Deendayal Antyodaya Yojana (DAY)

PRC Meeting
14th – 15th July, New Delhi
NRLM: MACRO PICTURE

Intensive implementation initiated in 3092 blocks across 449 districts in all 29 States and 3 UTs

Over 3.21 crore HHs mobilized into 27.1 lakh SHGs and 1.43 lakh VOs

Rs. 1713 crores extended as Community Investment Support by the project

Bank credit of Rs. 71113 crores accessed by SHGs since 2013-14

About 34 lakh mahila kisans covered under MKSP

Nearly 18 lakh candidates trained and 11.18 lakh settled under RSETI since inception

46 blocks across 16 States to be covered under SVEP

DAY- NRLM: Progress in FY 15-16

Additional blocks SHGs promoted Community Candidates trained Amount accessed under SHG-
covered Investment Support under RSETI Bank Linkage

Rs.
3.34 Rs.715 4.35
362 30373
lakh crore lakh
crore
Promotion of SHGs (Target vs Achievement : FY 15-16)

170% 167%

156%
144% 143%
137%
127%
121% 121% 119%
111%
106% 104% 104% Average: 110%
102%

88%
78% 77%
65%
52%

13%

HP UP PUN MH UK MEG RAJ ASA MP BIH GUJ KAR TN HAR J&K TRIP CG JHA ODI WB MIZ
State Missions (ARNP, MAN, NAG, SIK, GOA, PUD) which had not uploaded the target details on NRLM MIS are excluded. The progress of Pre- NRLM
States of AP, TS and KER is also excluded
Community Investment Support (Target vs Achievement : FY 15-16)

211%

141%
128%
113% 113%
108%
97% 95%
90%
Average: 86%
78% 76% 76% 75% 71% 69%
58%
40% 37% 35%

11%
1%
MP HAR KAR CG BIH HP UK J&K JHA RAJ PUN TRIP MH ASA ODI UP WB MEG TN NAG MIZ

State Missions (ARNP, MAN, NAG, SIK, GOA, PUD) which had not uploaded the target details on NRLM MIS are excluded. The progress of Pre- NRLM
States of AP, TS and KER is also excluded
SHG-Bank Linkage (Amount Accessed: Targets vs Achievement FY 2015-16)
279%

230%

195%

181%

180%

175%

164%

158%

152%

151%

134%

131%

116%

113%

110%
Average: 108%

106%

105%

103%

103%

102%

97%

94%

88%

80%

73%

54%

28%

5%

2%
PUN BIH J&K MAN SIK PUD WB JHA TRIP KAR CG KER MH ARNP RAJ AP GUJ ODI TN HP HAR ASA UK UP TS MP NAG MEG MIZ
Goa’s achievement in FY 15-16 in terms of SHG loan amount accessed was 1303%. The overall achievement including the UTs in FY 15-16 was 108%
SHG Bank Linkage : FY 15-16

FY 2014-15 FY 2015-16
Other States
3%
Other States
High Poverty States
14% 4%

High Poverty
States
20%

Southern States
77%
Southern States
83%

*Assam, Bihar, Chhattisgarh, Gujarat, Jharkhand, Madhya Pradesh, Maharashtra, Odisha, Rajasthan, Uttar Pradesh and West Bengal
have been categorized as High Poverty States
RSETI - (Candidates Trained: Target vs Achievement : FY 15-16)
157%

156%

135%

132%

131%

129%

127%

127%

126%

122%

122%

118%

116%

115%

114%

113%

108%

106%

105%

100%

99%
Average: 102%

92%

84%

82%

81%

77%

74%

53%

51%

50%

50%

26%
GUJ KAR RAJ ODI KER WB JHA MIZ TRIP TN DDNR AP MH HAR TS ASA BIH UP PUDD MP CG PUN MEG J&K HP UK SIK ARNP MANANDP NAGLAKSH
PROGRESS IN FY 16-17
Intensive Block Coverage (% of Q1 target :FY 16-17)

100% Block coverage

> 75%

50% -75%

< 50%

Target not set for Q1

Top 4 States Bottom 4 States

West Bengal 100% Karnataka 0%
Nagaland 100% Mizoram 0%
Chhattisgarh 71% Rajasthan 0%
Jammu & Kashmir 50% Uttar Pradesh 0%
Promotion of Self Help Groups (% of Q1 target :FY 16-17)

