Professional Documents
Culture Documents
tender
Simple Interest 0
Bo
n
I,_= Pin P F P
Inflow
Fn =P It in Borrower P Outflow
0
Bo
n
Note:
per year ang
assumtion pag di Simple discount rate / Advance simple
nabanggit sa
problem .
interest
F F
l ti
iactieqv =
d
l -
d
Exact simple Interest
Compound Interest
1
year
=
365 Days Ordinary Year
1
year
= 366
Days Leap Year Fn =
P It in
-
n
P =
Fn Iti
Note: Note:
•
Net interest F- = P F P
,
I% ,
n
"
Iti
It =p i. n Single payment present
-
.
In 1. Tax P I%
'
It F P
i
=
I - =
F
, ,
n
Date of Investment -
not included if 5.1 .
or C. 1 ,
check if period n
'
Date of Maturity
-
included
n
year compounded
Example : Jan 29,2010
.
Apr . 3,2010 h year simple
Jan -
2
Feb 28
64 days
-
Mar -
31
Apr -
3
Types of interest rates Ordinary annuity
P
O l l l l l l •
no .
of compounding periods
in one year .
compounded quarterly
°
r= 10
.
-
n n
P= A 1 Iti Fn A Iti 1
10 1. compounded
=
r
' - -
=
per year
i i
semi-Annually
compounding Periods :
Ordinary annuity (continuous compounding)
rn
Fn A ern p= A 1- e-
Daily : 365 l
- =
m -
er l er -1
Weekly : m=52 -
monthly : m =
24
'
bi-monthly
:
m=6 o i ? ? it is ni in .
Semi Quarterly
-
: m=8
Bi-annually : m -0.5
-
-
n -
' n
P i
2. Interest rate interest period i =
☐ 1- A l I
f- p Iti
- -
=
per
i= 5
°
1. quarterly period
per .
I 2 O
'
l
'
2
'
3
'
n
'
3 4 5
O l l l l l l l l l •
yrs .
K
3. Effective Rate of interest ieff
>
specifies actual rate of Interest A
in one year -
n -
K n
I -
Iti Iti
p=A f- = A Iti -
l
i i
10
ieff =
%
10
ieff =
%
per yr .
Perpetuity
Note: • P
ieff i
Mmnt If Ieff
'
= it M 1 r n# •
, i z z
k
I 2 k I 2 I 2 K
l
rm l l l
O • O
Ieff l l l l l l l l l m
=
'
l t
-
i =
rm A s S S
Continuous compounding p =
A p = S
'
K
er l i Iti
Leff
= - -
1
Fn =
Pern Note:
rn
p Fn e- Series Payment
= -
n
I Iti
Present worth factor Pa ,i%
-
n
,
Mn
Fn =P It rm Series Payment compound Iti
n
I
amount factor
-
f- i 't ,
n
-
Mn ☐ ,
nm i
p =
Fn 1 -
Annual
"
^
"
n -
IG Az Depreciation Charge
,
p 17 ,
DL [L
o
I 2 3 4 5 6 7
• Yrs '
°
, 2 3 4 5 6 >
• Yrs '
d = = Co -
p p L L
Book Value
At = A , 1- Az Cn = Co -
Dn
-
n
Total Depreciation after n
years
Pt =
A
,
I -
It i
i n
Dn =
Co -
C ,
Where :
172 =
G l -
n
Note:
i
if not specified
n
Iti -1 cL =
0
in the
problem
Geometric Gradient Use straight line method if not
specified in the
problem ,
and
0
a.
no interest given
p =
A ,
I -
Iti It it -1
i
g
-
Book Value
Cn = Co Dn
if i
-
=
g
after
Total Depreciation n
years
p = Ain
"
I + i Dn =
Co -
c, Iti -
I
t
Iti -1
Depreciation
Economic Life ( L ) – the length of time during which the Declining balance method/
equipment will operate at a satisfactory profit. Matheson's Formula
Physical Life ( L ) – the length of time during which the
equipment is capable of performing its function. Constant Percentage K
Cn
Double Declining Balance method Break-even Analysis
Constant Percentage K ns =
FC t nil
K =
2
L S =
Selling Price
Book Value FC =
Fixed cost
n
n
=
units to be sold to
Cn =
Co l -
k
Breakeven
Annual Depreciation Charge 11 =
Variable cost
n -
I
d =
kco I -
K
Economic Purchase Quantity
Total Depreciation after n
years
Dn = Co -
Cn Q = 2PM
d =
Co -
CL L -
htt
Minimum payout period
SOYD
RO P = Depreciable
Total Depreciation after n
years
. .
