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1  2023
 8

Guide to
Excellence

Every Wednesday Free Suppliment

 
   10+2 ()
     
.
l  : 10+2 ()   
()- 2023

...
l  : 35
l   -30, -5
 .
:  ()  .
// 
l
l : 2004,  2  2006  1
  .
l : 
l :  12
: https://indiannavy. nic.in/content/
 ..    . l
102-btech-cadet-entry-scheme
         .  
 ...
    .      
 /,   .  ,     .
       l  : 255
l :  ( )-225, 
   .... ( -30  .
l :    
 (, ),    
     .
l : 18- 22   .
l : -1,2,3,4 ,  ,
  
l : 
l :  16


   
   
  1/2024  .
l  : 71
l :  -40,   -
10,  ()-6, 
(/)-14,  -1
 .
l :   , , /
 ,    
    .
l : 
l :  9
l : https://joinindiancoastguard.cdac.in

4 5 6
 -1    ..    
!    
  ?

   ()    
02.   18  22 .   
     . 1  2023
Guide to Excellence 31   .     . Every Wednesday Free Supplement
   1981 .  8

Top Cities and Universities in the USA


l It is an undeniable truth that a Stock Exchange, IBM, etc. Two most populous cities in the USA.
good education can provide of the top 50 universities in the It is a city with a port on the
better opportunities. This fact is world are in New York. The top banks of two rivers. It has many
well understood by the majority institutions are Columbia adventure trails, walking tracks,
of Indian families. Students University, New York Institute of riverfronts, etc. The city has
travel abroad for better education Technology, and Cornell great significance in American
and opportunities. Students University. The cost of living is history as the Declaration of
mostly travel for higher high here. Independence was signed here.
education or post-graduation, but l San Francisco: The city has a The esteemed universities here
we have seen people interested in coastal lifestyle and sunny are the University of
undergraduate education too. The climate. Its proximity to Silicon Pennsylvania, Swarthmore
pandemic has seen a decline in valley makes it a popular College, Drexel University, and
the number of students travelling destination. It is one of the top Temple university. The cost of
abroad, however, the numbers financial centers in the world. living here is lower than in New
seem to be increasing now. There are many innovative and York.
l Students from more than 200 technology companies in this l Washington DC.: This capital
countries travel to the USA for place. Companies like Apple, city of the USA is busy with
education every year. India ranks IBM, and Facebook have their political activity as it is the
among the top sending countries. USD 28000 to 55000. Your countries of the globe. This gives offices here. Climate, Beaches, center of the American federal
In the year 2021, the number of living expenses may cost around the students international and Job opportunities make it a government. You will find many
students has increased by at least 10000 USD annually. exposure. popular location. The top historical monuments here.
12 percent. Annually, at least 1.5 l Students who plan carefully l A degree from the USA is universities in this place are Some of the top universities here
lakhs to 2 lakh students apply for ahead, can choose the right recognized by many Stanford University, University are Georgetown University,
education abroad in the USA. university and also apply for organizations across the world of California (Berkeley) George Washington University,
Why is the USA a preferred scholarships or other financial and is given a lot of weight while l Los Angeles: The city is home to American University, and
destination? assistance available. During their applying for a Job. bright talent. The Hollywood Howard University.
l America hosts many of the top study at the university, they can movie industry, galleries, and l Pittsburgh: The temple of lord
universities in the world. It is apply for teaching assistantships Most Preferred cities and museums are popular attractions. Venkateshwara here attracts
reputed for its research in or research assistant roles. Top Universities The weather is amiable. It is many Indians. It is also
science and technology. America l As the US welcomes people l America is a developed country. called the creative capital of the popularly known as steel city
ranks ahead in bagging Nobel from all over the world, you will Many cities attract students from world and hence many recruiters because of the steel industry. The
prizes. It registers many patents find Indians in many of the across diverse communities. come to the city to pick smart top universities here are
too. Software, Pharmaceutical, institutions. Though the culture According to QS rankings, these and talented people. The city Carnegie Mellon University and
Medical, automobile, Space, there is different, you may learn are a few top cities. Students offers popular courses in science Pittsburgh University.
