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BLOCKCHAIN e-FINANCE, e-BUSINESS

ECO-SYSTEM SOLUTION
CROSS BORDER e-Wallet and DIGITAL TECHNOLOGY
TRANSFORMATION FOR e-BUSINESS
FULL PRESENTATION (122 Slides)

e-BUSINESS MADE EASY


Slide / 1
INDEX – COSULT360 GROUP
C-360 MODULAR Eco-System DELIVERS Multiple e-Wallets Applications and e-BUSINESS TRANSFORMATION SLIDE 3
INTRODUCTION TO BLOCKCHAIN ECHO-SYSTEM and MODULES FUNCTIONALITY SLIDE 4 - 6
1) BLOCKCHAIN “ONE STOP-SHOP” ECO-SYSTEM e-Wallet B2B & B2C PaaS MODULES and SaaS APPLICTIONS & SPECIFICATIONS SLIDE 7 - 13
2) LOYALTY & REWARD PROGRAM Solution for the “ENTIRE” BLOCKCHAIN ECO-SYSTEM PaaS SLIDE 14 - 16
3) BLOCKCHAIN ECO-SYSTEM PaaS & SaaS DISTRIBUTE GENERAL LEDGER DECODED STORAGE SLIDE 17 - 18
4) BLOCKCHAIN CROSS BORDER B2B e-PAYMENT GATEWAY–B2B FINANCE & FUNCTIONALITY SLIDE 19 -21
5) BLOCKCHAIN INVOICING FINANCY ECHO-SYSTEM -- WORKFLOW PROCESSING OVERVIEW SLIDE 22 - 23
6) PREDICTIVE INTELLIGENT TRANSACTION ANALYSIS REPORTING PaaS SLIDE 24 - 27
7) BLOCKCHAIN e-HEALTH ECHO-SYSTEM – INTEGRATED HOSPITAL & PATIENT MANAGEMENT SLIDE 28 - 32
8) BLOCKCHAIN e-HOSPITALITY and e-SPORT ECHO-SYSTEM – B2B MOBILE SOLUTION SLIDE 33 - 37
9) BLOCKCHAIN e-MARKET-PLACE ECO-SYSTEM – INTELLIGENT ON-LINE MOBILE SOLUTION SLIDE 38 - 41
10) BLOCKCHAIN e-LOGISTICS ECO-SYSTEM SECURE e-PAYMENT PROCESS MOBILE FACE RECOGNITION SLIDE 42 - 55
11) BLOCKCHAIN CROSS BORDER REMITTANCE SERVICES & FUNDS TRANSFER PaaS ENGINE SLIDE 56 - 58
12) BLOCKCHAIN REMITTANCE PROVIDING CRYPTO-CURRENCY PaaS SOLUTION SLIDE 59 - 63
13) BLOCKCHAIN CARD MANAGEMENT SYSTEM (CMS) and BANK ACCOUNT TOKENIZATION & CREATE TOKENS SLIDE 64 - 70
14) BLOCKCHAIN ECO-SYSTEM B2B and B2C VIRTUAL CARDS ACTUALIZATION PROCESS SOLUTION SLIDE 71 - 74
15) BLOCKCHAIN ECO-SYSTEM PaaS B2B and B2C e-BANKING and CARD MANAGEMENT SYSTEM (CMS) PROCESS EXAMPLE SLIDE 75 - 77
16) BLOCKCHAIN CENTRALIZED BILLING e-PAYMENT PaaS SOLUTION SLIDE 78 - 83
17) BLOCKCHAIN B2C PERSONAL FINANCE MANAGEMENT (PFM) MOBILE BANKING APPLICATION SYSTEM SLIDE 84 - 87
18) BLOCKCHAIN FACIAL RECOGNITION ECO-SYSTEM and WORKFLOW PROCESSING ENGINE SYSTEM SLIDE 88 - 92
19) BLOCKCHAIN QR CODE MOBILE AUTHENTICATION PROCESS and SaaS APPLICATIONS SOLUTIONS SLIDE 93 - 97
20) BLOCKCHAIN FRAUD MANAGEMENT ECO-SYSTEM PaaS MODULE SLIDE 98 - 101
21) BLOCKCHAIN POST TRADE BECHO-SYSTEM PAAS SOLUTION SLIDE 102 -106
22) ROAD-MAP HISTORY AND VIEW PRODUCT DEVELOPMENT SUMMARY SLIDE 107-108
23) BLOCKCHAIN PROPRIETARY AND PERMISSION BASED DATA CODING SAMPLE – TO PROTECT SECURITY & CUSTOMER PRIVACY SLIDE 109-111
24) BLOCKCHAIN ECHO-SYSTEM e-BUSINESS TRANSFORMATION and REVENUE OPPORTUNITIES , POTENTIAL and BENEFITS SLIDE 112-119
25) BLOCKCHAIN CUSTOMER TRIALS and REFERRALS SLIDE 120-122
Property of Consult360 Group P/L
- END OF PRODUCT PRESENTATION –
MODULAR Eco-System DELIVERS
E-Wallet BLOCKCHAIN PaaS
and/or
CROSS BORDER e-PAYMENT PaaS
and/or
ECO-SYSTEM SaaS APPLICATIONS
and/or
PREDICTIVE INTELLIGENCE (AI) APPS
and/or
E-LOGISTICS CROSS BORDER PROCESS
and/or
E-HOSPITALITY, E-SPORTS, E-TICKETING
and/or
E-HEALTH & HOSPITAL PATIENT SYSTEM
and/or
MARKET-PLACE via the WEB & MOBILES
and/or
MANAGE APIs DEVELOPMENT SOLUTIONS
and/or
Slide / 3
ALL MODULES INTEGRATED IN ONE PLATFORM
Property of Consult360 Group P/L
INTRODUCTION TO:
Consult360 Group (C-360)
C-360 - BLOCKCHAIN ECHO-SYSTEM SOLUTIONS
is Software Power House that Some of the MODULES are indicated below.
provides:
Design,
Development,
Deployment,
as a Service (3DaaS), that
maintains a support strategy
through Global distributors
delivering our most innovative
NEXT-GEN BLOCKCHAIN
MOBILE Echo-System PaaS and
SaaS solutions for “e-Banking,
FinTech, e-Wallets, Marketplace,
e-Logistics, e-Hospitality,
e-Sport, Events, e-Health, Crypto
Providers, others”.
C-360 3DaaS Team has the
“Capabilities” providing Global
support & Consulting.

Slide / 4
Property of Consult360 Group P/L
CONSULT360 GROUP BLOCKCHAIN ECO-SYSTEM
PROVIDES
C-360
BLOCKCHAIN o
Eco-System
PaaS & SaaS
SOLUTIONS o

Blockchain Key Features well


suited to core e-Businesses
Transformation & Supply Chain:
✓ Resilience o
✓ Integrity
✓ Traceability
✓ Disintermediation
o
✓ Data Retention
✓ Supports cryptocurrencies
✓ Help increase “exponential”
growth to e-business users of o
Blockchain financial strategies.

Slide / 5
Property of Consult360 Group P/L
C-360 C-360_Our BLOCKCHAIN ECO-SYSTEM
BLOCKCHAIN
Eco-System Philosophy
PaaS & SaaS
SOLUTIONS
Delivering Blockchain
Collision
With
Middle-Ware
FOCUS BLOCKCHAIN ADVANCED
For on the MOBILE DIGITAL BLOCKCHAIN
BACK-END e-Wallets ECO-SYSTEM
Secure User Database PaaS & SaaS SOLUTIONS FRAMEWORK
Within SYSTEMS and with
ASSOCIATED
Cloud base PROVIDE PREDICTIVE FOCUS ON
e-Solutions SECURE ARTIFICIAL SPEED,
GENERAL INTELLIGENCE SCALABILITY
and LEDGER SERVICES SECURITY
MOBILE that can be PRIVACY
Data Retention
TRANSACTIONS IMPLEMENTED And
And and as
DATA STORAGE MANAGED MOBILITY
User Privacy SERVICES

Slide / 6
Property of Consult360 Group P/L
BLOCKCHAIN ECO-SYSTEM
ONE STOP-SHOP MODULAR SOLUTION
e-Wallets B2B & B2C PaaS MODULES and SaaS
APPs
SPECIFICATIONS
B2B & B2C PaaS MODULES and SaaS APPLICATIONS SPECIFICATIONS MADE EASY

