 12.00% 0 0
5 0 0 0 0 0 0 12.00% 0 0
6 0 0 0 0 0 0 0.00% 0 0
Child Marriage - Total 0 0 0 0 0
Retirement Goal
7 Retirement Age 0 Years To Retire 0
Expected Additional
Present Monthly Expenses / Monthly Income Existing
0 0 Rate of Future Value Amount
Needed ( If Retired Today) Investment
Return (%) Required
Retirement Corpus Required At Retirement* 0 0 6.00% 0 0

Other Financial Goals

8 0 0 0 0 0 0 12.00% 0 0
9 0 0 0 0 0 0 0.00% 0 0
10 0 0 0 0 0 0 0.00% 0 0
11 0 0 0 0 0 0 0.00% 0 0
12 0 0 0 0 0 0 0.00% 0 0
Other Goals – Total 0 0 0 0 0
Overall Financial Goals – Total 0 0 0 0

Page 7
 Plan

New Investment Plan for Goals Achievement

New Investment Required New Investment Required

Expected Rate of Return :
Expected Rate of Return : 12%
Your 8%
Age at
Time of Additional
SR Years To Goal Amount Monthly Lumsum / One Monthly Lumsum / One
No Your Goals Maturity Maturity Required Investment Time Investment Investment Time Investment
Child Higher Education Goal
1 18 18 0 0 0 0 0
2 0 18 18 0 0 0 0 0
3 0 0 0 0 0 0 0 0
Child Marriage Goal
4 0 0 0 0 0 0 0 0
5 0 0 0 0 0 0 0 0
6 0 0 0 0 0 0 0 0
Retirement Goal
7 0 0 0 0 0 0 #NUM! 0
Other Financial Goals
8 0 0 0 0 0 0 0 0
9 0 0 0 0 0 0 0 0
10 0 0 0 0 0 0 0 0
11 0 0 0 0 0 0 0 0
12 0 0 0 0 0 0 0 0
Total Investment Required 0 0 0 #NUM! 0
Note : Inflation Rate – Current : 6% Return on Retirement Kitty : 7% Life Expectancy : 85 Years

Page 8
 Retirement-Cashflow

Monthly Pension Cash Flow After Retirement

Growth
Retirement Monthly Net of
No of Value Withdrawal Retirement Remain
At Age Months ( Corpus) Amount Value Value
1 1 0 0 0 0
1 2 0 0 0 0
1 3 0 0 0 0
1 4 0 0 0 0
1 5 0 0 0 0
1 6 0 0 0 0
1 7 0 0 0 0
1 8 0 0 0 0
1 9 0 0 0 0
1 10 0 0 0 0
1 11 0 0 0 0
1 12 0 0 0 0
2 13 0 0 0 0
2 14 0 0 0 0
2 15 0 0 0 0
2 16 0 0 0 0
2 17 0 0 0 0
2 18 0 0 0 0
2 19 0 0 0 0
2 20 0 0 0 0
2 21 0 0 0 0
2 22 0 0 0 0
2 23 0 0 0 0
2 24 0 0 0 0
3 25 0 0 0 0
3 26 0 0 0 0
3 27 0 0 0 0
3 28 0 0 0 0
3 29 0 0 0 0
3 30 0 0 0 0
3 31 0 0 0 0
3 32 0 0 0 0
3 33 0 0 0 0
3 34 0 0 0 0
3 35 0 0 0 0
3 36 0 0 0 0
4 37 0 0 0 0
4 38 0 0 0 0
4 39 0 0 0 0
4 40 0 0 0 0
4 41 0 0 0 0
4 42 0 0 0 0
4 43 0 0 0 0
4 44 0 0 0 0
4 45 0 0 0 0
4 46 0 0 0 0
4 47 0 0 0 0
4 48 0 0 0 0
5 49 0 0 0 0

