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DHARMENRA KUMAR TIWARI Residence/Chamber

ADVOCATE, (B.COM, LL.B.) Amrood Bagan, Ratu Road
Jharkhand High Court & Civil Court, Behind Focus Library
Ranchi P.O.- Hehal, Dist. Ranchi
Email id-dharm.munna001 @gmail.com PIN- 834005
(M) 9304464680

Ref. No.DKT/TA-DEC01/2023 Date: 11/12/2023

Title Search Report
Mr.
Branch Head/
Tata Capital Financial Services Ltd.,
_____________
_____________

Sir,
Sub: Legal Opinion on title of landed Property cum commercial building measuring an area of
16 decimals more or less on the ground floor, constructed over plot no. 1296 under
khata no. 66, situated at village Oreya, Thana Sadar, P.S. No. 0152, Anchal Hazaribagh,
District Hazaribagh, Jharkhand PIN-825303.
Ref: Letter dated 07.12.2023 from your office seeking opinion on the subject referred
premises/property.
S.No. Description of the requirement Remarks by Advocate
1. Name & address of the owner/s: Bhola Saw @ Bhola Sao, son of Late
Saryu Saw, resident of village Oreya,
P.S. Sadar, District Hazaribagh, PIN-
825303.
2. Description & Schedule of: (i) 1. Several lands including Landed
the full extent of Property with boundaries; Property cum commercial building
and measuring an area of 700 sq. feet.
st
(ii) the proposed premises with boundaries: more or less on the 1 floor,
constructed over plot no. 1296 under
khata no. 66, area 16 decimals,
situated at village Oreya, Thana
Sadar, P.S. No. 0152, Anchal
Hazaribagh, District Hazaribagh,
Jharkhand PIN-825301 is coming in
the possession of Bhola Saw @ Bhola
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Sao allotted to him an amicable family

partition but the said land including
other lands stands in the name of said
Bhola Saw @ Bhola Sao and his other
co-sharers namely Baleshwar Saw,
Mahesh Kant Saw, Vijay Kant Saw,
Sanjay Kumar, Pawan Kumar and
Pankaj Kumar..
2. Boundary of the property
North: Lands of Baleshwar Saw and
Pankaj Kumar and others.
South : Lands of Yogendra Prasad.
East: Bholu Gope and others
West: N.H. 33 Four Lane Road.
3. Tracing of Title ( At least for 13 years) On perusal of documents mentioned
Pl. refer and provided to me and on going
From the documents provided to us we through the Malgujari Rashid (Rent
observe as follows:- Receipt) dated 09.09.2023 entered in
Volume No. 15 page no. 25 of
1. Khatiyan
Register-II in the office of the Circle
2. Original Online Rent Receipt.
Officer, Mufassil Anchal, Hazaribagh., I
3. Original Agreement/Powernama.
find that the present landed property
4. Original Panchnama Batwaranama
measuring an area of 16 decimals
5. Online Register II issued from circle
bearing plot no. 1296 including other
office Mufassil in the name of Mortgager
landed properties under khata no. 66,
and his co-sharers..
situated at village Oreya, Thana Sadar,
6. Original Aadhar card in the name of
P.S. No. 0152, Anchal Mufassil, District
Bhola Saw @ Bhola Sao son of Late
Hazaribagh, Jharkhand PIN- 825301
Saryu Saw..
stands in the name of said Bhola Saw
7. Original Affidavit no. 37578 dated
@ Bhola Sao and his other co-sharers
11.12.2023
8. Photographs of commercial house. namely Baleshwar Saw, Mahesh Kant

9. Original Non-Encumbrance certificate Saw, Vijay Kant Saw, Sanjay Kumar,

Pawan Kumar and Pankaj Kumar.
issued from Sub Registrar Hazaribagh.
After perusal of Online Rent Receipt no.
0094387328 dated 09.09.2023, it
appears that the present landed
property measuring an area of 16
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decimals bearing plot no. 1296 including

other landed properties under khata no.
66, situated at village Oreya, Thana
Sadar, P.S. No. 0152, Anchal Mufassil,
District Hazaribagh, Jharkhand PIN-
825301 stands in the name of said
Bhola Saw @ Bhola Sao and his other
co-sharers namely Baleshwar Saw,
Mahesh Kant Saw, Vijay Kant Saw,
Sanjay Kumar, Pawan Kumar and
Pankaj Kumar.
After perusal of the agreement
(powernama) dated 29.5.2013.
executed by Bhola Saw @ Bhola Sao,
Mahesh Kant Saw, Vijay Kant Saw and
Sanjay Kumar all sons of Late Saryj
Sao of village oreya, P.S. Mufassil,
District Hazaribagh it appears that all
the four brothers have given power to
the Punches for partition of their
paternal properties under Khata No. 66
of the said village and they undertook to
abide by the amicable partition done by
the Punches.
After perusal of the Panchnama
Batwara (amicable partition) it appears
that plot no. 1296 under Khata No.66
area 16 decimals, (mentioned in sl. No.
6 of the amicable partition) including
other lands measuring a total area of
0.73 acre has been allotted to Bhola
Saw @ Bhola Sao in the said amicable
partition which has been accepted by all
the four brothers by putting their
signature on it.
. After perusal of the genealogical
table said to has been issued by the
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Mukhia namely Amit Kumar of Oreya