fixed d
capital t
Dn =
Co -
CL SOYDL -
SOYDL -
SOYD Bonds at
A- F. r
Book Value
d & go
a b Ao
Cn =
Co -
Dh O
. l l l l l l B
I 2 3 8 g n
Depletion
•
p= ?
-
n
-
h
l Iti
P C l i F.
-
=
t t r
p= A. I .
i
r t i
t
Iti I C Bond Rate
redemption value r
- - -
fave = i tf t i. f
Straight line method (Calcutech)
✗ Y
Mode 3,2
ny^
ny^
1st C1
yr
1-
I FC
hi
Algebra Finding rth Term (6th, 3rd term etc)
_-
,
,
An .am =
ahtm Sum of exponents n - total no. of terms
r - rth term
M
an =
ah
- m
=
n n ti
an : am =
an
-
m
Terms involving y
r
:
m
Abc =
ambmcm
yr term ncrxn
ryr
-
=
n
A b =
an bn
go =
I Middle term
am/ n
=
n
am
Middle term = n t I
2
n
a- =
Ian
Properties of logarithm
log ✗
y
=
log ✗ +
logy
Special products ✗
at btc ✗ t
ax bxtcx
log
n
nlogx
=
=
✗
atb a -
b = AZ BZ
log
-
2 log ✗ = ✗
logb
at b) =
a2t2abtb2
☐
2
Iogaa '
=
a -
b =
a2 -
Lab + b2 1 ,
a =
a
3
Atb
=
a3t3aZbt3abZtb3
logbl b. 0=1
=
0 ,
's
a -
b =
a
}
-
3aZbt3abZ -
b3
2 log 0
=
00
at btc a 't bZtcZt2abt2act2bc
=
/ 09am
atbx ctdx =
act ✗ bctda t bd×2 a
=
n
a
>
tbs
=
Atb AZ -
abt BZ
as -
b3
=
a -
b a 't abt BZ log ☐ a =
✗ a =
b×
lny
Nature of roots In ✗
n =
nlnx
thy In lny
=
✗ ✗
if b2 -
4ac =
0 One root ,
real & equal
if b2 -
if b2 -
em ✗
=
✗
+
-
B C
r, rz
=
r, -
rz
=
A A
Work Problem Geometric Progression
Individual a.) nth Term of geometric Progression
Rt =/ -1
An = a, rn
L £
'
t + t = I b.) sum of all terms
y
rn I
S= if
-
a , r I
Group of laborers R=
It constant
n,
1- Rt =/
Man hours rn if
-
S =
a, I -
r I
Man -
days , -
r
Rate - . .
D= Vt 91 a, an -1
V2 -
current
b.) against the wind/water/headwind/ upstream
stream d.) geometric mean
D= Yi -
yz t
c.) with the wind/water/headwind/ upstream
t
Infinite geometric progression
D= Yi t Vz
l = ✗ - X
=
12 ✗ Coefficient of next term
12 11
(Exponent if y) + 1
Together 0° on Omins apart
Perpendicular 90° on 15 mins apart Sum of coefficients
30 mins apart a.) if (x+y)
n
Opposite 180 on
"
Other formula So =
Ceff of ✗ t coff of y
s =
ro v = S
t b.) if (x+k)
n
Arithmetic Progression h n
so =
ceff of ✗ t k -
k
a.) nth Term of Arithmetic Progression
an = ai t n -
l d
b.) sum of all terms
Sn
Ya
=
,
tan
am
§
=
D= Az -
Ai . . . 93 -92
Trigono metry Powers of trigo function
'd '
Sin -0 I 20
Angles & its measures
=
2 cos
-
?
