NVEMFNT PLANNINU Name PSawdhya

vhind19cM/Mcde22 (Ae-i
Dupt No: RoUMnO4
10tal 2A4t NO13
Scohon-A
Awwu All uhow:
Delim wvenhveut
wvutmmt
Atovding Donald Fibche and Ronald 3 Joclou.
An vetwent a lomnutwent runds wad
Sonne posiive hate oFuhwn
Expe ctaho
inve tment w popesly Dnwrtaken, he
tun will lomMenswwate with Ha iak t

inveno

wtktatu Deposi toD o cD')

bold by Dank and
Debt wh umenti
Speued Amouw s
dupo toiy huhio
ptowt depono dwriy h m
tum

shtcate plu h pwhae pri a t watuuity.

3 Mavke talb le vethmeuth

Mavketable Stusih iwvetwenta that tau tay
be boght, sold o tacd on pbue nchang
1he hugh qpidity hAaukerable Seunitu
waku kem Voy popula anmoy neividual anod
iwtihuho had hese typu Savestrmesnts
Cam be Seuunihu O uty Seunnu.
 2OUOMPo4H

Finanual Jnwmnw:
finan ual avtment n
employ we F
wdu in t ovm wit
aneh objec
Anvning addihio uel aome Or Apphu iafon

Valu 6 ivehmeut ih aha Aweth hich

Subjpt Matu ihveutmnt may be
Vayy ttwn Jal Omd 'bky Os

5id Rdged Seusi tu:

Cnilt dged ds a high nad bovd
hat aw imued by h yovuumew. Ju H

Indian ontext, i edged uds do not

hove any JOnne dslault Alyp hu duudhrdd

pUint Uguidlity aud th nate u tun ip aluo

puty Aigh
Dounu behween Javesment Cmd Speulshon
Bans Jwvehmenw Spewlahb
planniny Log: a yea 0 Short; a kw days ora
hove
Moiyo wmonho

Rk 0duat viak High viak

Retun A Modut vat s High haBe uhuu

re tun
*Stabiihy o Stable vnufain
Lom e

Type o ano igh

-

(auhow and Agpumive

uvn hoVA Consuva hve usk bean
 oVLMnD414

7 wvotwent Altoative
OppovtuwDts O available
Sevual avument
nVuo va
utwew Atunahiw

Real nvutwenta Thulan

Or
Contiugenh
Iu ves tmevts.
langible invetwenta Duvutmewh

Land , and Buldng Ttle t u envuh

(Peal tate) M tov 6wkat,
8 welluy puuow duposit hCupt
aud Silvo PAOumDy note.
Stonu, yold
(Pondu, mutval ud,
Awanu Sharn eh)
poueuu
 0ULMA 044
Suhon-B
EMental ratuww 6aMJnvemeu prognauwe.

A hoDd Inveytm DYO41A MmL U Ou whch

w Cowatnt i obir tivu inveshova

te it Ahould heve all th advantas4
hal
invmmt.
The Jollowi AM eseu

iweutmeu pro0ha mme,

ingubiuth aood
* Saely prinupa
Lollatual valu
guielity aud
Stable ulome

capital
lax iuplita hios

CHabiu ty puthai powu

Legal'ty
Salety 6 pinupal
iom S u weutak
Saphy s funds
Sapty huvo td

n gu duents 6 aood invebuen p1ogtanam

Salehy 4 prinupal sigwi prOtechou againsF any

POMible HoM vndu tha chont inp Coyoitio

Divesitah'on s ho am anovfrd appoath to

nvwtmem omwut ment

Diveniitahon may k two typu, name ly

yutal Divenihahon
tovlgontal oi'vouiabon,
 ROUcMo44

iapueli'ty and lollatuel valu

A guld hvutmewt On whik (an be
lonwted inb tash ummpiatey
oihouk mont tay lon.
invbw mlF emusenuu
igusdJvutmenh hulp
SHableJn Lome:
Juw lovs Lvut uivundi i Auh ameh

hat provide Atable inome Regulasity o inlome

lowintent wwHR A
ood Javehment progmham e.
Capital lyowh
One i p o rtant pinuplu Juhment
Bptal
AppMe da hon A lowpany lowninkes
o whk t le lonys us Sound
htn indutry

Tan ipiabcahow
While planwiy aM Javenhuen progayamt
ta plitahos elard to it wa be

loniduuLo
Seniowly

vvi Stabiuty pwnthainy pow

nvehment k engolayon of umds
LwiR
tk objechvu kaw aLome O

Copital appuviahb
 RoDMAD44

10 publit Depoita:
One k Iwportan Souu Fvanu to
Coupamiu in udia
hodi and manupathuiy
ha! en publit atpobit neuually lowpa
han
hin meHod nantiy Aa hu
opt
dtbutuwu dub iuaming Sin hy of
athathve Yatu

Muih s publie Deponita

Sinplidty
*ELowony
No hange Ok Amech

Fle wibilhy
Tyadi Fgaty
NO Dluhon Lourol
Wide Lontaut

Simpliuty
pubu't
Publle
Depohita a a vey Lonvenimt ouu
naniu. No um byuOme ugal or mauhy
involvd The lompany naibiy ohposituas
to Aimply yir au dvuhaemet aud Mul

uup to eah deposito.

 NoveMAO4

Elowomy
Toteur pol'd o public depont owe Han
har par' Dn dubuntnu auol tant oom.Mouovu-
Vnow wrl tw ,brokuag
h bt Paid.
ppid. Mteu paid ou public dypont
duclutfb le whih htdluw tan iabiuity. Thu fov.
pubu'e
Pubuc dyponta aM a eengnn chapu sou n a u .

