10-05-2019

Q uote No : q9k udc5usav45, Application No : 1399222290696

This is the official illustration issued by HDFC Life Insurance Company Limited. Illustration of any other type is not supported
by the company.
Illustration For HDFC SL ProGrowth Flexi (UIN : 101L072V04)
on 10 May 2019
PERSONAL DETAILS
Nam e Age Gender
Life 1 Asha Rani 55 F
Age is taken as on last birthday
POLICY DETAILS
Date of Policy Com m encem ent: 10-May-2019
Policy Term : 15 year(s)
Prem ium Paying Term : 15 year(s)
Prem ium Frequency: Annual
Paym ent Method: SI/ECS
PREMIUM AND BENEFIT DETAILS
Benefit Name Sum A ssured Benefit Term Premium Paying Term Premium
(in Rs.) (years) (years) (in Rs.)
ProGrowth Flex i 9,00,000 15 15 50,000
Ex tra Life 9,00,000 15 15 -
Total Prem ium Payable per Frequency: 50,000
Nex t prem ium Due Date: 10-May-2020
FUNDS OPTED FOR
Fund SFIN Fund A llocation (%)
Conservative Fund ULIF05801/08/13ConsertvFd101 0
Bond Fund ULIF05601/08/13Bond Funds101 0
Incom e Fund ULIF03401/01/10Incom eFund101 0
Balanced Fund ULIF03901/09/10BalancedFd101 0
Blue Chip Fund ULIF03501/01/10BlueChipFd101 0
Diversified Equity Fund ULIF05501/08/13DivrEqtyFd101 0
Equity Plus Fund ULIF05301/08/13EquityPlus101 0
O pportunities Fund ULIF03601/01/10O pprtntyFd101 100

ILLUSTRATION OF FUTURE BENEFITS

This illustration has been produced by HDFC Life Insurance C ompany Limited to help you understand the benefits of your HDFC SL ProGrowth Flexi. These illustrations must be
read in conjunction with the sales literature, which describes the features of this product.
The values shown are for illustration only. What you actually receive will depend on what happens over the future lifetime of your policy, particularly investment returns.The
Illustration shows what you could get back using two assumed rates of investment return. These rates have been specified by the Life Insurance C ouncil.
Some benefits are guaranteed and some benefits are variable with returns based on the future performance of your life insurance company. If your policy offers guaranteed
returns then these will be clearly marked "guaranteed" in the illustration table on this page.
If your policy offers variable returns then the illustrations on this page will show two different rates of assumed investment returns. These assumed rates of return are not
guaranteed and they are not upper or lower limits of what you might get back as the value of your policy is dependent on a number of factors including future investment
performance.
Whilst future investment returns would significantly influence policy benefits, other factors such as charges and taxes also have an impact on your benefits.
Guaranteed benefits are available provided all premiums are paid, when they are due. The illustrative benefits below assume that all premiums that are due have been paid.
All amounts are in Indian Rupees.
Illustrative Benefits on Maturity
On the survival of the Life Assured until the Maturity date,the illustrative Maturity benefits are as shown below.
Guaranteed Benefit Non-Guaranteed Benefit Total Maturity Benefit
Assumed Investment Return Assumed Investment Return
Date of Maturity HDFC SL ProGrowth Flexi 4% p.a. 8% p.a. 4% p.a. 8% p.a.
10-May-2034 0 6,48,447 9,53,509 6,48,447 9,53,509
Upon this payment, the policy terminates and no further benefit becomes payable.

Additional Benefit Coverages

The following Additional Benefits have been chosen by you.
Please refer to the sales literature 'for' further details about these benefits
Extra Life
If the Life Assured dies during the term of this benefit as a result of an accident, the Sum Assured as mentioned above shall be payable by us. This payment is in addition to
amount shown under Total Death Benefit in the table of "Projected Statement of Premiums, C harges, Fund Value and Benefits". Upon payment of this benefit, the Policy terminates
and no further benefit becomes payable.

