ANDHRA PRADESH GRAMEENA VIKAS BANK

HEAD OFFICE::WARANGAL
SERVICE CHARGES - GENERAL BANKING - WITH EFFECT FROM 27.07.2017
S. Details of Service Existing charges Revised charges w.e.f.27.07.2017
No provided by the Bank w.e.f.01.07.2017
(Rs.)
1 Locker Rent Small: Rural/Semi urban - Small: Rural/Semi urban - Rs.920/-+GST
Rs.920/-+GST Urban- Rs.1320/-+GST
Urban- Medium:-Rural/Semi urban Rs.2000/-+GST
Rs.1320/-+GST Urban Rs.3000/-+GST
Medium:-Rural/Semi urban Large:- Semi urban/Rural Rs.5000/-+GST
Rs.2000/-+GST Urban Rs.6000/-+GST
Urban
Rs.3000/-+GST
Large:- Semi urban/Rural
Rs.5000/-+GST
Urban
Rs.6000/-+GST
2 Locker Break open Rs.1500/-+GST (In addition to Rs.1500/-+GST (In addition to actual expenditure incurred
charges actual expenditure incurred for for break open the locker and changing the lock by
break open the locker and manufacturers of lockers will also be charged)
changing the lock by
manufacturers of lockers will
also be charged)
3 Locker operations
A).Upto 12 visits/Year 12 visits per year free. 12 visits per year free.
B).13th Visit onwards Rs.150/- per visit. Rs.150/- +GST per visit.
C).Locker rent overdue 1st Qtr 10% of 1st Qtr 10%+GST of Annual Rent
charges Annual Rent 2nd Qtr 25% +GST of Annual Rent
2nd Qtr 25% of If rent is not paid for more than two quarters, Locker is to
Annual Rent be break open.
If rent is not paid for more than
two quarters, Locker is to be
break open.
D).One time registration Rs.550/- + GST Rs.550/- + GST
for lockers
4 Loss of Gold Loan Slip Rs.115/- + GST Rs.115/- + GST
5 Remittance of Cash For SB-Cash Deposit: - 3 Trns per For SB-Cash Deposit: - 3 Trns per month free
(CA/CC A/cs) month free Beyond 3 trns – Rs.50/- + GST per Trn
(Excluding financial Beyond 3 trns – Rs.50/- + GST No restrictions for cash deposit at Non-Home Brs for SB
inclusion accounts) per Trn A/cs.
No restrictions for cash deposit For CA-Cash deposit
at Non-Home Brs for SB A/cs. 1.Upto Rs.25000/- per day : Free
For CA-Cash deposit (Min Bal 2.Beyond Rs.25000/- per day: Rs.0.75+GST per Rs.1000/-
Rs.10000/-) (Min Rs.50/-+GST / Max.Rs.20000/-+GST)
1.Upto Rs.25000/- per day : Free
2.Beyond Rs.25000/- per day:
Rs.0.75+GST per Rs.1000/-
(Min Rs.50/-+GST /
Max.Rs.20000/-+GST)
6 For Savings Bank A/c MONTHLY Free Transactions Per Month
Cash withdrawal/Debit AVERAGE Branch Internet/Mobile ATM
BALANCE banking Our & Other
Transaction Charges, SBI ATM Bank
ATM related ATM
transactions ,Internet, Up to 2 20 5 5
Mobile Banking 1,000/-
Charges Up to 2 40 5 5
Rs1,001/- to
Rs 25,000/-

Up to 10 Unlimited Unlimited 5
25,001/- to
Rs 50,000/-
Up to Rs 15 Unlimited Unlimited 5
50,001/- to
1,00,000/-

Above Rs Unlimited Unlimited Unlimited Unlimited

1,00,000/-

Charges Rs 50/- Rs 5/-+GST Rs 10/- Rs 20/-

Beyond +GST +GST +GST
Free Limit
(Per
Transaction)
7 Cash Deposit / -- Maximum Rs.2000/- per transaction.
Withdrawal at Bank
Mitra First three withdrawals will be free in a month. In excess of
a. Cash withdrawal / these three withdrawals:
Transfer(Home branch) Rs.50/- + GST will be charged for transaction
b.Cash withdrawal
using Debit Card /
AEPS-on- US(Issuer)
8 DDCP Charges -- Int @ 0.50% + collection charges + out of pocket
expenses. In case of cheque returned, interest @ 16% pa
after adjusting 0.50% interest

