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\Total No. of Pages : 2 CB-31-67-5-04

THREE /FIVE YEAR LL.B. DEGREE EXAMJN iTION , MAY -2022 .

FIFfH / NINTH SEMESTER ., '\
Paper-, 5.4: BAN KIN. G LAW.(Optional
. I
paper-IV),
(Under C.B.C.S. Revised Ne.w Regulations w.e'.f. 2016-2017)
(Common to 3 year LL.B. Honours-Fifth Semester and 5 year B.A -~ L.B/B.A LL.B
Honours/B.Com LL.B and __BBA LL.B :- N inth .sem·ester Cour~es) · . f
Time : -3 Hours ·--.... Max. Marks : 80

PART-A
(Short Answer Qu~estions)
Write short notes on any Six of the foli~wing questions. Each question cru;ries 3 marks.
(6XJ=18)
1. Duty to maintain secrecy
2. · Banker
3. Pass book j .

4~ Banking Regulation Act

5. Cooperative Banking Law
6. Appropriation ofpayments·
7. TrusteeAccount
8. Endorsement
9. Hypothecation
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·. PART-B }

· .(Essay fype·Questions)
Answer any Two questions. Each question carries 15 marks.
(2X 15=30)
10. What are the different types of accounts? Explain.
11. What is the difference between a promissory note and a bil( ofexchange? Under what
situation a banker may dishonour_the payment of a cheque? ...
12. Define the term cheque arid men_tfon various kinds of cheques.
13. Explain the functions ofReserve Bank oflndia and the role played by it in Indian Economy.

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PART-C

((:ase Comment Type Questions)

Answer any Two questions. Each question carries 16 marks.
' (2x1§=32)
14. . A I~ ker is hired by •,z• and 'P' jointly and is to be operated by the jointly. Both of them
nominated 'T' and 'Q' to operate the locker in the bank respectively. Advice the Bank in case
'Z' dies. ' -
15.\ 'A' issued a cheque for Rs.I 0,000/- in the name of 'B': However, he forgot to write the
amount in words. ':B' added one zero to the amount,1naking it one.lakh and also wrote it in
words as 'one lakh only. When the amount is withdrawn, 'N approached the b~er. Is there
any remedy available? What precaution should the b_anker and the.customer should have
taken? . · · · ·
16. The customer of a Bank has taken loan froin his neighbor 'X' and issued postdated cheque
fot the amount with interest. When the cheque was presented to the bank on due date by 'X'
· :and the bank informed that there was no money in.that account and hence, it returns to pay.
Discuss the liability of the drawer of the.cheque an:d·the banker.
17. . ' S' a Banker disclo~s confidential information relatin~ to a customer to his friend, without
the prior consent of the customer. Discuss the liabilicy of the Banker 'S'. -

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