Case 1:15-cv-00293-LTS-RWL Document 428-62 Filed 09/30/19 Page 1 of 12

PLAINTIFF’S EXHIBIT 62
Case 1:15-cv-00293-LTS-RWL Document 428-62 Filed 09/30/19 Page 2 of 12

SA00190157
 •
Case 1:15-cv-00293-LTS-RWL Document 428-62 Filed 09/30/19 Page 3 of 12

CHASE0
January 14, 2010

S&A Capital Partners

Attn: Larry Schneider
2101 NW Corp Blvd Suite #102
Boca Raton, FL 33431

Re: Chase Account#:

Customer:
Property Address

Dear S&A Capital Partners:

This letter is to confirm Chase Home Finance's acceptance to sell and assign our
NOTE/MORTAGE for the above referenced account.

Chase Home Finance agrees to this assignment for the agreed purchase price of $4500.00. This
agreement expires on 1/29/2010.

This transaction will be assigned to our Chase Home Finance attorney in the state of California,
who will prepare the necessary assignment. The original loan documents and assignment will be
sent to you by overnight mail within the next 21 business days of receiving funds .

Please be sure that the funds are wired to our office no later than 11am Eastern time by
1/29/2010.

Pay To: JPMC Home Equity Loss Mitigation

Routing#: 021000021
Account#:
Customer:
Loan#:

If you have any questions, please feel free to contact me at 1-877-836-3040 ext. 32665.

Sincerely,

Suzanna Green
Loss Recovery Department

SA00190189
 Chase Case 1:15-cv-00293-LTS-RWL
(01-14-7304)
Document 428-62 Filed 09/30/19 Page 4 of 12
3415 Vi~ion Drive
Columbus, OH 432 I 9-6009

May 24, 2013

-
~

~~
• ;• • ! . ············••t - ,_
iiiiiiiiiiila1
--==N
:=!!!!!!!a"'
--o
_,..

__
-..,
- 0

=~
Newtow n Square, PA 18073 =,-
_.
=-.:m: ...
~

-Q
..,
o

--....
====': ..
~

Re: Account Number

Your lnquiry is Under Review

ram writing in response to a recent inquiry about your account.

We are investigating the co1Tcspondencc we received for your account, and will provide
you with
a response in a timely manner.

We appreciate your business. If you have questions, please call us at the telephone
number below.
Sincerely,

Chase
(800) 836-5656
(800) 582-0542 TDD I Text Telephone
www.chase.com

CC233

SA00190209
 Case 1:15-cv-00293-LTS-RWL Document 428-62 Filed 09/30/19 Page 5 of 12

...

REAL TIME
RESOLUTION Sim
:., .

July 10, 2013

~ ·-.~. ..••· ··· ·~·-
; i....'f •- ·· ··•
•

·•-- ··---
. . -- .. !'
......;

MEDIA, PA 19063

Dear Representative of

Your inquiry has been received and will be researched. If you have additional information that you believe may be
helpful, please send the documents to:

REAL TIME RESOLUTIONS

ATTN: RESEARCH DEPARTMENT
P.O. BOX 36655
DALLAS, TX 75235-1655

Please remember to put your account number on all documentation.

If the research cannot be completed within 60 days, an update letter will be sent to you advising you of the status of
your request.

Sincerely,

RESEARCH DEPARTMENT
Real Time Resolutions, Inc

IMPORTANT NOTJCE REQUIRED BYLAW: Federal law requires us to notify you that (a) Real Time Resolutions, Inc. is
considered a debt collector, (b) this is an attempt to collect a debt and (c) any information obtained will be used for that purpose.
However, if you are currently in bankruptcy or have received a discharge in bankruptcy, this letter is not an attempt to collect a
debt from you personally to the extent it is included in your bankruptcy or has been discharged, but is provided for informational
purposes only.

1349 Empire Central Dr. Suite l 50, Dallas, TX 7524 7-4029

Main 214-599-6363 * Toll Free 1-877-469-REAL * www.RealTimeResolutions.com
Hours of Operation: Mon• Fri 8:30am • 5:30pm Central

SA00190213
 Case 1:15-cv-00293-LTS-RWL Document 428-62 Filed 09/30/19 Page 6 of 12
Chase (OH4-7302)
3415 Vision Drive
Columbus, OH 43219-6009
CHASEO
July 15, 2013

Newtown Square, PA 18073

Confirmation of agency authorization

Account:
Property Address:
NEWTOWN SQUARE, PA 19073

Dea,

We arc wntmg to contmn that Real Time Resolutions is the authorized agent for the account reforenced
above on behalf of JPMorgan Chase Bank, N.A. ("Chase"), who is the servicer of this loan.