> 75%

50% -75%

< 50%

Target not set for Q1

Top 4 States Bottom 4 States

Bihar 192% Mizoram 6%
Odisha 147% Tamil Nadu 11%
Assam 118% Karnataka 25%
Madhya Pradesh 108% Himachal Pradesh 43%
Preparation of MCPs (% of Q1 target :FY 16-17)

> 75%

50% -75%

< 50%

Target not set for Q1

Top 4 States Bottom 4 States

Karnataka 281% Mizoram 5%
Assam 249% Himachal Pradesh 5%
Bihar 133% Uttar Pradesh 10%
West Bengal 120% Maharashtra 18%
Disbursement of Community Investment Fund (% of Q1 target :FY 16-
17)

> 75%

50% -75%

< 50%

Target not set for Q1

Top 4 States Bottom 4 States

West Bengal 248% Himachal Pradesh 0%
Maharashtra 142% Tripura 10%
Bihar 105% Madhya Pradesh 18%
Chhattisgarh 85% Uttar Pradesh 20%
Promotion of Village Organizations (% of Q1 target :FY 16-17)

> 75%

50% -75%

< 50%

Target not set for Q1

Top 4 States Bottom 4 States

Bihar 141% Mizoram 0%
Gujarat 107% Himachal Pradesh 5%
Jharkhand 103% Odisha 14%
Madhya Pradesh 90% Karnataka 20%
SHGs federated into VOs (% of Q1 target :FY 16-17)
> 75%

50% -75%

< 50%

Target not set for Q1

Top 4 States Bottom 4 States

Bihar 105% Mizoram 0%
Meghalaya 112% Himachal Pradesh 8%
Nagaland 102% Odisha 11%
Madhya Pradesh 93% Uttar Pradesh 20%
IB-CB-HR-SI-SD
SM, IB & CB
• Mobilization of HHs into SHGs progressing fairly well

• Quality of bookkeeping varies across the States

• Improve Fund Management in SHGs, VOs and CLFs

• Pace of promotion of primary level and secondary level federations remains an area
of concern
• Less than 50% of SHGs in CG, GUJ, RAJ, UP, HAR, HP, UK, MEG, TRIP federated into level 1 o
level federations

• Lack of CB calendar in State Missions leading to a wide gap between promotion of

institutions and their capacity building, thereby leading to low CB expenditure
SM/ IB & CB- Way Forward
• Sign pending agreements with NROs/CBAs to accelerate mobilization of Households

• Develop CRPs, Senior CRPs, PRPs and other Community Trainers/Facilitators

through apprenticeship

• Roll-out IB/CB plan for the year using State Resource Pool in developing district and
block resource pool

• Facilitate use of SI & SD protocols by SRLMs for mobilizing vulnerable and SECC
identified deprived families in a time-bound manner.

• Resources for VOs/CLFs may be accessed through convergence

SM/ IB & CB- Way Forward
• Facilitate Rate of interest at member level to be at par with bank rates

• Reduce delays in preparation of MCPs and VRPs due to shortage of MCP trainers

• Finalize basic mobilization and capacity building frame-work for non-intensive

blocks, including leveraging DRDA/other support systems like NGO partnership

• Facilitate registration of all secondary level federations through dedicated task

force approach and clarifying suitable legal structure
SM/ IB & CB- Way Forward
• Initiate Roll-out Gender and Social Action Protocols in Intensive Blocks where at
least VOs have formed, immediately

• Build dedicated trained community cadre for promotion of FNHW and promote
convergence with ICDS, Nutrition Mission, SBM, etc.

• Initiate Pilot projects on Solid Liquid Waste Management (SLWM)

• SRLMs to appoint dedicated staff under the Convergence Special Fund projects

• Support Documenting Best Business Models (10)

• Initiated with the help of National Resource Persons
Convergence – Way Forward
• Roll-out Special Projects on Convergence immediately
• NRLP Special Fund on Convergence provided to BIH, CG, JHA, KAR, MH, RAJ, TN, UP and WB

PRI-CBO Convergence
• Guidelines on ‘Partnership between Gram Panchayat and SHG networks’ issued
for universalizing the partnership in all intensive blocks and linking it with GPDP