Science, etc it has great to deal with it. Unlike earlier choose these locations based on and technology, finance, fashion, l San Diego: This city on the west
institutions and also big times, you can find Indian the Universities available, living medicine, etc. The renowned coast has great beaches and
companies in all the major fields. restaurants or grocery stores in expenses, and other oppor educational centres in the city exciting nightlife. The top
Students who have enrolled in a popular locations. tunities and facilities available. are the University of California colleges here are the University
program can choose courses or l People find the USA to be a safe l Boston: It is one of the oldest (UCLA), California Institute of of California San Diego and San
subjects within that. They can country. Most institutions have cities in the USA. It is the capital Technology (Caltech) Diego University.
choose some minor subjects campus security teams of Massachusetts state. Some l Chicago: The city is known for l The other cities preferred by
from other relevant disciplines maintaining the safety of the call it the birthplace of the its historical and cultural students are Seattle, Baltimore,
too. The curriculum matches the students. American revolution. This is one significance. Many famous Houston, Miami, Buffalo, etc.
industry's demand. The training l Optional Practical Training of the reasons that makes it a politicians hail from this Windy Plan and choose the college and
opportunities give experience (OPT) is provided for eligible popular tourist destination. The City. The city is also known for city of your choice wisely.
too. students. It gives them a chance premier institutions in this city its innovation. It has great
l The language of communication to have practical exposure, are Harvard University, Massac botanical gardens, museums, QS World
is English, hence it is convenient which often aids in getting Work husetts institute of technology, restaurants, etc. It is a popular Top University Rankings
for many whose second visas [H1]. The students are also Boston University, Northeastern choice among students because Massachusetts Institute of
language is English. eligible for Curriculum Practical University, Tufts University, and of its diverse lifestyle. The top Technology (MIT) -1
l The Infrastructure and Research Training [CPT] after studying Massachusetts University. It universities in this city are the Stanford University -3
facilities available across diverse for 2 semesters i.e. Full-time hosts two of the top universities University of Chicago, Harvard University -5
California Institute of
fields in the Universities are internships in the student's area in the world and hence is a Northwestern University,
Technology - 6
another reason for the USA to of interest. popular choice. University of Illinois, Illinois University of Chicago -10
attract so many students. l The USA attracts the brightest l New York: The city has been Institute of Technology, etc. University of Pennsylvania -13
l The value of the American dollar and best students from almost all recently in the news because of l Atlanta: This city in Georgia Princeton University - 16
is high. The cost of education is the heavy snowfall. However, it has abundant trees. It is also a Yale University - 18
higher. Tuition fee varies across is also one of the most populous flourishing commerce center. Cornell University -20
the universities based on their cities in the USA. New York Amazon, Home Depot, Delta Columbia University -22
status as a public university or state itself hosts many colleges Airlines, Coca-cola, and UPS are Johns Hopkins University - 24
University of Michigan-
private university. The cost of and universities. The city attracts some big companies here. The Ann Arbor -25
living depends on the location. people from diverse cultures and famous universities here are
According to an IDP report, the backgrounds. It provides great Georgia institute of technology,
tuition fee for undergraduate opportunities for education Emory University, and Georgia Sirisha Reddy
education may range from 20000 through its research institutes state university. Georgia Tech is Director - Academics
USD to 40000 USA annually, the and other colleges. There are one of the top 100 universities Abhyaas Edu Technologies
graduate fee may range from many top companies also in this in the world. +91 9849733780
20000 USA to 40000 USD, and city like ESPN; Barclays; FDM l Philadelphia: This city in +91 9949757235
the doctoral fee may range from Group; ABC News, New York Pennsylvania is one of the sixth Abhyaas.in
 
      (58)  
 10  .    
03.
Guide to Excellence  -   .  Every Wednesday Free Supplement 1  2023
18      .  8

    ?


     ‘ 
’    ?
: ‘  
   
   
     
  ’    
, 1975  . 
  