Slide / 7
Property of Consult360 Group P/L
C-360_BLOCKCHAIN B2B & B2C PaaS MODULES
BLOCKCHAIN and SaaS APPs SPECIFICATIONS
ECO-SYSTEM C-360 provides “Multiple” Module features and associated
ONE STOP-SHOP SaaS specifications and CARD Tokenization as follows:
MODULAR Eco-System PaaS Modules Target User Features
SOLUTION 1. VIRTUAL B2C Blockchain Multi-currency secure transactions
Under “One Single e-BANKING PaaS Value Services and fees,
Eco-System PaaS”.
C-360 Software Power House (PS: must have a provide financial Credit rating process
provides:
Design, Development and collocated Banking Applications as a Lending services and Crow funding.
Deployment as a Service.
License approved) Service Transaction Privacy Guarantee,
And able to deliver secure
cost effective cross border Crypto currencies, Other
Multi-currency, e-Payments,
Predictive Transaction
services, through an 2. a) Single e-Wallets Sender of Registration e-Wallets accounts,
international dynamics,
allowing flexibility of secure Mobile App (displays Remittance Funds Virtual Cards (with PCI Compliant)
financial services, and
Micro-Finance solutions for: Multiple Modules) Including Currency Sending of Funds
Marketplace or Commercial b) Web App conversion Response Notification
purchase, Global e-Payments,
Cross Border Remittance, Transaction History
Cash withdrawals and or 3. CARD Tokenization Internal Engine Tokenization of Cards and
e-Community services and
much more. with Blockchain Cards Data Vault
Slide / 8
Property of Consult360 Group P/L
C-360_BLOCKCHAIN B2B & B2C PaaS MODULES
BLOCKCHAIN
and SaaS APPs SPECIFICATIONS
Eco-System Target User Features
ECO-SYSTEM
PaaS Modules
ONE STOP-SHOP Sender of Remittance Part of the Mobile App/ Web UI to
4. Face
MODULAR Recognition ServicesUse of Blockchain authenticate the remittance
process from the sender. This
SOLUTION Engine platform to enhance
reduces the risk of fraudulent
Under “One Single
integrity of authorization transactions during the remittance
Eco-System PaaS”. Include Mobile phone any process.
C-360 Software Power House time / brand
provides: Over the Web face recognition
Design, Development and and authentication Engine
Deployment as a Service. Use of open source computer
And able to deliver secure cost vision and machine learning
effective cross border Multi- software library
currency, e-Payments, Predictive
Transaction services, through an 5. Payment Payment to Crypto-currency API interface (if available) to
international dynamics, allowing Exchange Financing - The
flexibility of secure financial Engine the Global Crypto-currency
services, and Account receivable
Micro-Finance solutions for: exchange
financing is the corporate
Marketplace or Commercial Visa/ MasterCard/ Amex
purchase, Global e-Payments, finance practice of Invoice
Cross Border Remittance, discounting (i.e. bill financial transaction
Cash withdrawals and or discount) as well as post- generation (as per
e-Community services and much
more. dated cheque discounting. requirement) to the Global
Crypto-currency exchange
Slide / 9
Property of Consult360 Group P/L
C-360_BLOCKCHAIN B2B & B2C PaaS MODULES
BLOCKCHAIN
and SaaS APPs SPECIFICATIONS
ECO-SYSTEM Eco-System PaaS Target User Features
ONE STOP-SHOP Modules
6. Platform Internal Engine with Rule based engine to purchase crypto-currency from the Global Exchange House
MODULAR Blockchain Determine the best spread of buying the currency in real time
Modules
SOLUTION User API of the Global Exchange to pass the trade information along with the
payment details
Under “One Single
Eco-System PaaS”. Internal System intended Card Issuance (Real and Virtual Cards)
C-360 Software Power House 7. Eco-System
provides: for Beneficiary customer Real time authorization
Virtual CARD
Design, Development and Card Operations Module
Deployment as a Service. Issuance and Client Dispute Management
And able to deliver secure Value Add G/L interface and Reporting
cost effective cross border Sender remitting money Although we can use the Visa/ MasterCard currency conversion in real time which is
Multi-currency, e-Payments, 8. Currency
Predictive Transaction in Sender’s local currency usually the cheapest in the real time exchanges, a mark-up fee can be charged
services, through an Conversion to the Beneficiary account during the overall conversion with USD as intermediary interface. Usually such fees
international dynamics, Beneficiary local currency hover around 10-20 bp on the overall transaction value.
allowing flexibility of secure
financial services, and
Micro-Finance solutions for: 9. Crypto—currency The crypto-currencies The ROI for the crypto-currency trading depends on the market potential. Note
Marketplace or Commercial trading purchased from the that the partner bank is an important entity to provide the securitization fund
purchase, Global e-Payments, Global Exchange can be for the crypto-currency trading. Otherwise, the benefit of purchasing crypto-
Cross Border Remittance, used for further trading currencies will be lost of the partner bank is not providing such funds and the
Cash withdrawals and or
e-Community services and in the market for a long crypto-currency program will not be useful at all in the overall revenue
much more. term/short term basis. generation. The partner bank will be incentivised with the revenue share of the
crypto-currency trade as well as the Float management of the pre-paid card
Slide / 10 program - which are attractive propositions for the Bank for engagement
Property of Consult360 Group P/L
C-360_BLOCKCHAIN B2B & B2C PaaS MODULES
and SaaS APPs SPECIFICATIONS
BLOCKCHAIN
Eco-System PaaS Target User Features
ECO-SYSTEM
Modules
ONE STOP-SHOP Transaction history & account status
10. Web UI for The Beneficiary
MODULAR Prepaid Card Bank account
Card Payment online to retail Merchants
The pre-paid card account provides the direct float that can be managed
SOLUTION where the typically by the bank treasury. Since the pre-paid card acts a virtual bank
Under “One Single remittance funds account, it provides a significant leverage to the maintenance of assured
Eco-System PaaS”. float at any point of time within the bank. The Float account is a trustee
C-360 Software Power House gets transferred account handled by the customer and hence can earn interest on the
provides:
Design, Development and account or securitize the same against the crypto-currency trading.
Deployment as a Service.
11. Consult360 Rule based Engine to perform high volume trading on the crypto-currency in
And able to deliver secure cost the commodities market
effective cross border Multi- Crypto-Currency consortium / partner
currency, e-Payments, Predictive API interface with various Stock Exchanges for executing the securities
bank
Transaction services, through an Trading Engine trading. Display of commodities and auto-execution of trades based on the
international dynamics, allowing The crypto-currencies unlimited rules developed by the Analysts.
flexibility of secure financial purchased from the
services, and Reconciliation of funds and reporting. The ROI for the crypto-currency
Micro-Finance solutions for: Global Exchange can trading depends on the market potential. Note that the partner bank is an
Marketplace or Commercial be used for further important entity to provide the securitization fund for the crypto-currency
purchase, Global e-Payments, trading in the market trading. Otherwise, the benefit of purchasing crypto-currencies will be lost
Cross Border Remittance, of the partner bank is not providing such funds and the crypto-currency
Cash withdrawals and or for a long term/short
e-Community services and much program will not be useful at all in the overall revenue generation. The
more. term basis. partner bank will be incentivised with the revenue share of the crypto-
currency trade as well as the Float management of the pre-paid card
Slide / 11 program - which are attractive propositions for the Bank for engagement

Property of Consult360 Group P/L


C-360_BLOCKCHAIN B2B & B2C PaaS MODULES
and SaaS APPs SPECIFICATIONS
BLOCKCHAIN
ECO-SYSTEM Eco-System PaaS Modules Target User Features
ONE STOP-SHOP 12. Predictive Intelligent Part of Provide real time contextual cross-
MODULAR Transaction Analysis Pre-paid CARD selling of various financial products
SOLUTION Reporting management system to the beneficiary customers, such as
Supplementing the insurance, loans and retirement
Under “One Single
Eco-System PaaS”. services of the card
plans.
C-360 Software Power House management system to
provides: Can Charge a commission fee for
Design, Development and the beneficiary
Deployment as a Service. processing of the transactions
customers
And able to deliver secure cost 13. Fraud Management Part of Risk mitigation for the unauthorized
effective cross border Multi-
currency, e-Payments, System (Optional) Pre-paid CARD or fraudulent use of pre-paid cards
Predictive Transaction services, management system The
through an international based on unlimited rules set up
dynamics, allowing flexibility of authenticity of the
secure financial services, and within the system.
transactions using
Micro-Finance solutions for:
existing infrastructure
Marketplace or Commercial
purchase, Global e-Payments,
Cross Border Remittance, 14. Customized Workflow Large Customer Projects Multi-Features and Business
Cash withdrawals and or as Specified by Applications and Integration to other
e-Community services and
much more. Customer/User systems
Slide / 12
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
Remittance PaaS Delivering Crypto-Currency
BLOCKCHAIN
REMITTANCE
PROVIDING
CRYPTO-CURRENCY
PaaS SOLUTION
Remittance
The Crypto currency Handling PaaS Cross Border system
Engine model uses: Crypto-currency

The concept of buying various


crypto-currencies from the
market (using accredited
Global Exchanges)
The currency as commodity
trading to fund the overseas
remittance channel,
procurement of funds
and operations process.

Slide / 13
Property of Consult360 Group P/L
LOYALTY & REWARD PROGRAM Solution for
the
“ENTIRE”
BLOCKCHAIN ECO-SYSTEM
PaaS
LOYALTY POINTS REWARDS PROGRAM
LOYALTY POINTS REWARDS PROGRAM for the ENTIRE PaaS MADE EASY

Slide / 14
Property of Consult360 Group P/L
C-360 C-360_LOYALTY POINTS REWARDS PROGRAM
LOYALTY & REWARD
PROGRAM Solution Available for the Entire Blockchain Eco-System PaaS
for the “ENTIRE”
BLOCKCHAIN Loyalty & Reward Management Modular PaaS
ECO-SYSTEM
PaaS The C-360 e-Banking Platform as a Service (PaaS) using Multiple e-Wallets will have a
built-in Loyalty Management System that is integrated with:
Such Loyalty Reward a) All other modules that form part of the Eco-System Blockchain PaaS and
Facilities allows users,
customers, suppliers, b) Accrue loyalty points based on the:
of the PaaS to become
proactive with i) Multiple usage of e-Wallets accounts
alternate services to
ii) Transactions
the end-user.
iii) Funds transfer
It will also enhance the
iv) Bill payments
utilizations of the
services provided as v) Retail purchases done by the user
the incentives are
payable as rewards for The Loyalty & Reward Management Modular Platform also coverts the accrued loyalty
such rendered services
points into the crypto-currency and Fiat currencies (and vice versa) in locations where the
crypto-currencies are legal.

Slide / 15
Property of Consult360 Group P/L
C-360
LOYALTY & REWARD C-360_LOYALTY POINTS REWARDS PROGRAM
PROGRAM Solution
for the “ENTIRE” Available for the Entire Blockchain Eco-System PaaS
BLOCKCHAIN
ECO-SYSTEM
PaaS LOYALTY MANAGEMENT ECO-SYSTEM
Multi-Modular Loyalty Rewards Functionalities Capability
✓ Closed/Open Loop multi-Modular Platform as a Service (PaaS)
No Functional Adherence to
✓ e-Wallets account Management and Points Reward processing
Requirement Requirement
1 a. Customer Registration Supported by the system. ✓ Merchant Program Management and Points Reward processing
2 b. Loyalty & Reward Management Supported by the system. ✓ Member/Client/Merchant/ Sponsor - Points Calculation based on Rules
PaaS
3 c. Channel partner loyalty awards Supported by the system. ✓ Product Portfolio Management and Market Place Processing PaaS
4 d. Loyalty point redeem for cash Supported by the system. ✓ Rule based Predictive Transaction Analysis on Member, Client, Other
5 e. Partner sales and sale Supported by the system.
registration and validation ✓ Static and Dynamic QR Code PaaS and Transaction Authentication
6 f. Incentives/Reward Types Supported by the system.
✓ Closed/Open Loop multi-Modular Platform as a Service (PaaS)
7 i. Cash back Supported by the system. ✓ Community Engagement Management (i.e. Ticketing, Events, Other) PaaS
8 ii. Give away Supported by the system.
✓ Mobile Facial Recognition Processing and Authentication (any brand)
9 iii. Free airtime Supported by the system.
10 iv. Real-time payout Supported by the system. ✓ Sponsor Program Management

11
✓ Sponsor Program Management
g. Prize notifications Supported by the system.
✓ Agent /Player /Customer/ Community Member Program Management
✓ Private Blockchain PaaS Management Eco-system
Slide / 16
Property of Consult360 Group P/L
BLOCKCHAIN
Eco-System PaaS & SaaS SECURITY
DISTRIBUTE GENERAL LEDGER DECODED
SECURITY
DISTRIBUTE GENERAL LEDGER DECODED - SECURITY MADE EASY

Slide / 17
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
C-360 DISTRIBUTE GENERAL DECODED - SECURITY
BLOCKCHAIN
Eco-System
PaaS & SaaS
SOLUTIONS Mining

Blockchain

Slide / 18
Property of Consult360 Group P/L
BLOCKCHAIN
CROSS BORDER e-PAYMENT GATEWAY

B2B FINANCE FEATURES & FUNCTIONALITY

B2B e-PAYMENT FEATURES & FUNCTIONALITIES MADE EASY

Slide / 19
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
C-360 B2B FINANCE FEATURES & FUNCTIONALITY
BLOCKCHAIN
CROSS • Providing Cross Border end to end supplier finance solutions
BORDER • Set-up Commission charges, revolving interest rates, buyer,
e-PAYMENT seller relations and Managing e-Wallets accounts
GATEWAY • Manage “INVOICE FINANCE” accounts, process transactions and calculate charges
and fees thru the entire Eco-System PaaS
Blockchain Key
Features ▪ Transaction Payment to parties using built-in gateways Additional Security – the
suited to core global Blockchain platform provides unique security of data and access restrictions
MOBILE (iOS, Android) inherent within the technology.
e-Transactions
Transformation: ▪ Capabilities to increase “user value-add” by providing another layer of security of
✓ Remittance data encryption which makes it mathematically impossible for the data to be
✓ Establish global accessed by any unauthorized user from any network (internal and external).
e-Wallet accounts
✓ Money transfer
• High Scalability – The Blockchain Framework Engine is highly scalable, runs at a
✓ Multi-Currency very low memory and supports high TPS (Transactions per second) of over the
✓ Micro-Finance 1500+ TPS.
✓ Marketplace
✓ And Many More
▪ Optimized – The Echo-System PaaS requires low-end hardware for supporting each
node of the Blockchain platform.
Slide / 20 ▪ The Financial Transactions are very secure and guarantee “User Privacy” thru the
Blockchain GL and Middleware Database Property of Consult360 Group P/L
C-360_BLOCKCHAIN
C-360
BLOCKCHAIN Types of Finance Functions & Features Supported
CROSS by the PaaS
BORDER
e-PAYMENT a) A/R Financing - The Account receivable financing is the corporate finance practice of
GATEWAY Invoice discounting (i.e. bill discount) as well as, post-dated cheque discounting.
The invoice discount is available to Seller who “sells” products to their buyer and puts
BLOCKCHAIN forward invoice to the buyer.
PaaS ENGINE
b) Distributor Financing - The Distributor Finance product is for the bank to provide loans
PAYMENT GATEWAY to large distributors (i.e. buyers) that gets the goods from the suppliers (sellers) within
PaaS ENGINE the workflow. The seller or the supplier will intimate the bank on the sales made to the
distributors within the system. The bank via maker-checker process, will authorize the
ASSOCIATED AI
DIGITAL APPS loan to the distributors to pay the suppliers.

