WKWK_ME
JMB^XMB WHBIXM^MB NAIA^MEA_M_A
WKBNK@ WH_MB^ZHB
^MDXB MBIIMZMB :7:=

NA_X_XB KEHD 6

BMCM 6 WKBNK@ WH_MB^ZHB NMMZXE DMEAAC

Memcmt 6 Fe. Nmmrue La`ra Z^ 77</77:
Nhsm 6 Oadmbfumbi
@homcmtmb 6 Wmrkbipkbi
@mjupmthb 6 Jmbnubi Jmrmt
Wrkvabsa 6 Fmwm Jmrmt
@knh Wks 6 >7881
^hehpdkbh 6
 

WKBNK@ WH_MB^ZHB NMMZXE DMEAAC

 
Fe. Nmmrue La`ra Z^ 77</77: Oadmbfumbi, Wmrkbipkbi, Jmbnubi Jmrmt  >7881
<<=74:=Hcmae6 phsmbtrhbnmmruedmeaacGicmae.okc
^hep. (7::) <<=74:=Hcmae6   

Bkckr 6 =>8/WWND/A\/:7:=
=>8/WWND/A\/:7:= Jmbnubi Jmrmt, :4 _hpthcjhr :7:=
Emcparmb 6 = (_mtu) Jhr`ms
Whradme 6 Whrckdkbmb Zh`kchbnmsa
Zh`kchbnmsa

@hpmnm
Qtd. @hpmem _h`sa Whbnana`mb Mimcm nmb @hmimcmmb Asemc
@hchbtramb Mimcm @mj. Jmbnubi Jmrmt

Nmemc rmbi`m phbiumtmb naiatmeasmsa na phsmbtrhb Nmmrue Dmeaac, ymbi jhrtmbnmtmbimb

jhrtmbnmtmbimb na jmwmd
aba smym 6

Bmcm 6 @D. Mjnue Ymdmj, Eo.

Memcmt 6 Fe. Nmmrue La`ra Z^ 77</77: Oadmbfumbi, Wmrkbipkbi, Jmbnubi Jmrmt
Fmjmtmb 6 Wacpabmb Whsmbtrhb Nmmrue Dmeaac
Bkckr DW 6 74=:-:=>8-71:
74=:-:=>8-71: / 74:?-=<:1-7474
74:?-=<:1-7474

Nhbimb aba jhrcm`sun chbimfu`mb phrckdkbmb rh`kchbnmsa Jmbtumb phbiumtmb naiatmeasmsa

phsmbtrhb tmdub mbiimrmb :7:=. nhbimb nk`uchb phrsymrmtmb thremcpar.

Nhca`amb, mtms phrdmtamb nmb `hrfmsmcmbym `mca smcpma`mb thracm`msad.

Wacpabmb
Wkbnk` Whsmbtrhb Nmmrue Dmeaac

@D. Mjnue Ymdmj, Eo.

 

WKBNK@ WH_MB^ZHB NMMZXE DMEAAC

 
Fe. Nmmrue La`ra Z^ 77</77: Oadmbfumbi, Wmrkbipkbi, Jmbnubi Jmrmt  >7881
<<=74:=Hcmae6 phsmbtrhbnmmruedmeaacGicmae.okc
^hep. (7::) <<=74:=Hcmae6   

Bkckr 6 =>8/WWND/A\/:7:=
=>8/WWND/A\/:7:= Jmbnubi Jmrmt, :4 _hpthcjhr :7:=
Emcparmb 6 = (_mtu) Jhr`ms
Whradme 6 Whbimfumb Whrckdkbmb
Jmbtumb Whbiumtmb Naiatmeasmsa Whsmbtrhb

@hpmnm
Qtd. Narh`tur Fhbnrme Whbnana`mb Asemc @hchbtramb Mimcm
Oq. Narh`tur Whbnana`mb Nabaymd nmb Wkbnk` Whsmbtrhb
Na Fm`mrtm

Nmemc rmbi`m phbiumtmb naiatmeasmsa na phsmbtrhb Nmmrue Dmeaac, ymbi jhrtmbnmtmbimb

jhrtmbnmtmbimb na jmwmd
aba smym 6

Bmcm 6 @D. Mjnue Ymdmj, Eo.