No thaye O Anveha
public deposita au vw urud and, hunte
On hu
Olo wot nah amy charye O morty agt
owpany aNua

NO Dlu bo lonhol:
ho olilutow s hanholdwr lowtro
duypoN to i haue no voty ighta

Vi wid lontach
enabk A
loupany o
publit duposr
wih A wid Puble
buld p lontats
 RoUCMAO44

Demunta opublit epobiA

Unutalnty

Liuted Fund

lenwpovary Hnauu

Spetuulaho
Mindnanu to ntowrR tapitad
Capital

Masheh

Linated Appal
vnAutabk New onwiw

VWwwtainty
pubut dpontu AM Unuiain Qno

vwAlable howu Ainanu

kvanu Ihe dypios may
Conoh'ho w
hof upoud wh
V n aun

empovay nane

The hatusi ty puiod 6 publi dpovt M

hot. The oyany Cannot depnd pon

wuhy tonp- du ueunial
Publi depon
wid.
Maikelt
Hindanu ho iowk aptal
nmns

pubhe duponitu anpu ka row h f

lapital haxhet ih th Lovnh y.
a hualthy
 OUCMA 044

iaited Apeal:
Public deypon do hot Appal a A moo
ovuhmeut to bold ves tov who want
may alo
Capival hain Lonhuvahve inve b
hot
bke thee duporih i ab send 6

P'op eunty

Vwlwtab or New onuns

New lachiy i Jovd Cuolit

onpaw
AHandi aunot
dypud upo publ't dyponit
do no Lhe t lyposit wovy wi

Sut (Dwpai
 2oUCMAD4
chou- C
Answen Any Ove uwhon

JR Twvetment
he wod uvey uent h a may intp ta hou a t
oa
hAlaw ouont uin to dieLu puso
auo t t u , (may
DUrs On who a Xent monuy to

be hifun.
an invetmen a
towi populanity vements
Sinu 1apo, voueua a buwny Vay
popul Factovs Auk a
Hal Ry induial climah
nood v b u e n Oppovtuntu

Valying inhut ratu

Laagu
Bwndnsomt ax atu

Lowg uk x peaiany.
Healhy ndusriad cimae
JJdia, u indwnial climate Bas ucome
pralhy whick has achva td din pashtu pahou
qute
tn induhialnanui by
by hu public
kean
th dubt iwhumn (dubantuou, bond,
Boh
Justvunmen (capuity Aharu
stcatu ct) aud Owuip
uwme Viable
and mnu Ahanus ave
vutmn ow.
 ODtMP044

iGrood Mvement opportu tu:

v e tmemt Avenuu a any Whith ramg
Sals aud ioky Dh. ank olepohiti
0ven aeut Atuwjhu , bouds 6 movu n m u u t and
Aeai ovunmen booiu and pOkt Savivgs
Schemu a Aowe iveuhunh which aN ighly Ssa
"Vavyng intu vatu:

ho H Ppublit
Zanks alep dupoit
whih e lowu intuut Al hough R utua
ow, rik i auo ls

ago Intomu

Jdupundunu, k euployment opportuhu

Atu
in Ow lovnthy The hova nmeu
betome move
Scal pvodutho, maukt- Orieutd
FHve-yca p lan, kas
olengulahbm hoNe brougtE
tlonomyY nd finanua
new OrganuAaho w and
Qutenu mabu
in

haviu

) Bwdunuome tan ratu

r owe fan avied in Tedta aimo to

niny iuto it ta u va anay uuou

The At impo tanes a phouieratu uuby

intuahnf s a inbiluty pe ople.
 2OVCMnOuy

Fatovs tavouhing vetment

to invu ment
FavOwable athnbu lasng
Madntunu
Anets, Hiuir
owat
lOwhiat Aeauuniko
aud R inidafon Amets
whi aM Lonductve to
a n aM tain athov
invu hmemt mankek. They
asu
owR
Legangal protehon
well Ovganisd monstauy syptem
Role o Fnanua wituiow
Ovfanis4 bou.
Fov buinw

legal protechion:
A ves tmenw j h huulF o Savivgs

yovernwmen Ahould inttodu adtguale easuns to

en Lownag Saving
alwmulahbn. The igta
Suplu in aeti
tnvetovs who avn
n vested hui
amy pomible in weut
Bhould be proteted against

well ov9awihtd Monstasy ya fena

Exintenu a a well Diganined wow tay

Aytem ehmtial lyrouw invepuent
warket. Mvutmu lomata thone lina hio
chan sf
Suw plu uunc Spe o ants.
enl
a c , it Ahonld yww.ete a Aable priu

whith, ih t 4 , will lontibute to a olisi plind

invetmeu market.
 dDuCMAO44

i Rol 6 inanialathuiow
Hwanual shheho obilihe Saving and
Channeiat m Oprocluchve e iin a iudwtvy.
Thu M o type 6 nnui'al imhhuhow in h

Anolian Lapita masket, hame y

dvelopmmtal imbhuhiow
mvutmew whhuhb
Fovw bwi Ovgamahon:

MOA buimu a Ogauwhtd in

oA ioiw Botk Ompaiu puhaps H
publie Cinuteed lompanm A uganduo a h
huop
weul or ov invwubu in view
chorautuiAha Suh aa
i'nuited lasili'ty
Anamholduw,ppetal Sntumio And
amenabiuy hanu