9 CHEQUE
COLLECTION
CHARGES:
A).Outstation Cheques Local & Outstation: Local & Outstation:
deposited Returned Rs.260/- + GST Rs.260/- + GST
unpaid
B). OUTSTATION (Incl of post & out of pocket exp) (Incl of post & out of pocket exp) all segments(Rs.)
CHEQUE all segments Upto 5000/- Rs.30/- + GST
COLLECTION Upto 5000/- Above 5000/- upto 10,000 Rs.60/- + GST
CHARGES: Rs.30/- + GST Above 10000 upto 1 lac Rs.100/- + GST
Above 5000/- upto 10,000 Above 1 lac upto 5 lacs Rs.200/- + GST
Rs.60/- + GST Above 5 lacs Rs.250/- + GST
Above 10000 upto 1 lac
Rs.100/- + GST
Above 1 lac upto 5 lacs
Rs.200/- + GST
Above 5 lacs
Rs.250/- + GST

i. Postal charges on Nil Nil

outstation Cheques (Not to be charged as per RBI (Not to be charged as per RBI instructions)
instructions)
ii. Cheques relating to Nil Nil
Subsidy/ MMoney
iii. Cheques - Outstation Cheques
returned/unpaid for Cheque return/unpaid for technical reasons Rs 160/-+GST
 technical reasons (Not to be charged where customer is not at fault as per RBI
guidelines)
iv. Cheques returned - Rs 500/-+GST
/unpaid for insufficient ( Irrespective of amount)
balance (drawn on us)
C). LOCAL CHEQUES:
i. Local Cheques: Nil Nil
Collection charges
ii.Local Cheques returned Rs.160/- + GST per instrument. Rs.160/- + GST per instrument.
unpaid for technical (Not to be charged where customer (Not to be charged where customer is not at fault as per RBI
reasons–Charges is not at fault as per RBI guidelines) guidelines)
iii.Local Cheques Rs.500/- + GST (irrespective of Rs.500/- + GST (irrespective of amount)
returned unpaid for amount)
insufficient balance -
Charges
10 a).BC/DD Issue Upto 5000 : Upto Rs.5000 : Rs.25/- + GST
charges Rs.25/- + GST 5001/- – 10000/- : Rs.50/- + GST
5001/- – 10000/- : Above 10001/- up to 1 lac: Rs.5/- + GST per Rs.1000/-
Rs.50/- + GST (Min Rs.60/- + GST )
Above 10001/- up to 1 lac: Above 1 lac : Rs.4/- + GST per Rs.1000/-
Rs.5/- + GST (Min.600/- + GST / Max 2000/- + GST)
per Rs.1000/- (Min Rs.60/- + (No additional cash handling charges)
GST )
Above 1 lac : Rs.4/- + GST per
Rs.1000/-
(Min.600/- + GST / Max 2000/-
+ GST)
(No additional cash handling
charges)
b).If BC/DDs are issued NIL NIL
through a/c of Govt
dept.
11 Cancellation / Rs.200/- + GST (per instance) Rs.200/- + GST (per instance)
Revalidation of BC/ DD
12 Issue of duplicate Rs.200/- + GST (per instance) Rs.200/- + GST (per instance)
BC/DD/TDR/STDR
13 Issue of duplicate pass Rs.120/- + GST Issue of duplicate pass book with present balance -
book with present Rs.120/- + GST For page of 40
balance transactions additional Rs.50/-+GST

