Group 2

Psychology & Design Thinking

Chanda Wuryakusuma - 008202200019
Dini Nurfitri - 008202200017
Imas Nila Sari - 008202200046
Vallery Rebecca - 008202200025
Vanessa - 008202200037
Jia Yao Wen - 008202200071
Ne Malai Vital de Jesus - 008202200075
 Establish Your Goals
Help the user to be able
make a financial report
PROJECT properly.
Help the user to be able to
PLAN manage his money.
Provide several benefit
from the solution that we
give.
Define Indicator of Success
The solution that we provide
successfully help the users in
making
properly.
financial report
The solution that we provide
can be work to the users in
managing money.
Several tips that we give can
assist the users in doing
bookkeeping.
 Project Timeline
Week 9 Week 10 Week 11 Week 12
Give our solution that we Teach the user how Teach the user how to Users use the
provide ourselves to to manage money. suggestions we provide
record/bookkeeping.
teach the user how to and see if there is any
manage and record progress.
money.

Week 14 Week 15 Week 16

Week 13
Provide suggestions to the
Users use the suggestions Users use the suggestions We update the prototype
user after improving the
we provide and see if there we provide and give that we provide after
prototype and making
is any progress. feedback to us. seeing the progress and
conclusions.
his feedback.
USER INFORMATION
Name: Arifin
Age: 44 years old
Occupation: Cimol street seller
Location: Cikarang
Education: Senior high school
Relationship: Married
Hobby: Listening Music
 Thinking & Feeling Seeing
Fears: incorrect to record finances Environment: Strategic
Motivations: want to know how to
location
record financial properly
Dreams: capable to record
Near from campus and high
financial properly school

Empathy
Speaking & Doing Map Hearing
Tasks: Making cimol dough, The taste of cimol is delicious
cooking and selling it Affordable price.
Behaviour: friendly and Friendly service
cheerful
Pain
The users having difficult to keep Jobs-to-be-done
track of sales profit, because the
The users can be capable to manage
users using cash and cashless
method.
his money, especially he will know his
The users confused to know how to income and expenses in detail.
record the money, because the
money is separated in several e-
wallet.

PENCATATAN
PENDAPATAN DAN PENGELUARAN

Gain
TANGGAL DESKRIPSI PENDAPATAN PENGELUARAN TOTAL
The users will get knowledge and
tips about managing money.
The users will know how to make a
bookkeeping.
 Find the User Building up a Hyphothesis Confirmation
The users is part of UMKM in Cikarang,
Arifin, owner of a small business selling cimol
his name is Arifin
in Cikarang. May differ from similiar users The confirmation is in Empathy map.
Runs his own business by his self only.
such as experience in entrepreneurship,
Running a small business to earn
money, by selling cimol. marketing strategies, and customer base.

Finding Patterns Creating Persona Define Situation

Budgeting
Tracking expense He has difficult situation to keep
He is hard worker, friendly,
Tracking income track his of sales profit, because the
Setting goals kind and cheerful.
users using cash and cashless method.
Financial education

Validation Creating Scenarios

We hope that after we provide our
We know some his loyal customer,
solution, he can find out his sales
and his customer also give
profit, and can know how to
validation about his behavior.
record finances properly.
 LIST OF QUESTIONS:
1. What is your name?
2. What is your occupation
3. How old are you?
4. What is your last education? THINGS TO DO:
5. What is your relationship 1. Preparing the interview
right now? question.

COLLECTING
6. How much income from
2. Time and schedule
selling cimol a day?
7. What are the difficulties in
arrangement for

DATA selling cimol?

8. How do you record sales in
interview.
3. Do interview.
a day? 4. Make a solution for
9. Are there difficulties in the user and discussing
recording finances?
with our members.
10. What makes customer happy
by buying cimol?
 INTERPRETATIONS
OBSERVATIONS & QUOTES
His income and cash he
Cimol street seller is grumpy
handling is not balance.
When the rain is so heavy
DATA
No one come to buy cimol.
The weather is so hot The seller looks tired and
Cimol street seller cooks a sweaty
COLLECTIONS lot of cimol
Cimol street seller needs to
It’s seems he has many orders.
Cimol street seller have to
move to several place moving to diferrent place to
find his customers.
 PROBLEM
STATEMENT

What problem are trying to solve for yor end user?

Get knowledge and tips about managing and

recording the financial.

