Three Payment Plan
Plus
Wealth Creation
Personalized illustration for:
Horlal Chandra Ray
Presented By:
ASUTOSH KUMAR MONDAL
FA Code: 17701115
Branch Name:
Contact No: 8801727662815
E-mail: asutoshmondal1983@gmail.com
Navigating life together
 Name: Horlal Chandra Ray Age: 29 Gender: Male

Key Features and benefits

1.The Living Benefits consist of three installment payments:

The unique feature of the plan is that MetLife pays
you 50% of the Face Amount much before the
maturity of the policy. It combines both Death and
Living Benefits.
* 25% of the Face Amount is paid at the End of One-Third (1/3rd) of the
Term of the Policy.
* Another 25% of the Face Amount is paid at the End of Two-Third
(2/3rd) of the Term.
* The remaining 50% of the Face Amount is paid with Reversionary
Bonus and Capital Growth Dividends (if applicable) at Maturity.
2.The Death Benefit payment of the Full-Face Amount along with Bonuses is
paid in the event of the death at any time during the term of the policy.
3.1st and/or 2nd installment amount has no bearing on the Benefits receivable
by the beneficiary(ies) in case of insured's Death. Even if the Insured dies after
the 2nd Installment has been paid, the beneficiary(ies) receives the FULL-
FACE AMOUNT plus accrued Bonuses.
4.In the event of death, no deduction is made for the installments already paid.
5. Additional accidental benefits through Personal Accident Coverage are
available for you on payment of additional premium.

Personal Details

Name Party Age Gender

Horlal Chandra Ray Insured & Owner 29 years Male

Plan Summary
The below information summarizes the main details of your plan.
Information Category Value Information Category Value

Product Name Three Payment Plan Plus Monthly Basic Premium BDT. 1,807

Coverage/Face Amount BDT. 3,00,000 Monthly Rider(s) Premium BDT. 324

Policy Term 18 Years Monthly Modal Premium BDT. 2,131

Coverage Details of Your Plan

Coverage & Benefits Coverage Amount (in Taka)

1. Life Coverage 3,00,000

Following benefits are applicable only on Owner (Benefits Sl. No 2-7)

2. Accidental Medical Reimbursement Limit (under Personal Accident Coverage Rider) 45,000

3. Accidental Dismemberment Indemnity (under Personal Accident Coverage Rider) for the Loss of:

a) Both Hands or Both Feet or Sight of Both Eyes 3,00,000

b) One hand and One Foot 3,00,000

c) Either Hand or Foot and Sight of One Eye 3,00,000

d) Hearing of Both Ears 3,00,000

e) Speech 3,00,000

f) Either Hand or Foot 1,50,000

g) Sight of One eye 1,50,000

h) Thumb and Index Fingers 75,000

4. Accidental Permanent Total Disability Indemnity (under Personal Accident Coverage Rider) 3,00,000

5. Accidental Death Benefit (under Personal Accident Coverage Rider) 3,00,000

6. Coverage of 25 Critical Illnesses (under Critical Care (CC) Rider) 2,00,000

7 Waiver of Premium due to Total & Permanent Disability (under WP Rider) Waives Premium for the Remaining Policy Term

1st Partial Maturity 75,000

nd 75,000
2 Partial Maturity
 Name: Horlal Chandra Ray Age: 29 Gender: Male

Important notes to read

* Please note carefully that there will be no Cash Surrender Value during the first 2 years, if you surrender the policy. End of policy year wise
Projected Cash Surrender Value table are presented in this illustration for your better understanding. Projected Cash Surrender values are
calculated considering that all due premiums are deposited on time and there is no indebtedness to the company.
* Your MetLife Financial Associate will show you a product brochure of 3PP Plus which will contain basic policy features, benefits and terms
& conditions for your better understanding of the Plan.
* In case of occurrence of more than one loss due to Accidental Dismemberment, Permanent Total Disability and Death under Personal
Accident Coverage rider, maximum total benefit will be Tk.3,00,000. Insurance coverage under this rider will expire at age 47 of Policy Owner.
* Insurance coverage of Critical Care (CC) rider will expire at age 47.
* Waiver of Premium (WP) rider will expire at age 60 or Policy Maturity date whichever is earlier.

End of the year wise Projected Cash Surrender Value Chart (BDT only)

Policy Term
End of Yr Projected Benefit Amount(Payable upon unfortunate Death due to any cause) (Taka) Projected Cash Surrender Value (Taka)
1 3,18,900 0
2 3,37,800 13,500
3 3,56,700 42,321
4 3,75,600 64,947
5 3,94,500 88,770
6 4,13,400 1,14,452
7 4,32,300 62,264
8 4,51,200 86,486
9 4,70,100 1,12,207
10 4,89,000 1,40,133
11 5,07,900 1,69,784
12 5,26,800 2,01,899
13 5,45,700 1,55,943
14 5,64,600 1,87,502
15 5,83,500 2,21,824
16 6,02,400 2,59,178
17 6,21,300 2,99,600
18 6,40,200 4,90,200

Please note carefully that above Projected Benefit Amounts are calculated using bonus rate of 6.3% on Basic Face Amount. However, bonus rate
may vary which will affect Projected Benefit Amount shown in the above table. There will be no Cash Surrender Value during the first 2 years, if you
surrender the policy. Please see the above end of policy year wise Projected Cash Surrender Value table for your better understanding.

This is an illustrative proposal - Not a contract. Your Policy will contain the terms and conditions, limitations and exclusions of your coverage.
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