Part 1

For questions 1-8 read the text below and decide which answer (A, B, C or D) best fits each gap. There is an
example at the beginning (0).
The biggest ways people waste money

0. A) for B) from C) through D) since

We ail buy unnecessary things (0) ceeeeee Boccceee time to time. It doesn't matter if you know you are not made (1) ................
money. It's a natural instinct we may be aware of the fact that we might not use our impulse purchase or that we don't
actually need it, but we can't get our (2) ................ around these reasons. We buy it anyway. So, what are the things that
most people buy and that are a real waste of money?

To begin with, we don't need to spend a (3) ................ amount of our money on big houses. For example, elaborate
kitchens are no longer necessary because we have all kinds of delivery services for food. Having an enormous house is also
pointless. In fact, there are lots of negative (4) ................ that you should consider such as the expenses: you will find it
difficult to live within your (5) ................ because you will have to pay for security, services and taxes. And this is certainly
(6) sieccccesce more expensive than living in a small fiat.

Besides, smail-dollar purchases like coffee and bottle water are also on the list. When you ask people why they don't invest
their money, they say things like “I don't make enough”, or “I don’t have the Midas (7) ................ " However, spending five
dollars a day makes a huge difference. If, right now, you're sipping a latte when saving should be your (8) ................
priority, you don't have the right to complain about not having enough money.

1, A) with B) of C)on D) from

2. A) heads B) eyes C) faces D) legs
3. A) bit B) most C) large D) much
4. A) far-fetched B) side-effects C) every-days D) heatstroke
5. A) standard B) means C) debt D) money
6. A) any B) hard C) far D) most
7. A) spoon B) finger C) hand D) touch
8. A) highest B) preferred C) above D) more