Memcmt 6 Fe. Nmmrue La`ra Z^ 77</77: Oadmbfumbi, Wmrkbipkbi, Jmbnubi Jmrmt
Fmjmtmb 6 Wacpabmb Whsmbtrhb Nmmrue Dmeaac
Bkckr DW 6 74=:-:=>8-71:
74=:-:=>8-71: / 74:?-=<:1-7474
74:?-=<:1-7474

Nhbimb aba jhrcm`sun chbimfu`mb phrckdkbmb Jmbtumb phbiumtmb naiatmeasmsa phsmbtrhb

tmdub mbiimrmb :7:=. nhbimb nk`uchb phrsymrmtmb thremcpar.

Nhca`amb, mtms phrdmtamb nmb `hrfmsmcmbym `mca smcpma`mb thracm`msad.

Wacpabmb

Wkbnk` Whsmbtrhb Nmmrue Dmeaac

@D. Mjnue Ymdmj, Eo.

 

WKBNK@ WH_MB^ZHB NMMZXE DMEAAC

 
Fe. Nmmrue La`ra Z^ 77</77: Oadmbfumbi, Wmrkbipkbi, Jmbnubi Jmrmt  >7881
<<=74:=Hcmae6 phsmbtrhbnmmruedmeaacGicmae.okc
^hep. (7::) <<=74:=Hcmae6   

@mtm Whbimbtmr
Wufa syu`ur `hpmnm Meemd, `mrhbm jhr`mt eacpmdmb rmdcmt nmb danmymd-Bym shcmtm `atm
cmsad jasm jhr`dancmt chbimjna`mb nara nmemc upmym chbabi`mt`mb tmrml h`kbkca
`hdanupmb jmbism chemeua phbihcjmbimb janmbi `hthrmcpaemb na Zhpujea` Abnkbhsam aba.

_hjmima ehcjmim ymbi jhrusam rhemtal cunm, Wkbnk` Whsmbtrhb Nmrue Dmeaac Oadmbfumbi,
Wmrkbipkbi @mj, jmbnubi Jmrmt natubtut ubtu` shihrm chcjhbmda nara nmemc jmbym` dme,
mpmemia smmt aba thbimd naem`smbm`mb prkcksa nmb phcjhrnmymmb
phcjhrnmymmb `hfurumb na eabi`ubimb
ea bi`ubimb
Qmymsmb shomrm jhsmr-jhsmrmb kehd phchrabtmd. Aba jhrmrta phrdmtamb phchrabtmd pmnm nubam
s`aee `hpmnm pmrm smbtra ymbi mcmt jhsmr m`mb jhrnmcpm` pmnm phrohpmtmb phr`hcjm
phr`hcjmbimb
bimb
nubam h`kbkca `dususbym phemtadmb `hfurumb.

Xbtu` atu Wkbnk` Whsmbtrhb Dmeaac Oadmbfumbi, Wmrkbipkbi @mj, Jmbnubi Jmrmt
chrmsm chcaea`a `hwmfajmb ubtu` turut chbfmna`mb shjmima ehcjmim ymbi cmcpu

chcjhra`mb imcjmrmb
imcjmrmb ymbi pksatal thbtmbi Whsmbtrhb `hpmnm cmsymrm`mt sh`atmr. Dme aba
thrtumbi nmemc rhbombm-rhbombm ymbi themd nmb m`mb na em`smbm`mb kehd Wkbnk` Whsmbtrhb
Nmmrue Dmeaac
Wrkpksme Jmbtumb phbaib`mtmb
phbaib`mtmb naiatmeasmsa Wkbnk` phsmbtrhb aba chrupm`
chrupm`mb
mb wufun nmra
phbihcjmbimb
phbihcjmbimb nmb smemd smtu
s mtu omrm chbabi`mt`mb `umeatms _`aee pmrm ssmbtra.
mbtra.

