Social

Security
Schemes
Pradhan mantri jeevan jyoti bima yojana

Age Premium Coverage

01 18-50 . Can renew
02 Rs. 436 Per Annum. 03 Death due to any
up to 55 years Branch commission reason. Amount 2L
Rs.41

Enrollment Nodal agency Documents

04 INB, Branch, CSP, 05 SBI Life. Cooling 06 1. Death certificate
SMS, SBI Quick period 45 days 2. Original FIR
apps 3. Post mortem report
Pradhan mantri suraksha bima yojana

Age Premium Coverage

01 18-70 years old
02 Rs. 20 Per Annum. 03 Death due to accident only.
Branch commission Amount 2L.
Rs. 2/- Total disability : Rs.2 Lakh
and Partial disability : 1 Lakh

Enrollment Nodal agency Documents

04 INB, Branch, CSP, 05 National insurance 06 1.Original FIR/Panchnama
SMS, SBI Quick company limited 2. Disability certificate
apps issued by a civil surgeon
3. A discharge certificate
in the format prescribed.
 Workflow to lodge the complaint

1 2 3 4

Login into Enter A/c No Documents Final

System generates The generated forms Branch has to enter details
B@ncslink -->other Apps claim form and are to be filled by in the system. It moves the
(URL: http://10.0.20.80 advance discharge the nominee, and record to the insurance
:6001/)>PMSBY form pre-filled with then submits with company. Pre-printed
details relevant documents acknowledgement letter will
be generated
 Backend process

Acknowledgment Insurance NICL

Branch has tohand over the The Branch also should send
The branch has to scan the
acknowledgment letter to the claim documents to the
documents and e-mail it to
Claimant/Nominee duly designated office of NICL on
the insurance company
signed. the same day.
 Atal pension yojana

On Death
Pension to spouse.
Corpus 1.70 Lakhs for
every 1000 pension

Contribution
Based on the age
Penalty
contribution
Age: 18-40 amount varies

Pension: 1000-5000 Premature Death 100 Rs.1

101-500 Rs.2
Available : After 60 Spouse can continue 501-1000 Rs.5
Guaranteed: Government or exit. No penalties Above 1000 Rs.10
Sukanya samriti account

Age
01 Girl child below 10 years. Can be opened
upto 2 children .3 children in case of twins
Amount
02 Minimum : Rs.250 and Maximum: 1.5L

Period
03 Upto 15 years from the date of account
opening.
Penalty
04 Rs.50 Per annum. But can be
regularised within 15 years of opening.
 Added Features

Premature closure Withdrawal

in case of extreme compassionate After 18 years or 10th pass,

grounds in life-threat diseases whichever earlier, up to 50%
cases of account holder or withdrawal of the balance
guardian

Death Interest

In case of unfortunate death, Post Office S.B. Rate for premature

Interest will be paid up to death closure for other than medical (normal)
only. Excess amount deposited can reasons. Interest Compounding
not be withdrawn; No interest for Annually. Interest revision : Quarterly
excess amount
PMJDY AC Rupay card claim settlement

Overdraft
Limit up to Rs 10000
based on defined
criteria
PMJDY A/C
Life
Rs 30000 (A/c opened during
Aug'2014 to 31-01-2015)
Insurance Accident
Rs 1 lakh and Rs 2 lakh
w.e.f. 1-4-2019 (for
PMJDY accounts opened
after 28-08-2018)
 Bank account Age criteria

Account opened between 15 years- 60 years of age

Aug'2014 to 31-01-2015
and also the first account.

Claiming
Life
insurace
Rupay card Non eligible
Rupay card linked to the
Government employees
account and should be
and tax assessee are not
active. Only one person in
eligible
family covered
 Documents for PMJDY

Death certificate Aadhar card Ration card

Photo copy of the Aadhar
Attested copy of the Card of the deceased to
death certificate determine the age of the
account holder as on date
of death and of the
claimants
Verification of "Head of
Family" status with the help
of BPL card or Ration card of
the deceased & whether the
person is the earning
member of the family

Annexures Rupay card

Verification of the validity and

Claim form-cum-discharge
in-force status of RuPay Card.
receipt duly filled in
Minimum 1 financial or non
Annexure-B. Part A of the
financial transaction within
claim form must be
90 days
completed by the Nominee
 THANK YOU

HAPPY LEARNING