• Own up and take over PRI-CBO Convergence Pilot Projects

• Pilots with the support of Kudumbashree are in 06 States – ASA, JHA, ODI, MH, KAR and RAJ
• Take the Block Coordinators of the Pilots into SRLM immediately
• Work with Kudumbashree to complete the Gram Panchayat Poverty Reduction
Plans/Development Plans by December 2016
Community Funds
• Disbursal of RF satisfactory

• Disbursal of CIF has improved in FY 15-16, greater push is needed

• Only the States of BIH ,CG, JHA, J&K, MP, RAJ, PUN, MEG and UK have provided CIF to more
than a third of the eligible SHGs
• The States of ARNP, MAN, NAG, SIK , GOA and UT of PUDD yet to initiate CIF disbursement

• Demand for CIF must be generated by capacitating CBOs and augmenting the
livelihoods basket for the poor

• Disbursal of VRF remains slow as many states have not adapted VRF protocols
% of eligible SHGs provided CIF
86

67

56
50 49
46 46
43
40

29
27 27 26 26 25
23 22
19
16 15 15
10

0 0
J&K JHA MEG CG BIH MP PUN RAJ UK TRIP HAR GUJ ODI KAR ASA MH PUD HP UP TN MIZ WB NAG SIK
• AP, TS, KER not indicated
• Arunachal Pradesh, Manipur and Goa yet to institute fund disbursement mechanisms
LIVELIHOODS
DAY- NRLM: Livelihoods Portfolio

• RSETI

• Start up Village
Entrepreneurship Non
• MKSP
Program Farm • Value chain development
• AAPs– Farm Livelihood by SRLMs
• CMSA
Farm
DAY-NRLM: :LIVELIHOODS PORTFOLIO

RSETI
MKSP

SVEP
CMSA
• 18 States • 24 Districts • 8 States • 18.46 lakh
• 115 Districts • candidates
• 27 blocks 20 districts trained
• 713 blocks
• • 350 villages • 24 blocks • 11.18 lakh
34 lakh women
farmers • 36463 candidates
• 18634 CRPs enterprises settled
• 64 % of
generated to be set
• 44.84 lakh candidates
up trained are
acres covered
women
• 82% of
candidates
trained belong to
SC/ST/OBC/
Minority groups
Progress Made in FY 16-17
• MKSP AAPs
• 5 States (Jharkhand, Tamil Nadu , Haryana, Uttar Pradesh and Maharashtra)
• 184 Blocks
• 3,84,626 households
• Total budget of INR 224.64 Crore

• World Bank Dedicated fund for value chain development

• 9 projects in 4 states (Jharkhand, MP, Maharashtra, Odisha)
• 61 blocks
• 94,200 households
• Total budget of INR 84.09 crore.
Key Initiatives
• Partnership with NDDB Diary Services under World Bank special project to
promote Dairy Value Chain

• Development of CB architecture for community on Farm Livelihoods- creating a

Pool of National and State Resource Persons for training the CRPs

• TSA to be on board for supporting value chain projects

• MKSP project is now covering 660 blocks of Agriculturally less developed and
distressed districts

• Web based MIS is being developed for livelihoods interventions

Way Forward- Farm Livelihoods

• States to propose MKSP AAP focusing on medicinal plants and value chain
interventions

• States to submit DPR of approved MKSP AAP and Special fund projects

• States to identify TSA for supporting the approved value chain development
projects

• To initiate partnership with NDDB Dairy Service for dairy value chain
development under dedicated NRLP funds
Way Forward- Farm Livelihoods

• Identification of state level Livelihoods Resource Persons for Sustainable

Agriculture, NTFP and Livestock

• States to follow advisory on Farm Livelihoods issued by the ministry, for HR

structure at state and block level

• States to initiate baseline for the projects approved in last quarter

• Maintaining the profile of each Mahila Kisan (Mahila Kisan Card)in the MIS
system
CMSA Expansion 2016-17

Districts Blocks Clusters Villages

S.no State
2015-16 2016-17 2015-16 2016-17 2015-16 2016-17 2015-16 2016-17
1 Chhattisgarh 5 6 5 6 10 11 54 144
2 Rajasthan 2 8 2 8 8 32 40 232
3 Madhya Pradesh 4 4 4 4 10 10 59 180
4 Jharkhand 3 4 5 9 13 20 92 162
5 J&K 1 2 1 2 3 5 13 22
6 Maharashtra 3 3 4 4 6 13 30 108
7 West Bengal 2 4 2 4 4 24 20 149
8 Haryana 4 4 4 4 8 8 42 96
    24 35 27 41 62 123 350 1093

* 2016-17 figures are cumulative

Start Up Village Entrepreneurship Program (SVEP)

• 16 states are implementing the SVEP across 46 blocks.