Mnmbym Wrkirmc Jmbtumb Whbnana`mb Ealh _`aee Wkbnk` Whsmbtrhb

W hsmbtrhb aba nadmrmp`mb
jhrnmcpm` pksatal jmia `hiamtmb jhemfmr chbimfmr cmupub cutu tmcmtmb, shdabiim Wmrm
_mbtra chcaea`a nmym smabi Nmb nmpmt chchbuda `hjutudmb thbmim prklhsakbme.

Nu`ubimb nmra jmbym` padm` ou`up chcjhsmr`mb dmta nmb chbmcjmd `hym`abmb `mca
jmdwm rhbombm cueam ymbi emdar nmra bamt ymbi eudur m`mb jhbmr-jhbmr thrwufun. M`darbym,
shckim Meemd _Y^ shbmbtamsm chcjhra`mb jacjabimb nmb `h`umtmb jmia `atm nmemc upmym
chbohrnms`mb
chbohrnms` mb jmbism aba, Mmcaab
Jmbnubi Jmrmt, :4 __hpthcjhr :7:=

Wacpabmb Wkbnk`
Whsmbtrhb Nmmrue Dmeaac

@D. Mjnue Ymdmj, Eo

 

WKBNK@ WH_MB^ZHB NMMZXE DMEAAC

 
Fe. Nmmrue La`ra Z^ 77</77: Oadmbfumbi, Wmrkbipkbi, Jmbnubi Jmrmt  >7881
<<=74:=Hcmae6 phsmbtrhbnmmruedmeaacGicmae.okc
^hep. (7::) <<=74:=Hcmae6   

WZKWK_ME  
WZKWK_ME
Whrckdkbmb Jmbtumb Whbiumtmb Naiatmeasmsa Whsmbtrhb

^mdub Mbiimrmb :7:=

 M.  EM^MZ JHEM@MBI 
JHEM@MBI 
^hroaptmbym eueusmb Wkbnk` Whsmbtrhb ymbi dmbnme nmb samp pm`ma na cmsymrm`mt mnmemd
shjmiamb nmra mcmbmt ymbi nahcjmb Wkbnk` Whsmbtrhb nmemc chcmfu`mb `hdanupmb cmsymrm`mt
mnmemd phbihcjmbimb
phbihcjmbimb sucjhr nmym cmbusam (_NC) iubm
i ubm .
Wmnm jmiamb emab, na thbimd nhrmsbym mrus iekjmeasmsa nmb `htmtbym phrsmabimb pmsmr jhjms,
`hcmcpumb nmb `hthrjmtmsmb thrutmcm dme-dme ymbi jhr`matmb nhbimb phbiumtmb nmb
phcjmbiubmb ihbhrmsa jmbism ymbi `umt nmb shdmt, jma` atu shomrm fmscmba cmupub rkdmba,
cmthrae cmupub acmthrae ‟ smrmbm nmb prmsmrmbm ymbi nacaea`a Whsmbtrhb cmsad jmbym` najmwmd

stmbnmr. Iubm chbnu`ubi _tmbnmr phbnana`mb shrtm thrwufunbym `hiamtmb phbnana`mb ymbi
jhrcutu. Naphreu`mb `kbnasa smrmbm nmb prmsmrmbm phbnu`ubi ymbi shomrm lasa` chbfmna emym`
nmemc cmbmfhchb cutu na phsmbtrhb. Xbtu` chchbuda `habiabmb thrshjut thbtuemd phrmb shrtm
phchrabtmd cmsad smbimt `mca jutud`mb.
Mtms nmsmr
nmsmr `hbymtmmb atu, nmb mimr phrmb shrtm
shrtm Wkbnk` phsmbtrhb Nmmrue
Nmmrue Dmeaac na
cmsymrm`mt ehjad kptacme nmb jhrnmym smabi tabiia, shrtm nhca chemdar`mb `kbtrajusa ymbi
kptacme jmia cmsymrm`mt shomrm eums nmemc janmbi Aecu Whbihtmdumb, cm`m shjmima paeadmb
ekiasbym mnmemd nhbimb chem`u`mb phcjhbmdmb-phcjhbmdmb shomrm `kbtabata najhrjmima janmbi
nambtmrmbym mnmemd nhbimb jmbtumb phbiumtmb naiatmeasmsa phsmbtrhb, mimr jasm chcjhra`mb
cmblm‑mt jmia pmrm smbtra, ^hbmim Whbnanana`/`hphbnana`mb shrtm shjmima upmym phbabi`mtmb
Cmbmfhchb cutu phbnana`mb na phsmbtrhb.

