Key Indicators

Analysis of EFSA report

FYE 30 June 2014

1
Market Indicators

2
 New business - retail EGP m
350
2013 2014
304
300
271
253
250 238
210
200
200

150
117
100
78
60 63
50 33
25 18 18
0
QNB CIL ALICO Allianz Misr Takaful Others
(total)
3
 Market Share - retail
35%
2013 2014
30% 29%
28%
25% 26%
25%
25% 24%

20%

15%
11%
10%
7% 7% 8%

5% 3% 3%
2% 2%

0%
QNB CIL ALICO Allianz Misr Takaful Others
(total)

4
 Market Share - retail –
45% Private sector
40% 39%
37%
35% 2013 34%
33%
2014
30%

25%

20%

15% 14%

10% 10% 10%

10%

5% 4% 4%
3% 2%

0%
QNB CIL ALICO Allianz Takaful Others
(total)

5
 New Business - Corp. EGP m
600
2013 2014 525 518

500

400

315
300

200

100 78
34 31 36
7 8 18 11 13 5 19
0
QNB CIL ALICO Allianz Misr Takaful Others
(total)

6
 Market share - Corp
80%
74%
70%

60% 2013 2014 57%

50%

40%
35%
30%

20%
11%
10%
5% 4%
1%2% 2%1% 3%4%
1% 1%
0%
QNB CIL ALICO Allianz Misr Takaful Others
(total)

7
 Market share- Corp- private
90% sector
80%
80% 2013 2014

70%

60%

50%
43%
40%

30%

20% 19% 17%

11%9%
10% 5% 5% 6%
2% 3% 1%
0%
QNB CIL ALICO Allianz Takaful Others
(total)

8
Financial Indicators

9
 Net profit/(loss)
300
2013 2014
254
250

200
159
150 136

98
100
71

50 44
35 35
18
5 0
0
QNB CIL A All Takaful (8)Ot
(12)
(... (17)

10
 Premium revenues
2,500

2,120

2,000
2013 2014
1,770

1,500

1,088
1,011
1,000
821857
764
619

500 391407
243
183210 138

0
QNB CIL ALICO Allianz Misr Takaful Others
(total)

11
 Production cost ratio to
revenues
40%
2013 2014 37%
35%

30%

25% 23%
20%21%
20% 18%
17%
15%14%
15% 14%
11% 11%
10% 9%
8% 8%

5%

0%
QNB CIL ALICO Allianz Misr Takaful Others
(total)

12
 Production cost ratio to APE
250%
2013 2014 227%
210%

200%

150%

100%
81%
59% 57%
49% 49%
50% 37%
33% 39% 38% 38%
23%
16%

0%
QNB CIL ALICO Allianz Misr Takaful Others
(total)

13
 Admin cost ratio to premiums
25%
2013 2014
20%
20%
18%
15%
15% 15%14%
13%
11%
10%
8%8% 8%
6%5%
5%5%
5%

0%
QNB CIL ALICO Allianz Misr Takaful Others
(total)

14
 FUM growth - 2013 -2014
70%
64%
60%

50%

40% 37%
32%
29%
30%

21%
20%
12% 12%
10%

0%
QNB CIL ALICO Allianz Misr Takaful Others
(total)

15
 Investment rate of return
25%

2013 2014
20% 19%
18%

15%
13%
11%12% 12%
11%
10% 10%10% 10%
10% 9%
8%

6%
5%

0%
QNB CIL ALICO Allianz Misr Takaful Others
(total)

16