Page 9
 Retirement-Cashflow
5 50 0 0 0 0
5 51 0 0 0 0
5 52 0 0 0 0
5 53 0 0 0 0
5 54 0 0 0 0
5 55 0 0 0 0
5 56 0 0 0 0
5 57 0 0 0 0
5 58 0 0 0 0
5 59 0 0 0 0
5 60 0 0 0 0
6 61 0 0 0 0
6 62 0 0 0 0
6 63 0 0 0 0
6 64 0 0 0 0
6 65 0 0 0 0
6 66 0 0 0 0
6 67 0 0 0 0
6 68 0 0 0 0
6 69 0 0 0 0
6 70 0 0 0 0
6 71 0 0 0 0
6 72 0 0 0 0
7 73 0 0 0 0
7 74 0 0 0 0
7 75 0 0 0 0
7 76 0 0 0 0
7 77 0 0 0 0
7 78 0 0 0 0
7 79 0 0 0 0
7 80 0 0 0 0
7 81 0 0 0 0
7 82 0 0 0 0
7 83 0 0 0 0
7 84 0 0 0 0
8 85 0 0 0 0
8 86 0 0 0 0
8 87 0 0 0 0
8 88 0 0 0 0
8 89 0 0 0 0
8 90 0 0 0 0
8 91 0 0 0 0
8 92 0 0 0 0
8 93 0 0 0 0
8 94 0 0 0 0
8 95 0 0 0 0
8 96 0 0 0 0
9 97 0 0 0 0
9 98 0 0 0 0
9 99 0 0 0 0
9 100 0 0 0 0
9 101 0 0 0 0
9 102 0 0 0 0
9 103 0 0 0 0
9 104 0 0 0 0
9 105 0 0 0 0
9 106 0 0 0 0
9 107 0 0 0 0
9 108 0 0 0 0
10 109 0 0 0 0
10 110 0 0 0 0
10 111 0 0 0 0
10 112 0 0 0 0
10 113 0 0 0 0
10 114 0 0 0 0
10 115 0 0 0 0
10 116 0 0 0 0
10 117 0 0 0 0
10 118 0 0 0 0
10 119 0 0 0 0
10 120 0 0 0 0
11 121 0 0 0 0

Page 10
 Retirement-Cashflow
11 122 0 0 0 0
11 123 0 0 0 0
11 124 0 0 0 0
11 125 0 0 0 0
11 126 0 0 0 0
11 127 0 0 0 0
11 128 0 0 0 0
11 129 0 0 0 0
11 130 0 0 0 0
11 131 0 0 0 0
11 132 0 0 0 0
12 133 0 0 0 0
12 134 0 0 0 0
12 135 0 0 0 0
12 136 0 0 0 0
12 137 0 0 0 0
12 138 0 0 0 0
12 139 0 0 0 0
12 140 0 0 0 0
12 141 0 0 0 0
12 142 0 0 0 0
12 143 0 0 0 0
12 144 0 0 0 0
13 145 0 0 0 0
13 146 0 0 0 0
13 147 0 0 0 0
13 148 0 0 0 0
13 149 0 0 0 0
13 150 0 0 0 0
13 151 0 0 0 0
13 152 0 0 0 0
13 153 0 0 0 0
13 154 0 0 0 0
13 155 0 0 0 0
13 156 0 0 0 0
14 157 0 0 0 0
14 158 0 0 0 0
14 159 0 0 0 0
14 160 0 0 0 0
14 161 0 0 0 0
14 162 0 0 0 0
14 163 0 0 0 0
14 164 0 0 0 0
14 165 0 0 0 0
14 166 0 0 0 0
14 167 0 0 0 0
14 168 0 0 0 0
15 169 0 0 0 0
15 170 0 0 0 0

Page 11
 Retirement-Cashflow
15 171 0 0 0 0
15 172 0 0 0 0
15 173 0 0 0 0
15 174 0 0 0 0
15 175 0 0 0 0
15 176 0 0 0 0
15 177 0 0 0 0
15 178 0 0 0 0
15 179 0 0 0 0
15 180 0 0 0 0
16 181 0 0 0 0
16 182 0 0 0 0
16 183 0 0 0 0
16 184 0 0 0 0
16 185 0 0 0 0
16 186 0 0 0 0
16 187 0 0 0 0
16 188 0 0 0 0
16 189 0 0 0 0
16 190 0 0 0 0
16 191 0 0 0 0
16 192 0 0 0 0
17 193 0 0 0 0
17 194 0 0 0 0
17 195 0 0 0 0
17 196 0 0 0 0
17 197 0 0 0 0
17 198 0 0 0 0
17 199 0 0 0 0
17 200 0 0 0 0
17 201 0 0 0 0
17 202 0 0 0 0
17 203 0 0 0 0
17 204 0 0 0 0
18 205 0 0 0 0
18 206 0 0 0 0
18 207 0 0 0 0
18 208 0 0 0 0
18 209 0 0 0 0
18 210 0 0 0 0
18 211 0 0 0 0
18 212 0 0 0 0
18 213 0 0 0 0
18 214 0 0 0 0
18 215 0 0 0 0
18 216 0 0 0 0
19 217 0 0 0 0
19 218 0 0 0 0
19 219 0 0 0 0
19 220 0 0 0 0
19 221 0 0 0 0
19 222 0 0 0 0
19 223 0 0 0 0
19 224 0 0 0 0
19 225 0 0 0 0
19 226 0 0 0 0
19 227 0 0 0 0

