DATE - 11-09-2023

UNIT 4: Mathematies of Finance

Q1
P 500
R 4%
T 3
FIND OUT THE SIMPLE INT AND AMT

SI 60
AMT 560

Q4 P ?
AMT 80000
R 12%
T(IN YEAR) 9
M 4

PV 27602.5940045349
PV ($27,602.59)

Q6 AT WHAT RATE OF INT 27602.59 BECOME 80000 IN 9 YR

RATE USING FORMUL 0.12

RATE USING FUCTION 3%
RATE PA USING FUNC 0.12

Q7 FORCE OF INT 7%
EFFECTIVE RATE 7.2508181254216500%

Q8 FORCE OF INT 8%
EFFECTIVE RATE 8.3287067674958600%
Q11 c 620000
scrap 100000
n 8
dep 65000

Q13 FIND THE AMT OF ANNUITY OF 500000 PAYABLE AT THE END OF EACH YR FOR 6 YR IF M

PMT® 500000
R 7%
T 6

FV 3576645.37035

Q 14. Mr. X TOOK A LONE OF 6000000 TO BEPAID IN 10 YEARS BY EQUAL INSTALMENTS.

FIND THE MONTHLY PAYMENT, THE PRINCIPAL OUTSTANDING AT THE BEGINNING

PV OR LONE AMT 6000000

R 10.50%
T 10
M 12

EMI USING FUNCTION -80960.998

COMPULATION OF PRINCIPAL LEFT

Q 15.
PV OR LONE AMT 6000000
R 10.50%
T 10
M 12
Beg OF MONTH (K) 25

Principal left using function -5243582.45

 Q 16. A
R 100000
T 5
M 1
i 9%

PV OF A 388965.13
PV OF B 320882.89
PV OF C 395635.91

Q 17.
R 10000
RATE 10%
T 3
PURCHASE 26000

PV 24868.52

Q 18. PURCHASE PRICE 10000

BONDS 9%
INTEREST PAYABLE 12000
I 8%
T 15

PV OF INT 7703.53
PV OF RV 102713.74

PRACTICE SHEET
Q1 FIMD THE COMPOUNDED AMT OF RS2000 FOR 4YR AT 6%

p
r
t

1
Q 2.
COST
DEP
N

DEP OF 5TH YEAR

Q 3. FIND THE PERSENT VALUE OF ANNUITY OF RS. 2000

PMT
T
R
M

PV USING FORMULA
PV USING FUNTION
athematies of Finance

Q2 Q3
T ? P
P 2500 R
R 0.08 T
SI 300 M

T 1.5 AMT
FV USING FUNCTION

Q5 HOW LONG WILL IT TAKE FOR RS. 27602.59 T

(
T 9
NPER 36

Q9 EFFECTIVE RATE 7.25%

FORCE OF INT 6.9992%

Q10 EFFECTIVE RATE 8.33%

FORCE OF INT 8.001%
 q12 c 500000
r 12%
n 5

dep 263865.958

dep for 5th yr -35981.7216

THE END OF EACH YR FOR 6 YR IF MONEY IS WORTH 7%

10 YEARS BY EQUAL INSTALMENTS. THE INTEREST CHARGED IS 10.5% COMPOUNDED MONTHLY.

L OUTSTANDING AT THE BEGINNING OF 3rd YEAR.
 B C
50000 50000 PURCHASE 375000
10 5
1 2
9% 9%

(FACE VALUE)
INT AMT 900

FOR 4YR AT 6%

2000
6%
4
 amt 2524.95392

amt 2533.54016278

amt 2537.97109531

amt 2540.97832219

200000
10%
5

13122

ENT VALUE OF ANNUITY OF RS. 200000 RECEIVABLE AT THE END OF EACH YEAR FOR 5 YEAR, IF THE MONEY IS WORTH 7% EF

200000
5
7%
1

820039.48719
($820,039.49)
 120000
0.08
5
1

176319.36922
$176,319.37

AKE FOR RS. 27602.59 TO AMOUNT TO RS. 80000, IF IT IS INVESTED AT 12% COMPOUNDED QUARTELY
MONEY IS WORTH 7% EFFECTIVE.
PRACTICE SHEET

Q1 FIMD THE COMPOUNDED AMT OF RS2000 FOR 4YR AT 6%

p 2000
r 6%
t 4

1
amt 2524.954

amt 2533.54

amt 2537.971

amt 2540.978

Q 2.
COST 200000
DEP 10%
N 5

DEP OF 5TH YEAR 13122

Q 3. FIND THE PERSENT VALUE OF ANNUITY OF RS. 200000 RECEIVABLE AT THE END OF E

PMT 200000
T 5
R 7%
M 1

PV USING FORMULA 820039.487189519

PV USING FUNTION ($820,039.49)
ANNUITY DUE $877,442.25
IVABLE AT THE END OF EACH YEAR FOR 5 YEAR, IF THE MONEY IS WORTH 7% EFFECTIVE.