Cos D- 12
2 01 cos It
=
=
6400 mils Sina sin 13 Since
Sum of angles
Cosine Law
Complement of O =
go
'
-
-0
of -0 CZ '
b2 Zabcosc
Supplement =
180
'
-
f
=
a t -
Explement Of 0 =
360
'
-
E
Quadrantal trigo function
Right angles | Right triangles
Pythagorean Theorem Quadrant II Quadrant I
CZ =
q2 t b.
2
Sin (+) All functions +
Csc f (-)
6 trigonometric functions
Quadrant III Quadrant IV
sin -0 =
Opp hyp Csc-0 =
hyp Opp
Tan -0 (+) Cos -0 (+)
Cos -0 =
adj hyp Seco =
Trigonometric identities A =
1/2 bh
Reciprocal
A =
S S a -
S b - s -
C
l l
Sin -0 =
Csce Csc-0 =
Sino s = at btc
' I
cost =
Seco Seco =
coso 2
Cofunction identities
' '
tano =
Coto Coto =
tano
Pythagorean relation
Sino = Cos 90 -
O Coto =
tan 90 -
f
sin? -0 t cos 20 =
1
Cos -0 = sin 90 -
O Seco =
Csc 90 -
-0
I t tan -0 =
Seco
tano =
cot 90 -
-0 cscf =
Sec 90 - O
l t cot ' -0 =
Csc 'D
Cot cot O
.
sin -0
N 55 w
Sin -
-0 = - -
f = -
50
'
'
55
cos
-
O =
cos -0 Sec
-
O =
Sec -0 w E
tan -
f = -
tan -0 Csc
-
O = -
Csc -0 so
.
530 E
'
ht
sig
Lin
B
of
e
B B sin Asin
of
At
e
cos A-
-
= Lin
sig
cos cos
ht
B B sin Asin B
-
cos A -
=
cos A- cos t
Cos 20 =
Cos
'
O -
Sino
tan 2-0 =
2 tant t -
tanto
o
Special Lines in a Triangle Case 2
A absino
=L
'
Median a h
Θ
A
b
b c
-
'
c
mc
✗
C
✓ I
a ✓ B
Angle Bisector
c
✓
b
✓
✗
ba
.
C B
a✓
Perpendicular Bisector
AT =
rs
AT =
abc
4r
Case 1
h AT
{ bh
=
b
Plane & Solid Geo m ,
r
,
r
180 D= Znrsin
Quadrilateral 4 Dodecagon 12 P= Znrtan
18,0
=
=
Pentagon =
5 Quindecagon =
15
hexagon
=
6 hendecagon =
16 9.) Apothem given the length of side
heptagon 7 lcosagon 20
= =
100 b
Octagon 8 Hectogon
= =
r
=
180
Nonagon =
9 Chili agon =
1000 2 tan n
A = I rnb
-0T =
n -
2 180
EXTERIOR = 360 As = I
r2Q .
Sector S
2
r
Ps =
Zr t s
N☐ =
nC3
0
ñr2
Aseg { V2 -0
=
sin
-
360
D- =
2B .
D- = 2 B B
B
I •
1m80
'
Ap = nr tan
h.) intersecting tangent & secant P a
AB -
AC
g-
r
= c. d b
Aq
.
abcd
=
2
=
rs
0172 =
0C 013 .
C
g=
atbtctd
A
Inscribe circle 2
absin A
Odi
b. h
b.) Parabolic segment
= =
A 2
=
ab
12 didzsin B
dz =
a n 3
B
①
P= 2 at b D= C b
'
In 4atc + b
a
t
b z 8A b
At =
42 bh
d.) triangle b. 21-1692
b
c =
At
=
Yzabsino
Solid Geometry
a
Ai =
S S -
a s -
b S -
Os = a + btc
b
-
☐
Total surface =L abt bc tac
n
9 A Lateral =
2 bc tac
r
At =
abc 4r At = at btc
2
e.) Rhombus
'
14.) cube
A- =
ah = 2d .dz
4=93 ATotal
,
di da Surface
=
692
a
.
go
.
