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230511-23 1분기+미+중소은행+실적
230511-23 1분기+미+중소은행+실적
2023. 5. 11
황원정 | 책임연구원(3705-6156)
이상원 | 글로벌은행부장(3705-6216)
KCIF
1
국제금융센터 은행산업분석
`23.01.04
01.11
01.18
01.25
02.01
02.08
02.15
02.22
03.01
03.08
03.15
03.22
03.29
`22.3월
`23.3월
Capital One
-25% KeyCorp
FRB(폐쇄)
PacWest 순이익 -1,095% (순이익)
-50%
-100% -50% 0% 50% 100% 월말 주간(우)
KCIF
2
국제금융센터 은행산업분석
($10억) 200
-200
-400
매도가능증권 -600
만기보유증권
-800
`08 `10 `12 `14 `16 `18 `20 `22
KCIF
3
국제금융센터 은행산업분석
(전기대비) 지역은행 평균
10%
($조) ($10억)
80
18 0%
0 -10%
UMB(75%)
Northern Trust(83%)
16 -80 -20% PacWest(52%)
Comerica(63%)
-160 중·대형* -30% Western Alliance(58%)
14
소형
-240 -40%
외국계 First Republic Bank(68%)
전체 (예금, $10억)
12 -320 -50%
`19.1 `21.1 `23.1 03.01 03.15 03.29 04.12 -100 100 300 500
KCIF
4
국제금융센터 은행산업분석
KCIF
5
국제금융센터 은행산업분석
U.S. Bancorp 7,175 28% 1,704 9% 4,668 46% 427 112 505 -4% -21% 682
Charles Schwab 5,116 10% 1,603 14% 2,770 27% 0 0 326 -11% -37% 566
PNC Financial 5,603 19% 1,694 19% 3,585 28% 238 -81 437 0% -18% 562
Truist Financial 6,153 15% 1,515 7% 3,919 22% 502 -95 405 -2% -24% 560
Capital One 8,903 9% 960 -60% 7,186 12% 2,795 677 350 5% 5% 472
BNY Mellon 4,363 11% 976 28% 4,363 11% 27 2 281 1% -6% 425
State Street 3,101 1% 549 -9% 766 50% 44 0 224 -5% -7% 277
FRB 1,209 -13% 269 -33% 923 -19% 16 10 105 -41% -97% 233
Citizens Financial 2,128 29% 511 22% 1,643 43% 168 3 172 -5% -21% 223
Fifth Third 2,218 18% 558 13% 1,517 27% 164 45 163 0% -20% 209
M&T Bank 2,410 66% 702 94% 1,830 102% 120 10 159 -3% -13% 203
KeyCorp 1,714 1% 312 -30% 1,106 8% 139 83 144 1% -35% 198
Ally Financial 2,100 -2% 319 -51% - - 446 167 154 1% 8% 191
Huntington 1,930 17% 606 31% 1,409 23% 85 25 145 -2% -21% 189
Regions Financial 1,951 22% 612 12% 1,417 40% 135 -36 129 -3% -15% 154
Northern Trust 1,758 2% 335 -14% 544 40% 15 2 114 -8% -12% 151
Comerica 990 40% 324 72% 708 55% 30 -11 65 -9% -35% 91
Zions Bancorp 839 21% 204 1% 679 25% 45 -33 69 -3% -43% 89
First Horizon 859 21% 256 29% 688 44% 50 -40 61 -3% -28% 81
Western Alliance 552 -1% 142 -41% 610 36% 19 9 48 -11% -38% 71
Popular 694 7% 159 -25% 532 8% 48 -16 61 0% -10% 68
Synovus 614 23% 202 18% 480 23% 32 11 50 2% -18% 62
Cullen/Frost 531 42% 178 79% 400 60% 9 - 42 -4% -18% 51
PacWest 315 -4% -1,195 -1,095% 279 -10% 3 0 28 -17% -56% 44
UMB 372 11% 92 -13% 242 15% 23 -7 32 -7% -24% 41
Commerce 389 14% 119.5 -9% 252 21% 12 -10 25 -5% -18% 32
Bank of Hawaii 177 8% 47 -15% 135 9% 2 -6 20 -1% -38% 24
Eastern Bank -140 -180% -194 -480% 138 8% 25 -485 19 -2% -32% 23
Pacific Premier 190 1% 63 -6% 169 4% 3 0 17 -3% -30% 21
Metropolitan 65 20% 25 32% 58 26% 1 3 5 -3% -45% 6
*
평균 2,206 9% 512 -11% 1,526 28% 194 12 149 -4% -25% -