GPI End-to-End Payment Coverage

Business Intelligence

2017
 Methodology – End-to-end Payment Coverage

[MT 103] [MT 103] [MT 103]

Initial Ordering You Receiver End Beneficiary

Agent (52a) Agent (57a)

[MT 103] [MT 103] [MT 103]

Initial Ordering Sender You End Beneficiary

Agent (52a) Agent (57a)

Can be Empty, therefore Sender = IO Agent Can be Empty, therefore Receiver = EB Agent
Can be free format, therefore “Free Format” Can be free format, therefore “Free Format”
Can be BIC8* Can be BIC8*

*Sometimes BIC8 can be non-activated (i.e. BIC8 ending with a ‘1’), which are not connected to the SWIFT network and for which payments are done on behalf of this BIC8

GPI End-to-End Payment Coverage 2

Assumptions covering all GPI member banks

- All GPI banks go live in 2017

- All underlying BICs under the group are GPI enabled

- All underlying Currencies are GPI enabled

- If Free Format is used for the Initial Ordering and/or End Beneficiary Agents, these
agents are considered as Non-GPI agents by default

- Number of exact intermediaries in the full payment chain is unknown, the weight
considers from 2 to 4 players:
- the Initial Ordering Agent (can be the Sender)
- Sender
- Receiver
- the End Beneficiary Agent (can be the Receiver)

GPI End-to-End Payment Coverage 3

 Methodology – End-to-end Payment Coverage (Sending)

Originating Group Sender Group Receiver Group Beneficiary Group Volume Sent Your Institution Sending MT 103
GPI GPI 54.6% In total about 63% of all traffic would
Your (68%)
Your Branches Non-GPI 13.4%
Accounts be GPI E2E*
(81%) Non-GPI GPI 0.4%
(81%)
(13%) Non-GPI 12.7%
67% in Cash Management
GPI GPI 8.2% 44% in Correspondent Banking
GPI (9%) Non-GPI 0.4%
(11%) Your Non-GPI GPI 0.0%
Institution's (2%) Non-GPI 2.3% *Varies by corridor and currency and following
Corr. Bank. GPI GPI 6.0% assumptions
Non-GPI (19%) (6%) Non-GPI 0.5% Originating Region
(8%) Non-GPI GPI 0.0% EMEA (66%)
(2%) Non-GPI 1.4% APAC (8%)
Americas (3.5%)
Grand Total 100.00%
Africa (3.5%)
GPI End-to-End Payment Coverage 4
 Methodology – End-to-end Payment Coverage (Receiving)

Originating Group Sender Group Receiver Group Beneficiary Group Volume Received Your institution Receiving MT 103
You GPI 25.0%
Your In total about 61% of all traffic would
Your branches (34%) Non-GPI 8.6%
(34%)
Accounts be GPI E2E*
Non-GPI GPI 0.0%
(34%)
(0%) Non-GPI 0.0%
74% in Cash Management
GPI GPI 35.7% 54% in Correspondent Banking
GPI (39%) Non-GPI 3.2%
(39%) Non-GPI GPI 0.3%
Your institution's *Varies by corridor and currency and following
(0%) Non-GPI 0.0% assumptions
Corr. Bank.
GPI GPI 12.6%
(66%)
Non-GPI (15%) Non-GPI 2.7%
(27%) Originating Region
Non-GPI GPI 10.6%
EMEA (25%)
(12%) Non-GPI 1.2% APAC (5%)
Grand Total 100.00% Americas (2%)
Africa (2%)
GPI End-to-End Payment Coverage 5
What-if scenarios on sending side

[MT 103] [MT 103] [MT 103]

Non GPI Initial Ordering Sender Receiver Group End Beneficiary

Group joining GPI on GPI Group on GPI

[MT 103] [MT 103] [MT 103]

Initial Ordering Sender Non GPI Receiver End Beneficiary

Group on GPI Group joining GPI Group on GPI

[MT 103] [MT 103] [MT 103]

Initial Ordering Sender Receiver Group Non GPI End Beneficiary

Group on GPI On GPI Group joining GPI

GPI End-to-End Payment Coverage 6

 www.swift.com

GPI End-to-End Payment Coverage 7