I.

SUMMARY OF THE PROJECT

NiPa fruit Candy is a business plan proposed by Babylyn M. Adao, Leanne Claire
C. Adsuara, Anjaneth S.  Marquez, and Reizaleen Maye O. Roxas of BS in
Entrepreneurship students in Mindoro State University located at Alcate, Victoria,
Oriental Mindoro.

NiPa fruit Candy is a term derived from the Nipa palm fruit that undergoes
several processes to produce a candy product. This business plan has a capital
requirement amounting to PHP. 40,000.00 that will cover the initial investment and other
expenses for two months of operations. NiPa fruit candy form of business will run under
general partnership wherein the proponents will have equal duties and equal profit. The
admin salary daily rate of Php. 120. 00 with three (3) working days a week and laborer
salary daily rate of Php. 100.00 with three (3) working days. NiPa fruit candy will be
located in Old Public Market, Poblacion 1, Victoria, Oriental Mindoro. 

Nipa palm plant in the Philippines is very abundant. The proponents make
product development covers the complete process of bringing the new product to
market. The candy production process comes with a series of steps. There are two
kinds of candy to be produced which are the chewy candy with two variations in terms
of size and, jelly candy with one variations in terms of size. The pricing strategy is based
on the cost-based pricing with no lower than 15% markup to assure its potential profit.
The potential pricing of NiPa palm fruit candy per pack cost range to Php. 60.00 – Php.
72.00. 

This business plan objective aims to strengthen the capacity in developing a new
product using the local Nipa palm fruit commodity, strengthen agro-processing and the
tourism between production of Nipa fruit candy; and, introducing local commodity to the
province of Oriental Mindoro. The NiPa fruit business also aims to serve the community
and to give opportunities to local farmer and individuals to get an additional income.

1
II . MANAGEMENT ASPECT

Form of business

NiPa fruit candy business will operate under a general partnership form of

organization where all members share both profits and liabilities in accordance with

terms of the partnership agreement. A general partner actively manage and control over

the company.

Organizational Structure

Organizational structures can help small business implement its strategy. By

having an outline for the chain of command, decision-making processes, areas of

responsibility and suitability of employee the organizational structure can help enhance

a company's operating performance. A good organizational work flow chart helps the

business staff identify their operational duties and responsibilities that helps the entire

business run effectively and efficiently and smarter way of being productive. The

management strategy focuses on dividing the duties and responsibilities among the

workers, everyone is arranged into different areas. The following is illustrated below.

2
Duties and Responsibilities

The top manager is responsible for controlling and overseeing the entire

organization. Her goal is to develop strategic plans and company policies, as well as

such decisions on the direction of the business. Also, she will be responsible for the

production process including the quality control and monitoring working hours and labor

output level produce. The financial manager will be accountable for the budget and

financing specially for compensation and determining our income and expenses. The

supply chain manager is responsible for the means of transportation, transfer of raw

materials and delivering the finished goods to customer. The marketing manager is

responsible for promoting the product using different strategies. The laborer will be

responsible for flexible job that will be needed for the business like skills in food

production and flexible skills necessary for transferring of raw materials and delivering

of the products.

TABLE 1: Compensation

Daily Weekly In 2 Months

Salaries and Wages (In 8 hours) (In 3 days) (In 8 weeks)

Top Manager 120.00 360.00 2,880.00

Supply Manager 120.00 360.00 2,880.00
Financial Manager 120.00 360.00 2,880.00
Marketing Manager 120.00 360.00 2,880.00
Laborer 100.00 300.00 2,400.00
TOTAL 580.00 1,740.00 13,920.00

3
Organizational Policies

Organizational policies and procedures will be implemented so that the

responsibilities of both employees and employers are protected. Organizational policies

and procedures are put in place to protect the rights of workers as well as the business

interests of employers. Depending on the needs of the organization, different policies

and procedures establish policies regarding employee conduct, attendance, dress code,

privacy, compensation, security and other areas.

NiPa Fruit Candy Organizational Policy

In compliance with the program and policy development, the management

uphold the interest of the employees and outside parties to promote equality and

safeguard of the personnel clients and third parties. The means of security and social

responsibility towards a healthy working environment is priority. The product and

services is standardized in compliance to trade laws and implementing rules and

regulations under the government policies.