ALL Functions, c) Supplier Financing - The account payables are the liabilities that the entities owe to the
Features, Modular supplier or distributor. The Supplier finance seems to be similar to A/R process where
SaaS Applications the seller is allowed to obtain the loan by the bank upon submitting the Goods Receipt
form part of the Note or Invoice
“SAME” Echo-System
FRAMEWORK
d) Purchase Order Financing - The Purchase Order financing is available to the seller upon
submission of PO to the bank. The buyer has to authorize the transaction in the system.

Slide / 21
Property of Consult360 Group P/L
BLOCKCHAIN
INVOICING FINANCE ECHO-SYSTEM PaaS

B2B INVOICING FINANCE WORKFLOW PROCESSING


OVERVIEW
B2B INVOICING FINANCE WORKFLOW PROCESSING

Slide / 22
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
C-360 B2B INVOICING FINANCE & BILL DISCOUNTING
BLOCKCHAIN
CROSS WORKFLOW PROCESSING - OVERVIEW
BORDER
e-PAYMENT
GATEWAY
The Blockchain B2B & B2C
INVOICE Financing, the
e-PAYMENT & CARDS
Management PaaS allows:
The issuance of B2B & B2C
Virtual CARDS – Label it or
branded Visa/MasterCard)
for the
Buyer and Seller
or settle the
INVOICE FINANCEING
One-Stop Shop and Access
for
Buyers, Sellers
and
Bank to collaborate.
Provide fixed
and
revolving finances, manage
loans, calculate various Settlement of funds between Bank and Bank Seller
fees and charges. Ensure adequate oversight of the entire process using
CEFTS or SLIPS
Slide / 23
Property of Consult360 Group P/L
BLOCKCHAIN
PREDICTIVE INTELLIGENT TRANSACTION
ANALYSIS REPORTING PaaS
PREDICTIVE INTELLIGENT TRX ANALYSIS
PREDICTIVE INTELLIGENT TRANSACTION ANALYSIS MADE EASY

Slide / 24
Property of Consult360 Group P/L
C-360_ BLOCKCHAIN PREDICTIVE INTELLIGENT TRANSACTIONS (TRX)
ANALYSIS REPORTING
BLOCKCHAIN
PREDICTIVE
INTELLIGENT
TRANSACTION
ANALYSIS
REPORTING
PaaS
APIs
Collaboration /
integration /
SaaS Adapters
Stack /

Creating
Blockchain • Predictive and Unique Real-time card transaction analysis
Big Data
Eco-System • Real-time contextual advice with AI functions and features
protected
environment
• Tailor made proactive product advocacy to consumers
• Up-to 2 minutes response time on transaction analysis reporting
Slide / 25
Property of Consult360 Group P/L
BLOCKCHAIN
PREDICTIVE
INTELLIGENT
TRANSACTION
ANALYSIS
REPORTING
PaaS

Near real time transaction


analysis engine that:
Uses the ISO card messages
Used in the transaction process
for any ATM, POS, Mobile or
ecommerce OPX.
`
The ITA PaaS system works as
B2B Virtual Card, B2B Invoice
Financing, Payment Gateway,
Remittance Services etc.

Slide / 26
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN PREDICTIVE INTELLIGENT TRANSACTION
PREDICTIVE
INTELLIGENT ANALYSIS and REPORTING
TRANSACTION
ANALYSIS
REPORTING
PaaS
Can read and analyse the
global messaging formats
that are used in all the
e-Payments systems across
the world.
Also the Echo-System
seamlessly
can be
integrated
with any of the
Bank’s CARD Management
systems,
or other
Transaction-integration
with
little effort.

Slide / 27
Property of Consult360 Group P/L
BLOCKCHAIN
e-HEALTH ECO-SYSTEM SOLUTION
Integrated Hospital and
Patient Management System
E-Health Integrated Hospital and Patient Management System

Slide / 28
Property of Consult360 Group P/L
C-360_BLOCKCHAIN e-HEALTH ECO-SYSTEM
BLOCKCHAIN
ECHO-SYSTEM
ONLINE & MOBILE ACCESSIBLE
e-HEALTH ❑ Blockchain based online e-Health Platform
MANAGE
❑ Integrated Hospital and Patient Management System
SERVICES
❑ Health Facility Program Tracking System
SOLUTION
❑ Disease Registry and Diagnosis
❑ Pharmacy inventory tracking system
Deployment and
maintenance of ❑ Facial Recognition for advanced security
infrastructure for Health ❑ Guaranty User/Client Database Privacy
Information System
Training and deployment ❑ QR Code for convenience and paperless engagement
of qualified resource ❑ Predictive Artificial Intelligence for prediction and diagnosis
Management of secured
cloud environment for ❑ Maintain member Staff and Patients data Security and Privacy for long-term data
system retention of insight Patients & Out-Patients history and associated data documents
Develop unified network
across the country

Slide / 29
Property of Consult360 Group P/L
C-360_BLOCKCHAIN e-HEALTH ECO-SYSTEM
BLOCKCHAIN WORKFLOW PROCESS SOLUTIONS
ECHO-SYSTEM
PaaS e-HEALTH
MANAGE
SERVICES
The C-360 3DaaS Team
offers Implementation
for Health Information
System.
Dynamic
QR Code
Provide Training and
Deployment of
qualified resource
Management.

Maintain a secured
Workflow environment
for unified processing
Design and support the
network across the
Infrastructure as a
Service (IaaS) system

Slide / 30
Property of Consult360 Group P/L
C-360_BLOCKCHAIN e-HEALTH ECO-SYSTEM
MODULAR TECHNOLOGY FUNCTIONALITY
PaaS Technology Functions
Modules
Blockchain Private and ❑ Manages the data in the most secured and robust manner.
System Consensual ❑ The data within the Blockchain, once entered, cannot be deleted or
Blockchain system modified.

QR Code QR Code Generation ❑ Use of QR codes in the smart cards issued to the patients using plastic or
and Management using mobile apps wherever applicable.
System
Tokenization Tokenization System ❑ Generate tokenized value of specific sensitive information related to the
(Blockchain based) patients and medical staff.
❑ Prevent identity theft and ensure the services is provided to genuine
customers.
Facial Facial Recognition ❑ used for secured authentication and search of user identity.
Recognition Engine ❑ Reduce complex workflows of authentication involving multiple documents
and checklists.

AI Based Data Intelligent Data ❑ Used for intelligent prediction of events or diagnosis of medical conditions
Analysis Analysis that requires complex rules and processes.
❑ The Analysis is dependent on user rules set up with near real time data
analysis and contextual advise of solutions and services.

Slide / 31
Property of Consult360 Group P/L
C-360_BLOCKCHAIN e-HEALTH ECO-SYSTEM
MOBILE MODULES - MULTIPLE UI INTERFACE
BLOCKCHAIN
ECHO-SYSTEM
PaaS e-HEALTH
MANAGE
INFRASTRUCTURE
as a SERVICES
(IaaS)
The C-360
Design, Development, Deployment
as a Service (3DaaS) Team.

Has the capabilities to Maintain a


secured Workflow environment for
unified processing Design.

And support the System


Integration network across the
Infrastructure as a Service (IaaS)
system

Slide / 32
Property of Consult360 Group P/L
BLOCKCHAIN
e-HOSPITALITY and e-SPORTS ECO-SYSTEM
e-HOSPITALITY & e-SPORT ECO-SYSTEM
B2B MOBILE SOLUTION
e-HOSPITALITY & e-SPORT ECO-SYSTEM B2B MOBILE SOLUTION MADE EASY

Slide / 33
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
e-HOSPITALITY ECO-SYSTEM B2B MOBILE SOLUTION
BLOCKCHAIN Today’S PAIN POINTS for e-HOSPITALITY
ECHO-SYSTEM
 COVID-19
e-HOSPITALITY
and  E-Hospitality Industry is hurting
e-SPORTS
 Travel, Tourism, Entertainment have a slow start-up

 New JOBS will need revised Digital Education programs

 New On-line technology usage awareness, in using Mobiles

 No discount processing in “On-line” payments

 Suppliers cash flow problem within the industry

 Cost of financial transactions is cumbersome and expensive as there are multiple actors
in the chain.

Slide / 34
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN e-HOSPITALITY ECO-SYSTEM B2B MOBILE SOLUTION
ECHO-SYSTEM
e-HOSPITALITY e-Hospitality Eco-system Value Proposition
and  Monetary incentives for Community members and or Businesses for using the B2B payment channel process
e-SPORTS  Reduce the cost of finance for Educational programs

 Reduce the cost of On-line transactions for merchants, community members, suppliers, (approximately 50% savings)
 AI Engine for real time Community services (financial analysis, KYC
 Allowing direct and real time cross-selling of various Financial/Bank services portfolios to B2B
 Merchants and engaged different Community programs, as part of the value-add.

Community Members / FANs /


Users – Mobile QR Coding and
Tokenization Transaction
Facial
Workflow Process Recognition

Transaction Process Authentication


Facial via Mobile Facial Recognition
Recognition

QR
CODE

QR
CODE
Merchant Services
Marketplace Services
Other Service Providers
Slide / 35 Facial
Recognition
Property of Consult360 Group P/L
C-360_“BLOCKCHAIN ECO-SYSTEM” PaaS e-BUSINESS TARGETS
For Example: e-Hospitality, e-Sport, e-Ticketing, Tourism, Events
BLOCKCHAIN
ECHO-SYSTEM
Members as
PaaS e-HOSPITALITY Users

Services
Mobile Transaction by:
Facial Recognition

ECO-SYSTEM
Members

Industry Sport Organisations/Suppliers/Vendors LOGISTICS


Sporting Community as User Clients and Collaborators ✓ Streamline of Payments using Eco-system e-Services
✓ Improved Supplier Cash-flow with better rates
Eco-systems Digital Membership Environment discounting

Innovation with Intelligence


✓ Settlement of payments within minutes of
invoice submission
IoT with Privacy & Security ✓ Loyalty incentives proportionate to monetary value
of transactions
APIs Integrations and Convergence with Eco-systems ✓ Delivers B2B & B2C Benefits using Virtual Cards
36

✓ Fully Dedicated Marketplace and E-Commerce PaaS

Slide / 36
Property of Consult360 Group P/L
C-360_BLOCKCHAIN ECHO-SYSTEM e-HOSPITALITY & e-SPORTS

Subscriber/ Member/ User/ Other - Benefits, Facilities, Services Program

Community/SME/Members / FANs / Users – Mobile Financial & Value Add Services

Authentication by Mobile Facial Recognition

Mobile Financial
Eco-system Services
Consumer / Member / User / Agent / Loyalty Reward Program Processing

B2C Predictive Transaction


Analysis & Reporting

Global FinTech
Serv. Provider Financial
Organisation
FinTech

Slide / 37
Property of Consult360 Group P/L
This Photo by Unknown Author is licensed under CC BY-SA
BLOCKCHAIN
e-MARKET-PLACE ECHO-SYSTEM PaaS
MARKETPLACE INTELLIGENT ON-LINE
MOBILE SOLUTION
MARKETPLACE INTELLIGENT ON-LINE MOBILE SOLUTION

Slide / 38
Property of Consult360 Group P/L
BLOCKCHAIN MARKETPLACE INTELLIGENT ON-LINE
BLOCKCHAIN MOBILE SOLUTION
e-MARKET-PLACE
ECHO-SYSTEM VALUE –ADDED SERVICES
PaaS MOBILE a) Ability for Merchants and Sponsors establish an “Interactive” cross border “Advertising”
APPLICATIONS process and Multi-Tenancy support of e-Wallet accounts

C-360 Eco-System PaaS b) Ability to create Special Loyalty Programs for those Authenticated Subscribers over the web
MARKETPLACE can be use over and or over Mobile Phones that are regular system users of the “MARKETPLACE” system
On-line via the Web or any
c) Managing the performance and conduct of special Athlete sponsorships and their Agents
Mobile Phone (iOS, Android).