    
   ?   14      
     ,      
  ? ,    
:         1975
      .       
  ,      ,     14 () 
 .  ,    
        
    (),           
 (),    1975  2004      . 
(),  (),     (-      =  .     
  (),   )     -   2009,  9    
(),   () 2.                
1.     ():     4.  ()    ‘ ’      
()        :      ,  
                       14  () 
            , , ,     .     
 (Gross Domestic  .      , 1975      
product) .     = + , , ,   14 ()      
   ()                 
= C+I+G+ (X-M) (Net factor income from abroad)               
C =  3.      .    ,      
I=  (NNP):       (National Income) ,       1975 
G =        =   NNP + -       14  () 
(X-M)=               
  ( )   .  .     
       
        
.        
5.   (Personal Income):           ,       
         . ... .       ‘
,      .         -6    ’  
      . (Human Development Index) -  ,     . 
   =  -    ()   HDI   .  ,   14
 -  -   .       ,   ()    
+       (Genuine Progress Indicator) - ,        
 PI - NI- Corporate Taxes- 
 .     GPI  .      
Undistributed corporate profits-                 .
Social Security Contributions +  ,    (Happy Planet Index) - HPI  90     ,    
Transfer payments          ,   .      
   (Disposable ,     ,     , , .   .
Income) -     ,    , ,  ,   
                .     
 ‘ ’   .  .       
   (Per Capita    ,  ,      .     
Income) -             .    . 
   .     

        .


  - 20, -60, -
      :      :     40, -40   .
        :  6       -2023     -20, -
    .  :   : ,  ( ) 40, -20, -40, - 40 
 :  17   : 1140 .
 :     (   : https://manuu.edu.in  : , , ,    ,   .
 ) , , , , 
 :    , , , , ,    : 
,   ,         :  160    :  17
  : 99 .    :  12
 :         -         .    : www.tgtwgurukulam.
 ()     
  .         .025     .  telangana.gov.in
 
04.          
  19 .        
  2009  .       
      , 1,20,000 
 .      ,
          .
Guide to Excellence
 .      .    ,     .

-1  ,  


  
.  
.   
–1  
   
 -1  !  -1
   .
  
   ,  n   ,  
  ..   .    
   .   
,    .
    
 ..   .

 
n    
.    
 15      .
n 120   .   n     
 15     .   .
   -1,  -1,     
2014           .    
    . n     ,       .
  . .    .  . ,     n  ,  
‘’   15     . . 6  ..    , 
n   .  ,      .    .   .
   . ,  12  2       . n     
    . ,   30  , 30   ..  .
           . n        n    , 
 .   .   6  7   .    .    . -  
    . ,    ,       .   , ,   .
, , 
         . -20,  , - ,
.                 
 
.      . n     ..   .      -  

Keep India Smiling Foundational Schola their dreams. ranking. They must be aged between Reliance Foundation Undergraduate
rship and Mentorship Programme Eligibility: 9 and 20 years. The annual family Scholarships 2022-23
for Sportsperson and Individuals n For individuals helping others, the income of all applicants must be less n Description: The Reliance Foundation
Description: Colgate-Palmolive (India) applicants must be graduates and than INR 5 Lakhs per annum. Undergraduate Scholarships aim to support
Ltd. is giving young students an involved in activities like teaching a n Prizes & Rewards: Selected meritorious students from all corners of the
opportunity to pursue their group of underprivileged children or scholars can avail scholarship award country with an undergraduate college
academic/ career aspirations by providing sports training to them. of INR 75,000 per year for up to 3 education, empowering them to continue
Scholarships

