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    1) Informal credit groups like self-help groups help address issues like lack of collateral for small loans by pooling savings and providing loans to members. 2) These groups meet regularly to discuss financial and social issues facing members and work to help members become financially stable. 3) Banks are also encouraged to provide credit to small businesses and traders but often require extensive documentation and collateral which informal groups help address.

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    1) Informal credit groups like self-help groups help address issues like lack of collateral for small loans by pooling savings and providing loans to members. 2) These groups meet regularly to discuss financial and social issues facing members and work to help members become financially stable. 3) Banks are also encouraged to provide credit to small businesses and traders but often require extensive documentation and collateral which informal groups help address.

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    © All Rights Reserved
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    21 views10 pages

    Money and Credit by

    Uploaded by

    Fake
    1) Informal credit groups like self-help groups help address issues like lack of collateral for small loans by pooling savings and providing loans to members. 2) These groups meet regularly to discuss financial and social issues facing members and work to help members become financially stable. 3) Banks are also encouraged to provide credit to small businesses and traders but often require extensive documentation and collateral which informal groups help address.

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    of 10

    DATE IO

    hate

    Redt

    PAGE
    Date 1
    Page No.

    Chapkey5

    Money D Hedl

    4dytm in hich Q edkec


    exchahged hlithouk ke o MOrey
    Heebobh p0Mlie 0QMe ell
    Ond bu ehch ohee' Commadiky Thit
    i&Knokn OA double Loincidente n Kank

    dekn okern money

    HMoney onrehi thak canac a a


    ediun o exchongqt inHarnMOCLiong.

    B2ote he inkuoduclicrn o(eint


    objeck uled a
    Monesp

    - 6 eMampe Sinee the hy eahly 0qtd


    Indian! uked Ghaing Gnd caHlea
    money
    Date:
    Page No.

    Uencs_
    Trdia Tndia heKeseNe onk_o Trdia
    CUkenc no-e on behal!
    he Cenhal! Qo Mend Alo
    ohe individua ON Okgani@ HoniR
    allbuied i&ue Cu kency he kUDEL
    iJlidelu- accepBed a Mediuml
    Cxehang in Tndia..

    kpagik ih Kank

    Bank&-thexokm igWhich_ope hnld


    Money

    -Woney depntiktd in ank ie Sa


    he bank ndpeope alßo e aih
    inttkelt on he depogilkd omapn-
    lhe depoikk in the bank Acounk Can
    be hihduan on demond Hence,hesese
    de pokik Me alßo called demand debokik
    Date
    Page No.

    # 1Chequetaciliky

    A_chque is popRHingkuchinq he
    bonko pap 0 8pecilic amounk
    Phe pdAons accoLund he
    Lpennnin Lohale name e cheque has
    Lbeen 1RRLed
    acilik ocheque make i DDLRibleo
    pOumerk diecky sihou Ule
    Cadh_

    bden Banking Sdem


    5ank mediok beaeenMAke wh have
    enHa und he deposilbuR) and hose
    h o ake in need D hole und
    h e boHa0AICKE
    Bank change ahighey_inkekesk kak on
    lDank thon phahay ogex 0n_depik
    Thiu diHehence besetn inkue
    banka mainCOUkCO0 intonme

    Tnndia only 15 dlepaik 1 Kep


    uih he bank
    Date
    Pagc No.

    CHedit

    CHedie ditloans) tele o_an OMQument


    in which he endey upplied he
    bOMADKRA ih Money qhd! OkeNice
    in_ ekukN he aste_pkomiße n
    Aukpamenk
    A0anA Qke aih od and badin one
    ualion Canincueale 0 peklon's
    eakningk in ohey kuakimilmay_
    OLu&h He OHLon inko deb HHap

    haap i aLiuahonin which a loan


    dilpidul impnaible aepa
    mainlymainls Cauked due
    high Inlen
    Date
    Page No.

    em LMeadit

    KNeky lban 0qHeement peciec an inkeuad


    kakeanich heboekOAAYmus
    tb helendee along Aih the eRYMeNE
    he incipa hladdliinn lende
    alko demand Colla-esa LBecumikp)_again oan

    Colodtal (uuniky) i an 0u hal he


    bowMOK OWn& uch 0 land buildinq,-
    Nehiclelive Akekt_depnaik Ialth_hankal
    Ond LARe his 0 QLuaMankero a
    lendey unlil meloan i epaid
    h ehe boOAE ail to eepoy he
    Ipanhe lendey ha Me.sohl to
    ell he 0e 0 Collakeeal oobtain_
    nOLMent

    naa uale.Collalahal and documndalisn


    HeQuivement_ Ond heMode ofkepaynmern
    HpeheyiCalled he ttm of JCHdhi-
    Date
    Page No.

    Hedli ooukCaAin Tndia


    -Oumol ko
    nlokma ecko

    PoMmal dekoye
    he HONnna QMe Loan& RoNM banks and
    LDOBEAHiud
    he Keu Kank o_fndia 3upemie the
    unckioning oenkal SoukMCLA o oank

    he KB Sees hal he bankt qive loons


    DHo4-makig hukine.k
    and Hadex bu alho dmal
    Culakok mallae indutky o
    Snnall boMAOKIERAL

    huindically banku hale to ubmit inkomaion


    the RBf en ho much hey
    IAhat
    inkuel
    endingi hrom
    Dale /
    Page No.

    n-bemal kckow
    -he inomal lendesincludu mbney-_lendeus,
    Hades emploueAL elaVd aiends

    lheve i3 m OHQanikaHion_hich_&upenliRL
    he Cuedit acliku 0endEK in
    he inokmal SecToy
    hu Can lead 0ak holeeeinHwest Hak
    hy choose
    hexe i hem uonM
    no 0one t o p hemkonM
    meond o Q hiy money
    undaiy
    back
    he _Lok o theboAMDAIE0inaemal
    Ian _mugh highey 08(no kRLDHd
    oheAansaciond ke kKep! and
    Oke hokuaed
    Date
    Page N0.

    Help (nups h e

    -eoy hnukhnld Qsedl_dependend on


    inokmalhLUMCLA Chediebe.AIseD4
    lbaing LHeafong
    Banka 0ke no Pkesenk eNekypuiheREin
    Tndia
    Men i banki Oke PheJenk, QeHiq_0 loan
    bank i muehnheddiliaull
    0iHequiesDHopeH documen_
    ond Collatwal.

    ONRHLOe hele Dkobem! Lople Cheaked


    Help 4upk C9H19). AGIaHe
    Anmall QkoupAD PODH npe._ohich
    konkIkallavihq among he
    membexd.
    Date
    Page No.

    Powankag H e p ploup (SH

    helps bokenbikk o ovektame


    plobem lack o Collaktal-

    epple Con imely Ibano


    haHieky
    hHeasonable inesed sae
    8)SH_0ke the building bbcke o
    DHQOnSa-Hon theSua

    helpkhelp inmen becomAnacially


    Helon
    She Hequlak nmeeingg o heQ4oupphnuide.
    plo4okam Jdiutd and ad on
    0 Oily Social iRue3uch a
    omaalic
    healhnubikon_,i domashic LSHolenca

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