GHANA ENTERPRISES

AGENCY

BONO REGIONAL SECRETARAIT

3RD QUARTER REPORT

DATE
14TH SEPTEMBER, 2022

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Table of Contents
EXECUTIVE SUMMARY.......................................................................................................................1
1.0 INTRODUCTION.........................................................................................................................2
2.0 ADMINISTRATIVE ISSUES.......................................................................................................2
2.1 STAFF STRENGH....................................................................................................................2
2.2 APPOINTMENTS.....................................................................................................................2
2.3 PROMOTIONS.........................................................................................................................2
2.4 STAFF ON LEAVE...................................................................................................................2
3.0 ACTIVITIES PLANNED FOR THE QUARTER......................................................................2
4.0 ACTIVITIES UNDERTAKEN DURING THE QUARTER......................................................3
4.1 Financial Activities....................................................................................................................3
4.1.1 Loan Schemes.....................................................................................................................3
4.1.6 Flow of Funds for the Period.............................................................................................3
4.2 Non-Financial Activities............................................................................................................4
4.2.1 Regional Office...................................................................................................................4
4.2.2 BUSINESS ADVISORY CENTRES (BACs)...................................................................4
4.2.3 Summary of Activities Implemented by the BACs.................................................................5
4.2.4 Advisory Services (Provision of Information)........................................................................9
4.2.5 Facilitating MSME Access to Credit.......................................................................................9
6.0 ACTIVITIES PLANNED FOR THE NEXT QUARTER.........................................................10
7.0 IDENTIFICATION AND REGISTRATION OF SERVICE PROVIDERS...........................11
8.0 CHALLENGES AND RECOMMENDATIONS.............................................................................11
8.1 Regional Secretariat and Project Unit...................................................................................11
8.0 CONCLUSION............................................................................................................................11
APPENDICES.........................................................................................................................................12
APPENDIX I: STAFF LIST...............................................................................................................12
APPENDIX III: PICTURE GALLERY............................................................................................12

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EXECUTIVE SUMMARY
This report captures activities that were undertaken in the Bono Regional Secretariat in the 3 rd quarter
of year 2022. Activities sponsored by the Ghana Enterprises Agency (GEA), MasterCard Foundation
Young Africa Works, MMDAS, and other MSME development institutions.

ADMINISTRATIVE ISSUES
The staff strength of the GEA in the Dormaa Municipality as at the end of 3rd quarter 2021 was six (6). These
staff consisted of One (1) Senior Officer and Five (5) Junior Officers. In the quarter under review, one staff was
transferred from Dormaa Central to Dormaa East.

The Office Account balances as at 15th September, 2022 is:

1. Imprest/Operations Account GHs 37.08
2. Training Account GHs 267.90

FINANCIAL ACTIVITIES
During the quarter under review, a client of the BAC Judith Kyeremaa (Judako Catering Services) was selected
to be part of the You-start Pilot Programme. An amount of Sixteen Thousand Ghana Cedis (GHs16,000.00) was
approved for her to commence her catering services in Dormaa Central Municipal. All necessary documentations
were submitted for funds and it has been disbursed to her to start her business.

The Dormaa Central Municipality followed up on clients who received the CAPBUSS loans reminding them of
their obligation to repay the loan.

NON- FINANCIAL ACTIVITIES

A total of 46 activities were undertaken in the quarter under review. This is made up of 75 females and 55 males.
Additionally, 66 clients of Dormaa Central received start-up kits to commence their trades in hairdressing,
tailoring/dressmaking, welding and fabrication and auto electricals.

OUTCOME OF ACTIVITIES
Sixty-six (66) graduands (A2E – 65 and ICE – 1) attended graduation ceremony in Sunyani and their start up kits
were given to them.

Twenty-five (25) returnees were trained in Dormaa in Entrepreneurship. They are yet to be supported financially
to execute the interventions of the Agency through its non-financial and financial activities yielded positive
results during the year/quarter. A total of 383 entrepreneurs comprising of 128 males and 256 females reported
positive effects on their businesses during the follow-ups conducted by the BACs.