If you have any questions, please call us at one of the telephone numbers listed below.

Sincerely,

Chase
877-836-3040
800-582-0542 TDD I Text Telephone
www.chase.com

If you are represented by an attorney, please refer this letter to your attorney and provide us with the
attorney's name, address, and telephone number.

To the extent your original obligation was discharged, or is subject to an automatic stay of
bankruptcy under Title 11 of the United States Code, this notice is for compliance and/or
informational purposes only and does not constitute an attempt to collect a debt or to impose
personal liability for such obligation.

RR728

SA00190214
 Case 1:15-cv-00293-LTS-RWL Document 428-62 Filed 09/30/19 Page 7 of 12

From: Brad Axel BAxel@sacapitalpartners.com

Subject: Fwd. more info from Br's atty
Date: November 21, 2013, 4:02 PM
To: Larry Schneider Larry@sacapitalpartners.com
Cc: Caroline lacino ciacino@sacap1talpartners.com

Brad Axel
2901 Clint Moore Road, 41 0
Boca Raton, FL 33496

Begin forwarded message:

From: "Caroline lacino" <ciacino@sacapitalpartners.com>

To: "Brad Axel" <BAxel@sacapitalpartners.com>
Subject: FW / more info from Br's atty

Here's another email from attorney. There's 3 attachments.

Atty wants us to only contact him & not the borrower b/c of Br's medical condition
See page 2 in 2nd attachment

Thank you,

Caroline lacino
S & A Capital Partners, Inc.
1st Fidelity Loan Servicing, LLC
2901 Clint Moore Road, Suite 41 0
Boca Raton, FL 33496
Tel: 888-300-5961
Fax: 561-893-9808
Email address: ciacino@sacapitalpartners.com

From: Stephen Bottiglieri [mailto sbottiglieri@gillinlawoffice.com)

Sent: Thursday, November 21, 2013 3 54 PM
To: Caroline lacino
Subject: RE

Caroline:

Sorry about the misstatement. Hhis email is in the chain not the attachment. I've copied it here.
alexander.winters@rtresolutions.com<mailto:alexander.winters@rtresolutions.com> Real Time's file number is:
Preisf1021719508

Attached are some of the faxes/letters. My letter to Real Time confirms a phone conversation I had wherein I was directed to
have my client cease payments to SA Capital. If you are still the owner of the mortgage, kindly allow this email to serve as a

SA00190224
 Case 1:15-cv-00293-LTS-RWL Document 428-62 Filed 09/30/19 Page 8 of 12

request to continue the settlement agreement. My clients can continue the payments. I believe the last payment was made in
November 2013 so they may not be behind at this time.

Thanks for the help. This is a confusing situation.

Steve

Stephen V. Bottiglieri, Esquire

Michael F. X. Gillin & Associates, P.C.

230 North Monroe Street
PO Box 2037
Media, Pennsylvania 19063
P (610) 565-2211
F (610) 565-1846
www.mgillinlaw.com<http://www.mgillinlaw.com>

Confidentiality Notice: This message is a confidential communication and may be protected by the attorney-client privilege
and/or attorney work product privilege. The information contained in this message is intended for the personal and confidential
use of the recipient(s) named above. If you are not the intended recipient or an agent responsible for delivering this message to
the intended recipient, you are hereby notified that you have received this document in error and that any review,
dissemination, distribution or copying of this message is prohibited. If you have received this message in error, please notify
sender by email and promptly delete this message from your system. Thank you.

