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INTRODUCTION
In an informal meeting held with the dealer of TATA Indicom Smart PCO of
Belgaum city, a research project was discussed where the dealer wanted to know the
potential market available in Belgaum city to increase their sales by focusing in such
area. The study will provide solutions to some of the crucial points like the specific
region in Belgaum city from where the dealer can get additional customers, market status,
Hence based on the above explanation the project is briefed with a Research Title
as: “Identifying Potential Market for TATA Indicom SMART PCO in Belgaum City”.
AREA COVERED
The entire Belgaum City is considered in this study. Belgaum city is divided into
AREA-1: AREA-2:
Camp
Angol
Railway
Udyambag
Station Area
Vadgaon
Samadevi Galli
Shahpur
Kirloskar Road
1
AREA-3: AREA-4:
Shrinagar Nagar
Nagar Khade
Gandhi Bazar
Nagar
[Note (the areas also cover its nearby places)]
The information necessary for this research study is collected by tapping primary
Primary Sources:
a) Questionnaire
b) Personal interaction
Secondary Sources:
2
SELECTION OF SAMPLE:
TECHNIQUES:
The measurement and evaluation of the data is done using statistical tools and
techniques such as Simple Percentage Method and Graphical Representation with help of
OBJECTIVES:
To find out the potential markets for Tata Indicom coin box.
To find out the areas where the Tata Indicom should give more focus.
3
FINDINGS:
Potential market found in this project for TATA Indicom SMART PCO is
AREA-1.
While conducting the survey it is been found that most of the customers
Reliance is offering 1 month validity along with the scheme at the cost of
Rs100.
SUGGESTIONS
Areas where there is network and voucher non availability problems are
The price of validity voucher must be reduced and its validity period must
be increase.
in this area.
4
Company must take some steps to create awareness in the market.
This project is only on the SMART PCO not for any other product
This project only reveals those areas where the potential market exists but
also the areas where the TATA Indicom is not performing well.
CONCLUSION:
The potential market identified for TATA Indicom SMART PCO is AREA-1.
Firm must concentrate in this AREA to improve its sales. During the survey it was also
found that most of the operators who have not chosen TATA Indicom feel that the TATA
5
INTRODUCTION
This project is undertaken and submitted in partial fulfillment of the requirement
for the award of Master’s Degree in Business Administration. The project is associated
Potential market for TATA Indicom SMART PCO. This project will definitely help the
company and its sales person to understand the market in a better way and adjust its
function as per the requirement of the market. This research work will also help me to
gain practical knowledge by undertaking this project for a specified period of two months
In an informal meeting held with the dealer of TATA Indicom Smart PCO of
Belgaum city, a research project was discussed where the dealer wanted to know the
potential market available in Belgaum city to increase their sales by focusing in such
area. The study will provide solutions to some of the crucial points like the specific
region in Belgaum city from where the dealer can get additional customers, market status,
Thus the project chosen for research is “Identifying Potential market for TATA
6
PROCEDURE CARRIED OUT FOR SOLUTION:
The Belgaum city is a big area to identify a particular region more clearly as
potential market is a difficult task. So in this project the Belgaum city is divided into four
AREAS for the convenience and for the interpretation of the information collection
AREA-1:
• Angol
• Udyambag
• Vadgaon
• Shahpur
AREA-2:
• Camp
• Samadevi Galli
• Kirloskar Road
7
AREA-3:
• Auto nagar
• Shrinagar
• Shivaji nagar
• Gandhi nagar
AREA-4:
• Azam nagar
• Club Road
• Khade Bazar
• Shahunagar.
The sample size considered in this project is 100. From each AREA 25 samples
are taken. Every 20th shop in each area is considered as sample but based on judgment.
8
SCHEME OF TATA INDICOM SMART PCO TAKEN IN THIS
PROJECT IS AS FOLLOWS:
The scheme is known as Bundled Coin Collection Box 2500 Package and the
investment by the operator per CCB is Rs 2500 only (Two Thousand Five Hundred only).
The entire amount of 2500 is towards a refundable, non-interest bearing security deposit
to be paid to TTSL (TATA Tele Service Limited). Any increase in the service tax, sales
tax or levy of any additional or other new taxes/duties will be born by the operator.
