CHARLIE M.

RICO
No. 53 – G4 Westpoint Street, Barangay E. Rodriguez,
Quezon City, Metro Manila, Philippines
09564284302
Ricocharlie1@gmail.com

EDUCATION
FAR EASTERN UNIVERSITY
Master of Business Administration
2018 – 2020

POLYTECHNIC UNIVERSITY OF THE PHILIPPINES

Bachelor in Banking and Finance
2011-2015
 Dean’s Lister
WORK EXPERIENCES
CREDIT DOCUMENTATION ASSISTANT
METROPOLITAN BANK AND TRUST COMPANY (METROBANK)
CREDIT GROUP DIVISION – CREDIT AND CONTROL DEPARTMENT – INSTITUTIONAL CREDIT
February 14, 2018 – Present
 Handles and reviews of credit, legal and collateral documents of Large Corporate Accounts, Multinational
Corporate Accounts, Japan Desk Accounts, Commercial Banking Accounts, MetroHome and MetroCar Accounts
and Special Management Accounts (Remedial Accounts) to ensure that the bank is always protected through
complete valid documents in line with the bank policies and procedures.
 Reviews and documentation checklist based on the transaction media
 Prepares the bank standard documents and agreements based on the approved collateral for the transaction
 Ensures completeness and validity of documents prior to issuance of Documents in Order (DIO); prepares the
Transaction Release Slip (TRS) for deferment of submission of documents if the situation warrants.
 Scans all legal and collateral documents; Ensures uploading of scanned images in the Document Imaging System
(Docuware) and proper filing and safekeeping of hardcopies.
 Prepares Security-in-Receipt and Security-out-Receipt for all collateral documents endorsed to Securities
Management Unit.
 Routes the Collateral Clearance Form for Request for Collateral Release to clearing units and prepares the
Cancellation of Mortgage for fully paid accounts. Assists the evaluators in reviewing the Collateral Release Forms
in validating information inputted.
 Performs initial validation and verification of the client’s details and signatures in the Customer Signature Cards of
commercial borrowers prior to processing in the Signature Verification System (SVS).
 Prepares monitoring reports such as Monthly Documentary Deficiency Reports, Fire Insurance Monitoring
Reports, etc.
 Validates submitted documents for Real Estate Mortgage and Chattel Mortgage registration and prepare
Transmittal Slip covering the validated documents to be sent to CRIAD.
 Performs detailed documentation review of accounts and ensures that all required documents are accurate and
complete as per terms and conditions stipulated in the approval.
 Seek legal clearance regarding documentary issues if needed.
 Signature verifies legal and collateral documents.
 Performs other related functions that may be assigned from time to time.
REMITTANCE ASSISTANT
BANCO DE ORO, UNIVERSAL BANK
Remittance Department – Central Operation Unit
June 08, 2015 – January 02, 2018
 Reviews ICBS checking reports based on existing guidelines.
 Preparation of Cross Currency based on third currency of its tie-ups in order to process all unassigned transactions.
 Post debit/credit entries via Alliant Branch Tellering (ABT)
 Fix all “For Clarification” items in order to avoid delay in processing transactions.
 Conducts review of tie-up account balances and ensures that all transactions authorized were debited and did not incur
negative balance.
 Encodes transaction in BRS System based on exact information provided in payment order received from tie-ups and its
subsidiaries.
  Reconcile funds credited to courier accounts against generated other courier CASA file
 Reviews and edit data in the converter based on the exact information provided in the payment order.
 Coordinate problem and other related concerns to the concern unit.
 Balances daily until report against teller’s log and ensures that all posted transactions are regular and in order.
 Verifies and prepares Credit to Account BDO and Credit to Account – Cash Card account validation reports.
 Debit tie-up funding account for all incoming transactions via Alliant System (Tellering).
 Prepares a report by compiling summaries of Holiday Allowance and Sunday Allowance report of all staffs in our unit
 Prepares a report for office supplies requisition every month for the remittance department to avoid scarcity.
PRACTICUM TRAINEE, BANGKO SENTRAL NG PILIPINAS
May – June 2014
 Assisted the Central Administrative Section Group in consolidating data of income and expenses of commercial banks, thrift
banks and rural banks.

CERTIFICATION
CIVIL SERVICE COMMISSION EXAMINATION PASSER (PROFESSIONAL)
SEMINARS ATTENDED
COMMERCIAL LOAN DOCUMENTATION
6th Floor Metrobank Plaza, Pasay City
LEGAL ASPECTS OF BANK DOCUMENTATION FOR LOAN TRANSACTION
6th Floor Metrobank Plaza, Pasay City
SIGNATURE VERIFICATION TRAINING PROGRAM
6th Floor Metrobank Plaza, Pasay City
OPERATIONS MANAGEMENT PLANT TOUR
Kawasaki Motors Philippines Corporation
CREDIT, LEGAL AND COLLATERAL DOCUMENTATION PROGRAM (FOR NEWLY HIRED EMPLOYEE)
6th Floor Metrobank Plaza, Pasay City
SKILLS AND KEY STRENGTH

 Organizational and time management (prioritization of task and multi-tasking)

 Attention to details
 Ability to work under pressure
 Excellent communication skills; Interpersonal skills and teamwork
 Flexibility and Adaptability to change
 Analytical thinking
 Strong Mathematical Skills
 Fluency with all MS Office Tools (Access, Excel, PowerPoint and Word)

PERSONAL BACKGROUND

AGE: 27 years old

BIRTHDAY: July 05, 1994
GENDER: Male
MARITAL STATUS: Single
HEIGHT: 6’0
RELIGION: Roman Catholic

CHARACTER REFERENCES AVAILABLE UPON REQUEST