It allows the user a wide range d) Selling and Buying and Promoting with an innovative “Virtual” experience, and built reward
of options that includes an points etc.
exclusive Membership access to
e) Maintain high standard Authenticated secured subscription and absolute “Privacy” on each
augmented lifestyle.
subscriber/member/user
This is way beyond the current f) System user “Alerts” to trace and truck Fraudulent behaviour and intentional misbehaviour
concept of current On-line
Marketplace applications and g) Predictive Transactions demand planning base on Authenticated member/subscriber / using
e-Payment, e-Wallets processing predictive processes
combined with Loyalty Reward
h) Many other services available, etc...
incentives for using the system

Slide / 39
Property of Consult360 Group P/L
BLOCKCHAIN MARKETPLACE INTELLIGENT ON-LINE
BLOCKCHAIN MOBILE SOLUTION
e-MARKET-PLACE
ECHO-SYSTEM
PaaS MOBILE
APPLICATIONS
C-360 Eco-System PaaS
MARKETPLACE can be use • Home
over On-line via the Web or • Profile View Item Add To Cart
any Mobile Phone (iOS, • Wallet
Android). • Rewards
• Payment
It allows the user a wide
• Marketplace
range of options to
o Buy Goods USD 2,910 - 3,000 - 3% off
augmented lifestyle. MOTORCYCLE
INSURANCE
o Sell Goods
This is way beyond the Key Highlights Cart Summary
o Create Product •CITY MOTORCYCLE
current concept of current INSURANCE BLA USD
o View Orders Total
On-line Marketplace BLAJDKLLSK SDLDJLD S 3000.00
applications and e-Payment o View Cart INSURANCE CITY -USD
Discount 3.00%
e-Wallets processing • Logout
Add To Cart Add To Cart 90.00

combined with Loyalty Delivery


TBD
Charges
Reward incentives for using
Tax TBD
the system
Payable USD
Slide / 40 Amount 2910.00

Property of Consult360 Group P/L


MARKETPLACE ON-LINE REWARD LOYALTY PROGRAM
PREDICTIVE INTELLIGENT TRANSACTION ANALYTICAL REPORTING
BLOCKCHAIN
e-MARKET-PLACE
ECHO-SYSTEM All Loyalty Transactions
PaaS MOBILE Show entries Search:
APPLICATIONS
• Home
C-360 Eco-System PaaS
• Profile
MARKETPLACE can be use Payment Points Points
• Wallet Date Type Reference No Accrued Balance
over On-line via the Web or • Rewards 2020-07-23 Wallet Top
CITY MOTOR CHTQYYQPC3IKFE3 200 8,240
08:32:23 Up
CYCLE PO EPK4B83R3
any Mobile Phone (iOS, • Payment 2020-05-29 Wallet Bill P5VNUSWFCY6V1IX 400 8,040
Android). • Marketplace 09:52:15 Payment M6D5NS4BO
2020-05-29 Wallet Top OVDQ3UX6X2REV6 1,500 7,640
o Buy Goods
It allows the user a wide 09:30:39 Up Q4Y6FKV1E8
2020-05-29 Wallet Top Z9LDOV3TADSJHIM 1,500 6,140
range of options to o Sell Goods
09:24:59 Up 14TBPQ3CY
augmented lifestyle. o Create Product2019-12-15 Wallet Top Q37UQ2OZ4Z8B6SF 2,790 4,640
10:28:08 Up ZHWJSK2IU
o View Orders
On-line Marketplace 2019-12-15 Wallet Top 7OJFM78TTEQP43 350 1,850
10:12:02 Up OSV76XVGEC
applications and e-Wallets, o View Cart
2019-12-15 Wallet Top EBQ5AN637ISUYDU 1,500 1,500
e-Payment processing • Logout 10:03:48 Up YLSKNHF13

combined with Loyalty


Reward incentives for using
the system
Slide / 41
Property of Consult360 Group P/L
BLOCKCHAIN
e-LOGISTICS ECO-SYSTEM
e-LOGISTICS - SECURE e-PAYMENT PROCESSING
with MOBILE FACIAL RECOGNITION
e-LOGISTICS - SECURE e-PAYMENT PROCESSING with MOBILE FACIAL RECOGNITION MADE EASY

Slide / 42
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
e-LOGISTICS - SECURE e-PAYMENT PROCESSING
with MOBILE FACIAL RECOGNITION
BLOCKCHAIN
Our Blockchain Back-End Solutions are READY for Delivery as the Customer
e-LOGISTICS solution consist in a:
ECO-SYSTEM
a) For C-360 Design, Development, Deployment as a Service (3DaaS) Team enhanced specified
BACK-END business Workflow Applications
Supports using
b) Implementation Engagement through a Phased approach
MOBILE PHONEs
c) Design Workflow processing
PHASE 1
- Driver, Loading, Delivery d) Customized specific customer requirements
- Authentication of Driver
using QR Coding and e) Testing the e-Business and e-Logistics processing Workflow
FACIAL RECOGNITION
f) Use MOBILE Phones for FACIAL Recognition for system “Access & Authorization”
PHASE 2
- Forklift process to ensure g) Use MOBILE Phones for QR Coding Authentication and e-Payments processing
quality approval and
correct “Batch” loaded h) QR Coding “COMMODITY PRODUCT TRACKING” with Real-Time reporting

PHASE 3 i) Secure “Cross Border” Mobile e-Payment processing


- KPI Management
- Efficiency analysis j) Secure Tracking of e-Payment “RECEIPT” with Delivery matching Consignment
- Holding truck company
accountable
k) Predictive Transaction Analysis Reporting and Client / User database processing
l) Flexible “Multi-currency” Transaction settlement
Slide / 43
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
e-LOGISTICS - SECURE e-PAYMENT PROCESSING
with MOBILE FACIAL RECOGNITION
BLOCKCHAIN
e-LOGISTICS
ECO-SYSTEM
BACK-END 1. Loading Data from
Supports using Database System
or equivalent 3rd party 2. Assign Driver
MOBILE PHONEs system to Smart App to Transfer
Order
PHASE 1
- Driver, Loading, Delivery
- Authentication of Driver 3. Driver Initiates
using QR Coding and Check-in Process
FACIAL RECOGNITION

PHASE 2
- Forklift process to ensure 4. Driver Loads &
quality approval and Clicks Loading
correct “Batch” loaded

PHASE 3
- KPI Management
- Efficiency analysis
- Holding truck company
accountable
6. Client Delivery and
QR Coding Feedback

Slide /
5. Check-out
44
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
e-LOGISTICS - SECURE e-PAYMENT PROCESSING
with MOBILE FACIAL RECOGNITION
BLOCKCHAIN
e-LOGISTICS Phase 1
ECO-SYSTEM
✓ Automating process of driver and order allocation, making it flexible for change
BACK-END
Supports using
MOBILE PHONEs ✓ Automating registration of driver with Facial Recognition
PHASE 1
- Driver, Loading, Delivery ✓ Tracking the times of drivers arrival, loading and exiting
- Authentication of Driver
using QR Coding and
FACIAL RECOGNITION
✓ Enabling customer service team to have full visibility to where an order is in the
PHASE 2 process and on the road.
- Forklift process to ensure
✓ Automating client feedback, and recording clients information
quality approval and
correct “Batch” loaded

PHASE 3 ✓ Enabling tracking of return goods


- KPI Management
- Efficiency analysis
- Holding truck company ✓ Enable visibility of unassigned orders
accountable

Slide / 45
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
e-LOGISTICS - SECURE e-PAYMENT PROCESSING
BLOCKCHAIN with MOBILE FACIAL RECOGNITION
e-LOGISTICS Phase 1
ECO-SYSTEM
BACK-END 1. LOADING DATA FROM C-360 SMART APP
Supports using - After pre day planning, upload Blockchain Back-end data into app, via pending
MOBILE PHONEs delivery report, emailed to a bot
- Bot automatically loads to App
PHASE 1
- Driver, Loading, Delivery - Key Data (Order number, transfer order number, location, other details)
- Authentication of Driver
using QR Coding and - Twice – evening day before, then again
FACIAL RECOGNITION early morning
PHASE 2
- Forklift process to ensure
quality approval and
correct “Batch” loaded

PHASE 3
- KPI Management
- Efficiency analysis
- Holding truck company
accountable

Slide / 46
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
e-LOGISTICS - SECURE e-PAYMENT PROCESSING
with MOBILE FACIAL RECOGNITION
BLOCKCHAIN DRIVER INITIATED ASSIGNMENT TO TRANSFER ORDER
e-LOGISTICS
ECO-SYSTEM 2. ASSIGN DRIVER TO
BACK-END TRANSFER ORDER
Supports using
MOBILE PHONEs Combination of both
options:
PHASE 1 - Driver automatically pre
- Driver, Loading, Delivery
assigned and notified on
- Authentication of Driver
using QR Coding and phone of job order
FACIAL RECOGNITION
- Driver arrives and
PHASE 2
provides the order
- Forklift process to ensure
quality approval and number, gets assigned
correct “Batch” loaded transfer order on the app,
and automatic
PHASE 3 notification on phone to
- KPI Management
- Efficiency analysis
the driver
- Holding truck company
accountable

Slide / 47
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
e-LOGISTICS - SECURE e-PAYMENT PROCESSING
with MOBILE FACIAL RECOGNITION
BLOCKCHAIN
e-LOGISTICS DRIVER CHECK-IN
ECO-SYSTEM 3. DRIVER INITIATES
BACK-END CHECK-IN PROCESS
Supports using
- On app (phone or iPad), driver
MOBILE PHONEs automatically checks in
PHASE 1
- Driver, Loading, Delivery - On-line checklist completed and
- Authentication of Driver signed
using QR Coding and
FACIAL RECOGNITION
- Provides truck number (which
then allocated against orders)
PHASE 2
- Forklift process to ensure - If transfer notice different in 24
quality approval and
hours, automates checklist
correct “Batch” loaded

PHASE 3 - Informs the driver which bay to


- KPI Management collect order
- Efficiency analysis
- Holding truck company
accountable
- Automatically prints transfer
order & paperwork
Slide / 48
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
e-LOGISTICS - SECURE e-PAYMENT PROCESSING
with MOBILE FACIAL RECOGNITION
BLOCKCHAIN
e-LOGISTICS LOADING
ECO-SYSTEM
4. DRIVER LOADS & CLICKS
BACK-END LOADING
Supports using
MOBILE PHONEs The system will confirm:
PHASE 1
- Driver, Loading, Delivery  Time driver checked in, time
- Authentication of Driver truck loaded, truck leaves
using QR Coding and
FACIAL RECOGNITION
 Provide analysis of loading
PHASE 2 details
- Forklift process to ensure
quality approval and  Identify Driver with facial
correct “Batch” loaded
Recognition
PHASE 3
- KPI Management
- Efficiency analysis
- Holding truck company
accountable

Slide / 49
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
e-LOGISTICS - SECURE e-PAYMENT PROCESSING
BLOCKCHAIN
with MOBILE FACIAL RECOGNITION
e-LOGISTICS CHECK-OUT
ECO-SYSTEM
BACK-END 5. CHECK-OUT
Supports using - Final check out process at the gate
MOBILE PHONEs
- Once check out can track that
PHASE 1
- Driver, Loading, Delivery order is in transit
- Authentication of Driver
using QR Coding and - Automatically print pod, plus
FACIAL RECOGNITION assign pod on phone
PHASE 2
- Forklift process to ensure
quality approval and
correct “Batch” loaded

PHASE 3
- KPI Management
- Efficiency analysis
- Holding truck company
accountable