9
The above items (a) to (c) are the properties of TTSL and are provided to the
operator as a facility by TTSL under the scheme to be retained by the operator until
termination of this agreement. Upon termination of the agreement due to any reason, the
operator shall duly return the said properties to TTSL. The operator shall be responsible
for safe keeping of the said properties of TTSL and to be held liable for any loss, damage
to the said properties at the time of return of the same. At the time of termination of this
agreement by either party the deposit amount shall be refunded to the operator after
deducting any damages to TTSL property and any outstanding against the operators
account.
Cost Return
Recharge Talktime
to operator on Investment
Voucher Options (Rs)
(Rs) %
10
67
Traffic Structure
The operator shall charge from the customer a traffic equal to what is laid down in
the following table. This traffic may be changed as per regulatory directions from time to
time by TTSL.
(Inclusive of service at
12.24%)
Note: The pulse rate and the traffic are subject to change on the discretion of
TTSL.
11
MARKET STATUS
BSNL:
Basically there are four players in the Belgaum market for PCO. BSNL is leader
and there is a competition prevailing among remaining for second place. BSNL provide
PCO only at a cost of Rs 1000 to the operators but at 30% flat commission and Rs300 as
monthly rental which is only a post paid scheme. It is excluding taxes. Whereas other
AIRTEL:
Airtel is providing both prepaid and post paid with the following slabs.
In the post the minimum rental for operator is 350 + (12.24% tax on coin
collected by operator)
0 to 750 37
751 to 1750 40
12
For prepaid:
412 43
774 53
1448 67
For getting Airtel prepaid connection the operators have to pay Rs 1112 out of
which 500 is deposit and 412 are currency, and Rs 200 SIM/Activation charges. Whereas
for getting Airtel post paid the operators has to pay Rs 1000 out of which Rs 500 are
deposit (refundable) and Rs 500 are installation charges. But in the both mentioned costs
of installation does not include the Coin Collection Box charges. Operator must purchase
it from outside or if want can get from the Airtel. Its charges ranges from Rs2200 to
13
RELIANCE COMMUNICATION:
commission
For getting Reliance PCO connection the operator has to pay Rs 2573 which
include 1800 for coin collection box, Rs738 talk time and Rs 35 for other charges.
TATA INDICOM:
The scheme is known as Bundled Coin Collection Box 2500 Package and the
investment by the operator per CCB is Rs 2500 only (Two Thousand Five Hundred only).
The entire amount of 2500 is towards a refundable, non-interest bearing security deposit
to be paid to TTSL (TATA Tele Service Limited). Any increase in the service tax, sales
tax or levy of any additional or other new taxes/duties will be born by the operator.
14
Cost Return
Recharge Talktime
to operator on Investment
Voucher Options (Rs)
(Rs) %
The pulse charges for all are same but for reliance and Airtel it differs. In
reliance only 1 voucher provide STD, whereas in Airtel there is no such facility.
(Inclusive of service at
12.24%)
15
STATEMENT OF THE PROBLEM
“Identifying the potential market for the TATA Indicom SMART PCO in
Belgaum city”.
Research Problem: To find out the potential market area for TATA
Main Objective:
To find out the potential markets for Tata Indicom SMART PCO in
Belgaum city.
Sub-objectives:
To find out the areas where the Tata Indicom should give more focus.
16
SCOPE OF THE STUDY
Scope is the boundary where this project is applicable and shows the areas where
it cannot be applied.
This project is only on the SMART PCO not for any other product provided by
This project only reveals those areas where the potential market exists but also
and true.
17
TELECOM INDUSTRY IN INDIA
Year Events
circle basis
18
In 1999, the Government of India authored a very forward looking National
and economic goals. Availability of affordable and effective communication for the
citizens was the core vision and goal of this telecom policy. Since the announcement of
the Policy, the Government has undertaken various concrete steps to achieve the policy
objectives.
The migration from a fixed to a revenue share license regime provided the desired
relief to the private operators - earlier burdened by huge debts that they had to service
owing to their license fee commitments. This was the starting point of the cellular
revolution being witnessed in the country today, wherein almost 2 million lines are
One of the fastest growing sectors in the country, telecommunications has been
zooming up the growth curve at a feverish pace in the past few years. Indian
telecommunication firms added 6.3 million new subscribers in February 2007, taking the
total user base above 203 million. India has the sixth largest Network in the world.