• DPRs submitted by 11 States. DPRs from Andhra Pradesh, Chhattisgarh, Kerala,

Rajasthan, Telangana awaited.

• SVEP States to position a dedicated Block project manager (BPM) to look after the
implementation of the program.

• State Missions are required to finalize and implement the monitoring processes and
calendar for SVEP at the state, district and block level.

• State Missions who have not yet submitted proposals, may submit the same for a
maximum of 2 blocks. NE States to submit supplementary AAPs.
RSETI

• 583 RUDSETIs/ RSETIs are functional across the country

• Since inception, 18.46 lakh candidates trained and 11.18 lakh settled
• Allotment and handing over possession of land for construction of RSETIs is an
issue.
• Poor progress in construction– only 130 buildings out of 583 RSETIs completed
• Out of total training cost claims of Rs.52 crore, only Rs.13 crore reimbursed to
the banks.
• Reimbursement of training cost continues to be a problematic area in many
states.
RSETI- Way Forward
• Procedure of settlement of training cost claims have been decentralized to the
State level. The pending claims must be cleared at the earliest.
• To introduce Biometric system of attendance in all the RSETIs at the earliest.

• From 2016-17, reimbursement of training costs will be linked to introduction of

Biometric systems in the RSETIs.
• The Missions to send supplementary AAP, in respect of the total pending claims,
year-wise, to this Ministry immediately.
• States to constitute State Level Committee of RSETIs
• Intensive Mobilisation Drive to Sponsor Candidates for training at RSETIs under
various thrust activities/schemes, identified by PMO may be carried out.
FINANCIAL INCLUSION
Achievement against Credit Target : FY 16-17
Target Achievement
Sl. No. States & UTs Total Loan Amount Total Loan Amount Average Amount
No of SHGs No of SHGs
(Rs lakhs ) (Rs lakhs) (Rs Lakhs)
1 Andhra Pradesh 3,62,815 12,43,958.00 20,723 73,611.01 3.55
2 Telangana 2,22,476 7,44,984.00 10,998 37,668.52 3.43
3 Tamil Nadu 1,53,739 5,05,754.00 7,580 25,330.80 3.34
4 Karnataka 2,28,212 4,94,396.00 9,852 22,130.29 2.25
5 Kerala 96,203 2,40,084.00 4,555 15,646.83 3.44
6 Maharashtra 71,358 1,08,677.00 4,727 9,402.58 1.99
7 West Bengal 2,50,018 3,27,490.00 6,514 8,294.66 1.27
8 Odisha 61,643 1,10,372.00 3,427 5,518.92 1.61
9 Bihar 75,616 99,523.00 3,562 3,527.48 0.99
10 Rajasthan 29,112 36,628.00 1,488 2,520.57 1.69
11 Chattisgarh 22,809 34,282.00 1,947 2,320.24 1.19
12 Gujarat 24,545 41,970.00 1,340 1,620.45 1.21
13 Madhya Pradesh 26,860 48,652.00 828 1,079.58 1.3
14 Assam 19,620 24,748.00 633 511.34 0.81
SUB TOTAL 16,88,699 41,17,098 79,227 2,10,534 2.66
TOTAL (ALL INDIA) 16,98,778 41,29,042 82,608 2,19,323 2.65
Achievement against Credit Target : FY 16-17
Target Achievement
Sl. No. States & UTs Total Loan Amount Total Loan Amount Average Amount
No of SHGs No of SHGs
(Rs lakhs ) (Rs lakhs) (Rs Lakhs)
15 Uttar Pradesh 13,801 18,770.00 323 495.39 1.53
16 Jharkhand 9,312 12,413.00 341 269.21 0.79
17 Himachal Pradesh 3,404 4,094.00 145 263.5 1.82
18 Haryana 3,924 4,838.00 112 119.87 1.07
19 Punjab 1,112 1,401.00 40 64.14 1.6
20 Uttarakhand 2,928 2,989.00 28 47.84 1.71
21 Goa 716 1,273.00 20 42.52 2.13
22 Manipur 186 178 6 17.64 2.94
23 Sikkim 340 358 16 13.54 0.85
24 Jammu & Kashmir 4,768 5,695.00 18 12.12 0.67
25 Nagaland 832 1,231.00 3 3.84 1.28
26 Tripura 1,689 1,630.00 1 1 1
27 Arunachal Pradesh 233 169 0 0 0
28 Meghalaya 230 258 0 0 0
29 Mizoram 198 283 0 0 0
SUB TOTAL 16,88,699 41,17,098 79,227 2,10,534 2.66
TOTAL (ALL INDIA) 16,98,778 41,29,042 82,608 2,19,323 2.65
Financial Inclusion - Way Forward
Credit Linkage of SHGs
• Workout bank branch wise target in consultation with NABARD and SLBC
• Ensure submission of loan application of all eligible SHGs by Sept 2016
• Report pending application on monthly basis
• Follow-up for credit disbursement; Focus on repeat linkage
• Coordinate with NABARD in organizing Branch level SHG credit linkage camps
(Action: All States)

