FBF 10203- RISK MANAGEMENT

BACHELOR OF ISLAMIC WEALTH MANAGEMENT IN HONOR

WRITTEN REPORT
RISK MANAGEMENT IMPLEMENTATION

LECTURER NAME: AHMAD RIZAL BIN RAZALI

GROUP 4

NO. NAME NO.

MATRIKS

1 AHMAD DANISH BIN AHMAD FOAD 068260

2 MUHD AEMAN NAQIUDDIN BIN JOLIRWAN 065959

3 DANIEL AIZAT AQTAR BIN ROSLAN 068140

4 NURUL HIDAYAH BINTI MOHAMAD HAFIZ 067846

5 NOR HAZWANI LIYANA BINTI ROSLAN 065819

6 NUR SYAZREEN SHAH BINTI MOHD SHAH 066045

7 SITI FATIMAH BINTI MOHD TERMIZI HULAIMI 068079

8 NUR ARDINI BINTI ADNAN 068402

1.0 INTRODUCTION
2.0 LITERATURE REVIEW

2.1 Definition of Investment

Investment is the placement of a company’s surplus liquidity either in the financial

markets or the use of the excess liquidity internally within the company. The main objective
of investment is to improve the return on the surplus liquidity over leaving the monies is a
non-interest bearing bank account. However, investment decisions are not simple and mostly
involve a balance between many different variables. The three main factors to consider when
evaluating an investment are typically: first, how secure the investment is, or what is the risk
that the principal won’t be recoverable; second, liquidity or how easily the investment can be
converted into cash; and third, what is the return, or yield from the investment.