Slide / 50
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
e-LOGISTICS - SECURE e-PAYMENT PROCESSING
with MOBILE FACIAL RECOGNITION
BLOCKCHAIN
CUSTOMER SERVICE OPERATORS
e-LOGISTICS
ECO-SYSTEM - Customer service operators will be able to click on a button
on dashboard
BACK-END
Supports using - System shows correct location of the driver on map carrying
the order
MOBILE PHONEs
PHASE 1 - This will enable customer service operators to accurately
- Driver, Loading, Delivery advice client and know where is a particular order
- Authentication of Driver
using QR Coding and
FACIAL RECOGNITION

PHASE 2
- Forklift process to ensure
quality approval and
correct “Batch” loaded

PHASE 3
- KPI Management
- Efficiency analysis
- Holding truck company
accountable

Slide / 51
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
e-LOGISTICS - SECURE e-PAYMENT PROCESSING
with MOBILE FACIAL RECOGNITION
BLOCKCHAIN
e-LOGISTICS
ECO-SYSTEM CUSTOMER DELIVERY
BACK-END
6. CLIENT DELIVERY
Supports using AND FEEDBACK
MOBILE PHONEs
PHASE 1 - Automatic reporting
- Driver, Loading, Delivery of customer
- Authentication of Driver feedback
using QR Coding and
FACIAL RECOGNITION

PHASE 2
- Forklift process to ensure
quality approval and
correct “Batch” loaded

PHASE 3
- KPI Management
- Efficiency analysis
- Holding truck company
accountable

Slide / 52
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
e-LOGISTICS - SECURE e-PAYMENT PROCESSING
with MOBILE FACIAL RECOGNITION
BLOCKCHAIN
e-LOGISTICS CUSTOMER SERVICE ENQUIRIES / TRACKING
ECO-SYSTEM
BACK-END Colour code of transfer order,
what stage of process it is:
Supports using
MOBILE PHONEs Unallocated
PHASE 1 Loading
- Driver, Loading, Delivery In transit
- Authentication of Driver
using QR Coding and Delivered and identify with
FACIAL RECOGNITION Facial Recognition
PHASE 2
- Forklift process to ensure
Drill down for customer
quality approval and
correct “Batch” loaded service to know the exact
status of the transfer order
PHASE 3
- KPI Management Automatic alerts, e.g.
- Efficiency analysis unassigned orders
- Holding truck company
accountable

Slide / 53
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
e-LOGISTICS - SECURE e-PAYMENT PROCESSING
with MOBILE FACIAL RECOGNITION
BLOCKCHAIN
e-LOGISTICS
ECO-SYSTEM
BACK-END
Supports using
MOBILE PHONEs
PHASE 1
- Driver, Loading, Delivery DESIGN AND IMPLEMENTATION OF CUSTOMISED REPORTING APP
- Authentication of Driver
using QR Coding and Track key performance indicator in real time: On shipments, order fill rate,
FACIAL RECOGNITION percent of orders received damage free, accuracy and cycles time, etc.
PHASE 2 Monitor real time data from multiple sources into one dashboard and drill down
- Forklift process to ensure to identify issues when necessary.
quality approval and
correct “Batch” loaded Monitor your distribution chain end-to-end and identify problems and
bottlenecks before they reach critical processes.
PHASE 3
- KPI Management Dashboards can be created by the user type Executive, Warehouse Manager, TL
- Efficiency analysis and etc.
- Holding truck company
Because the real time data is collected, stored and analysed in CAT (Cognitive
accountable
Analytical Tool) you will be able to collect and track information across full order
distribution cycle to ensure the distribution processing runs correctly
Slide / 54
Property of Consult360 Group P/L
C-360_-BLOCKCHAIN
e-LOGISTICS - SECURE e-PAYMENT PROCESSING
with MOBILE FACIAL RECOGNITION
BLOCKCHAIN
e-LOGISTICS
ECO-SYSTEM BUSINESS BENEFITS
BACK-END
Supports using
MOBILE PHONEs • Make the transport companies more accountable, and enable
PHASE 1 KPI management
- Driver, Loading, Delivery
- Authentication of Driver • Visibility of customer service issues and Visual Recognition
using QR Coding and
security
FACIAL RECOGNITION

PHASE 2 • Enable customer service to easily answer customer queries on


- Forklift process to ensure status of an order
quality approval and
correct “Batch” loaded
• Improve customer service and improve Security
PHASE 3
- KPI Management • Reduce inefficient spending on transport
- Efficiency analysis
- Holding truck company
accountable

Slide / 55
Property of Consult360 Group P/L
BLOCKCHAIN
REMITTANCE SERVICES and
FUNDS TRANSFER PaaS

CROSS BORDER REMITTANCE SERVICES


CROSS BORDER REMITTANCE SERVICES MADE EASY

Slide / 56
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
CROSS BORDER REMITTANCE SERVICES
BLOCKCHAIN
Blockchain Remittance is provided to:
REMITTANCE
SERVICES The merchant that can offer such services for its customers to send
and funds from their card to any other Cards (Visa to Visa and MasterCard
FUNDS to MasterCard) within the country or international transfers.
TRANSFER PaaS
Such transfer is regulated and monitored by the Central bank of a
The Remittance and Funds
particular country.
Transfer PaaS Engine provides
the following:
The Payment Gateway services access the Global API services of Visa
Card to Card international
funds transfer Direct and MasterCard Money-Send directly and initiate the
transactions.
It connects and uses the Visa
Direct and MasterCard
Money-Send services. The Payment Gateway is not required to connect with any Bank Switch
for providing such services.

Slide / 57
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN Remittance PaaS Engine Delivery
REMITTANCE
SERVICES
and
FUNDS
TRANSFER PaaS
The Remittance and Funds
Transfer PaaS Engine Remittance
provides the following: PaaS Cross Border system
Crypto-currency
e-Wallet to e-Wallet,
Card to Card international
funds transfer
It connects and uses
the Visa Direct and
MasterCard Money-Send
services.
Secured global
transactions via any
Bank “SWITCH”

Slide / 58
Property of Consult360 Group P/L
BLOCKCHAIN
REMITTANCE PROVIDING
CRYPTO-CURRENCY PaaS SOLUTION
CRYPTO-CURRENCY REMITTANCE SERVICES
CRYPTO-CURRENCY REMITTANCE SERVICES MADE EASY

Slide / 59
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
CRYPTO-CURRENCY REMITTANCE SERVICES
BLOCKCHAIN
REMITTANCE Remittance PaaS Intro via Crypto-Currency as follows:
PROVIDING Currently, the cross-border currency transfer is dominated by established players
CRYPTO-CURRENCY (incl. Banks) that use SWIFT to transfer funds between Bank accounts across
PaaS SOLUTION geographies.
The SWIFT process typically takes 1-3 days to transfer funds performing settlements
The Crypto currency between multiple banks.
Handling Engine model
uses:
As a result, the transaction fee for each cross-border transaction is high (and very
The concept of buying
various crypto-currencies high for Western Union and the likes of them).
from the market (using
accredited Global With the advent of crypto currency and the Blockchain PaaS, business of
Exchanges)
international remittances has been under disruption with new players in the market
The currency as (such as Ripple) providing real time solutions with the help of public Blockchain and
commodity trading to fund
the overseas remittance partner banks across multiple geographies.
channel, procurement of
funds and operations
processes. Our new solutions is a feasible method of funds transfer using suitable and
contemporary technologies available within the Blockchain Remittance PaaS Engine.

Slide / 60
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
REMITTANCE TRANSFERRING FUNDS PROCESS
BLOCKCHAIN
REMITTANCE Our workflow solution typically uses an international remittance process of
PROVIDING transferring funds within sender & receiver involved is as follows:
CRYPTO-CURRENCY 1)The sender (remittance initiator) - goes to the specific fund Remittance
PaaS SOLUTION website and/or Mobile App in order to Send Money from the private e-
Wallet or Bank account to the beneficiary, ideally located in a separate
country.
The Crypto currency
Handling Engine model
uses: 2)The Remittance - Website/Mobile App is provided by Consult360 Group as a
Service “Wholesale” through its Distributors and their LOCAL ANCHOR
The concept of buying
various crypto-currencies Partners and help Distributors /Partners collaborate with multiple parties
from the market (using such as:
accredited Global
Exchanges) a) Banks,
The currency as
b) Exchange houses and
commodity trading to c) international schemes (Visa/MasterCard).
fund the overseas
remittance channel,
procurement of funds and 3) The sender - will have a scheme (Visa/MasterCard/Amex/ Union Pay) CARD
operations processes. that is available as part of the local Bank account services where the
salary/monthly income of the sender is deposited from time to time.

Slide / 61
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
REMITTANCE TRANSFERRING FUNDS PROCESS
BLOCKCHAIN
REMITTANCE 4) The sender - goes to the Remittance website/Mobile App and sends the
money to the beneficiary.
PROVIDING
CRYPTO-CURRENCY Usually the beneficiary / recipient is registered with a local partner bank
so that the person can have access to the remittance money via
PaaS SOLUTION appropriate channels such as cards or online access.
The Crypto currency
Handling Engine model uses: 5) The Remittance Engine - takes care of the real time or near real time
The concept of buying funds transfer between sender and recipient with competitive
various crypto-currencies
from the market (using commission rates provided by other providers such as Western Union or
accredited Global Exchanges) Ria Money Transfer.
The currency as commodity
trading to fund the overseas
remittance channel, 6) The beneficiary - can use e-Wallets, Pre-paid card or subscribe to the
procurement of funds and
operations processes. Sender’s e-Wallet provider to access the remitted funds in the local
payments market via retail purchase and ATM funds withdrawal.

Slide / 62
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
REMITTANCE TRANSFERRING FUNDS PROCESS
BLOCKCHAIN 7) The Remittance PaaS Engine provides the potential process of the funds
transfer with Web/Mobile interface
REMITTANCE 2 3
1

PROVIDING
CRYPTO-CURRENCY Web/Mobile App initiates The Engine gets the The card details and
remittance amount are send
the payment to the sender card information
PaaS SOLUTION with the registered Visa/ from the card vault to the crypto currency
MasterCard /Amex for card using de-tokenization exchange using their API for
tokenization solution process debiting the card and
The Crypto currency generating crypto-currency
Handling Engine model 6
5 4
uses:
The concept of buying The beneficiary bank has a
The crypto- The Payment Engine gets
various crypto-currencies crypto-currency backed treasury
currency is sent to the, crypto-currency
from the market (using which does the trade of crypto-
accredited Global the recipient/ details from the exchange
currency in the market. The bank
Exchanges) beneficiary bank after the purchase of the
takes the crypto-currency and
account by the same.
The currency as commodity provides local currency
payment engine.
trading to fund the overseas equivalent to beneficiary account
remittance channel,
procurement of funds 7 8

and operations process.


The local currency is credited to the The remittance e-Wallet account is
beneficiary account with a virtual essentially a pre-paid type deposit
card/mobile e-Wallet provided for account that accrues interest on the
transactions retail transactions. overall float of the account.
Slide / 63
Property of Consult360 Group P/L
BLOCKCHAIN
CARD MANAGEMENT SYSTEM (CMS) and
BANK ACCOUNTS TOKENIZATION PaaS
CMS and BANK ACCOUNTS TOKENS
CARD MANAGEMENT SYSTEM (CMS) & BANK ACCOUNTS TOKENS MADE EASY

Slide / 64
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN
CARD MANAGEMENT SYSTEM
CMS and BANK and BANK ACCOUNTS TOKENS
ACCOUNTS • QR Coding made EASY for Merchant e-Payment Process and e-Wallet accounts
TOKENIZATION
PaaS • Generic Tokenization Engine for Cards and Accounts

• Use of secured BLOCKCHAIN PaaS Engine for storing sensitive and confidential
The C-360 information and maintain total Customer Transaction General Ledger (GL) Data
Eco-System PaaS CARD
MANAGEMENT SYSTEM is
Secured using Blockchain Back-End PaaS
already compatible with
PCI compliance for VISA • Guarantee Privacy for the Customer Personal Data by managing the Data
and MASTER CARD through the Platform Middle Ware.
and possesses the
Capabilities to “Create” • The Transaction GL Data Security and Middle Ware for Data Privacy
CARD
Tokenization Processing
in the same Eco-system
• Capabilities to “INTEGRATE” with any global Card and Core Banking systems to
Platform make it available to consumers.