IN THIS POLICY, THE INVESTMENT RISK IS BORNE BY THE POLICYHOLDER AND THE ABOVE INTEREST RATES ARE ONLY FOR ILLUSTRATION PURPOSE.
 Gross 8.00%
Yield

Projected Statement of Premiums, Charges and Fund Value based on Assumed Investment Return of 8% p.a. Net 5.87%
Yield
(01) (02) (03) (04) (05) (06) (07) (08) (09) (10) (11) (12) (13) (14) (15) (16) (17)
A mount Fund Surrender
Policy A nnualised Top- Premium available Risk Policy Investment Taxes and Total Value A ddition Benefit Guaranteed Total
Year Premium up A Charge
llocation for Charge A dministration
Charge
FMC Guarantee levies as Charges (end of
Charge applicable to Fund (end of Death
Benefit
Death Commission
Benefit
Investment year) year)
1 50,000 0 3,750 46,250 7,745 0 568 0 2,171 14,234 38,996 0 36,235 9,00,000 9,00,000 3,000
2 50,000 0 3,750 46,250 8,083 0 1,110 0 2,330 15,272 80,033 0 77,673 9,00,000 9,00,000 250
3 50,000 0 2,500 47,500 8,311 0 1,701 0 2,252 14,765 1,24,943 0 1,23,173 9,00,000 9,00,000 250
4 50,000 0 2,500 47,500 8,510 0 2,327 0 2,401 15,738 1,72,435 0 1,71,255 9,00,000 9,00,000 250
5 50,000 0 2,500 47,500 8,720 0 2,988 0 2,558 16,766 2,22,660 0 2,22,660 9,00,000 9,00,000 250
6 50,000 0 0 50,000 8,891 2,760 3,705 0 2,764 18,120 2,75,605 0 2,75,605 9,00,000 9,00,000 250
7 50,000 0 0 50,000 9,045 2,760 4,443 0 2,925 19,173 3,31,695 0 3,31,695 9,00,000 9,00,000 2,500
8 50,000 0 0 50,000 9,114 2,760 5,226 0 3,078 20,178 3,91,229 0 3,91,229 9,00,000 9,00,000 250
9 50,000 0 0 50,000 9,042 2,760 6,058 0 3,215 21,075 4,54,598 0 4,54,598 9,00,000 9,00,000 250
10 50,000 0 0 50,000 8,763 2,760 6,945 0 3,324 21,792 5,22,294 0 5,22,294 9,00,000 9,00,000 250
11 50,000 0 0 50,000 7,988 2,760 7,897 0 3,356 22,001 5,95,195 0 5,95,195 9,00,000 9,00,000 250
12 50,000 0 0 50,000 6,929 2,760 8,925 0 3,350 21,964 6,73,975 0 6,73,975 9,00,000 9,00,000 2,500
13 50,000 0 0 50,000 5,627 2,760 10,036 0 3,316 21,740 7,59,298 0 7,59,298 9,00,000 9,00,000 250
14 50,000 0 0 50,000 3,721 2,760 11,244 0 3,191 20,916 8,52,315 0 8,52,315 9,00,000 9,00,000 250
15 50,000 0 0 50,000 1,821 2,760 12,562 0 3,086 20,229 9,53,509 0 9,53,509 9,00,000 9,53,509 250

Projected Statement of Premiums, Charges and Fund Value based on Assumed Investment Return of 4% p.a.
(01) (02) (03) (04) (05) (06) (07) (08) (09) (10) (11) (12) (13) (14) (15) (16) (17)
A mount Fund Surrender
Policy A nnualised Top- Premium available Risk Policy Investment Taxes and Total Value A ddition Benefit Guaranteed Total
Year Premium up A llocation for Charge A dministration FMC Guarantee levies as Charges (end of to Fund (end of Death Death Commission
Charge Investment Charge Charge applicable year) year) Benefit Benefit

