Basic Concepts of Loans

Description
A loan is a form of debt incurred by an individual or other entity. The lender—
usually a corporation, financial institution, or government—advances a sum of
money to the borrower. In return, the borrower agrees to a certain set of terms
including any finance charges, interest, repayment date, and other conditions.

Definition of terms
A loan is defined as a financial transaction in which someone pays for the use of
someone else's money. There are many familiar examples of loans: credit cards,
auto loans, house mortgages, and business loans. Consumer Loan –money lent to
an individual for personal or family purposes.

Explanation
A loan is a sum of money that one or more individuals or companies borrow from
banks or other financial institutions to financially manage planned or unplanned
events. In doing so, the borrower incurs a debt, which he has to pay back with
interest within a given period.
Basic Concepts of Stocks and Bonds
Definition of terms
Stocks

It is a share of ownership in a business or company. Owners of stocks may be

considered as part owners of the company. The stakeholders are the owners of the
firm. Stock valuation is important to compare the price of the stock concerning the
market.

Bonds
A Bond is a certificate that proves that a company or corporation borrowed money
from a certain group of individuals or investors over a definite period at a fixed
rate.

Bonds are interest-bearing security that promises to pay the amount of money on a
certain maturity date.

Explanation

Stocks

 A form of equity financing or allowing investors to be part owners of the

company.

Bonds

 A form of debt financing or raising money by borrowing from investors.

Description

Stocks - A stock, also known as equity, is a security that represents the ownership
of a fraction of the issuing corporation. Units of stock are called "shares" which
entitle the owner to a proportion of the corporation's assets and profits equal to
how much stock they own. Stocks are bought and sold predominantly on stock
exchanges and are the foundation of many individual investors' portfolios. Stock
trades have to conform to government regulations meant to protect investors from
fraudulent practices.

Bonds

A bond is a debt security, similar to an IOU. Borrowers issue bonds to raise money
from investors willing to lend them money for a certain amount of time.
 Logic
Description
Logic is the study of correct reasoning. It includes both formal and informal logic.
Formal logic is the science of deductively valid inferences or logical truths. It is a
formal science investigating how conclusions follow from premises in a topic-
neutral way.

Explanation

Logic is traditionally defined as the study of the laws of thought or correct

reasoning and is usually understood in terms of inferences or arguments. The
reasoning may be seen as the activity of drawing inferences whose outward
expression is given in arguments.

Definition of terms

Logic is a method of reasoning that involves a series of statements, each of which

must be true if the statement before it is true. Students learn forensic medicine,
philosophy, and logic. Synonyms: the science of reasoning, deduction, dialectics,
argumentation More Synonyms of logic.
Compilation of Solved Problems
General Mathematics

Submitted by: Batch 2

11 HUMSS E

Submitted to: Mr. Joel G. Lerios

 Table of Contents

I. Compounding More than Once a Year

II. Finding Interest Rate and Time in Compound Interest
III.Annuities
Lesson: Simple Annuity
Lesson: General Annuity
Lesson: Deferred Annuity
IV. Basic Concepts of Stocks and Bonds
V. Basic Concept of loans
VI. Logic