providing them with scholarships n For sportspersons, applicants must years their studies, become successful
for education. This scholarship have represented the state/country at n Last Date to Apply: 31-03-2023 professionals and realize their dreams,
program aims to provide the state/national/international level n Application mode: unlocking their potential to lift themselves
foundational support to individuals, in the last 2/3 years. They must be Online applications only and their communities up and contributing
who are deserving & meritorious ranked within 500 in the national n Short Url: towards India’s future socio-economic
but may lack the resources to pursue ranking/ within 100 in the state www.b4s.in/namasthe/KSSI2 development.
Eligibility:
JN Tata Endowment Loan aduate programme at a recognised loan scholarship, normally by n Students must be enrolled in 1st-year full-
Scholarship 2023-24 university/ college/ institution in July of any calendar year. time undergraduate (UG) degree in any
Description: The JN Tata Endowment India. n Students must have scored at least stream at a recognised Indian institute.
invites loan scholarship applications n Candidates must be willing to 60% marks on average in their n Must have passed class 12 with a minimum
from Indian students who wish to pursue underg raduate or postgraduate of 60% marks
pursue overseas higher studies. Postgraduate/Doctoral/Postdoctor studies. n The annual household income should be
Students who are selected for the al studies abroad. n Candidates must not be older than less than INR 15,00,000 (preference will
loan scholarship may be n Candidates who are at the end of 45 years as on June 30, 2023. be given to those students whose family
recommended for a partial ‘Travel the 1st year and entering into the n Prizes & Rewards: income is less than INR 2,50,000)
Grant’ and a ‘Gift Award’- which is second year of their overseas Loan scholarship of up to INR 10 n Open for resident Indian citizens only.
linked to their academic performance studies (Fall 2023 – Spring 2024) lakh n Prizes & Rewards: Up to INR
in their overseas studies. are also eligible to apply. This is n Last Date to Apply: 07-03-2023 2,00,000
Eligibility: applicable only if the minimum n Application mode: over the duration of the degree
n Open for Indian nationals who have duration of the course is 2 years Online applications only n Last Date to Apply: 14-02-2023
completed at least one under and there is at least one full n Short Url: n Application mode: Online applications
graduate degree OR students who academic year remaining to comp www.b4s.in/namasthe/JNT6 only
are in the final year of any undergr lete at the time of award of the n Short Url: www.b4s.in/namasthe/RFS6
   
   () -2023  19 . 145    
 4    .     ..  2, , 3,
 5, 
 6,  7,  8,  9,  10  .   
05.
    .   ,  ,  ,  , Every Wednesday Free Supplement 1  2023
    60    .  8
     
(Chat GPT)    
.    
  ( ) .
    / 
 ..     -1 

    
.   ,
 , , 
 
 ,  
,    
    .
     
.  ,   
    
.     
     
 .   
   ,
 ,   , 
    .  
      
.     
   
 .

   .       ?          . 
   ?        .         
    ‘    .             .   
’.            .         
  .          2021    .     .
   (Open AI)       . .  ...        
       2021           .     . 
 .          .          .   
,  ,          .      .   
 .              .       
.                     .
       . 2022  30            . 
   .    .      .         . 2022
  .    .                .
        .       ,        .  
.    ?  .               .
       . .              ,   
     .         .  .     .       ,  
     .      .             , 
      ,             . 
   
 .    
  .            . ,         
  .       .      ,        
      .      .  . . 21    ,    
  ,  .   ,           ,      
         .        .     
.                   .  ,  
    .       .           
, ,         .       .      
.  ,              .       . 
    .      .           .  
300      2023                
 ,  ,      . 
.  ,        
    .  .   
           
         .
. ,       
     . .
       
 ,   
   .
     
      
.   ,   
     .   ,

 
06   ‘ ’    19 . 
      ( Every Wednesday Free Suppliment
1  2023
Guide to Excellence )      .  
, ,     .  8

     ?


