MRHFL – RURAL PREMIUM HOME LOAN

1. General
1.1 Technical agency MRHFL
1.1i Vendor Name Anu & Co
1.2 Purpose For which valuation is made For First Disbursement
1.2.i Type of Loan HL - Construction
1.3 Valuation Report Date* Nov 21, 2023 Property Visit Date Nov 15, 2023
1.4 Name of Borrower* Mr. B Ganeshpandiyan
1.5 Name of Owner Mr. UTHAYAGEETHA
1.6 Name of Seller Mr. J.SELVAPREETHA
1.7 Owner / Seller Type -
1.8 MRHFL Branch Name UDUMALPET
1.9 Person contacted for valuation at site B Ganeshpandiyan (9095912340)
1.10 Valuation reference no. MRHFL APS No.* A000002023133-CMS13351334
2. Locality
2.1 Complete Property Address* OLD SF NO
32/1C1B1,32/1C1C,32/4,32/4A1A1A,NEW SF NO
32/1C1B1A1,32/1C1C1A1,32/4A1A1A1A,PATTA
NO:3144 & 3145, SITE NO 13 & 14,
AGHRAHARAKANNADIPUTHUR
,MADATHUKULAM,TIRUPPUR, ,TAMIL
NADU-642113
Plot No. / House No. / Property No. SITE NO.13,14
Survey No / Khasra No. / Gut No. NEW SF NO
32/1C1B1A1,32/1C1C1A1,32/4A1A1A1A
Village / Post AGHRAHARAKANNADIPUTHUR
Taluka MADATHUKULAM
District TIRUPPUR
Landmark* Near Vadapatti Pirivu Pin Code* 642113
GPS Co-ordinates* Latitude: 10.566713 & Longitude: 77.349831
Distance From Branch 10.92 K.M.
2.2 Specification of Property Boundaries
As per Document As per Site – Building / As per Site –For Flat
House
North SITE NO.12, & 13 Vacant land
South SITE NO.14 & 15 Vacant Land
East S.F.NO.32/1C2 Residential
West 9 METER WIDE LAYOUT Road
ROAD
2.3 Type of locality / neighborhood Residential
2.4 Nearest Major Road / Railway Station Railway Station - Pollachi - 11
2.4a Distance from Nearest Major Road / Railway Bus Stand - Agrakarakanadipudhur - 11
Station
2.5 Surrounding Development Percentage with 50 Digitally signed by PANAYAPPAN
PANAYAPPAN N N
Date: 2023.11.21 12:19:59 +05'30'
 respect to basic amenities & habitation
2.6 Is there encroachment of industry / slum etc. in NO
the locality and any adverse feature like Graveyard,
non-electric Crematorium, dumping ground,
barren land, etc.
3. Property
3.1 Type of Ownership Single
3.2 Is the construction as per sanctioned plan? NO
3.2a Ground Coverage -
3.3 Plan prepared by Engineer
3.3a Architect / Engineers License No. -
3.4 Approved Plan No. & Date BL No: 368/2023, BA NO: 81/2022-23, 13.09.2023
3.5 Plan approving / Sanctioning authority By Executive Officer Madathukulam Panchayat
Development Authority / Gram Panchayat /
Municipal Authority / Others
3.5 What is the zoning as per the Regional Residential
Development Plan (DP)?
3.6 Is there any demolition risk on property? Yes/No, No
If Yes then Mention Risk- High/ Medium /low?
4. Details of the property
4.1 Is the property ready? 40.00 percent complete
4.2 The floor on which the property is located GF & FF
4.3 Is there a lift available in the Apartment / Building? NO

4.4 No. of flats / units per floor

4.5 Year of construction / Age of Property GF rcc - 0 Years, FF Rcc - 0 Years, Toilet - 0 Years,
Portico - 0 Years
4.6 Residual age of building (By considering maximum 60 Years
life span of building as 60 yrs)
4.7 Stage of Completion (in percentage) 40.00
4.7i Recommendation percentage 45
4.8 Stage of Construction with description of work -
completed for proposed structure
4.9 Level of maintenance of the property Under construction
4.10 What is the occupancy status of the property Under Construction
4.11 What is the name of the Occupant? -
4.12 What is the property being used for currently? Under Construction
4.13 What is the no. of rooms or configuration of the
property? – 1RK, 1BHK or 2BHK, etc.
4.14 Please specify the no., if there are multiple 1
kitchens in the customer property.
5 NDMA Parameters
5.1 Type of property Building
5.2 Type of Masonry Brick Masonry
5.3 Total No. of floors in the building / Proposed GF & FF
Structure (G/S + Floors...)