This email message has been delivered safely and archived online. This email system is managed by DynamiCare
E2<http ://dynam icsuppo rt. com/dynam icare. ph p? utm source-Mi mecast%2 BStationary%2 Bli n k%2B-
%2 BS ACapital Partners&utm medium-Mimecast%2Blink&utm campaign-Mimecast%2BLink%2B-%2BSACapitalPartners>.
Powered by Mimecast

'
iPDF
!
I·---~-------

Real Time Privacy Notice.pdf

95.9 KB

PDF;
!
·--·
LT Real Time Resolutions 10-...
124KB

ifPDFi
__·
envelope.pdf
23.8 KB

SA00190225
 Case 1:15-cv-00293-LTS-RWL Document 428-62 Filed 09/30/19 Page 9 of 12

REAL TIME
r?ESOLUTIONS
09/20/2012

NEWTOWN SQUARE PA 19073-4312

Your new REAL TIME RESOLUTIONS, INC. Loan Number:

Property:
NEWTOWN SQUARE, PA 19073
RE: Mortgage Servicing, Processing, and Reporting Transfer Notification
Balance: $38,133.12
Payoff as of: 09/05/20 I 2 $38,133.12

Dear MAUREEN W PREIS:

You are hereby notified that the collection duties associated with your JPMorgan Chase Bank ("Chase") mortgage loan, that is the right
to collect payments from you, are being transferred from Chase to REAL TIME RESOLUTIONS, INC. ("Real Time") effective
09105/2012. This transfer of servicing duties associated with your mortgage loan does not affect any terms or conditions of your
mortgage instruments, other than the terms directly related to the collection of money from you.

Real Time recognizes that you may have a received a discharge order in a Chapter 7 bankruptcy case. However, despite your discharge,
Chase continues to hold a lien on your property under its Mortgage/Deed of Trust. Please be advised that Chase may be willing to
release its lien for a reduced amount. Due to your bankruptcy, you will not receive monthly billing statements unless we receive a
written request from you.

This letter is not an attempt to collect a debt, and you do NOT personally owe Chase any balance whatsoever. This is simply an
invitation to explore the possibility of obtaining a release of Chase's lien. Please note that Chase's lien will continue to encumber your
property unless arrangements such as those we have described herein are made.

If our records are incorrect and the property is no longer in your possession, we would greatly appreciate any infom1ation that you are
able to provide about the current occupants.

If you would like to contact us at any time about your loan, you may direct your inquiries to us at the toll free number of
1-877-340-9141 between the hours of 8:30 a.m. to 5:30 p.m., Central Time, Monday through Friday. If you would like to correspond
with us by e-mail, please e-mail us at customerservice@rtresolutions.com.

1349 Empire Central Dr, Suite 150, Dallas, TX 75247-4029

Main 877-469-7325 • Toll Free Customer Service 1-877-340-9 I41
Pagel of 3 Hours of Operation: Mon - Fri 8:30am • 5:30pm Central

SA00190232
 -•
Case 1:15-cv-00293-LTS-RWL Document 428-62 Filed 09/30/19 Page 10 of 12

UDREN LAW OFFICES, P.C. l>.TTORNEY I?OR PLAINTIFF

WOODCREST CORPORATE CENTER
111 WOODCRES'l' ROAD, SUITE 200
CHERRY HILL, t'U 08003-3620
856-669-5400

STIPULA1'lON AGREE.MEN'!'

SA00190234
 Case 1:15-cv-00293-LTS-RWL Document 428-62 Filed 09/30/19 Page 11 of 12

LAW DF"FICES

MICHAEL f". X. GILLIN & ASSOCIATES

A PENNSYLVANIA PROF"EBSIONAL CORPORATION

230 N. MONROE STREET

MICHAEL F". X. GILLIN P.a. sex 2037

GEORGE P. CORDES
STEPHEN V . BOTTIGLIERI*
JOSEPH P . D'ALONZO ti
DAVID O. DIPASQUA ..
MEDIA, PENNSYLVANIA 1 9063
161 0) 565-221 1
WEB: WWW.MGILLINLAW.COM

*ALSO MEMBER NJ BAR F"AX (610) 565-1846

•• L.L.M. IN TAXATION

October 7, 2013
F"RANCINE HOFT-AUCLAIR,
PRE·LITIC3ATICN SPECIALIST

S & A Capital Partners, Inc.