h
17=92 sin -0
0 A Lateral =
492
p= 4A
a
f.) Trapezoid
a
15.) Prism
11 =
A Base h
h '
D= z at b h
A Lateral =
DBase L
h=
abcd cost -0
Right prism
-
a - - -
a
di B at btctd Atc
s= ; ① =
=
BTD
A B b z z 2
d dz c A
=L didz sin B 16.) Similar figures
D
C
2 3
Bramagupta's Formula: h Big r Big AB =
HB V13 =
HB
=
As hs Vs hs
hsmall rsmall
h.) cyclic quadrilateral Ag
=
s a -
s -
b S C -
S -
d
b
°
s=
at btctd
17.) percentage increase
dz 2
'
d,
abtcdactbd bctad
Ag
'
a
increase small 1- AB
r =
.
=
Big -
=
B- Ls = -
As
d
4r small B As
Ptolemy's Formula:
Circumscribing circle
d.dz =
act bd
Prismatoid Pyramid
m
Volume of prismatoid
11=13 Bh
✗ r2 h 12 HZ a2
1g IT
=
r
= t
z
12 e2
{
= -
3 2 123
R V =
IT
3
Prism 2122
OR
A =
✗ = ITHZ 312 -
h r
h
3
V= th 392+362 t h2 Nh
6
by
Bh TSA
=
At AB = 2- 1- +
Distance between
parallel bases
2- =
21T Rh
Base Area
TSA =
LSA 1- AB + AT Cone/sector
LSA =
Pbh 11 = 1
2- R r ? h
TSA = 2- + LSACONE
Truncated Prism
/
I have = hit hz
hz 2
hi TSA =
LSA 1- AB + AT
LSA =
Pbh
11=13 have
AT =
Tab
Analytic Geometry Distance Formula
, ,
P(X₂,Y₂)
m= Yz -
Yi Distance between 2 parallel lines
' ✗ 2- ✗ I
D= Cz -
C,
Y ₂ - Y ₁ tano = Yz -
Yi A- 2+132
① ✗2 -
Xi
P(X₁,Y₁)
.
X ₂-X₁ Distance between a point and a lines
o tano =
m
2 - point form D= Ax +
Bytc
A- 2+132
Y -
Y, Yz -
Yi
=
✗ × ✗2 X,
Centroid of triangle
-
-
Y -
Y,
=
m X -
X, C
✗ I + ✗2 + ✗
3
,
41+42+43
3 3
Intercept Form
Angle between two intersecting lines
✗ 4 I
+ =
a b
It MIMZ
Y =
mx t
b
Y - intercept O ,b Area of Polygon
Slope
A = I ✗ i ✗ 2 ✗3 X'
Ax +
By + c = 0 Abscissa of point P
r , + rz
Parallel: M, =
Mz
Ordinate of point P
Perpendicular:
tmz
M, =
-
= Yzr , + Yirz
y
r, + rz
D= Ax , + Bx ,
+ C
A- 21-132
Conics
Know Your Enemy
Note: If B = 0
@A=C Circle
2
✗ t
YZ + . . .
9×21-942 + . . .
e =
O
@A=0 Parabola
or C = 0
e I
YZ
=
+
34 . . .
2
✗ t 3 ✗ . . .
Same
@A=C Sign Ellipse
9×2 +
4yd . . .
e I
70×2 t
8142 . . .
Opposite
@A=C Sign Hyperbola
e I
✗ 2- y2 . . .
3×2 -
542 . . .
If B = 0
132 -
4ac =
0 0 Parabola
132 -
4ac 0 +
Hyperbola
Circles Ellipse
General Equation
General Equation
A- ✗ Ztcy 't DX + Ey + f- =
0
✗ Zt y2 t Dx +
Ey + F =
0
Standard Form
Standard Form
✗ -
h2 y - KZ I
+ =
✗ h Zt K
Z
=
r2 92 bz
y
- -
' 2
✗ h y K
C I
-
h k
-
, + =
r Radius bZ a2
FAQs: C h ,
k
major axis
Area = π r² b Semi -
minor axis
FAQs:
Center of a Circle C V =
a
C F =
C ; C2 =a2 -
b2
C D E C D =D ; D= a
, e
-
z -2
V C
. e =
e a
Parabola b
c F
. . . A=ñab
C a V
General Equation D= 21T a2tb2
2
2 LR = 262
Dx t F 0
✗ t 1-
Ey
=
a
Hyperbola
Standard Form
General Equation
2
✗ -
h =
+ 4A y -
K
CYZ
?