 .. 56.      2021, .     
33.      8        
 ?  ? 1)  2) 
.     1)  2)  3) ,  4) ,  
.    3)  4)  66.    ,
.     57.         . (
1) ,  2) ,    . )?
3) ,  4) , ,  1.     1) , 
34.       ) 1591  1687 2) , 
   ? 2.     3) 
 , 
1)  2)   ) 1724-1874 4) , 
3)  4)  3.    67. 2014-15     
35. ‘         ) 1874-1948 , 2020-21  
’     4.         
?     ?   (   )? ) 1948-1991 ?
1)     , 1) ,  1)  2)  ) 1991 .. 1) 2  
 2) ,  3)  4)  1) 1-, 2-, 3-, 4- 2) 3  
2)   ,  3) ,  48.   ? 2) 1-, 2-, 3-, 4- 3) 2,1/2  
3)     , 4) ,  .      3) 1-, 2-, 3-, 4- 4) 
 43.     2   () 4) 1-, 2-, 3-, 4- 68. TS SOCA  ?
4)  2021-22     .    6 58.       1)  
36.   ( )        ()      2)    
 ?  ? .    15   ()   3)    
1)  2)  1) 5 2) 6 3) 7 4) 8   () ? 4) 
3)  4)   44.    ? 1) ,  2) ,  1) 1591-1687 69.     
37.     -2021 . 2020-21    3) ,  4) , ,  2) 1687-1724 ?
          49.      3) 1724-1874 4) 1874-1948 1) 2015  5
38.93         -       59.      2) 2016  5
? ,  ?   ,  3) 2017  5
1)   2)   . 2020-21    1)  2)      4) 2018  5
3)   4)        3)  4)  ? 70. 94  ISTA (International
38.          - 50.      ? 1) 1869 2) 1879 Seed Testing Association) 
,     ,  1)   2)  3) 1859 4) 1889    ISTA
 (, ) 1)  2)  3) ,  4)  3)   4)  60.        
1) ,  45.   ? 51.     ,    ?
2) ,   . 2020-21      ?    ? 1) 2019,  26   3
3) ,        1) 4 2) 5 3) 6 4) 3 1) 1927 2) 1928 2) 2019  26   3
4) ,         - 52.    ,   3) 1929 4) 1930 3) 2019  26   3
39.       ,   . 61.    . 4) 2019  26   3
    . 2020-21    1.   )  .       71.  .
         2.   )      .    (,
 ,          3.    .      )  - ( )
? - ,  )        .    () 
1) 4080 .. 2) 5080 .. 1)  2)  3) ,  4)  4.  1)  2)  -  ( )
3) 8040 .. 4) 8050 .. 46. ,       )  3) ,  4) ,   1)  2) 
)  62.      3) ,  4) ,  
40.  ,     ? 1) 1-, 2-, 3-, 4- ,    ? 72.   
.     1. 5.4 2) 1-, 2-, 3-, 4- 1) ,    ?
.       2. 7.5 3) 1-, 2-, 3-, 4- 2)  ,  1)   2) 
.    3. 1.5 4) 1-, 2-, 3-, 4- 3) ,  3)  4) 
.    4. 5.1 53.  . 4) , 
.    5. 4.0 .     85 63. 1970-71     
6. 2.5        2015-16    33-4, 34-4, 35-3, 36-3,
1) -1, -2, -3, -4, -5 2) -6, -5, -4, -3, -2      ? 37-3, 38-2, 39-2, 40-1,
3) -2, -3, -4, -5, -6 4) -3, -4, -2, -1, -4 .     1) 2   41-1, 42-2, 43-1, 44-3,
     2) 2   45-3, 46-2, 47-2, 48-4,
41.    ?  ? 1)  2)  3) 2/3   49-2, 50-4, 51-3 52-1
.    3   1.  . 
 3) ,  4) ,   4) 2/3   53-4 54-3 55-3 56-4
   2.  .  54. ‘’  ? 64.        57-2 58-2 59-1 60-2
.     - 3.  .  1)     50%   ? 61-3 62-1 63-3 64-2
 4.  .  2)     1)   65-4 66-4 67-2 68-3
.     - 5.  .  3)    2)   69-1 70-2 71-3 72-1
 ( ) 1) 1-, 2-, 3-, 4-, 5- 4)    3)  
.     - 2) 1-, 2-, 3-, 4-, 5- 55. -  ? 4) 
 3) 1-, 2-, 3-, 4-, 5- 1)    65.     .
1) ,  2) ,  4) 1-, 2-, 3-, 4-, 5- 2)    .      
3) ,  4) ,  47.       3)        
42.         ,   4)  
 
       
  ()   21 . 
    .    
07.
Guide to Excellence
  , ,   .
Every Wednesday Free Supplement 1  2023
 8

   ?