Synchronization of livelihood intervention & SHG Bank Linkage

• Encourage & Promote livelihood focused credit linkage
• Systematic preparation of MCP
• Critical for stepping up credit absorption & repayment capacity of SHG members
(Action: All States)
Financial Inclusion - Way Forward
Training of Bankers
• ToTs already conducted by BIRD
• Complete 1-2 day sensitization programme for all branch managers in intensive blocks by Dec 2016
(Action: All States)

Positioning of Bank Sakhi in bank branches

• Ensure positioning of Bank Sakhi in all relevant bank branches in intensive blocks by Sept 2016
(Action: All States)

Campaign on Financial Literacy for SHGs

• ToTs already conducted by BIRD
• Initiate campaign on financial literacy for SHGs as per rollout plans prepared.
(Action: RJ, GJ, UP, MP, BH, JH, CG, OR, MH, WB)
Financial Inclusion - Way Forward
Strengthening of HR capacities within SRLMs on Financial Inclusion
• Position dedicated HR for Financial Inclusion (no additional charge) at district level
• Identify and empanel appropriate trainers for training of Bank Sakhi; Branch Managers; SRLM staff
(Action: All States)

Position additional HR with relevant experience at State/ Regional level to anchor projects
sanctioned under dedicated fund for FI
(Action: All States sanctioned projects under dedicated fund for FI)
Project funded under dedicated funds - NRLP
Positioning of SHG members as BC agent
• Proposals for pilot approved by EC for 8 states
• Signing of MoU with banks
• Complete implementation of pilot in 1-2 districts by Aug 2016
• Submit PIP with detailed cost estimates by Aug 2016 for further scaling-up
(Action: AS, BH, OR, JH, CG, MP, MH, RJ)

Strengthening of CLF for financial viability & effective fund management

• Proposals for pilot approved by EC for 4 states
• Identify appropriate Technical Agencies
• Initiate Implementation
(Action: OR, JH, MH, RJ)
Project funded under dedicated funds - NRLP
Mobile based delivery of financial services
• Proposals for pilot approved by EC for 3 states
• Identify appropriate service providers; Signing of MoU
• Initiate Implementation
(Action: JH, MH, WB)

Establishment of Specialized institution for financial service delivery

• Proposals approved by EC for 5 states
• Complete Conduct of feasibility study and preparation of DPR by Sept 2016.
• Submit detailed proposals based on DPR by Sept 2016
(Action: WB, BH, TN, KR, RJ)
SYSTEMS
Monitoring and Evaluation – Baseline Study
S. State Status Action Points
No.
1 Assam Study Completed. Draft Report along with the dataset to be shared with NMMU by 21st July 2016
2 Bihar Study Completed. --
3 Chhattisgarh Study Complete. --
Study has recently been Conduct of the study has been repeatedly delayed. The State Mission is
4 Gujarat
initiated. required to share the draft report by Aug’16
5 Jharkhand Study completed --
6 Karnataka Study Completed. Final Report along with dataset to be shared with NMMU
7 Madhya Pradesh Study Completed. --
8 Maharashtra Study Completed. --
9 Odisha Survey Completed. Draft Report along with the dataset to be shared with NMMU by Aug’16
10 Rajasthan Study Completed Dataset to be shared with NMMU
11 Tamil Nadu Survey Ongoing The State Mission is required to share the draft report by Aug’16
12 West Bengal Study Completed. Final Report along with dataset to be shared with NMMU
13 Uttar Pradesh Study Initiated. Draft Report along with the dataset to be shared with NMMU by end of July
2016
Management Information System
• Submission of Monthly Progress Report is often delayed.
• Action Point: The State Missions of Bihar, Chhattisgarh, Karnataka, Odisha and Tamil Nadu in
particular need to streamline data collection and submission.