J.  CM@_XN NMB ^XFXMB

_homrm ucuc ehcjmim phbnana`mb aba jhrcm`sun ubtu` chwufunm`mb prkirmc
phbihcjmbimb phbihtmdumb nmb th`bkekia. _hnmbi`mb shomrm `dusus ym`ba ubtu` chcjhra`mb
`kbtrajusa bymtm nmemc dme phbabi`mtmb `umeatms `hpmnm smbtra-smbtra chemeua prkirmc phbiumtmb
naiatmeasmsa phsmbtrhb
^ufumb nmra prkirmc aba mnmemd 6
  Chbnmymiubm`mb phsmbtrhb nmemc sph`truc ymbi ehjad eums shjmima chnam
chcphrsamp`mb
chcphrsamp`mb saswm-saswa chbfmna ihbhrmsa dmbnme nmb samp pm`ma.
 

WKBNK@ WH_MB^ZHB NMMZXE DMEAAC

 
Fe. Nmmrue La`ra Z^ 77</77: Oadmbfumbi, Wmrkbipkbi, Jmbnubi Jmrmt  >7881
<<=74:=Hcmae6 phsmbtrhbnmmruedmeaacGicmae.okc
^hep. (7::) <<=74:=Hcmae6   

  Chchbuda _mrmbm stmbnmr bmsakbme phbnana`mb.

  Chehbi`mpa smrmbm phcjhemfmrmb.
  Chbabi`mt`mb cutu phbnana`mb na eabi`ubimb pkbnk` phsmbtrhb Nmmrue Dmeaac


  Chbabi`mt`mb Cmbmfhchb cutu phbnana`mb
phbnana`mb na Wkbnk` Whsmbtrhb.
Whsmbtrhb.

O.  \A_A NMB CA_A EHCJMIM 

EHCJMIM 
\A_A  
\A_A
Chbfmna ehcjmim nm`wmd ymbi cmbnara, chcaea`a abthiratms nmb `hphnueammb thrdmnmp ucmt
nhbimb tmtm baema ]ur‑mb ubtu` chwufun`mb cmsymrm`mt ymbi jhrm`dem` cueam  
CA_A  
CA_A
  Chcjmbiub cmsymrm`mt ymbi cmbnara shomrm prajmna nmb `hehcjmimmb
  Chcjmbiu cmsymrm`mt ymbi jhrprabsap `hbmjamb 0 fufur nmb thrphromym (sanaq),
`rhnajhe nmb jhrtmbiiubi fmwmj (Mcmbmd), jafm`smbm jhrnmsmr`mb `hohrna`mb nmb
`haecumb (Lmtdkbmd), ^rmbspmrmsa, `kcuba`msa, `kkrnabmsa, `kbtrke,
phcmsmrmb(^mjeaid)
  Chcjmbiub eabi`ubimb cmsymrm`mt ymbi jhrsad emdar nmb jmtdab
  chemdar`mb ihbhrsa ]ur‑mba ymbi jrm`dem` cueam 
cueam  
  chbfubfubi tabiia baema ]ur‑mba nmemc chem`smbm`mb nm`wm
nm`wmd
d 
  Chbiutmcm`mb baema phrsmdmjmtmb nmb phrsmunmrmmb nmemc `hdanupmb jhrcmsymrm`mt
 