4
 TABLE 2: Schedule of Legal Requirements

List of Requirements Amount

1. Barangay Clearance Php. 50.00

2. Nutritional Content 150.00
3. BIR Registration 500.00
4. BMBE Registration 1,000.00
5. Business Plate Fee 120.00
6. Business Tax 300.00
7. Certification Fee (ENRO) 250.00
8. Cost of Annual Inspection 150.00
9. Mayor's Permit 800.00
10. Sanitary Permit and Sanitary Inspection 240.00
11. Fire Inspection Fee 300.00
12. Medical Fee 250.00
TOTAL Php. 4, 110.00
 

5
III. MARKET ASPECT 

This section is the lifeblood of the business plan. It serves as the basis to have a

clear picture whether to pursue the business. This involve the marketing plan and

strategies of the proponents in making the business implementation.

Market Description

In our society, the people on the market always took advantage on the food

industry, whether it is a restaurant business, coffee shop, street food and new product

development. People allow marketers and entrepreneurs to build and create new

business based on the buying behavior and characteristics of consumers. It said to be

that when it comes to food, it always sells, no matter how big or small a business is.

That is why the candy business has the potential to be a popular in a market, because

any kind of food, as long as it is aligned with food industry, it will make money. It just

takes proper planning and management of the business and expanding its market

segment. The market we see here is the market that does not change the level of

consumption of the product because the target markets of its product are all types of

consumers regardless of age, gender, religion, and race. But limited to health

conscious, especially diabetic person, since the student-entrepreneurs will be producing

candy.

Supply and Demand Situation

6
 Nipa plant grows in the swamps and marshland of the Philippines. There are an

estimated 1,646.73 hectares of Nipa plant in Oriental Mindoro. Based on inventory Nipa

stands per hectare for about 10,000 with the fruiting of approximately 12% or 1,200

Nipa stands per hectare. This shows that resources of nipa fruit can supply a small

scale candy production. In the test conducted by AMIA Team, a mean of 433 grams of

soft flesh can be extracted per fruit. Each fruit can have up to 43 edible flesh. And there

is no current practices that use Nipa fruit as main ingredient of the product. So, this

means that the supply of raw resources of Nipa fruit assures the availability of it to

sustain the entire candy production. Other facts that Nipa fruit is a plant that grows

without particular season like coconut that can be available anytime for consumption.

The demand therefore for the supply of Nipa fruit supply seems favorable for the

business to start production. On the other hand, the customer demand for a Nipa candy

product assures that this business will impact the customer buying behavior more for

the interest in new product available in the market.

Target Market

NiPa fruit candy business aims to gain profit in most favorable target market.

Target market is sought to consider grocery stores, sari-sari store, towns and school

institutions. Looking on the perspective that the business need to gain profit. The buying

behavior of the customer should be considered. The product is capable to cater the

satisfaction of the customers. NiPa fruit candy is also considered the agricultural

associations as target market will help build and boost value-added products of nipa

palm. The product will also be introduced to tourism office to help in advertising the

7
product in order to gain more prospected buyer. And lastly the retailers are also

considered to help grow the market segment in terms of geographical area by resellers.

Pricing Strategies

For pricing strategy, the business will be using cost-plus pricing which is based

on the cost of the production plus mark-up. This strategy is ideal to ensure that the

product that this will sold on the market has the assurance of gaining profits. The 15%

markup for the product will be implemented. It will be generated from the cost of the

production.

Distribution Strategies

NiPa Fruit Candy Business processing will use Zero Level Channel as product

distribution channel where there is only one who will manufacture the products then

directly sell to the target market as our business are set to be a small scale business.

Therefore, the business will acquire raw materials directly from the local sellers or in the

wet market and will use tricycle as main vehicle in procurement and transferring of

goods to the target market.

Figure 2: Distribution flow chart.

Supplier of raw materials

Transportation

Manufacturing/store

8
 Customer

Promotion Mix Strategies

NiPa fruit Candy promotion mix strategies focus on three strategies to keep the

product in the minds of the customers and help stimulate demand for the product.

Personal Selling

Personal selling is the process in which the business personnel make a close

contact to its customer. Personal selling induce the customer knowledge about the

product and it helps owner to identify the customer behaviors and responses to the

product and the service offerings. 

Advertising Using Social Media Platforms

Social media platform is where information to mass consumers is given in order

to promote product. Publicity and advertising both are popular techniques used for

market promotion. The advertisement will be useful platforms to get more customers

and get closer to the needs and demands of the customers. The techniques that will be

used are not costly and prior to business orientation and capability it will focus on the

use of social media sites. Through facebook, instagram, tiktok and etc. the business will

be able to connect to the target customers and get publicity and feedback from them.

Additionally, it will give inputs about the product and build relationships among different

people and different customers specially those who are health conscious and food

lover. 

9
Product Launch Promotion

The business will be having collaboration with some food lovers to attract more

customers and be the first endorser of the product by having their promotions and

recommendations. The credibility and reliability of the business will be more empowered

and will help to increase sales.