2101 NW Corporate Blvd.
Suite 102
Boca Raton, FL 33431

RE:
ewtown Sq., PA 19073

Dear Sir/Madam:

This office represents ith regards to the above referenced

mortgage. It has come to our attention that t is mortgage was previously owned by Chase. The
servicing and\or ownership of this mortgage has been transferred now to Real Time Solutions.
Real Time has directed my client to cease making payments to any other entity. Furthermore,
Real Time Solutions has stated that no payments had been credited to their account since they
received the mortgage from Chase. You are under an obligation to have all payments transferred
to the mortgage holder if you are the servicer of the mortgage. The failure to make these transfers
is a clear violation of the Real Estate Settlement Disclosures Act.

Kindly provide my office with a break down of all payments received and disbursements
made on this account.

Ifl do not receive confirmation ofrcceipt of this letter and the requested information
within 30 days, additional legal action may be taken by my client.

Contact me with any questions.

Very truly yours,

MICHAEL F. X. GILLIN & ASSOCIATES, P.C.

BY:

SVB:lmo
cc: Udren Law Offices, P.C. (w/encls.)

SA00190303
 Case 1:15-cv-00293-LTS-RWL Document 428-62 Filed 09/30/19 Page 12 of 12
, AS-ASSIGNMENTS
RD 8K04698-0110
2010007547 02108/2010 03:32·34 PM:1
RECORDATION REQUESTED BY:
JELAIHARE
S & A Capital Partners, Inc. COUNTY

l~i1ii1l1M1ll11111111111111111i~ill~~1\~IBJ~i1,m11
WHEN RECORDED MAIL TO:

S & A Capital Partners, Inc.

2101 NW Corporate Blvd., #102
Boca Raton, FL 33431

SPACE ABOVE TIIIS LINE IS FOR RECORDER'S USE ONLY

ASSIGNMENT of OPEN-END MORTGAGE

For value received, the receipt and sufficiency of which are hereby acknowledged, JPMORGAN CHASE BANK, N.A.,
hereby grants, assigns and transfers to S & A CAPITAL PARTNER der that certain
Mortgage for $42,700.00 dated April 14, 2006, and executed by Mortgagor, to
CHASE MANHA TT AN BANK USA, N.A. and recorded as Document No. 2006037632, in Book xx, Page xx, on April
25, 2006, of Official Records in the County Recorder's office of Delaware, State of Pennsylvania, as described in said
Mortgage and more commonly known as ewton Sq, PA 19073. J-'(JcAj '7SO

LEGAL DESCRIPTION: SEE ATl'ACHED LEGAL DESCRIPTION AS EXHIBIT "A"

ll'iV1ORCiAN Clli\SE Bi\NK, N .1\ .. sells to Assignee all of Assignor's right, title and interest in the l\fortgagc Loan, Deed of
Trust/Mortgage and Note in "As Is" condition. with all faults, without any recourse to Assignor whatsoever and without any
warranty expressed or implied. character or nature . .IPMORG!\N CHASE BANK, N.A., funher makes no representations or
warranties regarding the Mortgage loan. Note or Deed of Trust/ Mortgage. Assignee confirms thal it has taken such steps ,L<; it
deems appropriate with respect to conducting due diligence with respect to the status and quality of the Mortgage Loan, Note
and f)eed of ·rrust/l\rlortgage.

TOGETHER with the note or notes therein described or referred to, the money due and to become due thereon with
intere_st, and all rights accrued or to accrue under said Mortgage.

Dated: January 25, 2010

. moo
150 W. University Dr. Floor I, Tempe, AZ 85281

STATE OF ARIZONA
COUNTY OF MARICOPA

f'"Z"IDW~I before me, the undmigncJ Notmc; Pablic in and fo, said Coumy ,nd Stal,, pmunally appeaced,
yjil1' L_Jll:ftlJ personally known to me (or proved to me on the basis of satisfactory evidence) to be the person(s)
whose name(s) is subscribed to the within instrument and acknowledged to me that he/she/they executed the same in
his/her/their authorized capacity(ies), and that by the signature(s) on the instrument the person(s), or entity upon behalf of
which the person acted, executed the instrument.

Notary Public in a
-·· ...--....- -.. · ----- -- - ..~ . .7
County and State ---- OFFICIAL SEAL 1
WENDI LYNN MILLER i
NOT/I.RY PUBUC . State of Arizona !
MARICOPA C0UNTV < ,. \

My C1Jmrn. Expires M~~~~~-

WORD/NT/RANK ONE/ASSlG NMENTS/OHlO/PHXS-PRIES

SA00190341