CHALLENGES
The major constraints which affected the implementation of the agency’s programmes during the year were;
1. The official vehicle of the BONO REGIONAL SECRETARAIT has worn-out tyres making it difficult
to use the vehicle for official assignments. Quotations were taken, an evaluation was done and report
submitted to headquarters.

2. Some of the Skilled Craft Persons (SCPs) have not received their apprenticeship training fees. These
trainers have been visiting and mounting pressure on the BAC staff for their fees

CONCLUSION
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 The BAC is looking forward to undertaking more activities in the 4rd quarter to create more jobs and
businesses.

1.0 INTRODUCTION
This report captures activities undertaken in the Dormaa Central Municipality during the 3 nd quarter of year
2022.

2.0 ADMINISTRATIVE ISSUES

2.1 STAFF STRENGH
The district at the end of the 3 st quarter had six (6) members of staff made up of one (1) senior and Three
(3) junior officers and two national service personnel at the Office.
One (1) male senior staff and three (3) male junior staff
(See appendix 1 for details)

2.2 APPOINTMENTS
During the period under review, there was no new appointments to the Dormaa Office of GEA
No. Staff No Name Sex Grade Location Effective Date

2.3 PROMOTIONS
No staff had applied to be promoted in the quarter under review by the Agency.
No. Name Station Staff No Previous Current Date of First Effective Date of
Grade Grade Appointment Promotion

2.4 STAFF ON LEAVE

In the quarter under review, no staff of the BAC applied and was granted leave.

No. Name Rank Station Date to Commence Date to Resume

Leave Duty

1 Isaac Ankomah CDO Dormaa Central 30/08/2022 23/09/2022

3.0 ACTIVITIES PLANNED FOR THE QUARTER

The table below captures the activities planned for the period under review.
(Please include all activities planned for the period.)

NO. TYPE OF ACTIVITY NUMBER OF ACTIVITIES

Regional Office & Project Office

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1. Monitoring of REP-sponsored BACs
2. Financial Back-stopping for REP-sponsored BACs
3. RECOMEP Meetings
4. Loans Monitoring & Recovery
5. Review and Appraisal of Business Plans
6. Coordination of Kaizen Project
7. Others (Please specify)
Sub-total
BACs
1. Technical Training 0
2. Management Training 3
3. Business Counseling 10
4. Information Seminar 0
5. Follow-up 12
6. Needs Assessment 0
7. Group Development Training 0
8. Study Tour 0
9. Business Plans to be Prepared 0
10. Stakeholders/Network Meeting 2
11. Presentation of Start-up Kits 65
12. Trade Show 0
13. Access to Credit 0
14. NVTI Certification 0
15. Registration of Businesses with RGD 10
16. Others (Please specify) 0
Sub-total 102

TOTAL 102

4.0 ACTIVITIES UNDERTAKEN DURING THE QUARTER

4.1 Financial Activities
In the quarter under review, the office supported a client who was selected under the pilot phase of the
You-start to benefit an amount of GHs16,000.00 loan. All required documents were submitted to the
secretariat and disbursement was made in July 2022.

4.1.1 Loan Schemes

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 4.1.6 Flow of Funds for the Period
4.1.6.1 Internally Generated Funds
During the period under review, the office could not generate IGF.

4.2 Non-Financial Activities

4.2.1 Regional Office

4.2.2 BUSINESS ADVISORY CENTRES (BACs)

NAME ACTIVITY OBJECTIVES TARGET VENUE NO. OF PARTS. REMARKS

OF BAC GROUP M F T
Follow up on To ensure the Start-up Workplaces 5 61 67 It was
Dormaa ICE and A2E utilization of beneficiarie successful
Central beneficiaries the start-up kits s
Meeting with To discuss Bee’s Assembly hall 4 10 14 It was
bee’s keepers some business keepers successful
assoc. financing assoc.
models
Orientation on To help staff do BAC staff Accra 2 0 2 Successful
GETP phase II sensitisation in
and Ghana their various
jobs and Skills districts
Project
Training of To train staff on Assembly Assembly hall 6 4 10 Successful
Assembly staff how to operate staff
on GETP GETP platform
Total 17 75 93