Slide / 65
Property of Consult360 Group P/L
C-360_CMS and e-PAYMENT GATEWAY
BLOCKCHAIN ECO-SYSTEM
BLOCKCHAIN
CMS and BANK
ACCOUNTS
TOKENIZATION
PaaS

Creates an e-Payment,
e-Wallet and
CARD Management System
(CMS).
That can provide the
following process:
Tokenized versions of a
physical CARD for the
customer
and
Stores the same within the
Tokenization Engine as it
follows all the appropriate
guidelines for PCI
compliance and more.

Slide / 66
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
MOBILE CMS
BLOCKCHAIN
CMS and BANK e-Wallet and e-PAYMENT ECO-SYSTEM WORKFLOW
ACCOUNTS
TOKENIZATION
PaaS
The BTE will not store
or push any Tokens to
any MOBILE devices
as the Tokens are
mapped with the user
credentials using the
MOBILE device APP.
IF the MOBILE devices
are lost or stolen or
replaced, the Token is
secured in the Eco-
System PaaS Back-
End .
The BTE has 3 x
Components e-Wallet
account set-up, Token
Registration & Token
e-Payments
Slide / 67
Property of Consult360 Group P/L
C-360_MOBILE CMS – e-Wallet and e-PAYMENT
BLOCKCHAIN ECO-SYSTEM WORKFLOW
BLOCKCHAIN
CMS and BANK
ACCOUNTS
TOKENIZATION
PaaS

Token Registration is a
mandatory one-time
activity for registering:
The physical Card
number to a digital
Token before the
customer can make any
online payments using
their mobile devices.
The provision of the
Token Registration
process workflow

Slide / 68
Property of Consult360 Group P/L
C-360_MOBILE CMS – e-Wallet and e-PAYMENT
BLOCKCHAIN BLOCKCHAIN ECO-SYSTEM WORKFLOW
CMS and BANK
ACCOUNTS
TOKENIZATION
PaaS

Once client registered


their e-Wallet, or Card
(or multiple cards) for
tokenization services.
The Client can start an
on-line payment using
tokenized services
from corresponding
mobile.
The Payment process
uses Tokenization.

Slide / 69
Property of Consult360 Group P/L
C-360_MOBILE CMS –e-Wallet and e-PAYMENT
BLOCKCHAIN BLOCKCHAIN ECO-SYSTEM WORKFLOW
CMS and BANK
ACCOUNTS ➢ The Tokenization Engine uses a private Blockchain as its core
TOKENIZATION platform.
PaaS ➢ The solution is designed as per PCI compliant parameters.

We provide:
White Label
➢ All the sensitive information (tokens, card numbers,

B2B
Invoice Financing PaaS. ➢ passwords, transaction etc) are encrypted in the Blockchain
Using Virtual Cards
Solutions
➢ Adequate measure has been taken to ensure the BTE system is
not compromised from the Web/Apps interfaces as per the
OWASP standards (a component of PCI DSS checks).

Slide / 70
Property of Consult360 Group P/L
BLOCKCHAIN
ECO-SYSTEM PaaS
B2B and B2C VIRTUAL CARDS SOLUTION
e-WALLET & VIRTUAL CARDS ACTUALIZATION
PROCESS
B2B and B2C e-Wallet & VIRTUAL CARDS ACTUALIZATION PROCESS MADE EASY

Slide / 71
Property of Consult360 Group P/L
C-360_B2B & B2C VIRTUAL CARDS ACTUALIZATION PROCESS
Blockchain System Overview
BLOCKCHAIN
ECO-SYSTEM PaaS
B2B and B2C
e-WALLETS &
VIRTUAL CARDS
SOLUTION

The Virtual Card


system has in-
built e-Payment
Gateway that
allows to:
Issue the buyer
or seller to claim
via e-Wallets QR
Code and or via
the e-Payments
system.

Slide / 72
Property of Consult360 Group P/L
C-360_ B2B Virtual CARD e-Payment
C-360 Blockchain Platform as a Service (PaaS)
BLOCKCHAIN
Eco-System
PaaS & SaaS
SOLUTIONS MIS Reporting

CROSS BORDER Tokenization


Funds Bank
e-PAYMENT Consumer Cards Transfer Settlements
GATEWAY
PaaS
Merchant Payment
ASSOCIATED AI Management Engine
Facial
DIGITAL APPS Recognition
ALL SaaS
APPLICATIONS ISO Message
Payment Gateway via TCP /IP
and Socket Bank Switch Partner
Merchant Management
Bank
FUNTIONS
Merchant
are in the Banks
Dynamic QR Code
SAME FRAMEWORK
Eco-System PaaS

FRAMEWORK

Slide / 73
Property of Consult360 Group P/L
C-360_B2B Virtual CARD e-Payment
Cross-Border Transaction Processing
C-360
BLOCKCHAIN Blockchain Eco-System PaaS
Eco-System
PaaS & SaaS
SOLUTIONS
Tokenization POS/IPG at B2B
Funds Bank Supplier QR Code
Transfer Settlements Merchant location
Consumer Cards
& e-Wallets Merchant Bill
Facial Management Payment
Recognition

Enterprise Cards and ISO Message via


Payments System TCP /IP Socket

Merchant Management

Partner Bank Switch supporting


Dynamic QR Code Merchant or Service Provider Liquidity

POS/IPG at B2B
Supplier QR Code
Slide / 74 Merchant location

Property of Consult360 Group P/L


BLOCKCHAIN
ECO-SYSTEM PaaS B2B and B2C
e-BANKING & CMS SOLUTION
B2B & B2C e-BANKING & CMS
ACTUALIZATION PROCESS EXAMPLE

Slide / 75
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
B2B & B2C e-BANKING & CMS ACTUALIZATION PROCESS
BLOCKCHAIN EXAMPLE:
ECO-SYSTEM PaaS SCREENSHOT 1
B2B and B2C
e-BANKING & CMS
SOLUTION

The Virtual Card system has


built-in e-Payment Gateway
that allows to:
Issue the buyer or seller to
claim the payments.
Help Banks and financial
institutions “Reduce” significant
manual processes
Bring the Corporate Financing
onto one single
Eco-System PaaS “Framework”
that manages, maintains the
entire operations seamlessly.

Slide / 76
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
B2B & B2C e-BANKING & CMS ACTUALIZATION PROCESS
BLOCKCHAIN
ECO-SYSTEM PaaS EXAMPLE:
B2B and B2C SCREENSHOT 2
e-BANKING & CMS
SOLUTION
The Virtual Cards PaaS
manages and maintains the
entire invoice financing
portfolio as a stand-alone
system that consists of:
✓ Account Receivable
system
✓ Authorization System
✓ Interest, Fees and charges
calculation
✓ Finance life-cycle
management
✓ Dispute Management
process

Slide / 77
Property of Consult360 Group P/L
BLOCKCHAIN
CENTRALIZED BILL e-PAYMENT PaaS SYSTEM
CENTRALIZED BILLING SOLUTION

CENTRALIZED BILL MADE EASY

Slide / 78
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN
CENTRALIZED CENTRALIZED BILLING SOLUTION
BILL
e-PAYMENT
PaaS SYSTEM • Unique “One Stop” Bill e-Payment for Merchants
and customers/users of the Blockchain Eco-System
PaaS solutions

• Bank independent PaaS Engine with Web and


Mobile applications interfaces and Artificial
Intelligence (AI) functions and features

• Payment gateway and IVR included

• Global integration with ATMs, smart kiosks and


third party interfaces and plug-ins

Slide / 79
Property of Consult360 Group P/L
BLOCKCHAIN
CENTRALIZED
BILL
e-PAYMENT
PaaS SYSTEM

We provide:
White Label next GEN
Bill Payment solution
Brings the merchants, customers and
Banks
onto a common PaaS
Accessible via the Web, and any
MOBILE device. The Phone access is
fully supported by the Blockchain
Back-end Eco-system PaaS supporting
from the same system iOS, Android,
Window Smart Phones and Digital
Phones that support SMS and Internet
access.
Also supports Kiosk-based interfaces

Slide / 80
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN CENTRALIZED BILLING SOLUTION
CENTRALIZED
BILL
e-PAYMENT
PaaS SYSTEM

Some Features are:


✓ Unique one stop bill
payment for merchants
and customers
✓ Bank independent
platform with web and
mobile app interfaces
✓ Payment gateway and
IVR included
✓ Integration with ATM,
smart kiosks and third
(3rd) party interfaces

Slide / 81
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN CENTRALIZED BILLING PFM SOLUTION
CENTRALIZED
BILL
e-PAYMENT
PaaS SYSTEM

✓ The Back-End engine of


the Personal Finance
Management (PFM)
Mobile App involves:
✓ Real time behaviour
Analysis
✓ Transactional analysis
✓ Provides contextual
advice to the customers
on financial products
✓ Portfolio based on the
existing status of the
client accounts.

Slide / 82
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
Personal Finance Management (PFM) Mobile App
BLOCKCHAIN
CENTRALIZED BILL
e- PAYMENT PFM ✓ Unique B2C Personal Finance
WEB & MOBILE APP Management MOBILE App for the
for PaaS & SaaS
ECO-SYSTEM high net customers of the Bank for
providing the PaaS of managing
Includes secure authentication
using the Facial Recognition engine finances and
with Dynamic QR Code generation ✓ e-Payments of bank accounts, cards,
investment portfolio or other
The graphical UI with gamification
investment source.
mode enabling clients to visually
assess and interact with financial ✓ The PFM MOBILE App contains the
products and services seamlessly.
full module of Investment Portfolio,
Trading PaaS and related securities
The APP also provides Visa to Visa
and MasterCard to MasterCard e- market services intended for User/
Payments with other payments Client with securities portfolio.
originating from the App.

Slide / 83
Property of Consult360 Group P/L
BLOCKCHAIN
B2C PERSONAL FINANCE MANAGEMENT (PFM)
MOBILE BANKING APPLICATION SYSTEM
B2C PERSONAL MOBILE FINANCE APP
B2C PERSONAL MOBILE APP MADE EASY

Slide / 84
C-360_BLOCKCHAIN
BLOCKCHAIN B2C PERSONAL MOBILE FINANCE APP
ECO-SYSTEM PaaS
B2C • Contextual Graphical and Services to customer based
on spending behaviour
PERSONAL
FINANCE • Manage Personal Finance including Loan Application,
MANAGEMENT Deposit Management, Investments and Currency
(PFM) Trading and much more.

• Card to Card e-Payments (Visa and MasterCard) using


MOBILE BANKING MOBILE Application
APPLICATION
SYSTEM

Slide / 85
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN
ECO-SYSTEM PaaS
B2C PERSONAL MOBILE FINANCE APP
B2C PERSONAL The PFM includes secure authentication using
FINANCE “Face Recognition Engine” from the same
MANAGEMENT (PFM) Framework, with dynamic QR code generations and
MOBILE e-BANKING other features.
APP SYSTEM The concept is unique and enables the bank
and financial institution to engage the
Unique B2C Personal Finance
Mobile (PFM) App for the high customer with a better understanding of its
net users. requirements.
The application also provides
the Visa to Visa and MasterCard The PFM backend engine App involves real
to MasterCard payments along time behaviour Analysis, Transactional analysis
with other payments originating
from the App. and provides contextual advice to customers
on financial products and existing portfolio
Contains the full module of: status/accounts.
The Investment Portfolio The UI is all graphical with gamification mode
Trading PaaS and related enabling the customer to visually assess and
securities market intended for interact with the financial products and
the customers with securities
portfolio services seamlessly.
Slide / 86
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN B2C PERSONAL MOBILE FINANCE APP
ECO-SYSTEM PaaS
B2C PERSONAL
FINANCE
MANAGEMENT
(PFM)
MOBILE e-BANKING
APP SYSTEM

Unique B2C Personal Finance


Mobile (PFM) App for the high
net users.
Customers of the bank using
the Blockchain PaaS Engine can
managed finances and
payments
It includes Client’s bank
accounts, cards, investment
portfolio and other source of
investments.