WKBNK@ WH_MB^ZHB NMMZXE DMEAAC

 
Fe. Nmmrue La`ra Z^ 77</77: Oadmbfumbi, Wmrkbipkbi, Jmbnubi Jmrmt  >7881
<<=74:=Hcmae6 phsmbtrhbnmmruedmeaacGicmae.okc
^hep. (7::) <<=74:=Hcmae6   

N.  WHBX^XW

Nhca`amb phrckdkbmb prkpksme `mca smcpma`mb `hpmnm Narh`tur Fhbnhrme Whbnana`mb

Asemc @hchbthramb Mimcm. _hjmima upmym `mca m`mb chcmfu`mb smrmbm phbubfmbi `hiamtmb
jhemfmr saswm, mimr jhbmr-jhbmr eueusmb Wkbnk` Whsmbtrhb Nmmrue Dmeaac Nhsm Oadmbfumbi @ho
Wmrkbipkbi @mj Jmbnubi Jmrmt jhr`umeatms cmcpu jhrnmym smabi nmb samp chembfut`mb
`hfhbfmbi phbnana`mb
phbnana`mb ymbi ehjad tabiia.
M`darbym `mca chbimfm` `hpmnm shcum padm` ubtu` threajmt chcjmbiub sucjhr nmym
cmbusam ymbi ubiiue nmb `mca shemeu jhrdmrmp shckim Meemd _Y^ chcjhra`mb ymbi thrjma`
ubtu` `atm shcum, mtms phrdmtambbym `mca uomp`mb thracm`msad.

Jmbnubi Jmrmt, :: Bkvhcjhr :7=4

WacpabmbWkbnk`
Whsmbtrhb Nmmrue Dmeaac

@D. Mjnue Ymdmj, Eo 

Eo  
 

 
Emcparmb 6
WZKLAE WKBNK@ WH_MB^ZHB NMMZXE DMEAAC 
DMEAAC 

BmcmWkbnk` Whsmbtrhb 6 Nmmrue Dmeaac

Bmcm phbnara 6 @D. Mjnue Ymdmj Eo
^mdub jhrnara 6 :7=9 C.
Bkckr B_WW 6 8.=.7.7.?.:.=.9.7.?.<
8.=.7.7.?.:.=.9.7.?.<.?
.?

M`tm ymymsmb 6 Bkckr MDX-77=>1:1-MD.7=.=:.

MDX-77=>1:1-MD.7=.=:.^MDXB
^MDXB :7=9
BWYW 6 ?=. <:8. <7=. 8->:=.777
Bk ^hep 6 (7::) 4:77>9:<
Hcmae 6 ppnmmruedmeaacGicmae.okc
ppnmmruedmeaacGicmae.okc
Bk Zh` 6 Jmb` Cmbnara m/b Qmymsmb Nmmrue Dmeac Me-Mcab
6 =?:. 77. >87. >>. >>>
Memcmt 6 Fe. Nmmrue La`ra Z^ 77</77:
Nhsm 6 Oadmbfumbi
@homcmtmb 6 Wmrkbipkbi

@mjupmthb 6 Jmbnubi Jmrmt

Wrkpabsa 6 Fmwm Jmrmt
@knh Wks 6 >7881
^hehpdkbh 6 (7::) 4:77>9:< 
Bmcm Whbimsud sh`mrmbi 6 @D. Mjnue Ymdmj Eo
Fucemd smbtra 6 ?<7 smbtra
Wutrm 6 =>1 smbtra
Wutra 6 :== smbtra
Fucemd Whbimfmr 6 >9 Whbimfmr
Wutrm 6 :> Whbimfmr
Wutra 6 :? Whbimfmr

  EHCJMIM WHBNANA@MB WH_MB^ZHB 6

=.  Whbnana`mb Nabaymd Lkrcme ( WNL ) Yustdk
:.  Whbnana`mb Nabaymd Lkrcme ( WNL ) Xeym
?.  ^mlmqud Lannab
>.  Adymue ]ur‑mb 
]ur‑mb