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THREE /FIVE YEAR LLB. DEGREE EXAMIN ATION , MAY -2022
FIFTH/ N IN TH SEMESTER
Paper - 5.4 : BAN KIN G LAW (Optional paper-IV) -
(Under C'JJ.C.S. Revise,d New Reg~latio~s w.e.f. · 2016-2017) "
(Common to 3 year LL.B. Honours-Fifth Semester and 5 year. B.A LL.BIB.A LhB
Honours/ B.Com LL.B and _BBA LL.B - N inth semester Courses) ·
Time : 3 llours Max: Marks : 80

PART-A
(Short Answer Questions)
Write short notes on any Six of the following questiorts. Each question carries 3 marks.
(6X3=18)
1. Duty to maintain secrecy
2. Banker
3. Pass book
4. Banking Regulation Act
5. Cooperative Banking Law
6. Appropriation ofpayments
7. TrusteeAcco_unt
8. Endorsement
9. Hypothecation
PART-B
(Essay Type Questions)
Answer any Two questions. Each question carries 15 marks.
(2X15=30)
10. What are the different types of accounts? Exp fain.
11. What is the difference between a promissory note and a bill of exchange? Under what
situation a banker may dishonour the payment of a cheque?
12. Define the term cheque and mention various kinds of cheques.
13. · Explain the functions ofReserve Bank oflndia and the role played by it in Indian EcQnomy.

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PART .- C

· ({:ase Comment Type Questions)

Answer any Two questions. Each question carries 16 marks. •
(2xl6=32)
14. A locker js hired by 'Z' and 'P' jointly and is to be operated by the jointly. Both of them
nominated 'T' and 'Q' to·operate the locker in the bank respectively. Advice the Bank in case
'Z' dies. .
1\ .'A' issu~d a cheque for Rs.10,000/- in th_e name of 'B' .. Ho_wever, ~e forgot to write_t~e
· amount m words. 'B' added one zero to the amount, making 1t one lakh and also wrote 1t m
words as 'one lakh only. When the amount is withdrawn, 'N approached the banker: Is there
any remedy available? What precaution should the banker and the customer should have
taken? : · ·:,
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16. The customer ofa Bank h~ taken loan from-h.is neighbor 'X' and issued postdated cheque
for the amount with interest When the cheque was presented to the bank on due·date by 'X'
and the bank informed that there was.no money in that account and hence, it returns to pay.
Di~cuss the liability of the drawer.ofthe cheque and the banker. ·
17. 'S' a Banker discloses confidential inform~tion relating to a customer to his friend, without
the prior consent of the c~stomer. Discuss the liability ofthe Banker 'S' .

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