Slide / 87
Property of Consult360 Group P/L
BLOCKCHAIN
MOBILE FACIAL RECOGNITION
ECHO-SYSTEM
FACIAL RECOGNITION PROCESSING
FACIAL RECOGNITION MADE EASY

Slide / 88
Property of Consult360 Group P/L
BLOCKCHAIN
MOBILE FACIAL
RECOGNITION
ECHO-SYSTEM
The face recognition ensures:
The authenticity of the
transactions using existing
infrastructure
Avoids multiple round-trip of
transaction validations using the
scheme networks
It reduces the cost of transaction
as well as the time lag between
transaction initiation and
approval process.

Slide / 89
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN
MOBILE FACIAL FACIAL RECOGNITION PROCESSING
RECOGNITION • The C-360 Echo-System PaaS back-End;
ECHO-SYSTEM
• FACIAL RECOGNITION system is integrated and connected for
secure authentication over the Web and or any MOBILE PHONE
(iOS, Android, Windows, Digital Phone via SMS with Internet
access) to engaged and or connect on the PaaS services.

• The system uses open-source computer vision and machine


learning software library.

• Use of Blockchain Echo-System Platform as a Service (PaaS)


Engine to enhance integrity of authorization and KYC
authentication process.

Slide / 90
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN FACIAL RECOGNITION PROCESSING
MOBILE FACIAL
RECOGNITION
ECHO-SYSTEM

We provide own
proprietary FACIAL
RECOGNITION engine that
can be used for:
User authentication and
KYC during the
transaction initiation
process.
Access over the Web and
or Mobile Phone using the
Facial
API from the customer, Recognition
including the integration QR
of a Mobile App or web CODE
UI.

Slide / 91
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
FACIAL RECOGNITION PROCESSING
BLOCKCHAIN
MOBILE FACIAL
RECOGNITION
ECHO-SYSTEM

Customer Mobile App can:


Access an API over the
web for providing such
services.
Combined with card
tokenization process, the
face recognition solution
Give a boost to the online
security of Transactions.

Slide / 92
Property of Consult360 Group P/L
BLOCKCHAIN
QR CODE MOBILE AUTHENTICATION PROCESS
QR CONDING SaaS APPLICATION
QR CODE MADE EASY

Slide / 93
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN QR CONDING SaaS APPLICATION
QR CODE MOBILE o QR code generation from mobile App for both customer and/or
AUTHENTICATION Merchants
PROCESS
o Acquiring of transactions and generation of real time native ISO
MERCHANT transaction messages for authorization to card networks
MANAGEMENT
ACQUIRING SYSTEM ensuring security, speed and scalability over the existing World
Wide Web network.
WHERE THE
CARD TOKENIZATION o Similarly, the 3rd party customer mobile app can access our
ENSURES:
supplier API to generate QR Code on the customer Mobile to
The security and be scanned by Merchant terminal scanner and securely access
anonymity
card tokens (generated by our supplier Token Engine) for
of the e-Payment payment processing with full transparency.
instrument of the
customers.
Reduces the chances of o Optional card tokenization with Blockchain Core Platform
card data breach from the Engine for security of the cards
merchant network.

Slide / 94
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN QR CONDING SaaS APPLICATION
QR CODE MOBILE
AUTHENTICATION • QR code generation from Mobile application
PROCESS for both customer and or merchants
MERCHANT
MANAGEMENT • Acquiring of transactions and generation of
ACQUIRING SYSTEM Real-Time ISO transactions message for
WHERE THE authorization and authentication of card
networks
CARD TOKENIZATION
ENSURES:
• Optional card Tokenization with Blockchain
The security and
anonymity Platform as a Service (PaaS) Engine
of the e-Payment
instrument of the • To add additional security for Cards and
customers. Transactions over the global digital
Reduces the chances of Eco-System network
card data breach from the
merchant network.

Slide / 95
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN QR CONDING SaaS APPLICATION
QR CODE MOBILE
AUTHENTICATION
and TOKENIZATION
PROCESS

THE QR CODE SUPPORTS:

The static
and
The Dynamic

Cardholders
QR Code for both;

merchant
and
customer base.

Slide / 96
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
QR CONDING SaaS APPLICATION
BLOCKCHAIN
QR CODE MOBILE
AUTHENTICATION
and TOKENIZATION
PROCESS

The PaaS offering has the


capability to use:
A secure private
Blockchain PaaS for any
card
Tokenization services
which ensures the
security compliance of
the sensitive data of the
card.

Slide / 97
Property of Consult360 Group P/L
BLOCKCHAIN
FRAUD MANAGEMENT PaaS and SaaS
MODULE
FRAUD MANAGEMENT ECHO-SYSTEM
FRAUD MANAGEMENT MADE EASY

Slide / 98
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN FRAUD MANAGEMENT (FM) ECHO-SYSTEM
FRAUD
MANAGEMENT
PaaS and SaaS • Real-time transaction assessment for Fraud and other Risk Score
MODULE
• Integrate with Transaction Switch for on-line messages

• Set-up unlimited business rules for the bank risk team for real
time assessment

• Notification of risk to Switch via messaging, dashboard with


workflow

• Use of the Face Recognition process available from the same


Blockchain Framework

Slide / 99
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN FRAUD MANAGEMENT (FM) ECHO-SYSTEM
FRAUD
MANAGEMENT
PaaS and SaaS The Payment Gateway on offer provides:
MODULE ✓ Connection with Acquiring Fraud Management Module

✓ Real-time risk assessment system for the transactions

✓ Unlimited user defined rules set up by the bank system

✓ In advance ensures the transaction is scrutinized

✓ In advanced ensures the transaction is notified well

✓ Real time transaction authorization by the card user

✓ Banks necessary risk mitigation capability & acquisition

✓ Implementation ready solutions like card tokenization, face recognition,


QR Code enhances the risk mitigation capability and all this
complimented by the Fraud Management system module
Slide / 100
Property of Consult360 Group P/L
BLOCKCHAIN C-360_BLOCKCHAIN
FRAUD FRAUD MANAGEMENT (FM) ECHO-SYSTEM
MANAGEMENT
PaaS and SaaS
MODULE The FM capability integrates with the Second Factor Authentication
providers like MasterCard, 3D Secure and/or Verified by Visa services.
From the Blockchain PaaS The Payment Gateway access the required interface (e.g. 3D Secure
Engine the system
provides the following: Merchant Plugin)
3D – Secure Authenticates the transaction using the Second factor Authentication
Authentication module
services.
Links with the Face
recognition system The Second factor authentication is required in some countries like India
All from the same for all e-commerce transactions as mandated by the Central Bank of the
Blockchain base
Framework country.
The customer is required to enter an OTP (One-time password) sent
through an independent channel like SMS or Email to validate the
transaction.

Slide / 101
Property of Consult360 Group P/L
BLOCKCHAIN
POST TRADE ECHO-SYSTEM PaaS
SOLUTION
POST TRADE SOLUTIONS
POST TRADE DIGITAL SOLUTIONS MADE EASY

Slide / 102
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN POST TRADE SOLUTIONS
POST TRADE
ECHO-SYSTEM • Web and or via any Mobile have access and a
PaaS Collaboration Portal for Brokers.
SOLUTION
• Custodian Banks to view Real-time post trade transactions.

• Set-up and Calculation of provisional charges for post


“Trade Transactions”.

• Integration with Broker and Custodian Bank Portal with


ISO 15022 message formats.

Slide / 103
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN POST TRADE SOLUTIONS
POST TRADE
ECHO-SYSTEM The interface can be easily tweaked to fit the requirement of the
PaaS existing Switch adapters (available from the Bank).
SOLUTION
Thus avoiding costly development any additional Switch
interface/adapter of the Payment gateway being offered.
The Payment Gateway
facilitates the following:
Integration with Also can integrate with the Scheme provided Gateway such as MPGS
Bank Switch IaaS in
Partnership with Local (MasterCard Payment Gateway Services) through the native
country Anchors
interfaces provided by Scheme Gateway services.
APIs and Interface facilities
Flexibility of generating The use of same technology adopted within the Scheme provided
ISO 8583 Transactions
Gateway gives flexible offering with distinct advantages to access the
Can integrate with native
adapters from majority of native interfaces
Banks Switches.

Avoid the lead time for data parsing during the process of transaction
validation.
Slide / 104
Property of Consult360 Group P/L
BLOCKCHAIN C-360_BLOCKCHAIN
POST TRADE POST TRADE SOLUTIONS
ECHO-SYSTEM
PaaS The Merchant Settlements Module processes:
SOLUTION
➢ The end of day settlements for individual merchants
The Payment Gateway ➢ Generates the payment advice for each merchant for
facilitates the following
Comprehensive the preferred bank
Merchant Settlements
Module that can ➢ Creates the partner acquiring bank designated file
generate:
format processed by the acquiring bank for the fund
Merchant Settlements
settlement/fund transfer to the merchant banks
The acquirer bank
defined settlement files ➢ The function ensures smooth settlement of funds to
for transferring funds to
the Merchant preferred the merchant banks using the BAU infrastructure of
bank.
the partner bank.

Slide / 105
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN POST TRADE SOLUTIONS
POST TRADE
ECHO-SYSTEM Disputes Manage System performs the following functions::
PaaS
SOLUTION ✓ Chargeback of transactions per the rules and regulations of the
respective card associations (Visa, MasterCard, AMEX, etc.) with
tracking and exception management features.

Disputes and ✓ Posting of Visa, MasterCard for ‘In’ and creation of ‘Out’
Chargebacks transactions based on format provided by the acquiring bank.
Manage
System
✓ Creation of Settlement and Funding Reports

✓ Reports on the chargeback life cycle

✓ Reports on settlement reconciliation

✓ Facility to settle acquired transactions from the authorization file


and subsequently reconcile with the settlement file and initiate
refunds for all voids
Slide / 106
Property of Consult360 Group P/L
ROAD-MAP HISTORY
VIEW MODULES DEVELOPMENT SUMMARY

ROAD-MAP MADE EASY

Slide / 107
Property of Consult360 Group P/L
Platform as a Service (PaaS) and Software as a Service (SaaS) Product Roadmap
Dec 2016
Cross Border Billing and Payment System
Feb 2017
B2B and B2C Virtual Cards – Core Mangement System with
Auth, A/R, IPG, Predictive Transaction Analysis
Loyalty Reward PaaS Mar 2017 June 2017
PFM Mobile App
Apr 2017
B2B and B2C - Supplier Finance Aug 2017
Blockchain PaaS
QR Code Acquiring Oct 2017
Sep 2017
Tokenization System
Nov 2017
E-Market Place / E-Commerce
Dec 2017 Facial Recognition Engine
Remittance & Cross Border PaaS Oct 2018

Feb 2018 Post Trade Securities and


Multi-currency PaaS
Mobile Digital Bank and Dec 2018
Mobile E-Wallet
E-Gaming & E-Casino PaaS
Oct 2019
E-Hospitality PaaS
Single Touch Payroll (ATO-Australia) Feb 2019

Jun 2020
April 2020 License ID Card Module + KYC
E-Ticketing & Entertainment
Cross Border PaaS Jun 2021
Mar 2021 Mobile E-Logistics Module + KYC
Fraud Management System
Engine Oct 2021 Mobile E-Health Blockchain PaaS
Slide /
Nov2021
108
Mobile Pay Roll / HCM Module
BLOCKCHAIN
PROPRIETARY & PERMISSION BASE
ECHO-SYSTEM SAMPLE
SAMPLE VIEW OF BLOCKCHAIN CODING
SAMPLE VIEW OF BLOCKCHAIN CODING