1 50,000 0 3,750 46,250 7,750 0 556 0 2,170 14,227 37,387 0 34,740 9,00,000 9,00,000 3,000
2 50,000 0 3,750 46,250 8,108 0 1,065 0 2,326 15,248 75,228 0 72,868 9,00,000 9,00,000 250
3 50,000 0 2,500 47,500 8,374 0 1,600 0 2,245 14,719 1,15,153 0 1,13,383 9,00,000 9,00,000 250
4 50,000 0 2,500 47,500 8,635 0 2,144 0 2,390 15,669 1,55,707 0 1,54,527 9,00,000 9,00,000 250
5 50,000 0 2,500 47,500 8,941 0 2,696 0 2,545 16,682 1,96,849 0 1,96,849 9,00,000 9,00,000 250
6 50,000 0 0 50,000 9,255 2,760 3,273 0 2,752 18,040 2,38,308 0 2,38,308 9,00,000 9,00,000 250
7 50,000 0 0 50,000 9,616 2,760 3,837 0 2,918 19,131 2,80,312 0 2,80,312 9,00,000 9,00,000 2,500
8 50,000 0 0 50,000 9,977 2,760 4,409 0 3,086 20,232 3,22,875 0 3,22,875 9,00,000 9,00,000 250
9 50,000 0 0 50,000 10,310 2,760 4,988 0 3,250 21,308 3,66,042 0 3,66,042 9,00,000 9,00,000 250
10 50,000 0 0 50,000 10,582 2,760 5,576 0 3,405 22,324 4,09,901 0 4,09,901 9,00,000 9,00,000 250
11 50,000 0 0 50,000 10,466 2,760 6,177 0 3,493 22,896 4,54,932 0 4,54,932 9,00,000 9,00,000 250
12 50,000 0 0 50,000 10,264 2,760 6,795 0 3,567 23,387 5,01,266 0 5,01,266 9,00,000 9,00,000 2,500
13 50,000 0 0 50,000 10,198 2,760 7,430 0 3,670 24,057 5,48,771 0 5,48,771 9,00,000 9,00,000 250
14 50,000 0 0 50,000 9,925 2,760 8,082 0 3,738 24,505 5,97,720 0 5,97,720 9,00,000 9,00,000 250
15 50,000 0 0 50,000 9,403 2,760 8,756 0 3,766 24,685 6,48,447 0 6,48,447 9,00,000 9,00,000 250

The combination of your chosen premium, sum assured, premium paying term, policy term and age has resulted in a projected fund value at maturity that is
only a small amount higher than the sum of the premiums expected over the lifetime of the contract. This means that you are likely to have a contract that
delivers high protection but lower savings. We recommend that you review your input selections - in particular, increase the premium paying term or reduce
the sum assured.
Description of Charges
This illustration is based on the following charges:

Premium Allocation Charge

This is a premium-based charge (which may vary by product, policy year, premium size, premium frequency and premium payment method). After deducting this charge from your
premiums, the remainder is invested to buy units. Please read Sales Literature for more details.
Fund Management Charge (FMC)
This is a charge levied as a percentage of the value of assets and deducted at the time of computation of daily unit prices. In the long term, the key to building great maturity
values is a low FMC . The Fund Management C harge is the same across all the fund options.
Policy Administration Charge
This charge is levied to cover regular administration costs. This charge may vary by product & premium size. Please read Sales Literature for more details.
Risk Charge
This is a charge levied monthly to cover the cost of providing you with the Death Benefit, Extra Health Benefit, Extra Life Benefit, Extra Disability Benefit and any other Morbidity
Benefits, if applicable, on your policy. The amount of the charge taken each month is based on the benefits insured and your age.

NOTES:
The Sum Assured stated above is based on the information provided and may vary as a result of underwriting.
Please read the sales literature provided.
Taxes and levies as applicable will be charged and are payable by you by any method including by levy of an additional monetary amount in addition to premium and/or charges.
The benefits illustrated assume that all premiums that are due over the premium paying term will be paid and no withdrawals will be made during the policy term. In case
premiums are not paid for the premium paying term at the original level or withdrawals are made during the policy term, the illustrative benefits will differ.
This contract is designed for long term savings and is not designed for short term investment. Should you need to surrender your policy in the short term, any surrender benefits
may be less than the premium(s) you have paid.
A policy may be surrendered at any time in the first five years of the policy but the amount payable on surrender will be paid out only on completion of five policy years, subject
to prevailing regulations.
In case you do not pay premiums for the full premium paying term, your policy will be discontinued or will become paid-up depending on the premiums paid previously. Please
read the sales literature for more details.
The commission amount as described in the projection statement is paid from the charges deducted on your policy.
"Premium Allocation C harge Rates" and "Risk Benefit C harge Rates", if applicable, are guaranteed for the lifetime of the policy. All other charges may be altered during the
lifetime of the policy with prior approval from the regulator.
C lawback Additions would be payable at the point of exit after the completion of five years, if and only if, it is required to meet the reduction in yield requirements prescribed by
the regulations. Exit would mean exit by way of death, surrender or maturity whichever is earliest.
I,................................................., having received the information with respect to the above, have understood the inbuilt features of the policy, the applicable charges and the
investment risks under the policy, before entering into the contract.

Financial C onsultant's Signature: Policyholder's Signature:

Financial C onsultant's Name: Date:
Financial C onsultant's C ode: Place:
Business Development Manager's Name:
Marketing Official's Signature:
C ompanys Seal:

Channel Name : Agency

Note: Kindly note that name of the company has changed from "HDFC Standard Life Insurance Company Limited" to "HDFC Life Insurance Company Limited"