Republic of the Philippines

CENTRAL BICOL STATE UNIVERSITY OF AGRICULTURE

Impig, Sipocot, Camarines Sur 4408
Website: www.cbsua.edu.ph
Email Address: cbsua.sipocot@cbsua.edu.ph
Trunkline: (054) 881-6681

COLLEGE OF EDUCATION

QUALITY POLICY

Central Bicol State University of Agriculture commits to lead

PHILOSOPHY innovations in instruction, research, extension and resource generation for
clients’ satisfaction, resilient and sustainable communities.
Education for Sustainable Human Development CBSUA is dedicated to uphold its core values and principles, satisfy all
applicable requirements and standards through continual improvement of the
VISION quality management system.

An Agricultural Research University of Global UNIVERSITY GOALS

Standards
1. Enable transformative and inclusive learning experience
2. Generate and utilize new knowledge and technologies
MISSION 3. Engage and empower communities
4. Intensify internationalization and resource generation
Leading innovations, building resilient and sustainable initiatives
communities 5. Establish one E-Governance system
6. Enhance management of university resources

CORE VALUES
 Quality and Excellence  Teamwork and Unity
 Professionalism  Liberalism
 Institutional Pride

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 UNIVERSITY
COLLEGE GOALS GOALS
1 2 3 4
1. Nurture quality pre-service teachers who will demonstrate excellent performance in the areas of instruction,
research and publication, and extension;
2. Promote quality teacher education programs that prepare world-class teachers;
3. Develop relevant and responsive educational technologies through research;
4. Catalyze development through community engagement; and
5. Improve human and physical resources.

PROGRAM OUTCOMES COLLEGE GOALS

After four years, the graduates of the BSE shall: 1 2 3 4 5
1. Articulate the relationship of education to larger historical, social, cultural and political processes.
2. Facilitate learning using a wide range of teaching methodologies in various types of environments.
3. Develop alternative teaching approaches for diverse learners.
4. Apply skills in curriculum development, lesson planning, materials development, instructional delivery
and educational assessment.
5. Demonstrate basic and higher levels of thinking skills in planning, assessing and reporting.
6. Practice professional and ethical teaching standards to respond to the demands of the community.
7. Pursue lifelong learning for personal and professional growth.

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 COURSE SYLLABUS

1. Course Code Math 106

2. Course Name Mathematics of Investment
3. Courses This course offers the students a basic mathematical concepts and skills applicable to economics,
Description business and accounting. It will enhance the student’s mathematical understanding of investment. Topics
covered in this course includes determining the time value of money using simple and compound interest
and discounting, variation of annuities, amortization, stocks and bonds, and sinking fund. The students are
to employ mathematics as the main tool in solving investment-related problems and in making good
investment calculations and decisions.

4. Credit Units 3 units

5. Contact Hours 3 hours per week
6. Prerequisite Math 102 – Trigonometry
7. Course Learning Outcomes Program Outcomes*
At the end of the course, the students must be able to:
1 2 3 4 5 6 7
A. Develop understanding of the theory and applications of interest and annuities; I P P P E D E
B. Familiarize the use of the tables for Mathematics of Investment and also the use
of the calculator as a powerful tool in solving pertinent problems in business; I P P P E D D

C. Stimulate curiosity, critical thinking and interest in the study of mathematics; and I P P P E E D
D. Relate the concept of Interest in real-life situation and environmental issues. P P P E E D D
*Level: I – Introductory, P- Practice, E – Enabling, D – Demonstrative

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9. Course Coverage
Time Teaching and Learning Assessment
Allotment Intended Learning Outcomes (ILOs) Topics Activities Task
Orientation on 
In this learning experience, the A. The CBSUA  Lecture Discussion  Open- ended
students are expected to: VMGO questions
B. Quality  Slides Presentation
C. Policy
a. A. Inculcate the sense of D. Course Outline  Recitation
b. pride and the core values of E. Grading System and
Week 1-3 c. CBSUA. F. Classroom Policies  Leveling of expectation
d. B. Demonstrate knowledge and
e. understanding of the school
f. purpose system.
g. C. Orient and acquaint about the
course, outline, requirements,
h. grading system and classroom
i. policies.

Chapter I - Simple Interest

At the end of the sessions, the and Discounts  Interactive Discussion  Recitation
students should be able to:  Individual and Group  Pen and Paper
Activity quiz
A. Analyze and distinguish A. Simple Interest  The students are  Seatwork
Class participation
between interest and B. Approximate & asked to make a
discount formula: Actual Number of Concept Map.
a. F = P (1+rt) and days
b. P = F (1-dt); C. Ordinary & Exact  The students are  Reflection Paper
B. Distinguish between the use Interest asked to answer
of interest rate and discount D. Simple Discount some drills
rate; E. Equivalent rates individually or by
C. Compute for equivalent F. Discounting pair.
interest and discount rates. G. Promissory notes  Reflection Activity