19
INTRODUCTION TO TATA GROUP
consumer products; and chemicals. Jamsetji Tata founded the Group in the mid 19 th
century, a period when India had just set out on the road to gaining independence from
British rule. Consequently, Jamsetji Tata and those who followed him aligned business
opportunities with the objective of nation building this approach remains enshrined in the
The Tata Group is one of India's largest and most respected business
conglomerates, with revenues in 2005-06 of $21.9 billion (Rs 967,229 million), the
equivalent of about 2.8 per cent of the country's GDP, and a market capitalization of
$51.3 billion. Tata companies together employ some 2, 46,000 people. The Group's 28
publicly listed enterprises among them stand out names such as Tata Steel, Tata
Consultancy Services, Tata Motors and Tata Tea — have a combined market
capitalization that is the highest among Indian business houses in the private sector, and a
shareholder base of over 2 million. The Tata Group has operations in more than 54
countries across six continents, and its companies export products and services to 120
nations.
20
The Tata family of companies shares a set of five core values: Integrity,
Understanding, Excellence, Unity and Responsibility. These values, which have been part
of the Group's beliefs and convictions from its earliest days, continue to guide and drive
the business decisions of Tata companies. The Group and its enterprises have been
steadfast and distinctive in their adherence to business ethics and their commitment to
This is a legacy that has earned the Group the trust of many millions of
stakeholders in a measure few business houses anywhere in the world can match.
21
FIVE CORE VALUES OF TATA GROUP:
values continue to direct the Group's growth and businesses. The five core Tata values
humanity for our colleagues and customers around the world, and always work for
standards in our day-to-day work and in the quality of the goods and services we
provide.
Unity: We must work cohesively with our colleagues across the Group
and with our customers and partners around the world, building strong relationships
what comes from the people goes back to the people many times over.
22
TATA TELESERVICES (TTSL)
Maharashtra, Mumbai, Tamil Nadu, Orissa, Bihar, Rajasthan, Punjab, Haryana, Himachal
Pradesh, Uttar Pradesh (East), Uttar Pradesh (West), Kerala, Kolkata, Madhya Pradesh
23
TTSL, which heralded convergence technologies in the Indian telecom sector, is
today the market leader in the fixed wireless telephony market with a customer base of
TTSL's telephony services include mobile services, fixed wireless phones (FWP),
public booth telephony and wireline services. Among its value-added services are voice
portal, roaming, post-paid internet services, three-way conferencing, group calling, wi-fi
24
COMPANY PROFILE
Belgaum-590 001
Competitors: - Reliance
BSNL
Airtel
25
Main Management Of the Co: - Mr. AZIZ .I. BARAFWALA
(Owner)
(MIS Executive)
Fax: - 91-831-437964
26
SAMPLING
decision makers for the ultimate purpose of being able to draw general conclusion about
The persons who designed the sampling plans for the research situations had to
answer the two basic questions involved in every sample design: “What kind of sample
The kind of sample taken for this study report is non-probabilistic one. A
sampling technique in which units of sample are selected on the basis of personal
convenience, judgment, quota and purposive samples. Hence the sample taken for this
study is Judgmental which means the researcher selects the sample on its personal
judgment about some appropriate characteristics of the sample member with the size of
100.
27
Sampling frame is the list of elements form which the sample may be drawn. In
The sampling unit is the single element or group of elements subject to selection
in the sample. Here in this project the sampling unit chosen is the shop owners.
SELECTION OF SAMPLE:
28
DATA COLLECTION
It is the stage in which the researcher collects the data. Many research techniques
involve many methods of data collection. The survey method as selected in this project
1. PRIMARY DATA
collected through a number of different methods, and sometimes more than one can apply
to a single research problem. Following are the methods applied for collecting primary
data.
Administrating Questionnaire
Personnel Interaction
respondent. The owner (Mr. Aziz Barafwala) and MIS Executive (Mr. Asif
Todewale) has played the role of respondent. The information gathered from them
29
2. SECONDARY DATA:
Secondary data is the data which is already collected by some one else and which
is used for our study purpose. The secondary data is used as a source for information
relating to the schemes and the areas covered by the firm in Belgaum city. Following are
Pamphlets
The pamphlets provided the data about the schemes offered by the dealer in the
Belgaum city.
