MILBERT R.

DE GRACIA
BSAC 2-2

I. One of the unclear topics for me regarding the axiom of finance is ethical behavior.
How this axiom relates to finance is not clear to me. More discussion on this matter
will enlighten me the importance of this axiom.

Also the goal of finance is not clear in the manner of attainment of it goal. Where
there is always a conflict between the manager and the shareholder. Would that case
meet the goal of the company? Is it fair that the manager doing his best to increase
the shareholders per share while the shareholders is in fact afraid of maximizing the
compensation of the latter.

Another thing is the relation between marketing in finance is something not also clear
to me. Since marketing is more concerned with making a profit while finance in more
concern with raising funds through borrowings. Would that something that need to
address also before connecting the marketing to finance?

II. The main objective of financing is to ensure the right amount of money at the right
time. For better economic and financial decision making you have to have basic
knowledge of finance and financing. Every day we take financial decisions although
we are not aware of, we are actually doing financing like a corporate finance
manager. Those importance are the proper understanding of time value of money,
take better financing decision, aware of valuation of the finmancial resources,
understand the requirement of evaluation of investmentopportunity, able to analyze
each and every opportunity cost, put your efforts for maximizing of wealth, acquire
maximum returnof investment, increase your analytical, manage personal and
professional line in a better way, understand the requirement of forming portfolio ,
deep analysis of source of fund, understand the investors life cycle to choose right
investment time, understand the key success factors of financing and know hoe to get
your cost of capital and analyses.
Business goals and objectives come in all shapes and sizes. They’re subjective and no
two companies will strive for the exact same thing. Sure, everyone wants growth, but
that’s not much of an objective.

Every company wants to succeed. It’s the goals and objectives unique to your
business that ensure you’re starting your business the right way.
We can split objectives and goals into two different categories, with one directly
influencing the other. Let’s look at the difference between goals and objectives.

Firms devote substantial resources to their decisions about pricing. Large firms often
have individuals or even entire departments whose main job is to make pricing
decisions. Consulting firms specialize in providing advice to firms about the prices
that they should charge. Some companies, such as airlines, have dedicated software to
help them make these decisions. It isn’t hard to understand why firms pay so much
attention to the prices they charge. More than anything else, price determines the
profits that a firm earns.

Managerial finance is concerned more with the assessment of financial techniques

versus the financial techniques themselves. It differs from the technical approach,
which essentially only concerns itself with measurement and whether money’s been
assigned to the correct categories.

The managerial approach aims to determine the significance of data, figures, and
numbers. Managerial finance considers how financial techniques can be improved –
where changes can be made in order to help prevent losses and improve the bottom
line.