Page 12
 Retirement-Cashflow
19 228 0 0 0 0
20 229 0 0 0 0
20 230 0 0 0 0
20 231 0 0 0 0
20 232 0 0 0 0
20 233 0 0 0 0
20 234 0 0 0 0
20 235 0 0 0 0
20 236 0 0 0 0
20 237 0 0 0 0
20 238 0 0 0 0
20 239 0 0 0 0
20 240 0 0 0 0
21 241 0 0 0 0
21 242 0 0 0 0
21 243 0 0 0 0
21 244 0 0 0 0
21 245 0 0 0 0
21 246 0 0 0 0
21 247 0 0 0 0
21 248 0 0 0 0
21 249 0 0 0 0
21 250 0 0 0 0
21 251 0 0 0 0
21 252 0 0 0 0
22 253 0 0 0 0
22 254 0 0 0 0
22 255 0 0 0 0
22 256 0 0 0 0
22 257 0 0 0 0
22 258 0 0 0 0
22 259 0 0 0 0
22 260 0 0 0 0
22 261 0 0 0 0
22 262 0 0 0 0
22 263 0 0 0 0
22 264 0 0 0 0
23 265 0 0 0 0
23 266 0 0 0 0
23 267 0 0 0 0
23 268 0 0 0 0
23 269 0 0 0 0
23 270 0 0 0 0
23 271 0 0 0 0
23 272 0 0 0 0
23 273 0 0 0 0
23 274 0 0 0 0
23 275 0 0 0 0
23 276 0 0 0 0
24 277 0 0 0 0
24 278 0 0 0 0
24 279 0 0 0 0
24 280 0 0 0 0
24 281 0 0 0 0
24 282 0 0 0 0
24 283 0 0 0 0
24 284 0 0 0 0
24 285 0 0 0 0
24 286 0 0 0 0
24 287 0 0 0 0

Page 13
 Retirement-Cashflow
24 288 0 0 0 0
25 289 0 0 0 0
25 290 0 0 0 0
25 291 0 0 0 0
25 292 0 0 0 0
25 293 0 0 0 0
25 294 0 0 0 0
25 295 0 0 0 0
25 296 0 0 0 0
25 297 0 0 0 0
25 298 0 0 0 0
25 299 0 0 0 0
25 300 0 0 0 0
26 301 0 0 0 0
26 302 0 0 0 0
26 303 0 0 0 0
26 304 0 0 0 0
26 305 0 0 0 0
26 306 0 0 0 0
26 307 0 0 0 0
26 308 0 0 0 0
26 309 0 0 0 0
26 310 0 0 0 0
26 311 0 0 0 0
26 312 0 0 0 0
27 313 0 0 0 0
27 314 0 0 0 0
27 315 0 0 0 0
27 316 0 0 0 0
27 317 0 0 0 0
27 318 0 0 0 0
27 319 0 0 0 0
27 320 0 0 0 0
27 321 0 0 0 0
27 322 0 0 0 0
27 323 0 0 0 0
27 324 0 0 0 0
28 325 0 0 0 0
28 326 0 0 0 0
28 327 0 0 0 0
28 328 0 0 0 0
28 329 0 0 0 0
28 330 0 0 0 0
28 331 0 0 0 0
28 332 0 0 0 0
28 333 0 0 0 0
28 334 0 0 0 0
28 335 0 0 0 0
28 336 0 0 0 0
29 337 0 0 0 0
29 338 0 0 0 0
29 339 0 0 0 0
29 340 0 0 0 0
29 341 0 0 0 0
29 342 0 0 0 0
29 343 0 0 0 0
29 344 0 0 0 0
29 345 0 0 0 0
29 346 0 0 0 0
29 347 0 0 0 0
29 348 0 0 0 0
30 349 0 0 0 0
30 350 0 0 0 0
30 351 0 0 0 0
30 352 0 0 0 0
30 353 0 0 0 0
30 354 0 0 0 0
30 355 0 0 0 0
30 356 0 0 0 0
30 357 0 0 0 0
30 358 0 0 0 0
30 359 0 0 0 0
30 360 0 0 0 0