Area charts:
Area chart is used for the research purpose is Belgaum heights for dividing the
Websites
This data is used to know about the actual parent company’s position which is
assisted in drawing conclusion about the approach and the strategy to be used in
the project.
30
ANALYSIS & INTERPRETATION
AREA-1 AREA-2
AREA-3 AREA-4
31
INTERPRETATION
AREA1: About 88% of the shops have more than 20 customers for coin box on a
particular day and remaining 12% say they have customers ranging 10 to 20 per day.
AREA 2: About 80% of the shops have more than 20 customers for coin box on a
particular day and remaining 20% say they have customers ranging 10 to 20 per day.
AREA 3: About 76% of the shops have more than 20 customers for coin box on a
particular day and remaining 24% say they have customers ranging 10 to 20 per day.
AREA 4: About 60% of the shops have more than 20 customers for coin box on a
particular day, 32% say they have customers ranging 10 to 20 per day and remaining 8%
OVERALL
32
The usual flow of customers as visible in the frequency Stable is more than 20, which is
76% but 2 % which shows less than 10 customer must not be targeted by the firm.
1.Yes 2.No
AREA-1 AREA-2
AREA-3 AREA-4
33
INTERPRETATION
AREA 1: In this area 20% of the shops owners do not have a PCO at their shop and the
AREA 2: In this area 12% of the shops owners do not have a PCO at their shop and the
AREA 3: In this area 28% of the shops owners do not have a PCO at their shop and the
AREA 4: In this area 32% of the shops owners do not have a PCO at their shop and the
OVERALL
Do you have a PCO
Valid Cumulative
Frequency Percent
Percent Percent
Yes 77 77.0 77.0 77.0
Valid No 23 23.0 23.0 100.0
Total 100 100.0 100.0
34
Shops which have PCO is 77% but whereas 23% of shops do not have PCO, the 23% can
1. Yes 2. No
AREA-1 AREA-2
AREA-3 AREA-4
35
INTERPRETATION
AREA 1: In this area 40% of the shop keepers are not interested in having a PCO at their
shop where as the remaining 60% of the shop keepers are interested to have a PCO at
their shop.
AREA 2: In this area 33.3% of the shop keepers are not interested in having a PCO at
their shop where as the remaining 66.7% of the shop keepers are interested to have a
AREA 3: In this area 71.4% of the shop keepers are not interested in having a PCO at
their shop where as the remaining 28.6% of the shop keepers are interested to have a
AREA 4: in this area 75% of the shop keepers are not interested in having a PCO at their
shop where as the remaining 25% of the shop keepers are interested to have a PCO at
their shop.
OVERALL
If No would you like to have one
Valid Cumulative
Frequency Percent
Percent Percent
Yes 9 9.0 39.1 39.1
Valid No 14 14.0 60.9 100.0
Total 23 23.0 100.0
Missing System 77 77.0
Total 100 100.0
36
The shops which don’t have PCO are 23% out which 9 shop owners are agree to have
1. Yes 2. No
AREA-1 AREA-2
AREA-3 AREA-4
37
INTERPRETATION
AREA 1: In this Area 56% of the shop keepers do not feel that an PCO or an additional
PCO can bring in more business to the him, but where as the remaining 44% of the shop
AREA 2: In this Area 88% of the shop keepers do not feel that an PCO or an additional
PCO can bring in more business to the him, but where as the remaining 12% of the shop
AREA 3: In this Area 84% of the shop keepers do not feel that an PCO or an additional
PCO can bring in more business to the him, but where as the remaining 16% of the shop
AREA 4: In this Area 76% of the shop keepers do not feel that an PCO or an additional
PCO can bring in more business to the him, but where as the remaining 24% of the shop
OVERALL
38
Shop owners who are agree for additional/ a PCO is 24%, out which 10% are already
Do you think a PCO or Additional PCO in your shop can having a PCO at their shop.
bring some more business
Valid Cumulative
Frequency Percent
Percent Percent
5. If you have given an
Yes 24 24.0 24.0 24.0 option for PCO in your
Valid No 76 76.0 76.0 100.0 shop which option you
will select?
Total 100 100.0 100.0
AREA-1 AREA-2
AREA-3 AREA-4
39
INTERPRETATION
AREA 1: From the above graph we can see that if the shop keepers are given an option to
select from Post paid and Pre paid, 40 % of the shop keepers are willing to select Post
paid and remaining 60% of the shop keepers are preferring for Pre paid.
