PRESENTATION ON INFORMATION

OF ONLINE SYSTEM OF HDFC BANK

PRESENTED TO:- PRESENTED BY:-

Ms ARCHNA JOSI SANJAY KUMAR

RAVI NANDAN
SANJU SINGH
SAURROV
SHASANK
 Introduction:-

 HDFC Bank is one of the leading private bank of India, setup in

1994 which is authorized by CBDT as well as RBI.
 It launched India’s first online market linkage programme for self
help group.
 HDFC bank provides different kinds of facililities to its customers
like online sopping , online bill payment , mobile payment solution ,
online railway booking ,online ebanking solution , online trading
and lots of more facilities.
ONLINE SYSTEMS

• In computer application,system where data are

entered into a device, such as terminal that is
connected directly to a computer.The user can
interact with the computer through a terminal.
• Online is a global network of computers that
communicate using a common language.
• Online is a system of linked networks that are
worldwide in scope and facilitate data
communication services such remote login file
transfer,email, the world wide web and news groups.
Profile of HDFC
• Type- Public
• Founded-In1994.
• Headquarter-Mumbai
• Total Branches-1229
• Total ATMs-2526
• The Global Ranked -632(based on Sales,Profit,Assets
and Marketing) according to The Forbes Global
2000’list posted on Apr.22,2010.
CONT……………

• HDFC Bank promoted by housing Finance Development Corporation

started commercial operations in 1995 as HDFC Bank Limited. Its
objective to provide customer satisfaction. It is committed to
provide retail and corporate service to customers across location.
• HDFC Bank’s Philosophy is based on customer focus, operational
excellence,product leadership and human values.
• It was the first private sector Bank to be authorized by the CBDT as
well as the RBI for collection of DT.At present there are 322
specified branches which provide Direct Tax Collection.
• Products provided by HDFC are-Personal Banking , Wholesales
Banking and NRI Banking.
 How do Online systems help HDFC Bank?

It helps in many ways:

 Net Banking Service
 HDFC Online Trading
 HDFC Online Bank Account
 HDFC Online Demat Account
 To Pay HDFC Credit Card Bills Online
 To Transfer Money Online
HDFC ONLINE TRADING

Online money trading has become quite popular

among the investors all across the globe. Even
in India the concept of online trading is
perceived as one of the most important, easiest
and secured way of investment by the people.
Features of the HDFC Online Trading
• The registration process for the HDFC online trading is quite simple
and easy.
• After registration you can easily start a transaction as per your
convenience.
• This trading system is that it provides and integrated account facility to
the investors. In this type of account facility the existing HDFC bank
savings or current account and Demat account of the investor is
integrated with his/her HDFC Securities trading account. This is done
to make the investment process simple and less complicating for the
customers.
• This trading system is that the investment orders are place
electronically and so this trading system is quite fast and free from
several human errors.
Reasons to trade through HDFC Online
Trading
• HDFC is counted amongst the most reputed and
trusted banks in India. So therefore, the HDFC online
trading is also regarded as one of the most secured
platform for investing your savings.
  NET BANKING SERVICES:-

• Net Banking is HDFC Bank’s internet Banking service which is secure , using Industry standard technologies and
infrastructures . Its service gives people peace of mind.

• It is the most convenient and powerful way to manage the account . It can be accessed anytime , from anywhere ,
giving the people complete control over their finances there are no queues to stand , or turns to wait .

 What can HDFC do using Net Banking ?

ONLINE
- Request a Demand Draft
- Pay fast Bills
- Order a cheque Book
- Request stop payment on a cheque .
- create fixed deposits
- make funds transfer between accounts and lots more.
HDFC Bank Net Banking