TABLE 3: Promotion Mix Strategies

What Who When Where How

Personal Owners Every time we At the store By direct selling to
selling have available costumers.
products.
Advertising Owners Every time we Facebook By updating
using social have available Instagram announcements
media products. Tiktok and product
platform. services.
Product Owners First day of the At the store By giving
launch business discounts.
promotion operation.

10
IV.       TECHNICAL ASPECT

This section includes the description of the proposed product and the specific

explanation of the most suitable and practical way of manufacturing process. It will

encompass facts and related requirements about the description of the proposed

product. 

Description of the Industry

The agriculture sub-sector industry of nipa palm productivity are widely

considered as one of the valued resources in the coastal areas of the country.

Production and utilization of its economic uses vary from geographical area. Nipa palm

or sasa production in the Philippines can be used for a variety of purposes such as for

thatching, vinegar, sugar, and biofuel. Some utilized its fruit for dessert but no fruit

products available on the market yet because its fruit is not yet that known to be edible

for most. Nipa palm plant in the Philippines is very abundant, but its fruit are not noticed

much because the production is focused on maximizing other value-added products

produced from it.

11
Product Development

The proponents makes that product development covers the complete process of

bringing the new product to market. Cost, time, and quality are the variable drives of the

proponents to make a product development. The proponents assure that products are

in good quality and suitable for everyone.

Description of Product

Nipa palm fruit candy comes with two types one is made out of grated matured

nipa fruit that produce nipa fruit chewy candy; and, the second one is made out of

young nipa fruit that produce nipa fruit jelly candy. In terms of color, the nipa fruit chewy

candy comes with one (1) color variation and the nipa palm fruit jelly candy comes with

five (5) color variations. In terms of, size the nipa palm fruit candy has two (2) sizes the

small size and the medium size, and the nipa fruit jelly has only one (1) size the small

size. Nipa fruit candies will be packed using sealable plastic pouches.

Production Process

The candy production process comes with a series of steps which is listed in the

flow chart below.

Figure 3: Production process flow chart.

Procuring of raw Nipa palm fruit

⇩
Sorting
⇩
Cutting of fruit
⇩
Scooping or removing of fruit from the shell
⇩
Washing of fruit
⇩

12
 Sorting of young fruit and mature fruit
⇩
Preparing for cooking
⇩
Cooking process
⇩
Molding and cooling
⇩
Cutting
⇩
 Packing
⇩
Labeling
⇩
Marketing

Cooking Process Chewy Candy 

Step 1 

Take a deep bottomed pan, keep it on medium flame and add water in it. 

Put the grated nipa fruit to the pan and let the ingredients boil for 10 minutes.

Put the sugar and continue to stir.

Step 2 

Continue whirl the mixture until the nipa fruit in the mixture becomes rigid in

texture. 

This process will take around 25 to 30 minutes. 

Once done, remove the pan from the flame.

Step 3

Add baking powder and vanilla extract in the prepared mixture. 

Mix all the ingredients thoroughly.

Step 4 

Take a clean molding tray and gently pour prepared mixture on it. 

13
 Allow the mixture to cool down and once the candy becomes rigid.

Cut into pieces and pack.

Cooking Process Jelly Candy 

Step 1

Add gelatin to a bowl of water then stir well until dissolved into the water. It takes

about 15 – 20 minutes until gelatin softens.

Step 2

At the same time, add sugar, hot water and blended nipa fruit to a saucepan.

Bring them to a boil at high heat while stirring well to dissolve the sugar.

Then let the syrup simmer at low heat for 10 – 15 minutes.

Add softened gelatin to the syrup pan together with the soaking water.

Stir well until gelatin dissolves into the sugar syrup.

Simmer the mixture for 2 – 3 minutes more before turning off the heat.

Step 4

Pour the mixture into the molds, let it cool down, and then keep it in the

refrigerator for at least 4 hours until completely col and firm.

14
Step 5 

Cut the jellies into small pieces, then roll onto granulated sugar. Make sure the

candies are dry enough.

Let the jellies stay on a rack at a cool place until the sugar dries and sticks to the

candies to form coatings (about 1 – 2 days).

Plant Size and Production Schedule

Production schedule refers to the production of business in a particular period,

the cost involved in the process, the capacity of the worker and also the capital

requirements considered to make the production possible. The firm will hire additional

laborer who will work for some process that the proponent may not carry to work on.