4.2.3 Summary of Activities Implemented by the BACs

ACTIVITIES

Training Activities No of Male Female Total

Act.
Leadership Training/Group Dynamics
1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. Other (Specify)
Technical Training:

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 1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. Other (Specify)
Management Training
1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. Other (Specify)
Start Your Business Workshop
1. REP
2. GEA/MCF/YAW
3. GIZ
4. GEA/IOM 1 22 3 25
Information/Entrepreneurship Seminars
1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. Other (Specify)
Corporate Diagnosis
1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. Other (Specify)
Needs Assessment
1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. Other (Sensitization on ICE Programme)
5. Other (Info/Bootcamp)
Kaizen Improvement Activity Implementation

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 1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. Other (Specify)
Packaging/Product Improvement Training
1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. Other (Specify)
Advocacy & Lobbying Skills Training
1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. Other (Specify)
Follow ups
1. REP
2. NBSSI/MCF/YAW 1 5 61 66
3. GIZ
4. Other (Specify)
Literacy & Numerical Skills Training
1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. Other (Specify)

Other Activities
Study Tours/Industrial Visits
1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. Other (Specify)

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Registration of Apprentices
1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. Other (Specify)
Internship
1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. Other (Specify)
Business Formalization (RGD)
1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. GEA 12 8 4 12
Business Formalization (FDA)
1. REP
2. GEA/MCF/YAW
3. GIZ
4. GEA
Business Formalization (GSA)
1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. Other (Specify)
Presentation of Start-up Kits
1. REP
2. GEA/MCF/YAW 1 4 63 67
3. GIZ
4. Other (Specify)
Trade Fairs Organized

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 1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. Other (Specify)
Stakeholders Meeting
1. REP
2. NBSSI/MCF/YAW
3. GIZ
4. GEA 1 2 0 2
Access to Markets (Fairs and Exhibitions Attended)
Counselling & Extension Services 1 5 10 15
Advisory (Provision of Information) 1 31 56 87
Enterprise Site Inspection 1 2 0 2
NVTI Exams
Farmer Field Fora
Total 3 38 66 104

4.2.4 Advisory Services (Provision of Information)

During the period under review, a total of 237 persons/clients visited the BACs for information on
various services. This was made up of 58 males and 179 females.

The table below provides details of areas for enquiry.

AREA OF ENQUIRY MALE FEMALE TOTAL

Financial Assistance 13 51 64
Business Start-Up 3 19 22
Registration with RGD 11 24 35
Registration with GEA 14 38 52
Registration with GSA/FDA 3 6 9
Marketing of Products 2 7 9
Training Programmes 12 34 46
Others (Please specify) 0 0 0
Total 58 179 237

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4.2.5 Facilitating MSME Access to Credit
During the period under review, at the BAC was not successful is securing funding the clients.

DESCRIPTION/ITEM NO OF BENEFICIARIES AMOUNT GRANTED(¢)

M F TOTAL M F TOTAL
REDF
Marching Grant
MP’s Common Fund
GEA
Others (GETP)
Total

5.0 OUTCOME OF ACTIVITIES

The programmes undertaken previously and currently by the Board continuously impact positively on
the business of MSME beneficiaries. Details are captured in the table below.

OUTCOME Male Female Total

Businesses Adopting New technology 2 4 6
Businesses Adopting Improved Technology 1 5 6
New Jobs Created 2 28 30
New Business Established 2 25 27
Businesses Diversifying Product 1 2 3
Businesses Diversifying Business 1 5 6
Businesses Adopting Improved Packaging 0 0 0
Businesses Recording Increasing Sales 12 20 32
Businesses Keeping Business Records 21 18 39
Businesses Selling Outside Home District 9 19 28
Businesses Having Access to MSME Information 62 84 146
Businesses Operating Active Bank Accounts 8 22 30
Businesses Supplying Products to Larger Enterprises 4 17 21
Businesses adopting good workshop safety and 1 6 7
environmental management practices
Businesses with Improved Product Quality 3 7 10
Businesses with improved Management Practices 1 2 3
Businesses registered/contributing to SSNIT 0 1 1
Businesses Accessing New Markets 5 12 17
Businesses Recording Increased Production 3 11 14
Businesses with good credit management and improved loan 6 5 11
repayment
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Businesses employing good customer relations 5 12 17
Businesses that have Accessed Institutional Credit 0 0 0