• Nomination of professionals for training on transaction based system

• Action Point: Two professionals from each Intensive district in addition to two professionals from the
State Unit are to be nominated for training on transaction based MIS system

• Procurement of tablets/laptops/desktops
• Action Point: State Missions are required to procure adequate number of tablets/laptops/desktops
for smooth implementation of transaction based System

• Sharing of SHG/VO/CLF transaction data

• Action Point: State Missions with their own transaction based MIS viz. AP, TS, BIH, JHA and RAJ, need
to ensure compatibility with the National MIS in order to seamlessly share the transaction data.
FM- NRLM Fund Utilization (FY 15-16)
Amt. in Rs. lakh
Sl. No. State Total Funds Available (TFA) % of Exp. Against TFA Balance as on 31/3/2016
1 Andhra Pradesh 1484.9 89.1 162.1
2 Bihar 31478.7 92.9 2238.4
3 Chhattisgarh 4593.4 37.6 2866.4
4 Gujarat 2132.1 49.0 1086.6
5 Haryana 1476.1 80.9 281.5
6 Himachal Pradesh 918.7 57.5 390.8
7 J&K 4722.3 95.8 198.9
8 Jharkhand 10123.8 83.7 1648.2
9 Karnataka 3596.8 83.8 581.6
10 Kerala 1389.5 99.9 0.7
11 Madhya Pradesh 6079.8 45.9 3285.0
12 Maharashtra 6797.1 92.3 522.7
13 Odisha 10747.6 67.4 3505.7
14 Punjab 1145.9 85.6 165.3
15 Rajasthan 2660.4 86.1 370.6
16 Tamil Nadu 6762.1 119.8 -1335.4
17 Telangana 3891.1 64.2 1392.2
18 Uttar Pradesh 19045.8 29.5 13436.2
19 Uttarakhand 1269.7 47.5 666.4
20 West Bengal 10122.1 94.1 601.2
21 Puducharry 35.3 0.00 35.3
  Sub Total 1,30,473.2 75.40 32100.1
Grand total 1,53,368.5 70.19 45,725.6
FM- NRLM Fund Utilization (FY 15-16)
Amt. in Rs. lakh
Sl. No. State Total Funds Available (TFA) % of Exp. Against TFA Balance as on 31/3/2016
1 Arunachal Pradesh 316.57 21.64 248.06
2 Assam 10520.31 65.12 3669.74
3 Manipur 291.32 48.96 148.68
4 Meghalaya 865.94 64.89 304.05
5 Mizoram 118.46 82.67 20.53
6 Nagaland 728.87 90.34 70.41
7 Sikkim 147.29 97.13 4.22
8 Tripura 640.78 116.53 -105.95
Sub Total 13629.54 68.01 4359.74
Grand total 1,44,102.7 74.70 36459.8
FM- NRLP Fund Utilization (FY 15-16)
Amt. in Rs. lakh
Sl. No. State Total Funds Available (TFA) % of Exp. Against TFA Balance as on 31/3/2016
1 Assam 2621.52 97.40 68.03
2 Bihar 21530.25 64.85 7567.61
3 Chhattisgarh 8041.40 78.18 1754.95
4 Gujarat 2257.61 93.49 147.03
5 Jharkhand 16573.61 67.20 5436.35
6 Karnataka 6875.00 96.56 236.56
7 Madhya Pradesh 15114.70 101.47 -222.65
8 Maharashtra 10889.06 88.29 1275.50
9 Odisha 5673.75 61.40 2189.96
10 Rajasthan 2706.27 97.85 58.11
11 Tamil Nadu 6212.95 73.71 1633.46
12 Uttar Pradesh 5551.33 94.44 308.48
13 West Bengal 6073.21 92.19 474.15
14 Andhra Pradesh 540.57 114.20 -76.78
15 AP-NRO 1626.88 25.41 1213.57
16 Telangana 661.30 15.37 559.66
17 Telangana-NRO -0.35  -526.00
18 Kerala 926.17 102.16 -19.99
19 Kerala NRO 1344.56 48.53 692.09
20 Bihar NRO 63.07 0.00 63.07
  Sub Total 115282.86 80.19 22833.16
Grand total 116438.48 80.20 23055.13
FM- NRLP Fund Utilization (FY 15-16)
Amt. in Rs. lakh
Sl. No. State Total Funds Available (TFA) % of Exp. Against TFA Balance as on 31/3/2016
1 Nagaland 789.50 81.34 147.30
2 Mizoram 361.87 79.93 72.62
3 Meghalaya 2.20 9.09 2.00
4 Tripura 2.05 97.56 0.05
  Sub Total 1155.62 80.79 221.9
Grand total 116438.48 80.20 23055.13
FM- Issues
 From 1st April 2016 Interest Subvention category (II) scheme has been merged with NRLM

