Professional Documents
Culture Documents
PANGANDARAN
Courses : BDI
and strategic sectors to be a focus in realizing the pillars of national development. Where the
fisheries sector has an important role in reducing unemployment, supporting national food
security, absorbing labor and as a source of state foreign exchange. And it is expected to
The potential of fisheries in Indonesia is not only seen from the vastness of the sea
waters owned by this nation, but also from the area of land in the land that can be used as a
place to develop fishery cultivation. One way to encourage the improvement of the
The potential of this country nationally in aquaculture land is very large can be seen
from 15.59 million Ha, consisting of freshwater cultivation land 2.23 million Ha, brackish
water cultivation 1.22 million Ha and sea cultivation 8.37 million Ha, while its utilization
currently still reaches 16.62% for freshwater cultivation, as much as 50.06% for brackish
water cultivation and 1.05% for marine cultivation. Total production of aquaculture
nationally in 2009 amounted to 4.78 million tons. Production achieved today is still low
when compared to the potential of available cultivated land. Therefore, the development
The gdp growth of fisheries from year to year always increases. During the period
2009-2013 the GDP growth of the fisheries sector reached 14.83% per year, higher when
compared to the agricultural sector. The achievement of the contribution of the fisheries
sector to national GDP, including from aquaculture. This needs to be considered to be taken
Fish farming is included in aquaculture (in water) and most people think that this
business is quite risky, even the risk is greater than livestock and agricultural businesses. This
assumption is based on that fish farming efforts are carried out in water so that they are not
easily seen and controlled by humans. In addition to cultivation media factors, variations in
the causes of cultivation failure are very diverse, such as pollution, disease, feed poisoning,
damage to electrical energy sources, worker negligence, and natural disasters. Risk is also
influenced by the level of cultivation technology, in this case the more intensive the
technology used, the greater the risk of failure. In all problems and various problems faced
growing the business of fish farmers is the minimum ability of cultivators in accessing capital
from various financing institutions. According to him, the terms of access to financing credits
that require guarantees / uses are considered burdensome for small-scale fish farmers,
Especially so far they do not have evidence of land ownership certification that can be used
as collateral.
Financing is funding, both active and passive, carried out by financing institutions to
customers.7 The provision of a credit facility has a specific purpose. The main purpose of
credit provides, among others: a). Helping the customer's business, another purpose of
providing credit is to help the customer's business that requires funds, both investment funds
and funds for working capital. With these funds, the debtor will be able to develop and
expand his business. b). Helping the government, for the government the more credit
channeled by the banks, the better, considering that more credit means an increase in