Table 4: Production Schedule

In 2
Unit cost Daily Weekly
Item Package (per piece) (In 8 hours) (In 3 days) Months
(In 8 weeks)

NiPa fruit chewy 24 pcs. per

3 15 packs 45 packs 360 packs
candy packs (bite size)
12 pcs. per
NiPa fruit chewy 8 36 288
packs (medium 5
candy packs packs packs
size)
24 pcs. per 30 90 720 
NiPa fruit jelly candy 3
pack (bite size) packs packs packs

Plant Location of business.

The business will be put along the marketplace of Victoria. We chose to consider

market because it is the most suitable place to market the product though we will

introduce it first on MinSU main campus at Alcate, Victoria Oriental Mindoro.

15
Plant Layout

Plant layout is the physical arrangement of facilities. This arrangement will be

installed based on plan, it includes the space needed for material movement, storage,

indirect labour and all other supporting activities or services, as well as for office

equipment and personnel. The proponent will consider a lot of factors to have the

proper plant layout. The business plant will be 18.22 m 2 in floor area with designated

admin desk/area, one comfort room and production area.

Figure 4: Plant Layout

16
Materials 

 Materials are the materials needed to incorporate the product. These are the

material necessary in the production of the product.

Furniture and fixture are necessary to have a more comfortable and organize

workplace. It will help the workers to make their job easier, such are listed below.

Table 5

No. of
Asset Unit cost Total unit cost
unit
Kitchen Table 1  4,000.00  4,000.00
Table and chair 1 set  1,500.00  1,500.00
Cabinet/ drawer 1  set  1,500.00 1,500.00 
TOTAL COST 7,000.00

Factory tools and equipment will help the production to be more possible and it

will make the production easier. The factory tools necessary for production are listed

below.

Table 6

No. of
Factory tools Unit cost Total unit cost
unit
Pan 2 379.00 758.00
Bowls 5 pcs/1set 279.00 279.00
Spatula 1 set 118.00 118.00
Measuring cups 1 set 35.00 95.00
Knife 1 set 195.00 195.00
Rack 2 set 249.00 498.00
Tray 2 set 350.00 700.00
Molder 561.00
TOTAL COST 3,204.00

17
The factory equipment necessary for production are listed below.
Table 7

No. of Total unit

Factory Equipment Unit cost Office
unit cost
Gas and tank 1 2,400.00 2,400.00
supplies
Stove 1 799.00 799.00
Blender 1 588.00 588.00
Mini Chiller 1 1,900.00 1,900.00
Impulse heat sealer 1 350.00 370.00
TOTAL COST 6,057.00
encompass a wide range of materials that are used on a regular and daily basis for the

administrative supplies for the business. The office supplies to be used are listed below.

Table 8

Office Supplies No. of unit Unit cost Total unit cost

  Record book 1  49.00  49.00
Ballpen 1 Box  10.00  50.00
Calculator 1  150.00  150.00
Stapler 1  30.00  30.00
Staple wire 1 box  35.00  35.00
Scissor 1  20.00  20.00
Folder 5  8.00  40.00
TOTAL COST 374.00

18
 Maintenance Supplies are supplies utilized in the production process, that is not

ultimately seen in the end products themselves. These are commonly use cleaning

materials, safety materials, and set of repair tools. The maintenance supplies to be used

are listed below.

Table 9

Maintenance
No. of unit Unit cost Total unit cost
Supplies
Broom and Dust pan 1 set  180.00 Php. 180.00
Kitchen Trash can 2  149.00  149.00
Garbage bag 5 roll  63.00  315.00
Mop 1  98.00  98.00
Rag/mat 1 set  158.00  158.00
Hand towel 5  9.00  45.00
Fire extinguisher 1  760.00  760.00
Pail and Dipper 1 set  149.00  149.00
Dishwashing set 1 set  65.00  65.00
TOTAL COST Php. 1,919.00

Medical and Health Supplies are expendable and disposable supplies used for

healthcare, sanitation, first aid, and other employee health problems that may arise in

the operation of the business. The medical and health supplies to be used are listed

below.

Table 10

Medical and health Total unit

No. of unit Unit cost
Supplies cost
First Aid Kit  1 set 289.00 Php.  289.00
Facemasks 2 box 53.00 106.00
Alcohol 1gallon w/dispenser  295.00 295.00
TOTAL COST Php. 690.00

19
 Raw materials are the materials and ingredients needed to incorporate the

product. These are the material necessary in the production of the product. The raw

materials to be used are listed below.