Page 14
 Financial Plan
Financial Plan For : 0
Age : 0

Future Cost of Financial Goals

Goal for Life:- 1

Child Higher Education Goal
0
Maturit Your age at Present Future Existing Expected Future Aditional
yyear maturity Cost Cost investmen Rate of Value requirement
t return

18 18 0 0 0 12.00% 0 0
Expected return:- 12% Expected return:- 8%
Monthly Single investment Monthly Single investment
investment
0 0 investment
0 0

Goal For Life:- 2

Child Marriage Goal
0
Maturit Your age at Present Future Existing Expected Future Aditional
yyear maturity Cost Cost investmen Rate of Value requirement
t return

0 0 0 0 0 12.00% 0 0
Expected return:- 12% Expected return:- 8%
Monthly Single investment Monthly Single investment
investment
0 0 investment
0 0

Goal For Life:- 3

Retirement Goal
0
Maturit Your Present Pension Future Existing Expected Future Actual
y year age at need Pension investmen Rate of Value Required
maturity t return corpus

0 0 0 0 0 6.00% 0 0
Required corpus:- 0
Expected return:- 12% Expected return:- 8%
Monthly investment Single investment Monthly Single investment
0 0 investment
#NUM! 0
 Goal For Life:- 4
Other Financial Goals

0
Maturit Your age at Present Future Existing Expected Future Aditional
yyear maturity Cost Cost investmen Rate of Value requirement
t return

0 0 0 0 0 12.00% 0 0
Expected return:- 12% Expected return:- 8%
Monthly Single investment Monthly Single investment
investment
0 0 investment
0 0
 Goal for Life:- 1
Child Higher Education Goal
0
Maturit Your age at Present Future Existing Expected Rate of Future Aditiona
yyear maturity Cost Cost investm return Value l
ent require
ment

18 18 0 0 0 12.00% 0 0
Expected return:- 12% Expected return:- 8%
Monthly Single investment Monthly Single investment
investment
0 0 investment
0 0

Goal For Life:- 2

Child Marriage Goal
0
Maturit Your age at Present Future Existing Expected Rate of Future Aditiona
yyear maturity Cost Cost investm return Value l
ent require
ment

0 0 0 0 0 12.00% 0 0
Expected return:- 12% Expected return:- 8%
Monthly Single investment Monthly Single investment
investment
0 0 investment
0 0
 Total Investment Required:-
New Investment Plan for Goals Achievement

New Investment Required New Investment Required

Expected Rate of Return : 12% Expected Rate of Return : 8%

Years Your Age

To at Time
Sr. Matu of Goal Additional Monthly One Time Monthly One Time
No. Your Goals rity Maturity Amount Req. Investment Investment Investment Investment

Child Higher
1 Education 18 18 0 0 0 0 0
Goal

Child Higher
2 Education 18 18 0 0 0 0 0
Goal 0

Child
3 Marriage 0 0 0 0 0 0 0
Goal 0

Child
4 Marriage 0 0 0 0 0 0 0
Goal 0

Retirement
5 0 0 0 0 0 0 #NUM! 0
Goal

Other
6 Financial 0 0 0 0 0 0 0 0
Goals

0 0 0 #NUM! 0
I propose the following comprehensive life insurance solution:

0
Age: 0
Insurance Cover Rs Cost of insurance per day/ lac
Yearly Premium Rs. paise
Cover for Years
Cover Till years Cost of insurance per Year/ lac
Maturity Value Nil Rupee

and

Insurance Cover Rs lakhs Cost of insurance per day/ lac

Yearly Premium Rs. Rupee
Cover for Years
Cover Till years Cost of insurance per Year/ lac
Maturity Value Rupee
Approximate ROR
and

Insurance Cover Rs lakhs Cost of insurance per day/ lac

Yearly Premium Rs. Rupee
Cover for Years
Cover Till years Cost of insurance per Year/ lac
Maturity Value Rupee
Approximate ROR
 0
0
Current Date Next Age Effective date
Current Age 1
total
Cost / Cost / Cost / cost Differe differe
Term 25 lac lac day /25 lac nce nce percent
5 0 0.00 0 0 #DIV/0!
10 0 0.00 0 0 #DIV/0!
15 0 0.00 0 0 #DIV/0!
20 0 0.00 0 0 #DIV/0!
25 0 0.00 0 0 #DIV/0!
30 0 0 0 0 #DIV/0!
35 0 0 0 0 #DIV/0!
`