AREA 2: From the above graph we can see that if the shop keepers are given an option to
select from post paid and pre paid, 44 % of the shop keepers are willing to select Post
paid and remaining 56% of the shop keepers are preferring for Pre paid.
AREA 3: From the above graph we can see that if the shop keepers are given an option to
select from post paid and pre paid, 40 % of the shop keepers are willing to select Post
paid and remaining 60% of the shop keepers are preferring for Pre paid.
AREA 4: From the above graph we can see that if the shop keepers are given an option to
select from post paid and pre paid, 72 % of the shop keepers are willing to select Post
paid and remaining 28% of the shop keepers are preferring for Pre paid.
OVERALL
If you have given an option for PCO which option you will
select
Valid Cumulative
Frequency Percent
Percent Percent
Valid Pre-
54 54.0 54.0 54.0
paid
Post 46 46.0 46.0 100.0
paid
40
Total 100 100.0 100.0
54% of the shop owners prefer prepaid facility which shows the possibility for growth to
TATA Indicom as it comes with only prepaid facility.
AREA-1 AREA-2
AREA-3 AREA-4
41
INTERPRETATION
AREA 1: while selecting PCO the operators give preference to the following influencing
factors: After sales service 48%, Profit 32%, Less Cost 12%, and Other 8%. We can say
that the operators are more influenced by the After sales service as it constituted Highest.
AREA 2: while selecting PCO the operators give preference to the following influencing
factors: After sales service 28%, Profit 60%, Less Cost 8%, and Other 4%. We can say
that the operators are more influenced by the Profit as it constituted Highest.
AREA 3: while selecting PCO the operators give preference to the following influencing
factors: After sales service 48%, Profit 32%, Less Cost 12%, and Other 8%. We can say
that the operators are more influenced by the After sales service as it constituted Highest.
AREA 4: while selecting PCO the operators give preference to the following influencing
factors: After sales service 48%, Profit 48%, Less Cost 4%, and Other 8%. We can say
that the operators are more influenced by the After sales service and Profit as both
constituted Highest.
OVERALL
What influence you most while selecting PCO service
provider
Valid Cumulative
Frequency Percent
Percent Percent
Valid After
sales 43 43.0 43.0 43.0
service
Profit 43 43.0 43.0 86.0
42
Less cost 9 9.0 9.0 95.0
Other 5 5.0 5.0 100.0
Total 100 100.0 100.0
After sales service and Profit are the basic factors which influence shop owners to while
selecting PCO service provider.
1. Airtel 2. Reliance
AREA-1 AREA-2
AREA-3 AREA-4
43
INTERPRETATION
AREA 1: 52% of the shop owners prefer to have TATA Indicom SMART PCO, whereas
AREA 2: 48% of the shop owners prefer to have BSNL, whereas 4%, 12% and 36%
AREA 3: 60% of the shop owners prefer to have BSNL, whereas 0%, 8% and 32%
AREA 1: 44% of the shop owners prefer to have TATA Indicom SMART PCO, whereas
OVERALL
Which company’s PCO you would like to have
Valid Cumulative
Frequency Percent
Percent Percent
Airtel 11 11.0 11.0 11.0
Reliance 14 14.0 14.0 25.0
TATA
Valid 41 41.0 41.0 66.0
Indicom
BSNL 34 34.0 34.0 100.0
Total 100 100.0 100.0
44
Most of the customers prefer TATA Indicom SMART PCO and BSNL but in some
specific areas only. We can see AREA-2 and AREA-3 is dominated by BSNL whereas
8. If Prepaid (TATA Indicom). From the following which recharge voucher you
would select?
350 311.83
98 1
600 534.57
258 2
AREA-1 AREA-2
45
AREA-3 AREA-4
INTERPRETATION
Area 1: In this Area voucher no 3 and voucher no 5 are being demanded more when
Area 2: In this Area voucher no 4 is demanded more when compared to other vouchers.
Area 3: In this Area voucher no 2 and voucher no 3 is demanded more when compared to
other vouchers.
Area 4: In this Area voucher no 2 is demanded more when compared to other vouchers.
46
OVERALL
If TATA Indicom from the following which voucher you would select ?