Why is this important to them?

Because of his profession as a cimol street seller, he needs to sort out his
income regularly to understand the business situation. If his record and
management are wrong, it will cause loss and risk. So he needs to get
knowledge and tips to record and manage his financial.
DEFINE INSIGHTS

POV
From the interview we can get
inspiration from his struggle
during the pandemic, we can
see his persistence in selling
cimol. Even though his income
was only small during the
pandemic, he still tried hard to
sell his cimol without giving up.
 HOW MIGHT WE....

1. How might we give a lesson to the user about managing and bookkeeping.
2. How might we give tips to track his money on e-wallet from selling cimol.
3. How might we make user feels familiar with recording financial.
IDEATE
THE USERS NEED
AND FEATURES
USER NEEDS
Track on his income
Users can know his margin sell
Users can know how to make
his sell more effective
FEATURES
Knowledge to record transaction
cash and cashless method
Know to record his material’s
purchase and his income
Knowledge to read his income
statement, so he can know what
cost can be pressed to gain
more profit
 BRAINSTORMING

The Prototype must be quickly and easily

filled out. So, it can save the users time.
The Prototype must be designed to be easy
to navigate and understand. This can make
it accessible to users of all skill levels,
even those who are not familiar with
accounting principles.
 Function Prototype
1. Financial Snapshot will record the
revenue and expenses, to find the net
income/loss.
Prototype Name 2. Financial Snapshot can help the user on
setting limits for his spend so whenever
Financial Snapshot there is overspending he can reduce his
expense.
3. The user can planning to the future or
settings goals by fill out the Financial
Snapshot.
 Prototype
Pencatatan Pendapatan dan Pengeluaran
Total
Tanggal Deskripsi Pendapatan Pengeluaran
(Pendapatan - Pengeluaran)
 Prototype
Explanation of Financial Snapshot
Tanggal/Date : Fill with the date of transaction.
Deskripsi/Description : Fill with the account name of transaction happened.
Pendapatan/Income : Fill with the income get from selling in a day.
Pengeluaran/Expenses : Fill with the expenses for buying materials to make the cimol.
Total : Fill with the result from Income - Expenses to get the net income in a day.

Chart of Account
[Nama akun pembantu] Pengeluaran / Expenses :
Raw Material / Bahan Baku
• Biaya Beli tepung / Flour Purchase Expense
Pendapatan / Income: • Biaya Beli Gas / Gas Purchase Expense
• Pendapatan Penjualan / Sales Revenue • Biaya Beli Kentang / Potatoes Purchase Expense
• Pendapatan lainnya / Other Revenue • Biaya Beli Minyak / Oil Purchase Expenses
• Biaya Beli Bumbu / Seasoning Purchase Expense
 Example of fill out the Prototype
Pencatatan Pendapatan dan Pengeluaran

Total
Tanggal Deskripsi Pendapatan Pengeluaran
(Pendapatan - Pengeluaran)

04/03/2023 Pendapatan perhari Rp 400.000

Rp 300.000
Beli Tepung Rp 100.000

05/03/2023 Pendapatan perhari Rp 450.000

Beli Gas Rp 30.000 Rp 360.000

Beli Minyak Rp 60.000

06/03/2023 Pendapatan perhari Rp 400.000

Beli Bumbu Rp 60.000 Rp 240.000

Beli Kentang Rp 100.000

 TEST RESULT
(FINANCIAL SNAPSHOT)
 LIST OF QUESTION
1. How do you respond in filling out
the financial statement that we provide?
2. Are the financial report that we
provide enough to help?
3. So far, there is any difficulties in
filling out the report/worksheet?
4. Does after filling out the financial
management becomes more organized?
USER FEEDBACK
1. It is not difficult and must be careful to
fill in the financial snapshot.
2. It's very helpful and there is an intention
to make a graph from the financial
snapshot.
3. The difficulty is forgetting to record
expenses when there are unexpected needs.
4. More organized and can find out income
and expenses which is very helpful for
users.
FINAL OUTCOME
 The Key Factors our Successful Project:
1. The Users want to fill the Financial
Snapshot.
2. The Financial Snapshot is easy to
Conclusion understand so the user can fill it
easily.
3. The project very helpful our user to
know his income and expenses.
https://drive.google.com/drive/folders/1-4R6lS6niXnzFnnmLGZdMkHteV0a18oJ
Thank You