14 Issue of statement of First page: Free First page: Free

a/c Next::Rs.100/- + GST per page Next::Rs.100/- + GST per page (40 entries)
(40 entries)
15 Balance certificate for Rs.160/- + GST Rs.160/- + GST
all segments – per
instance
16 A/c closure within 12 Rs.160/- + GST Individuals Rs.160/- + GST Individuals (Excluding Basic & Small
months (Transfer of a/c (Excluding Basic & Small accounts under Financial Inclusion)
is exempted) accounts under Financial Rs.600/- + GST Other than individuals (excluding
Inclusion) Govt.Accounts)
Rs.600/- + GST Other than
individuals (excluding
Govt.Accounts)
17 Stop payment cheque SB a/cs Rs.60/- + GST per SB a/cs Rs.60/- + GST per instrument
instrument CA/CC a/cs Rs.110/-+ GST per instrument
CA/CC a/cs Rs.110/-+ GST per
instrument
18 Penalty for late Rs.1/- per 100/- per month. Rs.1/- per Rs. 100/- per month.
payment of RD
Installments
19 Inoperative accounts i. Nil if minimum balance i. Nil if minimum balance maintained
(SB/CA) maintained ii. Otherwise Rs 91/- per annum
ii. Otherwise Rs 91/- per annum iii. If the Amount is less than Rs 91/- account should be
iii. If the Amount is less than Rs closed.
91/- account shouldii.be closed.
i.
20 SB and CA cheque CTS/MICR/Non MICR - SB & CTS/MICR/Non MICR - SB & CA: Rs.3.50 per leaf
book issue charges CA: Rs.3.50 per leaf (For First 20 leaves free)
(For SB- First 20 leaves free)
21 Postal Charges Ordinary: Actuals (Min Rs.25/-) Ordinary: Actuals (Min Rs.25/-)
Regd/Speed/Courier: Actuals Regd/Speed/Courier: Actuals (Min Rs.60/-)
(Min Rs.60/-)
22 *Charges for non- Non maintenance of Monthly Non maintenance of Monthly Average Balance (MAB) (RBI
maintenance of Average Balance (MAB) (RBI has permitted Banks to levy Minimum Balance Non-
minimum balance. It has permitted Banks to levy maintenance charges)
will be effective from Minimum Balance Non-
01.08.2017 maintenance charges)
A). SB -Rural (Monthly Rural: Rs.100/- + GST Rural: Rs.100/-
50 + GST per month
average. Balance – Semi-Urban: Rs.200/- + GST Semi-Urban: Rs.200/-
60 + GST per month
60
Rs.500/-) Urban: Rs.300/- + GST Urban:/Metro
Rs.300/-
75:Rs+75/-+GST
GST per month
per Month
B).SB – Semi Urban
(Monthly Average
Balance -Rs.1000/-)
C).SB–Urban/Merto
(Monthly
Average balance -Monthly
Rs.2000)
D).CA – Rural Rs.220/- + GST per quarter Rs.220/- + GST per month
(Monthly Average
Balance – Rs.2500)
E).CA-Semi-Urban & Rs.220/- + GST per quarter Rs.220/- + GST per month
Urban
(Monthly Average
Balance - Rs.5000)
23 Annual service Charges Rs.60/- per annum Rs.60/-+GST
RS. 60/-+GST per annum
–
SB & CA a/c (incl Inop
a/cs)
24 Standing Instructions Rs.60/- + GST per instruction Rs.60/- + GST per instruction
25 Addition / Deletion of Rs.91/- per occasion Rs.91/-+GST per occasion
names in deposit a/cs
26 Record copy of cheque Rs.160/- + GST per instrument Rs.160/- + GST per instrument
27 Interest Certificate Rs.150/-+GST Rs.150/-+GST
28 TDR/STDR pertaining Proceeds should be paid Proceeds should be paid through NEFT/RTGS/DD/BC -
to our customers through NEFT/RTGS/DD/BC - Charges as applicable to NEFT/RTGS/DD/BC
received from other Charges as applicable to
Banks for payment NEFT/RTGS/DD/BC
29 NEFT (National Outward Remittances: Outward Remittances (Rs.)
Electronic Funds i. Upto 10000 Rs.2.50/- i. Upto 10000 Rs.2.50/- + GST
Transfer) at branch + GST ii.>10000 upto 1 lac Rs.5/- + GST
ii.>10000 upto 1 lac Rs.5/- + iii.> 1 lac upto 2 lacs Rs.15/- + GST
GST iv. Above 2 lacs Rs.25/- + GST
iii.> 1 lac upto 2 lacs Rs.15/- +
GST
iv. Above 2 lacs Rs.25/- +
GST
30 RTGS (Real Time Amnt Slab - Charges Amnt Slab - Charges
Gross Settlement) at 2 lacs – 5 lacs Rs.30/- + GST 2 lacs – 5 lacs Rs.30/- + GST
branch Above 5 lacs Rs.60/- + Above 5 lacs Rs.60/- + GST
GST

31 NEFT/RTGS Charges -- NEFT (Transaction slabs)

Through net Banking Up to Rs.10,000 - Rs.1 + GST
(As and When Above Rs. 10,000 to up to Rs. 1 lakh - Rs.2 + GST
Introduced ) Above Rs. 1 lakh to up to Rs. 2 lakh - Rs.3 + GST
Above Rs. 2 lakh - Rs.5 + GST

RTGS (Transaction slabs)

Rs. 2 lakhs to Rs. 5 lakhs - Rs.5 +GST
Above Rs.5 lakhs - Rs. 10+GST

32 IMPS Fund Transfer -- Through Branch channel

charges through CBS, Rs 1/- to Rs 1,00,000/-per Transaction - Rs6/- (Including GST)
Mobile banking service.
Above 1 Lakh to 2.00 Lakhs per Transaction - Rs 18/ (Including
GST)

Through Mobile Banking Channel

Rs 6/-per Transaction (Including GST)

33 SMS Alerts Rs.20/- + GST per quarter Rs.20/- + GST per quarter
34 Debit Card replacement Rs.300/- + GST Rs.300/- + GST
charges
35 Duplicate PIN / Rs.60/- + GST Rs.60/- + GST
Regeneration of PIN
through Branch
36 ATM Charges 1. Rs.22/- + GST 1. Rs.22/- + GST
(exceeding permissible 2. Rs.22/- + GST 2. Rs.22/- + GST
limit) 3. Rs.100/- + GST 3. Rs.100/- + GST
1.Per Transaction on
Own ATMs
2.Transaction declined
-insufficient balance per
transaction
3. ATM Card/Kit
returned by courier due
to wrong address
37 National Automated 1.One time Mandate 1.One time Mandate Authorization per Mandate Rs.50/- +
Clearing House Authorization per Mandate GST
(NACH) Mandate Rs.50/- + GST 2. Failed mandate Rs.250/- + GST
including E-mandae) 2. Failed mandate Rs.250/- +
GST
38 Allowing Operations -- Rs 500/-+GST for individuals
through power of Rs 1000/-+GST for non-Individuals
Attorney
Staff (Including retired) are exempted from levy of any of the above charges except locker rents.
Sl No: 20 & 21 to be credited to Charges Account. Remaining to be credited to Commission
Account.

*The Service Charges for not maintaining minimum monthly average balance(Sl.No.22) will be
with effect from 01.08.2017

*****