Table 11

No. of Total unit

NiPa Fruit Jelly Candy Unit cost (in Peso)
unit cost
NiPa fruit (young meat) 1.00 Kg Php. 50.00 Php. 117.00
Caster white Sugar 1.10 Kg 92.00/ kg 101.20
Gelatin Powder 2.50 Kg 15.00 / pack 90.00
Lemon 100 ml 130.00/ Kg 25.00
Water 1.50 L 10.00/ L 10/L
TOTAL Php. 343.20
NiPa Fruit Chewy No. of Total unit
Unit cost (in Peso)
Candy unit cost
NiPa fruit (mature meat) 1.00 Kg Php. 50.00/ bunch Php. 117.00
Granulated white Sugar 780 g 50.00/ Kg 61.00
Baking powder 2.95 g 72.00/ Kg 0.21
Vanilla Extract 20.80 ml 150.00/ gal. 0.82
Lemon 10.40 ml 130/ Kg 1.35
Water 250 ml 10/L 2.5
TOTAL Php. 182.88

Table 12: Packaging on Daily Basis

No. of Unit cost (in Total unit

NPF Jelly Candy - Plastic
unit Peso) cost
7 g ( small) 360 pcs 1.50 Php. 540.00
Large packs 30 pcs  8/pc 240.00
Total Php. 780.00
NPF Chewy Candy - No. of Unit cost (in Total unit
Plastic unit Peso) cost
30 g 72 pcs 2.00 Php. 144.00
15 g 288 pcs 1.00 288.00
Large packs 18 pcs 8/pc 144.00
Total Php. 576.00

20
 

Rent Expenses

Rent expense is a fixed amount given by the landlord for the use of building.

Table 13

Rent Expense Amount

Building rent 2,500.00

Utilities

Utilities are the basic needs to the start the business operation. It plays

very important role in overall management efficiency, To maintain a smooth operation of

the business, electricity, telecommunication and water is necessary. The amount varies

on the consumptions. The utilities to be used are listed below.

Table 14

Utilities Amount
Electricity 250.00
Water 500.00
TOTAL COST 750.00
 

Leasehold Improvement

A leasehold improvement is a change made by the proponent to the building and

facility to customize it for the business.

Table 15

Leasehold
Amount 
Improvement
Repair  1,000.00
Paint  600.00

21
 Others  1000.00
TOTAL COST  3,100.00

Sources of Raw Materials 

The proponents will use raw materials in producing the product. The source of

raw materials like nipa fruit ill come from Naujan nipa palm farm. The white sugar, and

other ingredients are available in the Public Market of Victoria, Oriental Mindoro. 

Waste Disposal

The proponents maintain the cleanliness and orderliness as prescribed by the

national proper waste disposal. To make sure that the proponents present the product

presentable and safe to the customers it is important that the business secure sanitary

permit annually from municipal sanitary office. Proper sanitation is very important for

maintaining smooth operations and also for the protection of nearby residents. Waste

material will be separated from biodegradable and non-biodegradable. The waste will

be placed in a garbage bag to ensure the safety and cleanliness of the place and

ensure health of people within the community. 

Labor Requirement

To enable production manpower effective and efficient laborer must be considered.

The proponent will hire laborer with necessary skills in food production and flexible skills

necessary for transferring of raw materials and delivering of the products. Regular

compensation would be given to the laborer hired. The laborer will receive P100.00 per

day. 

22
 

IV. FINANCIAL ASPECT

Sales Schedule

Unit In 2
Daily Weekly
Item Package cost (In 8 hours) (In 3 days)
Months
(In Peso) (In 8 weeks)

NiPa fruit chewy

(bite size) 3 1,080.00 3,240.00 25,920.00
candy
NiPa fruit chewy (medium
5 480.00 1,440.00 11,520.00
candy size)
NiPa fruit jelly candy (bite size) 3 2,160.00 6,480.00 51,840.00
11,160.0
TOTAL 3,720.00 89,280.00
0

Direct Cost Schedule

In 2 Months
Daily Weekly
NPF Jelly Candy (In 8 hours) (In 3 days)n 3 days)
(In 8 weeks)In 8

weeks)

Direct Materials 1,466.40 4,399.20 35,193.60

Direct Labor 290.00 870.00 6,960.00
Total 1,756.40 5,269.20 42,153.60
NPF Chewy Candy
Direct Materials 941.76 2,825.28 22,602.24
Direct Labor 290.00 870.00 6,960.00
Total 1,231.76 3,695.28 29,562.24
Direct Cost Total 2,988.16 8,964.48 71,715.84

23
 Profit Schedule
Daily Weekly In 2 Months
NiPa Fruit Jelly Candy (In 8 hours) (In 3 days) (In 8 weeks)

Est. Sales 2,160.00 6,480.00 51,840.00

Est. Expense 1,756.40 5,269.20 42,153.60
Profit 403.60 1,210.00 9,686.40
NiPa Fruit Chewy
Candy
Est. Sales 1,560.00 4,680.00 37,440.00
Est. Expense 1,231.76 3,695.28 29,562.24
Profit 328.24 984.72 7,877.76