PANAYAPPAN N Digitally signed by PANAYAPPAN N

Date: 2023.11.21 12:20:19 +05'30'
5.4 Describe the Type of Construction RCC FRAME + Brickwall
5.5 What is the type of flooring used? Under Construction
5.6 What is the type of Mortar used? Sand Mortar
5.7 What are the Concrete grades used? M15
5.8 Is Expansion joint available? NO
5.9 Environment exposure condition Mild
5.10 Cyclone zone- wind speed 39
5.11 Seismic zone 2
5.12 Roof type Under Construction
5.13 Flood prone area NO
5.14 Is a Projected part available? NO
5.15 What is the Soil type?
5.16 Plan aspect ratio - length:width -
5.17 Coastal regulatory zone NO
5.18 Footing / foundation type INDEPENDANT
5.19 What is the number of floors of building above 1
ground?
5.20 Is there any basement in the building? (floor -
below ground)
5.21 Is Fire exit available? NO
5.22 Type of Steel grades used? FE 415
5.23 Is Ground slope more than 20 percentage? NO
5.24 Is the building on hill slope? NO
5.25 Is Soil liquefiable? NO
6. Fair Market Valuation
6.1 Plot Area (Only in Sq. Ft) 3522.00
6.2 Carpet area (Only in Sq. Ft)
6.3 Total Built up area (Only in Sq. Ft) 0.00
6.4 Built up area (Floor wise break up) – If applicable.
Floor Actual Area Planned Permissible
GF rcc 1,525.00 0 0
FF Rcc 455.00 0 0
Toilet 30.00 0 0
Portico 423.00 0 0
6.5 Valuations Area Rate / sqft Valuation
Plot / Land 3,522.00 Sq.ft Rs. 919/- per Sq.ft 32,36,718
Built up
GF rcc 1,505.00 2,300 34,61,500
FF Rcc 455.00 2,200 10,01,000
Toilet 30.00 1,100 33,000
Portico 455.00 1,000 4,55,000
Depreciation 0
Construction Value 49,50,500
Add, Car parking charges if any 0
6.6 Cost as per customer provided estimate (Proposed) 7500000

PANAYAPPAN N Digitally signed by PANAYAPPAN N

Date: 2023.11.21 12:20:36 +05'30'
6.6i Renovation Cost
6.7 Market Value/ Realizable Value as on Completion 81,87,218
6.7a Market Value/ Realizable Value as on date (For 52,16,918
under construction / proposed structure)
6.8 Government Guideline Valuation (Including Land 8,80,500
plus Building)
6.9 What is the Marketability of property? Good
6.10 Other/ Additional documents provided -
6.11 Any other observations / Remark-
regarding identification of property, surrounding  Construction cost considered as on date
development & other specific / additional
technical information.
6.12 Approver/Rejection Note OK

Declaration
I hereby declare that –
1 The information furnished above is true and best of my knowledge and belief.
2 I have no direct or indirect interest in the property valued.
3 I have personally inspected & measured property on Nov 15, 2023
Case initiated by Panayappan SAP ID
Name Surveyor Panayappan SAP ID
Name Report Maker Panayappan SAP ID
Approver Panayappan SAP ID
Vendor Name: Anu & Co Place of Vendor Coimbatore
Date: Nov 21, 2023

(Signature of Valuer / Technical Officer)

Digitally signed by PANAYAPPAN

PANAYAPPAN N N
Date: 2023.11.21 12:20:50 +05'30'
 Property Photographs
Applicant Name Mr. B Ganeshpandiyan
Property Address OLD SF NO 32/1C1B1,32/1C1C,32/4,32/4A1A1A,NEW SF NO
32/1C1B1A1,32/1C1C1A1,32/4A1A1A1A,PATTA NO:3144 & 3145, SITE NO 13 & 14,
AGHRAHARAKANNADIPUTHUR ,MADATHUKULAM ,TIRUPPUR, ,TAMIL NADU-642113

Digitally signed by PANAYAPPAN

PANAYAPPAN N N
Date: 2023.11.21 12:21:03 +05'30'
Property Location Map (Latitude: 10.566713 & Longitude: 77.349831)

Digitally signed by PANAYAPPAN

PANAYAPPAN N N
Date: 2023.11.21 12:21:16 +05'30'