2 Ax -
+ Dx +
Ey 1- F=O
y
-
K = I 4A ✗
-
Standard Form
V h k
,
✗ -
h2 y - 1<2
LR=4a -
92 bZ
Coefficient of linear variable
y -1<2 h2
FAQs: ✗ 1
-
- =
. AZ b2
FAQs:
Directrix
V F = a 2a C V =
a d
y D= -
a a C F =
C
'
C F
d- -
a
- e
e = C .
a
Differential Calculus Critical Points 1.) Maximum
2.) Minimum
3.) Point of Inflection
.Yyµimmp Derivative - Differential Coefficient
Max
Note:
Derivative @f'(x) = 0
I
Pt of
Max/Min
inflection
1.
do = 0 y= f(x)
@f"(x) = (-) @f"(x) = (+)
dx Max Min
@f"(x) = 0
2. d uh =
nun
-1
du Min Point of
inflection
dx dx
Example: Maxima/Minima
3. day Ud " t Vdu
=
dx dx dx 3
9×2+15×-3
Y = ✗ -
u Vdu udv
3×2-18×+15=0
'
4. d
-
V y
=
= d× d×
dx z ✗
2
-
6×1-5=0
✗
5.
d toga U = toga e du ✗ -5 ✗ -
I =
0
dx U dx ✗ =
5 ✗ =L
Min Max
y
=
-28 4=4
6.
d In ✗ = 1 du
.
dx U DX "
6×-18=0
"
6×-18--0
y =
y =
=
6 5) -18
=
6 1) -18
7. da " =
au Ina du =
12 Min =
-12 Max
dx dx
Maxima/Minima (Application)
8. dell =
eudu
dx dx
1.) Determine Quantity to be Max & Min
2.) Find an equation for that quantity
Slope of a curve
3.) Equation must be Single variable only
DY
4.) Derivative, Equate to zero
'
m = =
y slope =
First Derivative
dx.igqgm.mgImplicit Differentiation
5.) Solve
Time rates
Derivative apilyido ;
'
1. Take na
may y
1.) Determine the values that are changing
2. Isolate y
'
from ✗
and the values that are not.
dx dx
4.) Get the derivative with respect to time
dt
Integration Volume of solids of revolution
fun
'
Unt
1. du =
+ c Pappus Theorem
n t I
L=pO- 0=217
2.) f dy =
lnutc A =L p -0 p
=
Distance from
21T
µ µ hr 21T
= =
r
Applications Zitrh
hµ
r
•
=
.
Plane areas µ ,
0
y = f(x)
dx
y=
lzrh I 21T
Bg Yu - YL :
V=§1Tr2h
a b
y=0
"
=/
"
A- =/ f ✗ dx Yu -
Yi dx
Moment of Inertia
L L
f
-
H=[f y dy R
XR -
X, dy
ADZ
r
I =
Io +
Centroid
Distance between
Axis and the centroid
DA
Area
AI =/ ✗ DA
AF =/ ydt DA
I. I centroid da
A Area Bounded
Moment of Inertia
I
=/ Ap
'
Distance from
centroid to Axis
of Reference
dy -
y
l
?⃝
?⃝
5-✗
A=YzabsinO- (8)
☐
A :d07 -29mi
A=%¢tb)h
.it'm h :L
.
6131=18
GX
a a
F- go 10 D= 40
9=901, 10
✗
.
•
a
Yz 9 9=18 a
✗ to
a 10 102=122+102-211074271×1
10 ~
106-2
10
✗ =/ 6 ④ =
53.13
know :
✗
At ,=Y2 -40)( D) ( Simao)
-
✗ =3 .ua?XLi
io
Y¥É
.