47
9. What do you like about the above selected Brand?
3. Schemes 4. Other
AREA-1 AREA-2
AREA-3 AREA-4
48
INTERPRETATION
AREA 1: in this Area 48% of the shop owners selected the brand due because of it’s
schemes and 40% have selected the brand due to service provided by the company to
them.
AREA 2: in this Area 84% of the shop owners selected the brand due because of it’s
service and 16% have selected the brand due to schemes available with the company.
AREA 3: in this Area 52% of the shop owners selected the brand due because of it’s
service and 40% have selected the brand due to schemes available with the company.
AREA 4: in this Area 56% of the shop owners selected the brand due because of it’s
10. What do you dislike about the TATA Indicom (if not chosen in 7th
question)?
3. Schemes 4. Other
AREA-1 AREA-2
AREA-3 AREA-4
50
INTERPRETATION
AREA 1: the operators who have not selected TATA Indicom in 7 th Question because of
AREA 2: the operators who have not selected TATA Indicom in 7 th Question because of
Service problem61.9%, Schemes 19%, Network problem 9.5% and Other 9.5%.
AREA 3: the operators who have not selected TATA Indicom in 7 th Question because of
AREA 4: the operators who have not selected TATA Indicom in 7 th Question because of
OVERALL
What do you dislike about TATA Indicom (if not chosen in 7th
question)?
Valid Cumulative
Frequency Percent
Percent Percent
Network
6 6.0 10.2 10.2
coverage
Service 43 43.0 72.9 83.1
Valid
Schemes 2 2.0 3.4 86.4
Other 8 8.0 13.6 100.0
Total 59 59.0 100.0
51
Missing System 41 41.0
Total 100 100.0
Most of the operators, who have not selected TATA Indicom, because they feel that the
service provided by the company is not up to the mark of the operators.
FINDINGS
1. AREA-1 has maximum potential customers for TATA Indicom SMART PCO, as
it constitutes 52% of total market at AREA-1. Therefore the potential market found in
2. The market leader is BSNL but while conducting the survey it is been found that
the customers were unaware about the TATA Indicom schemes but when they come
to know about their schemes most of them agree to go for TATA Indicom. The reason
behind this is TATA Indicom’s PCO comes with prepaid facility and the commission
3. BSNL is giving 30% as commission to the operator but whereas TATA Indicom’s
commission to operators varies from voucher to voucher it starts with 28% (CCB350)
but as the recharge amount increases the commission margin increases like at
CCB2000 operators commission is 72%, a much bigger rate than the BSNL.
4. About 76% of the operators say that the customers for coin box at there shop are
more than 20. This figure shows that the flow of customers is higher in the market at
52
5. The shops which do not have a PCO are 23% , it is not a small margin it is almost
1/4th of the total market the company can concentrate in this market and can improve
their sales.
6. Reliance is offering 1 month validity along with the scheme at the cost of Rs 79
only but TATA Indicom is offering validity of 10 days at a cost of Rs100. This kind
of scheme is not been offered by Airtel in prepaid and since BSNL is offering only
7. TATA Indicom’s schemes are superior to any other brand but the service is the
8. AREA-1 operators are very much influenced by the TATA Indicom schemes
therefore most part of this area agrees for getting TATA Indicom connection.
9. Operators who are already using TATA Indicom’s SMART PCO are facing the
53
SUGGESTIONS
3. Areas where there is network and voucher non availability problems are
4. The price of validity voucher must be reduced and its validity period must
be increase so that the operators who are facing the problem of slow business can
in this area.
54
6. During the survey it is found that the most of the operators are unaware
about TATA Indicom’s SMART PCO schemes so the company must take some
55
CONCLUSION
The potential market identified for TATA Indicom SMART PCO is AREA-1.
Firm must concentrate in this AREA to improve its sales. During the survey it was also
found that most of the operators who have not chosen TATA Indicom feel that the TATA
TATA Indicom is having good scheme as in the survey it is found that most of the
shop owners are influenced by the schemes provided by TATA Indicom SMART PCO.
The reason behind this is the percentage of commission is highest than any other service
provider in Belgaum city. AREA-1 is a potential market for TATA Indicom SMART
PCO because most of the shop owners in this region selected TATA Indicom due to
Company is facing more competition from BSNL as it is the oldest player in the
market. The main strength of TATA Indicom is its schemes and brand name. Problem of
handing quires is weakness the company should concentrate more and come up with new
56