THE FINANCIAL LITERACY

AND FINANCIAL BEHAVIOR

AMONG UNIVERSITY
STUDENT.
PREPARED BY:
1. NUR UMAIRAH BINTI TUMIRAN (2017282646)
2. NIK NUR SYAZREEN BINTI NIK ROHAIMI (2017282662)
3. NUR NAJIHAH IZYAN BINTI ABDUL RAHMAN (2017282692)
4. NUR FAIZAH BINTI ROSLAN (2017282872)
5. NUR BAIZURA BINTI ABDULLAH (2017282666)
INTRODUCTION

 A person’s ability to manage his money is essential to being successful in life.

 Financial management has been identified as the main determinant of one’s financial
well-being which in turn, is influenced by other major factors such as financial
knowledge and financial behaviour.
 That was the reason why we choose the title “Financial Knowledge and Financial
Behaviour”.
 Since our economy has dropped significantly, students life quite challenging they
need to spent their money on many things such as buying books and else.
 We as students ourselves are very concerned to study how students nowadays manage
their money by knowing their financial literacy and financial behaviour.
OBJECTIVES
 To observe the behaviour in managing the money among university
students.
 To find out the financial behaviour and financial literacy among
university students between gender.
 To find out which program behave and literate more about financial.
 To find out how literate student about financial.
 To find out whether financial literacy and financial behaviour relates.
PROBLEM STATEMENT

We know that our economy is quite fluctuated. Thus, as

students, we feel the consequences and impacts of this problem.
Some of the students may not know about financial knowledge.
Not just that many of us may not understand about the financial
behaviour that we should have. That is why some of the student
cannot manage their money well. Therefore, this survey was
conducted to see how university student know and understand
about the financial literacy and behaviour.
SCOPE AND LIMITATION
 The target population of this study comprises the university student of four different faculties which
are
 Computer and Mathematical Science

 Art and Design

 Accountancy

 Business Management

 A sample of students is taken among this population through an online survey to conduct this
research
 The limitations of this project is, someone attitude can change from time to time

 The result may not be the same from time to time as the students may change their behaviour and
attitude in managing their money
RESPONDENTS

30 students from University

Teknologi MARA (UiTM)
Kampus Machang.
METHODOLOGY
Database Initial Design:
-Analysed the ability to manage money

Database design Phase:

-Creating the conceptual design based on questionnaires
Implementation and loading:
-We are using Oracle Application Express (APEX) to create table and data was
inserted
Operation Phase:
- All data was inserted and extracted

Maintenance and evaluation:

- Any changes and enhancement needed
 PART B & C : QUESTION &
SCALE
QUESTIONNAIRES

PART A :
DEMOGRAPHIC
ENTITY RELATIONSHIP DIAGRAM (ERD)
 FINDINGS
Financial Behavior Between Gender

3.28

3.26

3.24
Average

3.22

3.2

3.18

3.16
Male Female

Gender
 Financial Behavior Between Faculties

FSSR; 2.7; 22%

FPP; 3.49; 28%
FSSR
FSKM
FP
FPP
FSKM; 3.27; 26%
FP; 2.9; 23%
 Financial Literacy Among Gender

3.9

3.8

3.7
Average

3.6
3.93
3.5

3.4

3.3 3.34
3.2

3.1

3
Male Female

Gender
Financial Literacy Between Faculties

FSSR
FPP 21%
29% FSSR
FSKM
FP
FPP
FSKM
24%
FP
27%
THANK YOU