The Impact of Financial Stress on the Academic

Performance of Students in Panabo City Senior

High School

Personal Information/ Conforme

Name: (optional):

Gender:

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Directions: For each statement please do kindly read and answer it with honesty. Please also

indicate how much you agree or disagree by putting a check in the box on the right of each

statement. There are no right or wrong answers. Your answers will be keep strictly confidential

and you will not be identified.

SCALE: 5- Strongly Agree 3- Neutral 1- Strongly Disagree

4- Agree 2- Disagree
 Financial Anxiety 5 4 3 2 1

1. I feel anxious about my financial

situation.

2. I have difficulty sleeping because

of my financial situation.

3. I have difficulty concentrating on

my school/or work because of my

financial situation.

4. I am irritable because of my

financial situation.

5. I have difficulty controlling

worrying about my financial

situation.

6. My muscles feel tense because of

worries about my financial situation.

7. I feel fatigued because I worry

about my financial situation.

 Life Satisfaction 5 4 3 2 1

1. In most ways my life is close to

my ideal.

2. The conditions of my life are

excellent.

3. I am satisfied with my life.

4. So far I have gotten the important

things want in life.

5. If I could live my life over, I would

change almost nothing.

 Financial Well-Being 5 4 3 2 1

1. I could handle a major

unexpected expense.

2. I am securing my financial future.

3. Because of my money situation, I

feel like I will never have the things I

want in life.

4. I can enjoy life because of the

way I am managing my money.

5. I am just getting by financially.

6. I am concerned that the money I

have or will have won't last.

7. Giving a gift for a wedding,

birthday or other occasion would

put a strain on my finances for the

month.
8. I have money left over at the end

of the month.

9. I am behind with my finances.

10. My finances control my life.

Thank you for your cooperation and we hope to keep you safe always!

Adopted From: Heo, W., Cho, S. H., & Lee, P. (2020). APR Financial Stress Scale: Development

and Validation of a Multidimensional Measurement. Journal of Financial Therapy, 11(1).

https://doi.org/10.4148/1944-9771.1216