 Unspent balances under IS-II to be treated as NRLM funds.

 IS- II scheme - SRLMs (other than Andhra Pradesh, Karnataka and Telangana) to submit year wise
progress report (Physical), Utilization Certificate and Audit Report.

 Delay in transfer of funds by State Treasury to SRLMs

 The main states are Bihar, Kerala, Punjab, Madhya Pradesh, Mizoram, Nagaland, Tripura and Telangana. This is
adversely affecting the implementation of the scheme.

 Closure report of SGSY received only from Chhattisgarh, Haryana, Punjab, Tamil Nadu, Mizoram and
Nagaland.

 NRLP funding to largely cease after 2016-17 except for for projects under dedicated funds, NROs and B1
component
FM- Issues
• CG, Goa, UK and ASA haven’t claimed first instalment of NRLM Funds since 2013-14.

• States should have a definite plan for expeditious utilization of the available balance to ensure
that funds under NRLM do not lapse.

• Audit Report for 2015-16 to show scheme wise details

• NRLM (NRLM Main, Interest Subvention, RSETIs, SARAS, DDU-GKY and SVEP)
• NRLP (NRLP, IPPF-II, NRO and SLACC as applicable to SRLMs) details.

• Audit Report should not include any details pertaining to State projects which are operational
by the State Society.

• SRLMs to ensure submission of Audit Report 2015-16 latest by 10th of Sept. 2016.
• IPPE-II - Funds released to 23 SRLMs during 2015-16
• Only Andhra Pradesh, Bihar, Kerala, Nagaland, Telangana and Tripura SRLMs submitted UCs and claimed the
2nd instalment.
• Remaining SRLMs to take necessary action.
PMO Action Points
• Identification of 5-10 commodities or products per block as additional sources of
income for SHG women
• Data entry module developed and placed on the National MIS portal. SRLMs to facilitate
intensive blocks to identify, collect and upload data in MIS

• Identification and training of SHG women on a range of services/events, where

they can provide services
• 32 services have been identified and communicated to RSETI.
• SRLMs requested to identify SHG members and send them to RSETI centers for training

• Promotion of medicinal plants in high potential areas as additional livelihood

source
• 4 proposals on medicinal plants projects are under appraisal process: SRLMs may submit
few more proposals.
PMO Action Points
• Promote livelihoods diversification through commodity value chains
• SRLMs may submit value chain development proposals for agriculture commodities and NTFP
under MKSP.

• Creation of a database of trained community cadres

• States to enter the details of community cadre on the National MIS portal.
• States with details of community cadres in their own MIS to share it with the National system

• Training 15-20 Master trainers per block

• 600 State Resource persons trained at NIRD
• SRLMs to further develop State & District Resource persons by 15 th Aug’16.
• 30 Block resource persons/trainers to be developed in every intensive block by Nov’16
PMO Action Points
• Development of 1-2 BC agents per GP
• Engage with Banks/ corporate BC to facilitate servicing of SHGs at all BC points by Sept 2016
• Facilitate SHGs to transact at BC points
(Action: All NRLP states)

• Opening individual account for all SHG members. Aadhar numbers to be seeded
in all accounts
• Facilitate opening of individual account of all SHG members
• Ensure aadhar seeding of the accounts
• Information on individual account, aadhar & mobile no. to be digitized by Sept 2016
(Action: All States)
Thank You