Slide / 109
Property of Consult360 Group P/L
C-360_PROPRIETARY & PERMISSION BASED
BLOCKCHAIN BLOCKCHAIN DATA
ECHO-SYSTEM Maintaining e-Business
PaaS & SaaS Security & Privacy
DATA PROTECTED
BY:
MIDDLE-WARE
and
FRAMEWORK
ENGINE
Plus
3 x LEVEL
ENCRYPTION

Slide / 110
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
TAYLORED SERVICES SUMMARY
BLOCKCHAIN
ECHO-SYSTEM
PaaS & SaaS
APPLICATIONS
BUSINESS BENEFITS
from our
VARIOUS COMBINED
e-SOLUTIONS PRIVATE BLOCKCHAIN PAYMENTS SYSTEM
PLATFORM DEVELOPMENT
INCLUDING
o o
FAST and POWERFULL
FRAMEWORK ENGINE o o

AGILE CUSTOM-WORK
ENHANCEMENTS o

and o
o
TECH. SUPPORT
o

o
Slide / 111
Property of Consult360 Group P/L
BLOCKCHAIN
ECHO-SYSTEM e-BUSINESS TRANSFORMATION
REVENUE OPPORTUNTIES and BENIFITS
REVENUE POTENTIAL and BENEFITS
REVENUE POTENTIAL and BENEFITS MADE EASY

Slide / 112
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
REVENUE POTENTIAL AND BENIFITS
BLOCKCHAIN
Sr Revenue Business Workflow Revenue Potential
ECHO-SYSTEM No Channel
e-BUSINESS Lending Services Interest rates, currency conversion rates and
1 VIRTUAL Credit Transaction associated fees, transaction fees, payment fees,
TRANSFORMATION DIGITAL BANK Services Crypto storage fees, crypto currency conversion fees and
OPPORTUNTIES currency services much more

Sender remitting Although we can use the Visa/ MasterCard


money in Sender’s currency conversion in real time which is usually
THE BENEFITS FOR Cross Border local currency to the the cheapest in the real time exchanges, a mark-up
BUSINESS PARTNERS / 2 Currency Beneficiary account in fee can be charged during the overall conversion
FINANCIAL Conversion Beneficiary local with USD as intermediary interface. Usually such
ORGANISATIONS FOR currency fees hover around 10-20 bp on the overall
USING OUR DIGITAL transaction value.
BLOCKCHAIN BASED
FRAMEWOTK
Supplementing Charge a commission fee for processing of the
AND AI APPS
Predictive services on cards transactions and successful cross-sell of a
TECHNOLOGIES
3 Intelligent management system product to the customer.
Transaction to the beneficiary
Analysis clients

Slide / 113
Property of Consult360 Group P/L
BLOCKCHAIN C-360_BLOCKCHAIN
ECHO-SYSTEM REVENUE POTENTIAL AND BENIFITS
e-BUSINESS Sr Revenue Business Revenue Potential
TRANSFORMATION No Channel Workflow
The crypto- The ROI for crypto-currency trading depends on
OPPORTUNTIES currencies market potential. Note that the partner bank is an
Cross Borders purchased from important entity to provide security funding for
Delivering BENEFITS for Crypto— the Global crypto-currency trading. Otherwise, the benefit of
BUSINESS PARTNERS / 4 currency Exchange can be purchasing crypto-currencies will be lost of the partner
FINANCIAL ORGANISATIONS Trading used for further bank is not providing such funds and the crypto-
that use OUR BLOCKCHAIN trading in the currency program will not be useful at all in the overall
ECHO-SYSTEM FRAMEWOTK market for a long revenue generation. The partner bank will be
term/short term incentivised with the revenue share of the crypto-
Service Examples as follows: basis. currency trade. Also the Float management of the pre-
PREDICTIVE AI APPS paid card program - which are attractive propositions
TECHNOLOGIES at very for the Bank for engagement
LOW COST, with FLEXIBILITY The Beneficiary The pre-paid card account provides the direct float that
and Bank account can be managed typically by the bank treasury. Since the
HIGH VALUE e-SOLUTIONS Pre-Paid Card where the pre-paid card acts a virtual bank account, it provides a
5 program remittance funds significant leverage to the maintenance of assured float
CAN ADDRESS MULTIPLE
gets transferred at any point of time within the bank. The Float account is
VERTICAL MARKETS OVER ONE
a trustee account handled by the client and it can earn
SINGLE PaaS
interest on the account or securitize the same against
the crypto-currency trading

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Property of Consult360 Group P/L
C-360_BLOCKCHAIN
BLOCKCHAIN
ECHO-SYSTEM
LEADING EDGE TECHNOLOGY and BENIFITS
e-BUSINESS INTO THE MOBILE MARKETPLACE…
TRANSFORMATION
OPPORTUNTIES o
Delivering BENEFITS for
BUSINESS PARTNERS /
FINANCIAL ORGANISATIONS
that use OUR BLOCKCHAIN
o
ECHO-SYSTEM FRAMEWOTK
Service Examples as follows:
PREDICTIVE AI APPS
TECHNOLOGIES at very
LOW COST, with FLEXIBILITY o
and
HIGH VALUE e-SOLUTIONS
CAN ADDRESS MULTIPLE
VERTICAL MARKETS OVER ONE
SINGLE PaaS

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Property of Consult360 Group P/L
C-360_BLOCKCHAIN
LEADING EDGE TECHNOLOGY BENEFITS
BLOCKCHAIN
ECHO-SYSTEM Example 1 Example 2
PaaS & SaaS
APPLICATIONS
BUSINESS BENEFITS
from our
VARIOUS COMBINED
e-SOLUTIONS BUINESS / FINANCIAL CONSUMER
EMPOWERMENT EMPOWERMENT
INCLUDING
o o
FAST and POWERFULL
o
FRAMEWORK ENGINE
o

AGILE CUSTOM-WORK
o
ENHANCEMENTS o
o
and
o
TECH. SUPPORT
o
o

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Property of Consult360 Group P/L
C-360_BLOCKCHAIN WILL IMPACT MANY INDUSTRIES such as:
Banks, Marketplace, Hospitality, Sport, Logistics,
Health, Government ,HR, Customer Support & more

CONSULT360 Example: Refer to Figure Diagram below…


GROUP
Healthcare Government
DELIVERS AND
Removes third-party verifies IncreaseTransparency and
FACILITATES Digital Banks & Financial Serv. such as “Health Information” “Traceability of Money is spent.
exchanges by directly linking Track assets registrations,
DIGITAL Redesign costly legacy Patients Records to Clinical and actors, such as Vehicles and
workflows improve liquidity Financial stakeholders. their respective Drivers and
FINANCIAL and free up capital. Provides fast, secure, their License using Facial
SOLUTIONS Help reduce infrastructure cost, authenticated access to Recognition and QR Coding and
increase transparency, reduce Personal Medical Record, or with Mobile Phone.
PREDICTIVE “Fraud” and improve execution across “HEALTHCARE” This will also help reduce Fraud
and settlements times lines. organizations and their and OPEX.
ARTIFICUAL corresponding geographies.
INTELLIGENCE
INCLUDING
(Ai) AND
ROBOTICS Retail, Transport and Logistics & Manufacturing Loyalty
AUTOMATIC Reward
Better Supply chain Management, smart contracts from
C-360 Back-end Blockchain PaaS, digital currencies Points
SELF conversion, including secure Cross Border Transactions, Programs
LEARNING and Guaranty Customer / User Privacy.
which is
APPs and integrated
MUCH MORE… and available
in the
entire
Eco-System
PaaS

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Property of Consult360 Group P/L
C-360_BLOCKCHAIN
TARGET INDUSTRIES
CONSULT360 GROUP
BLOCKCHAIN
ECO-SYSTEM PaaS
DELIVERING
and TRADE FINANCE CARDS & PAYMENTS SECURITIES MARKETS
o Post Trade processing
o B2B Markets o Issuing
o Registrar Services
SERVICING o B2C Markets o Acquiring
o Real-time Reporting
VERTICAL MARKETS o SME Traders o Cross Border Transactions
o Cross Border Digital o Mobile Payments
Financial Services o Mobile Financial Services
and o QR Coding Payments

INDUSTRIES BUSINESS IN GENERAL


o Digital Banking (Banks)
o Fintech Providers
o Health Industry
o Recruitment
o Logistics / Transport
o Mobile Telco Carrier
o Retail Industry
o Hospitality / Travel
Slide / 118 o Other Vertical
Industries Property of Consult360 Group P/L
CONSULT360
GROUP C-360_BLOCKCHAIN TARGET CUSTOMERS
BLOCKCHAIN  Financial by: Re-design costly operational legacy “Workflows” and providing secure BLOCKCHAIN process
ECO-SYSTEM
PaaS
 Healthcare by: Helping to remove third party verifiers including authentication of records
DELIVERING
 Retail & Manufacturing by: Improving supply chain management, Secure Digital Payments and Reporting
and
SERVICING  Transport by: Improving and implementing Automated Digital Logistic Solutions including AI implementation design
CUSTOMERS
And  Government by: Helping increasing transparency and traceability of transactions, reduce fraud and OPEX
ASSOCIATED E-Hospitality Eco-system PaaS
DISTRIBUTORS
and
Multiple Revenue Generation Options for Sport Org / Clubs/ Other Org
AGENTS

Benefits for B2B & B2C Predictive Global Partner Consumer All type of
Transaction Payment Visa /AMEX
Delivering Analysis Processing
FinTech Member User / Suppliers/ CLUBsS
MasterCard
Fin. Provider Other Vendors
Eco-system and Reporting

▪ Revenue generations for ▪ Significant savings ▪ Quicker settlement of invoices ▪ Revenue generation
Services ▪ Revenue from transactions
managing on-tire services
proportionate to monetary with better rates than through Payments
value of transactions conventional providers & Banks processing and consumer
▪ Customer on-boarding in spending incentives
AFRICA, EU, LATAM, ASIAN ▪ Brand Equity creation ▪ Streamlining of payment
amongst B2B & B2C channel using card payments ▪ Significant improvement on cash
and US countries flow for biz expansion ▪ Increased Brand equity into
Marketplace within AFRICA, as key account payable the B2B & B2C Payments
channel
EU, LATAM, ASIAN and US market in AFRICA, EU,
▪ Value creation to the B2B & countries ▪ More savings in accepting Virtual LATAM, ASIAN and US
B2C segment for their ▪ Better control of personal Card payments via B2B & B2C countries
account payable processes payments process and create Payments portal and or
▪ Cross selling of Financial Loyalty Reward incentives Marketplace services
Example: Tickets Sales
Services to All type of
process via On-Line
Suppliers through Behavior ▪ Sporting Clubs, Vendors, e- ▪ All services are LINK to a LOGISTIC
e-Payments Hospitality Groups
Slide / Analysis process as required
119
Property of Consult360 Group P/L
HOW BUSINESS PARTNERS / CUSTOMERS
and or
FINANCIAL ORGANISATIONS
BENEFIT FROM OUR ECO-SYSTEM PROVIDING
E-Wallet BLOCKCHAIN PaaS
and/or
CROSS BORDER PAYMENT PaaS
and/or
ECO-SYSTEM SaaS APPLICATIONS
and/or
PREDICTIVE INTELLIGENCE (AI) APPS
and/or
E-SPORTS, E-TICKETING, E-HOSPITALITY
and/or
MANAGE APIs DEVELOPMENT SOLUTIONS
and/or
Slide /
ALL MODULES INTEGRATED IN ONE PLATFORM
120
Property of Consult360 Group P/L
C-360_BLOCKCHAIN
CUSTOMER TRIALS and REFERRALS
OUR
BLOCKCHAIN o
ECHO-SYSTEM
CUSTOMERS o

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Property of Consult360 Group P/L
We are here to HELP and Make your e –BUSINESS
become a Success, Achieved your CORE Objectives
and get the RoI in the shortest time possible

Thank you
www.consult360group.com Tel: +61 422 186 780 info@consult360group.com

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• Singapore • Thailand • Spain • UK

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