24
ESTIMATED INITIAL INVESTMENT

AMOUNT AMOUNT
FIXED ASSETS
Furniture and Fixture 7,000.00
Factory Tools 3,204.00
Factory Equipment 6,057.00 16,261.00
CURRENT ASSETS
Office Supplies 374.00
Maintenance Supplies 1,919.00
Medical and Health Supplies 690.00 2983.00
RAW MATERIALS
NiPa fruit jelly candy 1,466.40
NiPa fruit chewy candy 2,160.00
Packaging 1,356.00 4,982.40
EXPENSES
Utilities 750.00
Rent Expense 2,500.00
Leasehold Improvements 3,100.00
Transportation 150.00
Promotions and Advertising 1,000.00
Permits and Licenses 4,100.00 11,600.00
Salaries and Wages
Top Manager 120.00
Supply Manager 120.00
Financial Manager 120.00
Marketing Manager 120.00
Laborer 100.00 580.00
36,406.40
Contingency Fund
3,593.60 40,000.00
(11.13%)

25
Payback Period

The payback period is a measure of how long it takes to recover the cost of the

project. The payback period helps to evaluate the associated risks of an investment.

Payback Period = (Initial Investment ÷ Annual Net Profit) ×100

Given:

Initial Investment = Php. 40,000.00

Two-months net profit times (×) Six (6) to get annual net profit

= Php. 7,877.76 × 6 = Php. 47,266.56

Solution:

Payback Period = [ Initial Investment ÷ (Annual Net Profit)]

= [ 40,000.00 ÷ (7,877.76 ×6)]

= (40,000.00 ÷ 47,266.56) × 100

= 0.84 × 100

Payback Period = 7 months

Therefore, within seven (7) months capital investment ca be recovered.

26
Financial Assumption

1. Initial capital requirement will be Php. 40, 000 to/be invested by the business

operators/owners.

2. Furniture and Fixtures

The furniture and fixtures is assets that assume to have five (5) years shelf life.

These assets are 43% administrative and 57% for factory.

3. Factory Equipment

The factory equipment is assets that assume to have five (5) years shelf life.

These are 100% for factory direct cost.

4. Factory Tools

The factory tool is assets that assume to have one (1) year shelf life. These are

100% for factory direct cost.

5. Office supplies

These assets are assumed to be consumable for two (2) months.

6. Medical and Health Supplies

The stated assets are assumed to be consumable for two (2) months. These are

100% administrative.

7. Working days

27
 There will be (3) working days in a week with (8) working hours in a day, (3)

working days for production, and customer and sales operation every Friday to Sunday.

8. Production Capacity

Production capacity on daily basis are constant and varies directly to business

direct cost and sales. The production capacity will increase 10% after its payback

period.

9. Sales

The selling price depends on the production cost plus 15% and up mark-up.

Business profit will be saved and will be used for expanding the business production

output and capacity to grow the investment.

10. Labor

Labor rate per workers will be Php. 100.00 per day or Php. 1200.00 per month.

The firm will hire additional 1 worker to work together with the firm owners. Labor rate

will increase 5% on its 4th year.

11. Utilities Expense

Utilities are 50% administrative and 50% for factory.

12. Maintenance Expense

Maintenance expenses are 50% administrative and 50% for factory. The 5%

increase will be implemented on its 4th year.

13. Rent Expense

Rent expense for the office is assumed at Php 2, 500.00 per month and it won't

increase for the first three years of operation. 10% increase is assumed starting at 4th

year.

28
14. Advertising Expense

Advertising expense is assumed at Php. 1,000.00 for two (2) months.

15. Partners salaries

Salaries will be Php. 120.00 per day or Php. 1,400.00 per month. Admin

employees are the owners expecting that they are also a laborer and also

functions as admin and operators.

16. Accounting Period

An accounting period will be a fiscal year start whenever the business choses to

implement the business operation.