27.27
"°
AT
10
25ps
:
At :L bthfs )
to ,
1×-1 Teo
10
Ape 2125nF
"
=
327.572M ,
a. 84
isu.ci
1. 1231hr)
¥ 12 10
Yg =/ 12.3 8
I 7-2 →
73.73%03,0
5¥18
10cm '
% =
10 to
-363.819
✗ = 3.189
in ±
A (b) ( 3.819 )sin36
As 1.123 / rt ) =/ 1.225hm -
(2) F)
= 112.254
÷
/ )
"
É
,
A :B re
" "
%
"
,
I
I
F- arts
3
.
P
As :{ r
?
-0--4.5
3
( xxx)
A
5- -0
5=3
Is
r
0=1 •
✗ Fl ✗ -48
✗
*t=¥
'
•
.
979
451
3
g
" .
8 3
3
y
' "
1 4 4
zoom
* # =(PB)( Pc)
P
801801-+7
'
. Joo __
soon '
B
A
.
01-1=013
O - .
B
I
A- 0A OB =
OD 0C
.
O " "
D ① = BC - AD
.
2
C
11=31 13h
156=1-3 (B) ( s)
s
13=93.6
5 : 6m
Pty
LSA = =
36 B
'
K =
HL ta
'
=2F3
a =
S
=
3nF
atan
'%
s=rQ
5=3014
36
Vt :
§ B h
30 15 "
?
C- 301T
362=15 +×
c=ñd ✗ =
32-72
D= 30cm
time rates problems
-
= Is
_ft÷n
5ft
/
6m a
soft
0
h=stt
¥-0.9m / 1.2m
if
angel
s
>
/
✗
✓
In FIL V
↳ Bh
-
y=÷tñrYh
-
¥=¥
-
¥ ¥11T)( %)
'
1.2×1-1.24 F- V h
6y= =
4.8g 1. 2X
dv
:
Id
:
:# 1%7
4.8¥ ,
=
1.2¥ =
! #
13¥ )dd¥
dy = 1.210.9 )
Td -4.8
dhdt : 1.193
= 0.225
du "
dI=6c÷
r
dA@r.so
g
; e ?
V=§,pr3 A=4ñrZ
=
¥1T r' dr d¥:añl2)rdr
DI
at
=
0.24
dr
dT- =
0.0001909
sin # B) = Sink Cos At Cos ☒ sink
Cios (Afp : Cos A cos B -
sin A SNB
sin # + B :
(g) + Is ( I
CZ 92+132
=
t
#* F*÷fE¥a o
t a
sin
@ B)1- =
5in A cost +
COSA Sin B
⑦ I :) (F)
(E)
= +
Yg
-
sin 20 tcoso ÷ I
sinosno
Final
t cot 't =
Csio
=
25in A COSA
= COSA cost
COSZA e- Cost A -
sink
= I -
Sin 2A
Costa = A -
25in 2A
CORA = cosy
-
(I - COSH
COSZA : 200541 - I
5in Boost - costs ain't
:#
-0
B
A
b
) 61
15m
%
sina.lt Sing =
A ✓ =-D
4.33T¥
z
d-
- v
( t)
/ B
s¥÷o
i
s÷E
Ég#
.
10km
,
10
c
A
sin A
¥
% g-
= s÷B
l"
c ,
12
b =
9.33
A
2
3
C B
a
CZ
qZtBZ-2ab@osQ4G.s
=
☒
'
6
'
360
Centroid
9- ✗ 2=9 9- ✗2=7 ✗
DA
-
( •
G. a)
✗ 2.x -9-7
-
AI =
✗
( 1,8)
II. ¥11.tt#x--ay=sx---iy=s ( g- 2) ( 7- )dx
•
*
•
AE ✗ -
×
119
I
2) fix)d×
-
%xty= ,
-
I 0.5
" =
a- 7- ✗
.
A- 4. 5uZ
-
17,0)
Añf :( ydA)
=µ
" + G-
A g- ✗
D) far d×
-
g. g- xz .
'
✗
-1=7.4
= -
ytg
④ to ) (y g) g-
fair
: -
-
v10 g)
-
g- 1-2-0
• •
/
A=fÉx4dx
4=0
-
3
@ y -0
g- ✗ 2=0
89-+2=9
✗ =±3