Panchayat, District Hazaribagh, it
appears that Saryu Saw had four sons
namely Bhola Saw @ Bhola Sao,
Mahesh Saw, Vijay Kant Saw and
Sanjay Kumar.
On perusal of affidavit no. 37578
dated 11.12.2023 it appears that name
of Bhola Saw and Bhola Sao son of
Late Saryu Saw are of same and similar
person.
Xerox copy of Aadhar card bearing
Aadhar No. 5329 6061 8240 in the
name of Bhola Saw son of Late Saryu
Saw shows that the mortgager is a
genuine person.
Nature of the Property: Commercial/ Commercial
Residential/Agricultural.

5. Whether stamp duty and registration charges Yes

on the title deed of the Owner have been
paid in full ?
6. Purpose: Lease/License for availing the Yes. landed Property landed Property
premises/building/flat for banking business. cum commercial building measuring an
area of 700 square feet more or less on
the first floor, constructed over portion
of area 16 decimals bearing plot no.
1296 under khata no. 66, situated at
village Oreya, Thana Mufassil, P.S. No.
0152, Anchal Mufassil District
Hazaribagh, Jharkhand PIN- 825303,
for the purpose of finance.
7. Whether permissions from Municipality/ Not applicable.
Municipal Corporation is required to be
obtained for commencement of finance
business or are these permissions available
and sufficient ?
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8. Whether Occupancy certificate is available or Not applicable.

is it to be obtained ?
9. Whether the Proposed premises can be used Yes. Property can be used for
for commercial/NBFC purpose ? commercial purpose.
10. Approved building plan is available ? Not applicable.

11. Whether Society has given NOC for Not applicable.

leasing/licensing the premises to TCFSL?
12. Property tax is paid upto date ? Yes. Upto 2023-24
13. Encumbrance certificate from Registrar of Awaiting
Assurance is available or Search has been
conducted in Registrar of Assurances office?

14. Whether property has been mutated in Yes. Demand of Revenue in Register-II
favour of the proposed lessor / licensor of the land in question including other
lands is running in the name of Bhola
Saw @ Bhola Sao and his other co-
sharers in the concerned Anchal..
15. Whether Urban Land Ceiling Act is Not applicable.
applicable ? If so, is ULC clearance
available ?
15. Whether any litigation is pending on the From perusal of documents sent to me
Premises ? it transpires that there is no litigation is
pending on the premises. From perusal
of online documents available in
Jharbhoomi records, the property,
including other lands, standings in the
name of Bhola Saw @ Bhola Sao and
others.
16. Whether there is any mortgage on the No.
premises ?
17. If mortgage is existing, whether NOC has Not applicable.
been obtained ?
18. Any permissions required under the Local No
Laws or from the Statutory Authorities or
Autonomous bodies ?
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19. What is the applicable rate of stamp duty and As per the circle rate of Sub-
registration charges ? Registration office Hazaribagh, or bench
mark valuation
20. Opinion on Clear and Marketable title to the In my opinion, Bhola Saw @ Bhola Sao
property: is the lawful owner of the property, he
can leased out the same. I am of the
considered view that the owner has
clear marketable title over the said
property. I Hereby opine that the title of
the said property is clear, marketable,
valid and binding on the mortgager.
21. Suggested documentation, if any in addition The documents required/to be taken.
to Lease or License deed. 10. Khatiyan
11. Original Online Rent Receipt.
12. Original Agreement/Powernama.
13. Original Panchnama Batwaranama
14. Online Register II issued from circle
office Mufassil in the name of
Mortgager and his co-sharers..
15. Original Aadhar card in the name of
Bhola Saw @ Bhola Sao son of Late
Saryu Saw..
16. Original Affidavit no. 37578 dated
11.12.2023
17. Photographs of commercial house.
18. Original Non-Encumbrance
certificate issued from Sub Registrar
Hazaribagh.

Place: Ranchi
Date
Dharmendra Kumar Tiwari
Advocate
Registration No. 622/2009
Bar Council of Jharkhand.

Dharmendra Digitally signed by

Dharmendra Kumar Tiwari

Kumar Tiwari Date: 2023.12.11 20:23:51

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