17. Payback Period

Seven (7) months

29
VI.      SUPPORTING DOCUMENTS

RESUME

Babylyn Mandani Adao

Address: Pakyas, Victoria, Oriental Mindoro
Mobile No.:09067241954
E-mail: adaob11271@gmail.com

Career Objectives
To achieve professional and personal goals by investing hard work, patience and
dedication in a job. And to create and work with own business towards becoming a
successful entrepreneur. To be a mentor as well.
Personal Information 
Date of birth: January 17, 1998        Place of birth: Pakyas, Victoria, Oriental
Mindoro
Age: 23 yrs. Old                                 Civil Status: Single
Gender: Female                                 Religion: Roman Catholic
Mother: Nora M. Mandane               Occupation: Home servicing manicure &
pedicure
Father: Romulo S. Adao                   Occupation: None
Work Experience
 Production Operator (2018-2019) Sto. Tomas, Batangas
 Administrative Aide 1 (2015-2016) LGU- Victoria
 Enumerator (2015) LGU- Victoria
Technical Skills
 Managing Your Personal Finances (2021)
 Electronic Products Assembly and Servicing NC II (2018)
 Bread and Pastry Production NC II (2018)
 Encoding/Typing
 Microsoft Office (MS Word, Excel, PowerPoint,)
 Google Applications 
Soft Skills  

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 Literary and editorial writing

Strong research and writing skills                                                        

Ability to learn fast different skills 

Ability to work independently and as a part of a team.    

Education
 BS in Entrepreneurship MinSU-main campus (2019-present)
 TESDA – MYPF – (2021)
 TESDA - EPAS NC II -WIST- (2018)
 TESDA – BPP NC II- ACMCL – (2018)
 BS in Accountancy – DWCC -Calapan (2014-2015)
 Secondary -AAMNHS- (2010-2014)
 Elementary – Pakyas Elementary School (2004-2010)
RESUME

LEANNE CLAIRE CORDERO ADSUARA

Address: San Antonio, Victoria, Oriental Mindoro
Mobile No.: 0975-562-8104
E-mail: leanneclaire13@gmail.com
 
Career Objectives  

To achieve everything I want to do in my life I will use all my ability and courage
and strive in everything, especially in the field of business. You must be diligent,
persevering and have patience. You need to expand your mind so that you can create a
unique business.            
Personal Information 
Date of Birth : February 13, 2000             Place of Birth : Midsayap, North
Cotabato
Age : 21 years old                                       Civil Status : Single
Gender : Female                                          Religion : Seventh-Day Adventist
Mother :  Melu Jean C. Adsuara                 Occupation : Housewife
Father : Rolando S. Adsuara                       Occupation : Driver         

Work Experience                                                        

 Work Immersion             
                                            
Technical Skills                                                         
 TVL - Computer Programming (2016-2018)
 Programming                                                            
 Editing/encoding/typing                                      
 Journalism                                                                                                                                     
Soft Skills                                                                              
 Communication                         
 Team work                                                                           
 Self motivation                     

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 A sense of humor   

                                              
Education 
 BS in Entrepreneurship - MinSU - Main Campus - 2019 (present)
 BS in Information Technology - MinSU - Main Campus - 2018 (1st semester)
 BS in Secondary Education Major in English - ACMCL - 2018 (2nd
semester/irregular)
 TVL - Computer Programming - ACMCL COLLEGE - (2016-2018)
 Secondary - Katingawan Adventist Academy - (2012-2014)
 Secondary - Lakeside Institute - (2014-2016)
 Elementary - Tangway Elementary School - (2006-2010)
 Elementary - Aleosan Central Elementary School -( 2010-2012)
RESUME

ANJANETH SANGGALANG MARQUEZ

Address: Adrialuna, Naujan Oriental Mindoro
Mobile No.: 0927-995-9458
E-mail:sanggalanganjaneth@gmail.com
 
Career Objectives                          

To achieve professional and personal goal by investing hard work, patience, and
dedication in a job. And to create and work with own business towards a becoming a
successful entrepreneur.         

Personal Information 
Date of Birth : September 7, 1997       Place of Birth : Masagana Naujan, Oriental
Mindoro
Age : 24                                                        Civil Status : Married
Gender : Female                                          Religion : Roman Catholic
Mother :  Jasmin Gasilo Sanggalang           Occupation : Housewife
Father : Anselmo Cabral Sanggalang          Occupation : Farmer               

Work Experience                                          
 Pharmacist Assistant    
 Waitress      
 Cashier
 Saleslady

Technical Skills                                                      
 Designing
 Writing
 Encoding                                                                                                                                

Soft Skills                                              
 Team work

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  Hardworking

Education Soft Skills        

 BS in Entrepreneurship MinSU Main Campus (2019- present)
 Secondary- AAMNHS (2010-2014)
 Elementary- Masagana Naujan, Oriental Mindoro (2004-2010)

RESUME

REIZALEEN MAYE ORDONA ROXAS

Address: Ordovilla, Victoria, Oriental Mindoro
Mobile No.: 0926-954-3211
E-mail: reizaleenmayeroxas@gmail.com
 
Career Objectives
                                                       
          To become a very successful business woman someday through my career
entrepreneurship. I’ll be able to learn the techniques in becoming a persevere and very
prosperous business woman.     