HDFC Bank Net Banking is the online banking services

offered by the bank to its large numbers of customers.
This convenient service of the bank allows the
customers to manage their bank account activities
right from their home or office. It is also very easy to
apply for HDFC Bank Net Banking registration. One can
just call the phone banking numbers in his city to get
registered for Net Banking services. Customers of the
bank can enjoy a number of banking activities with the
online banking facilities of the bank.
The features of Net banking
• One can check the balance.
• One can see and download the statement.
• A person can enquire about the check status.
• A person can request for a cheque book.
• A person can enquire about the TDS and fixed
deposits
• Check the Demat account.
• View the credit card bills for HDFC bank.
Cont…..
• A person can take a look at the portfolio of mutual funds.
• A person can also update the profile.
• A person can request for a stop cheque.
• A person can pay the utility and credit card
bills through HDFC payment gateway.
• Avail the facilities of demand draft.
• Can do online shopping.
• Can place a request for new Fixed Deposit.
• A person can buy and sell Mutual Funds.
• Transfer funds from one account to the other.
HDFC Online Demat Account
• HDFC provides the facility of online equity
trading for its customers who are residing at
India as well as abroad. NRIs can also opt for
the HDFC online demat account. HDFC
provides trading through both BSE and NSE.
The special features of the online demat
account of this bank:
• The customers can easily place the orders online and
according to that the proceedings will take place. 
• The transactions will take place integrating the
account of the user without any waste of time. 
• Email confirmations are sent just after the execution
of the order to prevent any kind of manipulation. 
• The bank authorities offer the possible level of
security.
In order to open a HDFC online demat
account the customer need to follow the rules:-
• Getting the application form.
• Filling the form properly.
• Photocopy of pan card as identity proof. 
• Photocopy of pan card, passport, driving license and
voter’s ID card as address proof. 
• Details of the bank account with which the demat
account is to be linked. 
• A brokerage fee of Rs 799 including the trading
account, DP account with HDFC and bank account.
The charges applicable for HDFC online
demat account are as follows
• No charges are applicable for opening an account.
• No charges are applicable for closing the account. 
• An amount of Rs 500 per year is required for
maintenance of the account. 
• Charges for buying transactions are nil. 
• Minimum Rs 20 i.e. 0.04% of the total value of
transaction is charged for selling.
• No charges for buying debt transactions. 
• Minimum charge of Rs 500 at 0.04% is required for selling
the debt transaction
How to pay HDFC Credit Card Bills online?

For Understanding how to pay HDFC Credit Card Bills

online you need to know about the credit limit. The
Credit Limit is the maximum amounts which can be
spend or borrow them from your credit card. This is
determined by various personal details like income
etc. So, in order to know how to pay HDFC Credit
Card Bills online you have the following payment
options.
PAYMENT OPTIONS:

• ATMs,
• Net Banking,
• VISA Money Transfer,
• Standing Instructions,
• National Electronics Fund Transfer (NEFT),
• Drop Box Option,
• By cash.
CONT…………………

ATMs:
The HDFC bank holders can go to HDFC ATM at anytime to
transfer the bill amount from your savings or even you can
transfer the current account to the credit card account.

NET BANKING:
This is similar to ATM but in this case you can transfer the
bill amount or current account to your credit card through
online.
CONT…………….

VISA MONEY TRANSFER:

VISA Credit Card members can transfer their funds from any
Visa debit card within India through HDFC Bank's Net Banking
facility according to their convenience.
STANDING INSTRUCTIONS:
If the people have an account with HDFC Bank then you
can automatically debit your bank account with either
the minimum amount due or total amount due on your
credit card. Your account with HDFC Bank should be a
single account or a joint account with any other bank.
CONT…………………

NATIONAL ELECTRONIC FUNDS TRANSFER (NEFT):

This is used to transfer funds from any other bank
account to make your card payments in HDFC bank.
Then your Credit will reflect within one day. So, in
order to know how to pay HDFC Credit Card Bills
online you need to,
• You need to stop writing cheque.
• The credit is dependent on NEFT settlement
schedule.
DROP BOX:
You can also drop the local cheque with the HDFC Bank
Card account followed by your 16-digit card number. It
can be dropped in any of drop boxes located in ATMs
and branches in your city. The HDFC Bank has an
extensive network of 750 branches and 1600 ATMs
across India.
BY CASH:
You people can also pay by cash at the nearest HDFC
bank.
Transfer Money Online from HDFC to ICICI
Bank
• Go to HDFC Bank
• In the Blue color Horizontal menu on the top, go to
"Payment Services"
• Then go to "e-Monies National Electronic Funds
Transfer" - Third option from the bottom
• Then click "know more" - you can find the details
• Then click "Transfer money now"
• Fill in the details in the next screen and follow the
instructions