ACKNOWLEDGEMENT

Completion of this project internship report was possible with the support of several people. I
would like to express my sincere gratitude to all of them.

First of all, I would like to express my sincere gratitude to my research guide, Shri.
Abhay R. Assistant Professor of Commerce, J.S.S. Arts, Science & Commerce College, Gokak
for his valuable guidance, scholarly inputs and consistent encouragement throughout the research
work.

I extend my sincere gratitude to Prof. Ashalatha S Terdal, Principal, J.S.S. Arts,

Science & Commerce College, Gokak for her valuable support and guidance motivation
infrastructure which were needed to accomplish the work.

I would like to thank Shri. Santosh S Chavan ., Smt. Deepa A Hulabandi, Shri. Arun
Kumar Patil, and all the faculty members of Department of Commerce for their constant
support and encouragement whenever we needed.

I would like to express my special gratitude to Onkar Co-operative Credit Society Ltd.,
- Gokak who gave me the golden opportunity for doing this project internship report. I have
achieved a good amount of knowledge through this research work.

Finally, I would like to thank my parents and friends who have helped me with their
valuable suggestions and guidance and have been very helpful in various stages of project
completion.

SHASHANK S HIREMATH.

ABDUL HAMEED SAYYAD

 Table of Content
ONKAR CO-OPERATIVE CREDIT SOCIETY LTD., GOKAK.
Company History.............................................................................................................................1

Company Profile..............................................................................................................................2

Policy, Guidelines and Major Schemes...........................................................................................3

Products and Services Offered.........................................................................................................3

Departmental Study.........................................................................................................................7

Organization structure......................................................................................................................9

Board of Directors..........................................................................................................................10

Branch's Network...........................................................................................................................11

Functions of Co-operative Society.................................................................................................11

Benefits of the co-operative society to the members.....................................................................11

Vision, Mission, and Objectives....................................................................................................12

Competitors of the Onkar Co-operative Credit Society.................................................................14

SWOT Analysis.............................................................................................................................14

Analysis and Interpretation of Financial Statements.....................................................................15

Details of dividend distribution.....................................................................................................20

Future Growth................................................................................................................................21

Findings and suggestions...............................................................................................................22

Concluding Remarks......................................................................................................................23