Personal Information
Date of Birth : November 01, 1999               Place of Birth : Calapan City, Oriental
Mindoro
Age : 22 years old                                           Civil Status : Single
Gender : Female                                             Religion : Roman Catholic
Mother :  Ma. Ailyn O. Roxas                       Occupation : Housewife
Father : Arthur M. Roxas                               Occupation : None
          
Work Experience                                              
 Work Immersion
 
Technical Skills         
 Wi-Fi Protected Setup (WPS)
 Microsoft Word (2010)
 Encoding/Typing/Editing                     
                                                                                                        
Soft Skills                                                   
 Approachable
 Active in different aspects
 Good Communication
 
Education

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  BS in Entrepreurship MinSU Main Campus - (2019-present)
 BS in Secondary Education Major in English - ACMCL College  (1st sem) -
(2018)
 Accountacy Business Management - GSA (2016-2018)
 Secondary – Good Shepherd Academy (2012-2016)
 Elementary - Ordovilla Elementary School (2006-2012)

BIBLIOGRAPHY

https://www.slideshare.net/bardotgov/nipabased-products-and-agro-processing-

antonio-peralta

https://www.yourarticlelibrary.com/goods/channels-of-distribution-of-goods-zero-

one-and-two-level-channels/41095

http://www.accountingtools.com/articles/cost-plus-pricing

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 PHOTO DOCUMENTATION

35
 SUPPLIER CONTRACT
BETWEEN
( Client Name )
AND
NiPa Fruit Candy Business
This contract is between the (Raw Material supplier) and the (Nipa fruit candy
owner). This is regards to the following agreements for the said partnership on the (Start
date) until (end date).

TERMS AND CONDITION

Supplier shall agree that we will pay in cash upon the delivery of order.
If the order is not delivered before the production process run, there will be
refund of the payment.
Supplier shall inform the business owner about the inconvenience in the delivery
of the raw materials a day before it should be delivered to enable the business
find another supplier.
In case, the order was not delivered the supplier will pay all the incurring expense
for compromising order.
In default of the supplier to give the exact amount of order he/she shall be liable
to the terms and condition and may be subject to legal argument and shall be
liable to face any illegal case.
As signing this contract, it will be the effectivity of agreement.

Client signature over printed name NFCB-Manager

_________________ _________________

Date Date

36
CONTRACT WITH CUSTOMER OR CLIENT

CLIENT SERVICE CONTRACT

BETWEEN

( Client Name )

AND

NiPa Fruit Candy Business

This contract is between the (store owner) and the (Nipa fruit candy owner).

This is regards to the following agreements for the said partnership on the (Start date)

until (end date).

Reseller shall agree that we will only accept cash as mode of payment.

If the order cancelled 1 day before, there will be no more refunding any percent

of the payment.

Reseller shall give at least 75% of the payment as down payment upon signing of

contract.

As signing this contract, it will be the effectively of agreement.

Client signature over printed name NFCB-Manager

_________________ _________________

Date Date

37
LETTER OF REFERENCE

NiPa Fruit Candy Business

Pob. I, VICTORIA OR. MDO,
09067241954
nipafruitcandy@gmail.com

(Date)

(Name of Store)
(Name of Store Owner)
Victoria, Oriental Mindoro

Dear (name of store owner) ,

It is with much pleasure that I am writing to recommend our product named NiPa
fruit candy . As a proponents of NiPa fruit candy for two months we want to offer our
product in your store to promote the local product of Mindoro.
We are sure that customers will satisfy in our candy that is new to market and
has a good quality. We happy to recommend the product of our business.
If you have any questions, please feel free to contact us.

Sincerely,

NFCB - Top Manager

Babylyn M. Adao

38
LETTER OF INTENT
From: Leanne Claire Adsuara
Supply Chain Manager
NiPa Fruit Candy Business Philippines

(Date)

To: (name)
Manager
(Store name )Philippines

Dear (name)

I am writing this letter of intent to express our interest in your store with its inventory and
access. We anticipate the conditions of proposed deal would be us mentioned below:
NiPa fruit candy business would make partnership with ( Store name) which will include
the location at Pob. 1, Victoria, Oriental Mindoro. As per the information provided by
you. We would require that all of your order will be pay exactly upon delivery. We also
request you to not disclosed about this agreement.

If you have any concerns regarding to the proposal, please contact us with this number
09067241954. Thank you so much for your time and interest. We hope to see you soon
for further discussion about my business proposal.

Thank you again for this opportunity and I look forward to seeing you again to our future
cooperation.

Respectfully yours,
NFCB - Supply Chain Manager
Leanne Claire Adsuara

39