Women Owned Businesses that have Access to Institutional 0 0 0

Credit
Businesses Adopting Occupational Safety Health and 4 4 8
Environmental Management
LTAs with improved leadership 0 0 0
LTAs networking with others 0 0 0
Businesses Recording Increased Profit 3 20 23
156 329 485

6.0 ACTIVITIES PLANNED FOR THE NEXT QUARTER

NO. SOURCE
No. ACTIVITY OBJECTIVE TARGET VENUE OF OF
PART. FUNDING
BONO REGIONAL SECRETARAIT
1 Follow up on start –up To ensure the A2E & ICE workplaces 66 GEA
kits beneficiaries utilization of the kits beneficiaries
2 Sensitization on Ghana To create jobs Youth Dormaa 500 GEA
Jobs and skills project Central
3 Training of returnees To train them in Returnees Dormaa 45 IOM
entrepreneurship Ahenkro

7.0 IDENTIFICATION AND REGISTRATION OF SERVICE PROVIDERS

The BAC within the quarter under review could not identify and register any service provider

8.0 CHALLENGES AND RECOMMENDATIONS

8.1 Regional Secretariat and Project Unit

No. Challenges Recommendations

BONO REGIONAL SECRETARAIT
1 Inadequate resources to run the activities Adequate resources be made available to run the
of the office BAC activities
2 Branding of the office with GEA Enough paraphernalia be made available to brand
paraphernalia the office

8.0 CONCLUSION
The office is looking forward to supporting more MSMEs in the Dormaa Central Municipality 2022.

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 (DANIEL SENA TSORME)
SENIOR BUSINESS ADVISOR

APPENDICES
APPENDIX I: STAFF LIST

No. Name Station Position M/F Snr/Jnr Tel.

1 Daniel Sena Tsorme Head M Snr 0208506675
2 Isaac Ankomah CDO M Jnr 0249733488
3 Gideon Yeboah Coordinator M Jnr 0248922800
4 Kofi Kyeremeh Dormaa Driver M Jnr 0209045776
5 Eunice Serwaa Bonsu Service Personnel F Jnr 0549766027
6 Charles Frimpong Yeboah Service personnel M Jnr 0249859055

APPENDIX III: PICTURE GALLERY

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1.5.1. Success Stories
Narrate success stories this quarter
1.YEBOAH GORDON
Yeboah Gordon is one of the beneficiaries of A2E component of the Mastercard Foundation Young
Africa Works project. Before he was selected to benefit from the intervention, He completed junior
high school and the parents had no money to help him with his education, Gordon was enrolled into the
six months training programmes conducted by the office. He was trained in workshop management
practices; customer care, records keeping and supported to sit for the NVTI Proficiency Test.
When the opportunity came to select qualified persons to be assisted under the Mastercard Foundation
Young Africa Works with start-up kits, he was among the selected few due to his determination.
He is now an established Tailor located in Dormaa Ahenkro in the Dormaa Central Municipality. He
and has his friend own a shop and has employed the services of three (3) people training them to also
gain the skill.

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2.APPIAH REBECCA
Appiah Rebecca is one of the beneficiaries of A2E component of the Mastercard Foundation Young
Africa Works project, Rebecca was enrolled into the six months training programmes conducted by
Mastercard foundation young Africa Works. she was trained in start your business workshop, customer
care, records keeping and supported to sit for the NVTI Proficiency Test.
After the six months apprenticeship training her parents supported with a container shop and start-up
kits to help her start her business.
She is now an established Hairdresser located in Dormaa Ahenkro in the Dormaa Central Municipality
and has employed the services of two (2) people training them to also gain the skill.

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