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 Time Intended Learning Outcomes (ILOs) Topics Teaching and Learning Activities Assessment Task
Allotment

At the end of the session/s, the Formative

students should be able to:
A. Differentiate simple from
compound interest;
Week 4 - 5 B. Solve compound interest
problems where either F, P,
T or i is unknown;
C. Set-up and solve equations
of value;
D. Discuss current bank
practices and be able to
solve problems on savings
account deposit.
Chapter II - Simple
Annuities
A. Compound Interest
B. Annuities
C. Finding the
present/future value
and amount at the
end of the term
D. Finding the term of
the ordinary
Assessment:
 Interactive Discussion  Pen and Paper
 Individual and Group quiz
Activity  Seatwork
 The students are  Class participation
asked to make a
Concept Map.
 Reflection Paper
 The students are
asked to answer some
drills individually or by
pair.
 Reflection Activity

Week 6 Assessment 2

At the end of the sessions, the Formative

students should be able to: Chapter III - Special Assessment:
Annuities  Interactive Discussion
Week 7 - 8 A. Differentiate ordinary from A. Annuity Due  Pen and Paper
 Individual and Group Activity
special annuities; B. Deferred Annuity quiz
C. Stocks and Bonds  The students are asked
B. Define the different special  Seatwork
annuities to make a Concept Map.
 Class
C. Derive the formula for each  The students are asked participation
type of special annuity; to answer some drills
D. Compute special annuity individually or by pair. Performance
problems.  Reflection Activity Assessment:
 Reflection
Paper
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 Time Intended Learning Outcomes (ILOs) Topics Teaching and Learning Activities Assessment Task
Allotment

At the end of the sessions, the Chapter IV - Amortization 

Interactive Discussion Formative
students should be able to: and Sinking 
Individual and Group Assessment:
A. Construct an amortization Fund Activity
Week 9 - 11 schedule; A. Extinction of Debt  Pen and Paper
 a. The students are
B. Solve the problems on B. Computation of the asked to make a quiz
amortization where Present outstanding balance Concept Map.  Seatwork
Value, Amount/Future value, C. Amortization method
rate, terms, or time is  The students are asked  Class
D. Sinking fund method participation
unknown; to answer some drills
C. Compute the outstanding individually or by pair.
Performance
D. liability for any desired time  Reflection Activity:
Assessment:
E. Determine the periodic
expense and book value of a  Reflection
sinking fund. Paper

Week 12 Assessment 2

At the end of the sessions, the Chapter V - General  Interactive Discussion Formative
Assessment:
students should be able to: Annuities  Individual and Group  Pen and Paper
and Perpetuities Activity quiz
A. Define a general annuity 
Week 13 - 14 A. General Annuities  The students are Seatwork
and a perpetuity;
B. Perpetuities  Class
B. Relate a general annuity asked to make a participation
and ordinary annuity; Concept Map.
C. Derive the formulas for the  The students are Performance
Assessment:
present value and asked to answer  Reflection
compound amount of a some drills Paper
general annuity; individually or by pair.
 Reflection Activity

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 Time Intended Learning Outcomes Topics Teaching and Learning Assessment Task
Allotment (ILOs) Activities
D. Compute for the present
value and compound amount
of a general annuity.
At the end of the sessions, the VI. Bond and Securities  Interactive Discussion Formative
students should be able to:  Individual and Group Activity Assessment:
A. Basic financial  The students are asked
A. Define bonds and stocks  Pen and Paper
securities to make a Concept Map.
B. Compute the price of quiz
B. Bonds and stocks
different types of bonds and
C. Price of a bond  The students are asked  Seatwork
Week 15 - 17 stocks
D. Other formulas for the to answer some drills  Class participation
bond individually or by pair.
E. Premium and  Reflection Activity
discount Performance
F. Valuation between Assessment:
coupon payment  Reflection
dates Paper
G. Yield rates and the
Bond Salesman’s
Formula
H. Callable bonds
I. Serial bonds and
stocks

Week 18 Assessment 3

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10. Grading System

Course Evaluation Weight (%)

Assessment 1 - 30
Assessment 2 - 30
Assessment 3 - 40
Total 100

11. References
A. Books
 Capitulo, F.M. (1983) Mathematics of Investment. Manila National Book Store
 Hart, W. (1924). The Mathematics of Investment. D.C. Heath & Co.
 Kellison, S. (2008). Theory of Interest. McGraw-Hill.
 Shao, P & Shao, S. (1997). Mathematics of Management and Finance. CENGAGE Learning.
 Thomsett, Michael C. (1989) The Mathematics of Investing: A complete reference. WILEY publishers

B. Online Sources
 Youtube.com
 Google Forms
 Google.com
 Google Drive
 Messenger & Gmail

Course Code and Title: Math 106 - Mathematics of Investment

Date Effective: 2nd Semester, SY 2024-2025

Prepared by: Recommending Approval: Approved by:

SALVACION A. EJE
Assistant Professor III
Date Signed:

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