INTRODUCTION

Hi, I'm Olivia Wilson.

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CHAPTER III

How to figure out how your upbringing may have shaped your financial attitude

Reflect on your childhood
experiences: Think back to
your earliest memories of
money and how it was
talked about in your
household. Did your parents
discuss financial matters
openly, or was it considered
a taboo topic? Did your
family prioritise saving or
spending?
Consider the role models in
your life: Identify the people
in your life who influenced
your financial beliefs and
behaviours. Was it your
parents, grandparents, or
other relatives? What
attitudes did they have
towards money, and how did
they handle financial
decisions?
Analyse your family's
financial situation: Look at
your family's financial
situation growing up. Did
you experience financial
hardships or abundance?
How did your family cope
with these situations? Did
they have a budget or
financial plan?

Examine your education: Identify your current habits: Try to seek out outside
Evaluate what you learned Take a closer look at your perspectives: Talk to other
about money in school, and current financial habits and people, such as friends and
how this may have impacted attitudes towards money. relatives about their own
your financial beliefs. Did Are there patterns or beliefs experiences with money and
you receive formal that you've carried over compare them to your own.
education on financial from your upbringing? Are You can also seek some
literacy or did you have to there any financial professional guidance or
learn through experience? behaviours you'd like to counselling if you need help
Did you have access to change? addressing any negative
financial resources, such as beliefs or behaviours you've
books or seminars? identified.

LET'S TALK ABOUT FINANCE BASICS FOR YOUNG WOMEN

BY HENRIETTA MITCHELL & OLIVIA WILSON 09
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