Prediction of financial satisfaction: difference between

retirees and non-retirees

Socioeconomic characteristics of retirees and non-retirees
Name: --------------------------------------- Age: ------------ Gender: male/female
Marital status: Single / Married / Widow
Education level:
Primary / Secondary / Tertiary / Nil
No. of child: -----------------
No. of dependent child on you -----------
Your income ---------------
Occupation:
Govt servant / Private Servant / Self-employed / Student / Housewife / Retirees / Other

Perceived comparative financial situation among retirees and non-

retirees:
• Do you think that your financial situation compared to others is
Worse same better
• Financial situation compared to past is
Worse same better
• What do you think that your financial situation expected in future
Worse same better

Financial concerns of retirees and non-retirees:

• You worry about your finances
Never sometimes often
• Worries interface with daily work
Never sometimes often
• Worries interface with relationships
Never sometimes often
Levels of reported dissatisfaction with various aspects of financial
situation:
• Do you save some money for future?
Never Always Sometimes
• Are you satisfied with your current financial situation?
Never Always Sometimes
• Are you using any saving plan?
Never Always Sometimes
• Do you save some money for financial emergencies?
Never Always Sometimes
Do you use money management skills?
Nevee Always Sometimes

Spending behavior among retirees and non-retirees:

Please indicate your option by tick the appropriate number using the scale
• I buy without need
Strongly disagree disagree agree
• I cannot resist sales
Strongly disagree disagree agree
• I buy things as often I can
Strongly disagree disagree agree
• I am preoccupied with shopping
Strongly disagree disagree agree
• I buy unplanned items
Strongly disagree disagree agree
• I buy what I cannot afford
Strongly disagree disagree agree
• I shop to celebrate
Strongly disagree disagree agree
• My spending habits create debt
Strongly disagree disagree agree