1.       9. BharOS  ? (3)      .
    1)            
     2)      .    
   ? (3)       ,     
1) 5 2) 6 3) 7 4) 8 3)     ,        
:     4)       ,     
     :             
  .  .. 2000   BharOS        
         .     .
   .        13.  24     ? (4)
    .      .  .   
  .. 3200          .   
 .    .           .    
              .   
   .     .   , 1) ,  2) , 
..660          3) ,  4) , 
 .         .  BharOS     :    24  
  -   ? (2) ,    .             
 (2011),  (2008), 1)  2)                      .  
 (2006). 3)  4)   .  .        25         
2.     : 2025                        
          7.       .     .   .     
? (4)  . ,   ? (2) 10.  
       ,  
1)  2)      1)       ? (4)          
3)  4)      . 2)     1)   2)    .       
: 12            3)     3)  4)      .   
      .  4)   :   ,            .
       :   10,000           
     .       .         .
.  2022  12      ,        14.      ?
 17  12      .        . 2022   (2)
 .          .       . 1)  2) 
,     .          3)  4) 
  .  5.      . ,     .     :     
              .        . 
   .  ? (1)  .   .      
    . 1)  2)  -    11.      .  
    3)  4)  . 45       ? (2)     
    . :  74    .    1)   2)  .
3.     (         .    3)  3)   15.   
)      - .  . :       ? (3)
? (3)   24  26   8.  -        1)  2) 
1)       .  .   ? (1) .    3)  4)  
2)        2022  1)     ,  :    
3)    75   . 2)          .  
4)       2021-22  3)     .    .   
:        7.26                108.59
     .    4)     2022       . 
  .        : ,     .  2023   , 
   - . 1950             .
,   ,           ,    
 ,     . .           .  
 .  6. ,    ? (3)   -     .    
   . 1)  2)   .  , 12.     2023  .    
       3)  4)          ? (3)   .  
    : ,           .   .         .
     .   .     1)  2)    15  
.             . 3) ,   4)    .  
,    .       : 2023  106       
          -      .      .
.         .        , 9  
            ,       . 91
.   1.4 . 10.62             . .  
      62       .       
 . . 103        ,   9849212411
4. 2025      27     .   

      25 . 
08. 1950,  26     
     . 1956  
Guide to Excellence  .     -1970  1971
Every Wednesday Free Supplement 1  2023
  .  8
       () 
,    ‘  .  1950  
  ’     .
  24 .   
  ,       26
     .   
.       
 ,     , 
        
   .  .  
        ..         
     (   ,   ,   ,     ,   () 1953, 
)      .     ,      (  26 ,  
    23  48,000      . )      .
.                 
 2000   .    (  24 .    .     
 .     )  25 .       () . 
          () 1948      2027   .     ‘   
  500   2     .      :     -
       23, 24  .    27,          
.    ‘          15  . ’.
      ’       .  
  () . ‘  ’ 2021, -1    
 .    -       
        14   ‘     
    .  2022  31,   -1’  27 .    25 . 
 5     1             
 23 .      . 17   .       .
    43         2019    
. -75  .      76    .
  ,     .    
     
  , 
 
  
  
       
  .   3       
    
   . 24, 25  .   27 . 1933-
      45 ,    
.       6   
.5    .    
  ,   .     
,   ,      
   ,   2004 .
    ,

    


        () 
     (      120 
    ),    (    
     
 750 ) .  ()     
             
.   21    24  
   .      .  5  
,  (  22 .            21 
)        .
    (),     .    31  11
      .  () . 1993  
   .    , 
   ()       (, , 5  11  . 
    .  () . ,  )  
        110  .
    (        .   28   
.    ) .     ,   .    
       
 () .       .  
       . 
.     -2023 
-  (),         24 .  
       -    (  ()
.      . 
 (),   ),       , ,
 (1970)   - ()          
   ( )    
 .  (),    21 .      . 
 ,          ()  
.         1971 .
 (   .   
   
 ,  )-2022     
   24 . 20   
     ,
         .  2004 
 . ,  20    ,  ,    
       (     . 
    ) . 9948750605

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